Mortgage Lenders and Brokers in Georgetown, Delaware
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Georgetown, Delaware mortgage lenders include Fulton Bank, National AssociationFulton Bank, National Association21035 Dupont Blvd, Georgetown, DE 19947A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank22205 Dupont Blvd, Georgetown, DE 19947A+5.0 ★Texas Ratio: 4.11%, Delaware State Police FCUDelaware State Police FCU700 N Bedford St, Georgetown, DE 19947A+5.0 ★Texas Ratio: 4.25%, PNC Bank N.A.PNC Bank N.A.20915 Dupont Blvd, Georgetown, DE 19947A+5.0 ★Texas Ratio: 4.24%, Tidemark Federal Credit UnionTidemark Federal Credit Union34686 Old Postal Ln, Lewes, DE 19958 4781A+5.0 ★Texas Ratio: 1.21%, WSFS bankWSFS bank210 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.10%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA837 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1601 Governors Pl, Bear, DE 19701A+5.0 ★Texas Ratio: 5.36%, Artisans' BankArtisans' Bank1124 Pulaski Hwy, Bear, DE 19701A+5.0 ★Texas Ratio: 5.99%, and Citizens Bank, NACitizens Bank, NA146 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Georgetown, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Georgetown are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Georgetown, Delaware
Market share is the lender's share of all home loans closed in Georgetown, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Georgetown 21035 Dupont Blvd, Georgetown, DE 19947 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 8 +1 HELOCs |
3.3% | 88.9% | $255,000 | View |
|
1 office in Georgetown 22205 Dupont Blvd, Georgetown, DE 19947 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +7 HELOCs |
1.2% | 100% | $345,000 | View |
|
700 N Bedford St, Georgetown, DE 19947 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 2 | 0.8% | 100% | $95,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Georgetown 20915 Dupont Blvd, Georgetown, DE 19947 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +8 HELOCs |
0.4% | 100% | $375,000 | View |
|
34686 Old Postal Ln, Lewes, DE 19958 4781 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 4 | 1.6% | 100% | $357,500 | View |
|
210 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.10% |
FHA, HELOC | 1 +4 HELOCs |
0.4% | 100% | $235,000 | View |
|
837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
1601 Governors Pl, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 50% | $505,000 | View |
|
1124 Pulaski Hwy, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
|
146 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | 100% | View | |
|
230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Keystone Funding, Inc
|
Conventional, FHA, VA | 5 | 2% | 83.3% | $279,000 | |
Del-One Federal Credti Union
|
Conventional, HELOC | 3 +3 HELOCs |
1.2% | 30% | $131,666 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
K. Hovnanian American Mortgage
|
Conventional, FHA, VA | 26 | 10.7% | 89.7% | $291,923 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 25 +1 HELOCs |
10.2% | 100% | $277,800 | |
Rocket Mortgage
|
Conventional, FHA | 25 | 10.2% | 89.7% | $149,800 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 14 | 5.7% | 100% | $319,285 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
5.3% | 92.9% | $307,307 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 3.7% | 75% | $271,666 | |
Tidewater Mortgage Services, Inc
|
Conventional, FHA | 7 | 2.9% | 87.5% | $315,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA, VA | 7 | 2.9% | 100% | $353,571 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 2.5% | 70% | $268,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 6 | 2.5% | 100% | $380,000 | |
Movement Mortgage, LLC
|
Conventional, VA | 6 | 2.5% | 100% | $315,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA, USDA, HELOC | 5 +1 HELOCs |
2% | 100% | $299,000 | View |
American Financial Resources LLC
|
Conventional, FHA | 3 | 1.2% | 100% | $338,333 | |
Bayshore Mortgage Funding
|
Conventional | 3 | 1.2% | 100% | $238,333 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional, VA | 3 | 1.2% | 100% | $438,333 | View |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 1.2% | 100% | $348,333 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 3 | 1.2% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.8% | 100% | $300,000 | View |
Guaranteed Rate Affinity, LLC
|
FHA, VA | 2 | 0.8% | 100% | $385,000 | |
Primelending
|
Conventional | 2 | 0.8% | 100% | $445,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 0.8% | 100% | $360,000 | |
Freedom Mortgage Corporation
|
FHA | 2 | 0.8% | 60% | $280,000 | |
Amerisave Mortgage Company
|
Conventional, VA | 2 | 0.8% | 33.3% | $285,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 0.8% | 100% | $270,000 | |
The Farmers Bank of Willards
|
Conventional | 2 | 0.8% | 66.7% | $265,000 | |
Shoreham Bank
|
FHA | 2 | 0.8% | 100% | $25,000 | |
Direct Mortgage Loans, LLC
|
Conventional, VA | 2 | 0.8% | 100% | $500,000 | |
Navy Federal Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $145,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $35,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.4% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 9.77% |
Conventional | 1 | 0.4% | 100% | $45,000 | |
Kind Lending, LLC
|
Conventional, Jumbo | 1 | 0.4% | 100% | $875,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.4% | 50% | $55,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.4% | 100% | $345,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
First Home Mortgage
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
Absolute Home Mortgage
|
FHA | 1 | 0.4% | 50% | $405,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Greenbox Loans
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
Nfm, Inc
|
VA | 1 | 0.4% | 100% | $675,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.4% | 100% | $315,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 100% | $525,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 100% | $55,000 | |
Mortgage Research Center
|
VA | 1 | 0.4% | 100% | $585,000 | |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $275,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.4% | 100% | $335,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.4% | 50% | $325,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
First Shore Federal Savings and Loan Association
|
Conventional | 1 | 0.4% | 100% | $75,000 | |
First Central Savings Bank
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.4% | 100% | $45,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Police and Fire Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Heritage Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Georgetown Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Georgetown, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Georgetown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Georgetown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Georgetown, DE
Use these to narrow the list above. Each category shows how many Georgetown, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Georgetown, DE
Independent mortgage companies closed 75.8 percent of home loans in Georgetown, Delaware in 2025, banks 19.7 percent and credit unions 4.5 percent. Keystone Funding, Inc was the largest mortgage company, Fulton Bank, National Association the largest bank and Delaware State Police FCU the largest credit union. Among lenders headquartered in Delaware, Delaware State Police FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Georgetown, DE
By home loans closed in 2025, Fulton Bank, National Association was the largest mortgage lender in Georgetown, Delaware with 8 loans, about 3.3 percent of the market. The largest lender headquartered in Delaware was Delaware State Police FCU with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Georgetown, Delaware in 2025, led by Cmg Mortgage Inc with 9. 18 lenders closed VA loans, led by K. Hovnanian American Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 9 credit unions closed home loans in Georgetown, Delaware in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Georgetown, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Georgetown, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Georgetown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
