Best Personal Loan Rates in Georgetown, Delaware (DE) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Georgetown, Delaware include: Fulton BankFulton Bank21035 Dupont Blvd, Georgetown, DE, 19947A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, Delaware State Police Federal Credit UnionDelaware State Police Federal Credit Union700 N Bedford St, Georgetown, DE, 19947A+5.0 ★Texas Ratio: 5.11% offering Unsecured Personal Loans at 8.99% APR, New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Title loans at 4.24% APR, edU Federal Credit UnionedU Federal Credit UnionA5.0 ★Texas Ratio: 8.99% offering Holiday Loan at 5.90% APR, and Community Powered Federal Credit UnionCommunity Powered Federal Credit UnionA+5.0 ★Texas Ratio: 4.20% offering Credit Builder Loan at 7.00% APR. Personal loan rates as of May 4, 2026 according to verified data from MonitorBankRates.
Georgetown has 2 local institutions in our database, with personal loan rates as low as 8.00% APR from Fulton Bank at 21035 Dupont Blvd, Georgetown, DE, 19947. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Georgetown, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Georgetown, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 4, 2026
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As Low As
$2,000 (MAX); Nov 1st - Nov 30th
As Low As
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
As Low As; Holiday Loans available October 23 through January 31 each year.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX); 72 Month (MAX)
Automatic Payments Discount
Automatic Payments Discount
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As Low As; Borrow up to $10,000
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As Low As; We offer a seasonal Holiday Loan October 1st - January 31st. Borrow $500-$4,000 and you'll have 12 to 24 months to pay off the loan. You can also apply to refinance holiday credit card debt to reduce your rate and save!
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As Low As
$10,000 - $50,000
As Low As; rates based on your credit profile
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$100 - $9,999
$20,000 or more
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maximum rates up to
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Application Fee - $20.00
Application Fee- $20.00
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As Low As
$10,000 - $50,000
As Low As; rates based on your credit profile
$100 - $9,999
$20,000 or more
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As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX); 72 Month (MAX)
Automatic Payments Discount
No additional details available.
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Georgetown, DE Personal Loan Rate Trends
Compare local Georgetown, DE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates rose 1.401 points over the past 7 days to 11.697% APR.
Delaware signature loan rates fell 0.158 points over the past 7 days to 11.010% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Georgetown, Delaware?
What are the best personal loan rates in Georgetown, Delaware?
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- Delaware State Police Federal Credit Union: 8.99% (Unsecured Personal Loans)
- New Castle County Delaware Employees Federal Credit Union: 4.24% (Title loans)
- edU Federal Credit Union: 5.90% (Holiday Loan)
- Community Powered Federal Credit Union: 7.00% (Credit Builder Loan)
Personal Loan Calculators
