South Bethany, Delaware Best CD Rates October 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
South Bethany, Delaware CD rates from banks and credit unions serving Delaware range from 0.01% to 4.45% APY, verified by MonitorBankRates as of October 12, 2026. Current South Bethany, Delaware CD rates include Comenity BankComenity BankB4.6 ★Texas Ratio: 20.12%Real return: +1.65%APY minus CPI (February 2026) offering 1-year CD at 4.45% APY, HSBC Trust Company (Delaware)HSBC Trust Company (Delaware)A+5.0 ★Texas Ratio: 0.00%Real return: +1.65%APY minus CPI (February 2026) offering 24 Month CD at 4.45% APY, SFGI DirectSFGI DirectA5.0 ★Texas Ratio: 7.39%Real return: +1.60%APY minus CPI (February 2026) offering 18-Month CD at 4.40% APY, Barclays BankBarclays BankA5.0 ★Texas Ratio: 8.21%Real return: +1.55%APY minus CPI (February 2026) offering 24 Month Online CD at 4.35% APY, and Franklin Mint Federal Credit UnionFranklin Mint Federal Credit UnionA5.0 ★Texas Ratio: 6.91%Real return: +1.55%APY minus CPI (February 2026) offering 18 MONTH Certificate at 4.35% APY. CD rates as of October 12, 2026 according to verified data from MonitorBankRates.
South Bethany is a smaller community with no bank or credit union branches currently in our database. 351 institutions serving the Delaware area are available to South Bethany residents, with CD rates as high as 4.45% APY from Comenity Bank. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 12, 2026
Compare Best CD Rates in South Bethany, Delaware & the Surrounding Area
South Bethany 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Comenity Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.12%
3-month CD
$1,500
3.95%
▲ 2.00% above Delaware avg
▼
RateN/A
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average1.95%▲ 2.00% above avgNationally 2.09%
Details
A penalty will be imposed for early withdrawals on CDs. At maturity, your CD will automatically renew and earn the base interest rate in effect at that time.
Rate History
1 change since Sep 19, 2026 · 3.90% → 3.95% ▲ 0.05 pts · high 3.95% / low 3.90%
- Oct 11, 20263.95%▲ from 3.90%
- Sep 19, 20263.90%first recorded
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
3 Month Certificate
$0
3.75%
▲ 1.80% above Delaware avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▲ 1.80% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
3 Month Regular / IRA
$500
3.50%
▲ 1.55% above Delaware avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average1.95%▲ 1.55% above avgNationally 2.09%
Details
Regular / IRA
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3 MONTH Certificate
$0
3.50%
▲ 1.55% above Delaware avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average1.95%▲ 1.55% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
3 Month IRA Certificate
$500
3.14%
▲ 1.19% above Delaware avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average1.95%▲ 1.19% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.14% APY · checked 2 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate of Return - 3 Month
$2,500
3.00%
▲ 1.05% above Delaware avg
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▲ 1.05% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
3 Month Certificate
$1,000
3.00%
▲ 1.05% above Delaware avg
▼
Rate2.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▲ 1.05% above avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 3 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3 Month Fixed Rate Certificate of Deposit (CDs)
$0
2.50%
▲ 0.55% above Delaware avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average1.95%▲ 0.55% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
90 Day Certificate of Deposit OR IRA
$500
2.40%
▲ 0.45% above Delaware avg
▼
Rate2.38%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▲ 0.45% above avgNationally 2.09%
Details
Rate History
No change since Sep 7, 2026 · 2.40% APY · checked 7 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular (CDs + IRAs) - 3 Months
$500
2.00%
▲ 0.05% above Delaware avg
▼
Rate1.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▲ 0.05% above avgNationally 2.09%
Details
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 2 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Month TD Choice CD (Promotional)
$250
2.00%
▲ 0.05% above Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average1.95%▲ 0.05% above avgNationally 2.09%
Details
Same rate all balance tiers
Rate History
No change since Oct 11, 2026 · 2.00% APY
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Month TD Choice CD (Non-Promotional)
$250
1.99%
▲ 0.04% above Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average1.95%▲ 0.04% above avgNationally 2.09%
Details
Rate History
No change since Oct 11, 2026 · 1.99% APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3 Month - Relationship
$0
1.00%
▼ 0.95% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 0.95% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3 Month Certificate
$0
1.00%
▼ 0.95% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 0.95% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3 Month TD Choice CD
$250
1.00%
▼ 0.95% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 0.95% below avgNationally 2.09%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Month - Relationship
$0
1.00%
▼ 0.95% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average1.95%▼ 0.95% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Month Certificate
$0
1.00%
▼ 0.95% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average1.95%▼ 0.95% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 7 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Month TD Choice CD
$250
1.00%
▼ 0.95% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average1.95%▼ 0.95% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99; Relationship APY
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
3 Month Certificate
$0
0.70%
▼ 1.25% below Delaware avg
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 1.25% below avgNationally 2.09%
Details
Rate History
No change since Oct 7, 2026 · 0.70% APY · checked 2 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3 Month Share Certificate
$0
0.20%
▼ 1.75% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average1.95%▼ 1.75% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
90 Day Fixed Rate Time Deposit/IRA
$500
0.10%
▼ 1.85% below Delaware avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average1.95%▼ 1.85% below avgNationally 2.09%
Details
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 6 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
3 month Standard Fixed Rate
$2,500
0.06%
▼ 1.89% below Delaware avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 1.89% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
3 month Standard Interest Rate
$2,500
0.06%
▼ 1.89% below Delaware avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 1.89% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Relationship APY 0.06%
Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
3 month Standard Fixed Rate
$2,500
0.05%
▼ 1.90% below Delaware avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 1.90% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 Day Certificate of Deposit
$1,000
0.05%
▼ 1.90% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average1.95%▼ 1.90% below avgNationally 2.09%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 Day Jumbo Certificate of Deposit
$95,000
0.05%
▼ 1.90% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average1.95%▼ 1.90% below avgNationally 2.09%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
3 Month Certificate of Deposit
$0
0.03%
▼ 1.92% below Delaware avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 1.92% below avgNationally 2.09%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
3 Month Certificate of Deposit
$0
0.02%
▼ 1.93% below Delaware avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 1.93% below avgNationally 2.09%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
3 Month Certificate of Deposit
$0
0.01%
▼ 1.94% below Delaware avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average1.95%▼ 1.94% below avgNationally 2.09%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
South Bethany 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Month 360 CDs
$0
4.30%
▲ 1.74% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▲ 1.74% above avgNationally 2.78%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
6-Month CD
$1,000
4.20%
▲ 1.64% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▲ 1.64% above avgNationally 2.78%
Details
A competitive rate with a shorter commitment
Rate History
1 change since Sep 28, 2026 · 4.09% → 4.20% ▲ 0.11 pts · high 4.20% / low 4.09%
- Oct 7, 20264.20%▲ from 4.09%
- Sep 28, 20264.09%first recorded
Comenity Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.12%
6-month CD
$1,500
4.05%
▲ 1.49% above Delaware avg
▼
RateN/A
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.56%▲ 1.49% above avgNationally 2.78%
Details
A penalty will be imposed for early withdrawals on CDs. At maturity, your CD will automatically renew and earn the base interest rate in effect at that time.
Rate History
1 change since Sep 19, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
- Oct 11, 20264.05%▲ from 4.00%
- Sep 19, 20264.00%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$1,000
4.05%
▲ 1.49% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 1.49% above avgNationally 2.78%
Details
Rate History
1 change since Sep 28, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
- Oct 12, 20264.05%▲ from 4.00%
- Sep 28, 20264.00%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month New Money CD
$1,000
4.05%
▲ 1.49% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 1.49% above avgNationally 2.78%
Details
Exclusively for Premier clients. New Money is defined as deposits and investments not previously held by any member of the HSBC Group in the U.S. New Money is determined at HSBC's discretion.
Rate History
No change since Oct 3, 2026 · 4.05% APY · checked 2 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
6 Month Certificate of Deposit
$0
4.05%
▲ 1.49% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 1.49% above avgNationally 2.78%
Details
ADD'L DISCLOSURES
Rate History
No change since Sep 16, 2026 · 4.05% APY · checked 6 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
6 Month Fixed Rate Certificate of Deposit (CDs)
$0
4.05%
▲ 1.49% above Delaware avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 1.49% above avgNationally 2.78%
Details
Rate History
No change since Sep 24, 2026 · 4.05% APY · checked 5 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
6 Month Online CD
$0
4.00%
▲ 1.44% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▲ 1.44% above avgNationally 2.78%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$1,000
4.00%
▲ 1.44% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 1.44% above avgNationally 2.78%
Details
Only available to existing Premier customers.
Rate History
No change since Sep 28, 2026 · 4.00% APY · checked 4 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Online CD
$1,000
4.00%
▲ 1.44% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 1.44% above avgNationally 2.78%
Details
Minimum balance to open and obtain APY is $1000. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 4 times
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
6 Month Regular And IRA Share Certificates
$500
4.00%
▲ 1.44% above Delaware avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▲ 1.44% above avgNationally 2.78%
Details
Rate History
1 change since Sep 14, 2026 · 3.35% → 4.00% ▲ 0.65 pts · high 4.00% / low 3.35%
- Sep 25, 20264.00%▲ from 3.35%
- Sep 14, 20263.35%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
6 Month Share Certificate (Jumbo)
$25,000
4.00%
▲ 1.44% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▲ 1.44% above avgNationally 2.78%
Details
Rate History
1 change since Sep 14, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
- Oct 9, 20264.00%▲ from 1.00%
- Sep 14, 20261.00%first recorded
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
6-Month Share Certificate
$500
3.75%
▲ 1.19% above Delaware avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▲ 1.19% above avgNationally 2.78%
Details
6-Month term not available on IRA Certificates.
Rate History
No change since Oct 5, 2026 · 3.75% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
6 Month Regular / IRA
$500
3.70%
▲ 1.14% above Delaware avg
▼
Rate3.63%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 1.14% above avgNationally 2.78%
Details
Regular / IRA
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 7 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
6 Month Youth Certificate
$250
3.70%
▲ 1.14% above Delaware avg
▼
Rate3.63%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 1.14% above avgNationally 2.78%
Details
Youth certificate
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 7 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
6 MONTH Certificate
$0
3.70%
▲ 1.14% above Delaware avg
▼
Rate3.63%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▲ 1.14% above avgNationally 2.78%
Details
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 3 times
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
6 Month Certificate
$0
3.65%
▲ 1.09% above Delaware avg
▼
Rate3.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▲ 1.09% above avgNationally 2.78%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 3 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6 Month Share Certificate
$0
3.56%
▲ 1.00% above Delaware avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▲ 1.00% above avgNationally 2.78%
Details
Rate History
No change since Oct 5, 2026 · 3.56% APY · checked 2 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
6 Month Share Certificate
$500
3.55%
▲ 0.99% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▲ 0.99% above avgNationally 2.78%
Details
Rate History
1 change since Sep 14, 2026 · 0.90% → 3.55% ▲ 2.65 pts · high 3.55% / low 0.90%
- Oct 9, 20263.55%▲ from 0.90%
- Sep 14, 20260.90%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
6 Month IRA Certificate
$500
3.40%
▲ 0.84% above Delaware avg
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 0.84% above avgNationally 2.78%
Details
Rate History
No change since Oct 8, 2026 · 3.40% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6 Month Jumbo IRA Share Certificates
$0
3.35%
▲ 0.79% above Delaware avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▲ 0.79% above avgNationally 2.78%
Details
Rate History
No change since Oct 5, 2026 · 3.35% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6 Month Jumbo Share Certificates
$0
3.35%
▲ 0.79% above Delaware avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▲ 0.79% above avgNationally 2.78%
Details
Rate History
No change since Oct 5, 2026 · 3.35% APY · checked 2 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Month Certificate
$0
3.30%
▲ 0.74% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▲ 0.74% above avgNationally 2.78%
Details
Rate History
No change since Oct 7, 2026 · 3.30% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6 Month IRA Share Certificate
$0
3.30%
▲ 0.74% above Delaware avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▲ 0.74% above avgNationally 2.78%
Details
Rate History
No change since Oct 5, 2026 · 3.30% APY · checked 2 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
6 Month Certificate
$1,000
3.25%
▲ 0.69% above Delaware avg
▼
Rate3.21%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▲ 0.69% above avgNationally 2.78%
Details
Rate History
No change since Oct 7, 2026 · 3.25% APY · checked 3 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
IRA Fixed - 6 Months
$100
3.25%
▲ 0.69% above Delaware avg
▼
Rate3.20%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▲ 0.69% above avgNationally 2.78%
Details
Rate History
No change since Oct 7, 2026 · 3.25% APY · checked 3 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate of Return - 6 Month
$2,500
3.00%
▲ 0.44% above Delaware avg
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▲ 0.44% above avgNationally 2.78%
Details
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular (CDs + IRAs) - 6 Months
$500
3.00%
▲ 0.44% above Delaware avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▲ 0.44% above avgNationally 2.78%
Details
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
6 Month CD
$0
2.96%
▲ 0.40% above Delaware avg
▼
Rate2.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▲ 0.40% above avgNationally 2.78%
Details
Rate History
3 changes since Sep 14, 2026 · 3.29% → 2.96% ▼ 0.33 pts · high 3.29% / low 2.96%
- Oct 8, 20262.96%▼ from 3.20%
- Sep 24, 20263.20%▲ from 3.11%
- Sep 20, 20263.11%▼ from 3.29%
- Sep 14, 20263.29%first recorded
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
6 Month TD Choice CD (Promotional)
$250
2.00%
▼ 0.56% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.56%▼ 0.56% below avgNationally 2.78%
Details
Same rate all balance tiers
Rate History
No change since Oct 11, 2026 · 2.00% APY
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
6 Month TD Choice CD (Non-Promotional)
$250
1.99%
▼ 0.57% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.56%▼ 0.57% below avgNationally 2.78%
Details
Rate History
No change since Oct 11, 2026 · 1.99% APY
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$0
1.36%
▼ 1.20% below Delaware avg
▼
Rate1.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▼ 1.20% below avgNationally 2.78%
Details
Rate History
No change since Sep 14, 2026 · 1.36% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6 Month Certificate
$0
1.00%
▼ 1.56% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▼ 1.56% below avgNationally 2.78%
Details
Balance: $250.00 - $9,999.99; Relationship APY: 1.00%; Standard APY: 1.00%
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6 Month TD Choice CD
$250
1.00%
▼ 1.56% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▼ 1.56% below avgNationally 2.78%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
6 Month Certificate
$0
1.00%
▼ 1.56% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.56%▼ 1.56% below avgNationally 2.78%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
6 Month TD Choice CD
$250
1.00%
▼ 1.56% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.56%▼ 1.56% below avgNationally 2.78%
Details
Balance: $250.00 - $9,999.99; Relationship APY
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
6 Month Regular Certificates
$1,000
1.00%
▼ 1.56% below Delaware avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▼ 1.56% below avgNationally 2.78%
Details
Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
6 Month Certificate
$0
0.70%
▼ 1.86% below Delaware avg
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▼ 1.86% below avgNationally 2.78%
Details
Rate History
No change since Oct 7, 2026 · 0.70% APY · checked 2 times
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6 mo Certificate
$1,000
0.35%
▼ 2.21% below Delaware avg
▼
Rate0.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.56%▼ 2.21% below avgNationally 2.78%
Details
Rate History
No change since Oct 8, 2026 · 0.35% APY · checked 2 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6 Month Share Certificate
$0
0.25%
▼ 2.31% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.56%▼ 2.31% below avgNationally 2.78%
Details
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
6 Month Fixed Rate Time Deposit/IRA
$500
0.20%
▼ 2.36% below Delaware avg
▼
Rate0.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.56%▼ 2.36% below avgNationally 2.78%
Details
Rate History
No change since Sep 11, 2026 · 0.20% APY · checked 6 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
6 month Standard Fixed Rate
$2,500
0.06%
▼ 2.50% below Delaware avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▼ 2.50% below avgNationally 2.78%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
6 month Standard Interest Rate
$2,500
0.06%
▼ 2.50% below Delaware avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▼ 2.50% below avgNationally 2.78%
Details
Balance: $0 - $4,999.99; Relationship APY 0.06%
Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
6 month Standard Fixed Rate
$2,500
0.05%
▼ 2.51% below Delaware avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▼ 2.51% below avgNationally 2.78%
Details
Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$1,000
0.05%
▼ 2.51% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.56%▼ 2.51% below avgNationally 2.78%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Jumbo Certificate of Deposit
$95,000
0.05%
▼ 2.51% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.56%▼ 2.51% below avgNationally 2.78%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
6 Month TD No Catch CD
$250
0.05%
▼ 2.51% below Delaware avg
▼
Rate0.05%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.56%▼ 2.51% below avgNationally 2.78%
Details
Rate History
No change since Oct 11, 2026 · 0.05% APY
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
6 Month Certificate of Deposit
$0
0.03%
▼ 2.53% below Delaware avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▼ 2.53% below avgNationally 2.78%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
6 Month Certificate of Deposit
$0
0.02%
▼ 2.54% below Delaware avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▼ 2.54% below avgNationally 2.78%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
6 Month Certificate of Deposit
$0
0.01%
▼ 2.55% below Delaware avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.56%▼ 2.55% below avgNationally 2.78%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
South Bethany 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Comenity Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.12%
1-year CD
$1,500
4.45%
▲ 1.75% above Delaware avg
▼
RateN/A
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.70%▲ 1.75% above avgNationally 2.99%
Details
A penalty will be imposed for early withdrawals on CDs. At maturity, your CD will automatically renew and earn the base interest rate in effect at that time.
Rate History
1 change since Sep 19, 2026 · 4.25% → 4.45% ▲ 0.20 pts · high 4.45% / low 4.25%
- Oct 11, 20264.45%▲ from 4.25%
- Sep 19, 20264.25%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$1,000
4.35%
▲ 1.65% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 1.65% above avgNationally 2.99%
Details
Rate History
1 change since Sep 28, 2026 · 4.30% → 4.35% ▲ 0.05 pts · high 4.35% / low 4.30%
- Oct 12, 20264.35%▲ from 4.30%
- Sep 28, 20264.30%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month New Money CD
$1,000
4.35%
▲ 1.65% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 1.65% above avgNationally 2.99%
Details
Exclusively for Premier clients. New Money is defined as deposits and investments not previously held by any member of the HSBC Group in the U.S. New Money is determined at HSBC's discretion.
Rate History
No change since Oct 3, 2026 · 4.35% APY · checked 2 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
12 Month 360 CDs
$0
4.30%
▲ 1.60% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 1.60% above avgNationally 2.99%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
12-Month CD
$1,000
4.30%
▲ 1.60% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 1.60% above avgNationally 2.99%
Details
A strong rate. A full year of predictable growth.
Rate History
1 change since Sep 28, 2026 · 4.20% → 4.30% ▲ 0.10 pts · high 4.30% / low 4.20%
- Oct 7, 20264.30%▲ from 4.20%
- Sep 28, 20264.20%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$1,000
4.30%
▲ 1.60% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 1.60% above avgNationally 2.99%
Details
Only available to existing Premier customers.
Rate History
No change since Sep 28, 2026 · 4.30% APY · checked 4 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Online CD
$1,000
4.30%
▲ 1.60% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 1.60% above avgNationally 2.99%
Details
Minimum balance to open and obtain APY is $1000. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 24, 2026 · 4.30% APY · checked 4 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
12 Month Online CD
$0
4.25%
▲ 1.55% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 1.55% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
12 Month TD Choice CD (Promotional)
$250
4.15%
▲ 1.45% above Delaware avg
▼
Rate4.07%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.70%▲ 1.45% above avgNationally 2.99%
Details
Same rate all balance tiers
Rate History
No change since Oct 11, 2026 · 4.15% APY
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
12 Month TD Choice CD (Non-Promotional)
$250
4.14%
▲ 1.44% above Delaware avg
▼
Rate4.06%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.70%▲ 1.44% above avgNationally 2.99%
Details
Rate History
No change since Oct 11, 2026 · 4.14% APY
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
12 Month Regular And IRA Share Certificates
$500
4.10%
▲ 1.40% above Delaware avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 1.40% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.30% → 4.10% ▲ 0.80 pts · high 4.10% / low 3.30%
- Sep 25, 20264.10%▲ from 3.30%
- Sep 14, 20263.30%first recorded
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12 mo Certificate
$1,000
4.06%
▲ 1.36% above Delaware avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 1.36% above avgNationally 2.99%
Details
**New money
Rate History
No change since Oct 8, 2026 · 4.06% APY · checked 2 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1-year online CDs
$0
4.00%
▲ 1.30% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 1.30% above avgNationally 2.99%
Details
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
12 Month Certificate
$0
4.00%
▲ 1.30% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 1.30% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
1-Year Business Share Certificate
$500
4.00%
▲ 1.30% above Delaware avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 1.30% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.00% → 4.00% ▲ 1.00 pts · high 4.00% / low 3.00%
- Oct 5, 20264.00%▲ from 3.00%
- Sep 14, 20263.00%first recorded
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
1-Year Share Certificate
$500
4.00%
▲ 1.30% above Delaware avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 1.30% above avgNationally 2.99%
Details
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
12 Month Share Certificate (Jumbo)
$25,000
4.00%
▲ 1.30% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 1.30% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 1.25% → 4.00% ▲ 2.75 pts · high 4.00% / low 1.25%
- Oct 5, 20264.00%▲ from 1.25%
- Sep 14, 20261.25%first recorded
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
12 Month Regular Certificates
$1,000
3.82%
▲ 1.12% above Delaware avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 1.12% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 3.82% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
12 Month Share Certificate
$0
3.72%
▲ 1.02% above Delaware avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 1.02% above avgNationally 2.99%
Details
Rate History
No change since Oct 5, 2026 · 3.72% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
12 month Regular / IRA
$500
3.70%
▲ 1.00% above Delaware avg
▼
Rate3.63%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 1.00% above avgNationally 2.99%
Details
Regular / IRA
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 7 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
12 Month Youth Certificate
$250
3.70%
▲ 1.00% above Delaware avg
▼
Rate3.63%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 1.00% above avgNationally 2.99%
Details
Youth certificate
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 7 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
12 MONTH Certificate
$0
3.70%
▲ 1.00% above Delaware avg
▼
Rate3.63%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 1.00% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 3 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
12 Month IRA Certificate
$500
3.66%
▲ 0.96% above Delaware avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 0.96% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 3.66% APY · checked 2 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
12 Month Certificate of Deposit OR IRA
$100,000
3.60%
▲ 0.90% above Delaware avg
▼
Rate3.60%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 0.90% above avgNationally 2.99%
Details
Rate History
No change since Sep 7, 2026 · 3.60% APY · checked 7 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
12 Month Certificate of Deposit OR IRA
$500
3.55%
▲ 0.85% above Delaware avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 0.85% above avgNationally 2.99%
Details
Rate History
No change since Sep 7, 2026 · 3.55% APY · checked 7 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
12 Month IRA Share Certificate
$500
3.55%
▲ 0.85% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 0.85% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 1.25% → 3.55% ▲ 2.30 pts · high 3.55% / low 1.25%
- Oct 9, 20263.55%▲ from 1.25%
- Sep 14, 20261.25%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
12 Month Share Certificate
$500
3.55%
▲ 0.85% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 0.85% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 1.15% → 3.55% ▲ 2.40 pts · high 3.55% / low 1.15%
- Oct 9, 20263.55%▲ from 1.15%
- Sep 14, 20261.15%first recorded
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
12 Month Jumbo IRA Share Certificates
$0
3.51%
▲ 0.81% above Delaware avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 0.81% above avgNationally 2.99%
Details
Rate History
No change since Oct 5, 2026 · 3.51% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
12 Month Jumbo Share Certificates
$0
3.51%
▲ 0.81% above Delaware avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 0.81% above avgNationally 2.99%
Details
Rate History
No change since Oct 5, 2026 · 3.51% APY · checked 2 times
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
12 Month Certificate
$0
3.50%
▲ 0.80% above Delaware avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
12 Month IRA Share Certificate
$0
3.46%
▲ 0.76% above Delaware avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 0.76% above avgNationally 2.99%
Details
Rate History
No change since Oct 5, 2026 · 3.46% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1 Year Online CD
$0
3.25%
▲ 0.55% above Delaware avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 0.55% above avgNationally 2.99%
Details
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 7 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular (CDs + IRAs) - 12 Months
$500
3.25%
▲ 0.55% above Delaware avg
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 0.55% above avgNationally 2.99%
Details
Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
12 Month CD
$0
3.17%
▲ 0.47% above Delaware avg
▼
Rate3.13%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 0.47% above avgNationally 2.99%
Details
Rate History
3 changes since Sep 14, 2026 · 3.46% → 3.17% ▼ 0.29 pts · high 3.46% / low 3.17%
- Oct 8, 20263.17%▼ from 3.40%
- Sep 24, 20263.40%▲ from 3.34%
- Sep 20, 20263.34%▼ from 3.46%
- Sep 14, 20263.46%first recorded
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
12 Month Fixed Rate Certificate of Deposit (CDs)
$0
3.15%
▲ 0.45% above Delaware avg
▼
Rate3.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.70%▲ 0.45% above avgNationally 2.99%
Details
Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 5 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Share Certificate (12-Month)
$0
3.01%
▲ 0.31% above Delaware avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 0.31% above avgNationally 2.99%
Details
Rate History
No change since Sep 21, 2026 · 3.01% APY · checked 5 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
IRA Fixed - 12 Months
$100
3.00%
▲ 0.30% above Delaware avg
▼
Rate2.96%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 0.30% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 3 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate of Return - 12 Month
$2,500
2.75%
▲ 0.05% above Delaware avg
▼
Rate2.71%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 0.05% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 2.75% APY · checked 2 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
12 Month Certificate
$1,000
2.75%
▲ 0.05% above Delaware avg
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▲ 0.05% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 2.75% APY · checked 3 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
IRA Certificate - 1-Year
$0
2.71%
▲ 0.01% above Delaware avg
▼
Rate2.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▲ 0.01% above avgNationally 2.99%
Details
Balance: $1,000
Rate History
No change since Sep 21, 2026 · 2.71% APY · checked 5 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
12 Months CD
$200
2.00%
▼ 0.70% below Delaware avg
▼
Rate2.00%
Min Deposit$200
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▼ 0.70% below avgNationally 2.99%
Details
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 2 times
Fsnb
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
12 Month Certificate
$500
2.00%
▼ 0.70% below Delaware avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.70%▼ 0.70% below avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 3 times
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate
$0
1.76%
▼ 0.94% below Delaware avg
▼
Rate1.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.70%▼ 0.94% below avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 6 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1 year Standard Fixed Rate
$2,500
1.51%
▼ 1.19% below Delaware avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▼ 1.19% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
1 change since Sep 14, 2026 · 1.50% → 1.51% ▲ 0.01 pts · high 1.51% / low 1.50%
- Oct 7, 20261.51%▲ from 1.50%
- Sep 14, 20261.50%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1 year Standard Interest Rate
$2,500
1.51%
▼ 1.19% below Delaware avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▼ 1.19% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99; Relationship APY 1.51%
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1 year Standard Fixed Rate
$2,500
1.50%
▼ 1.20% below Delaware avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▼ 1.20% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99. Early withdrawal penalties may apply.
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
12 Month - Relationship
$0
1.00%
▼ 1.70% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▼ 1.70% below avgNationally 2.99%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
12 Month Certificate
$0
1.00%
▼ 1.70% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▼ 1.70% below avgNationally 2.99%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
12 Month TD Choice CD
$250
1.00%
▼ 1.70% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.70%▼ 1.70% below avgNationally 2.99%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
12 Month Certificate
$0
1.00%
▼ 1.70% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.70%▼ 1.70% below avgNationally 2.99%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 7 times
South Bethany 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
18-Month CD
$1,000
4.40%
▲ 1.64% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 1.64% above avgNationally 2.87%
Details
Our highest featured APY, locked in for longer.
Rate History
1 change since Sep 28, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30%
- Oct 7, 20264.40%▲ from 4.30%
- Sep 28, 20264.30%first recorded
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
18 MONTH Certificate
$0
4.35%
▲ 1.59% above Delaware avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.76%▲ 1.59% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00%
- Oct 5, 20264.35%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Month 360 CDs
$0
4.30%
▲ 1.54% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 1.54% above avgNationally 2.87%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
18 Month TD Choice CD (Promotional)
$250
4.25%
▲ 1.49% above Delaware avg
▼
Rate4.17%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.76%▲ 1.49% above avgNationally 2.87%
Details
Same rate all balance tiers
Rate History
No change since Oct 11, 2026 · 4.25% APY
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
18 Month TD Choice CD (Non-Promotional)
$250
4.24%
▲ 1.48% above Delaware avg
▼
Rate4.16%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.76%▲ 1.48% above avgNationally 2.87%
Details
Rate History
No change since Oct 11, 2026 · 4.24% APY
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
18 Month Regular Certificates
$1,000
4.07%
▲ 1.31% above Delaware avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.76%▲ 1.31% above avgNationally 2.87%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Santander Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
18-Month CD
$500
4.00%
▲ 1.24% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 1.24% above avgNationally 2.87%
Details
Rates are available when account is opened in a Santander location in CT, DE, MA, NH, NJ, NY, PA, RI, or select areas in FL: Miami-Dade, Monroe, Broward counties, and Collier county ZIP Code 34141. Rates in other areas or for online openings may not be available.
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 3 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
18 MONTH SELECT Certificate of Deposit
$1,000
3.85%
▲ 1.09% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 1.09% above avgNationally 2.87%
Details
Requires a qualifying checking account.
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
18-Month M&T Select CD
$0
3.85%
▲ 1.09% above Delaware avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 1.09% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
18 Month IRA Certificate
$500
3.82%
▲ 1.06% above Delaware avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.76%▲ 1.06% above avgNationally 2.87%
Details
Rate History
No change since Oct 8, 2026 · 3.82% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
18 Month Share Certificate
$0
3.67%
▲ 0.91% above Delaware avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.76%▲ 0.91% above avgNationally 2.87%
Details
Rate History
No change since Oct 5, 2026 · 3.67% APY · checked 2 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Month Certificate
$0
3.60%
▲ 0.84% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 0.84% above avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
18 Month Certificate
$0
3.50%
▲ 0.74% above Delaware avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 0.74% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
18 Month Regular / IRA
$500
3.50%
▲ 0.74% above Delaware avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.76%▲ 0.74% above avgNationally 2.87%
Details
Regular / IRA
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
18 Month Jumbo IRA Share Certificates
$0
3.46%
▲ 0.70% above Delaware avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.76%▲ 0.70% above avgNationally 2.87%
Details
Rate History
No change since Oct 5, 2026 · 3.46% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
18 Month Jumbo Share Certificates
$0
3.46%
▲ 0.70% above Delaware avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.76%▲ 0.70% above avgNationally 2.87%
Details
Rate History
No change since Oct 5, 2026 · 3.46% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
18 Month IRA Share Certificate
$0
3.41%
▲ 0.65% above Delaware avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.76%▲ 0.65% above avgNationally 2.87%
Details
Rate History
No change since Oct 5, 2026 · 3.41% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
18 Month CD
$0
3.34%
▲ 0.58% above Delaware avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.76%▲ 0.58% above avgNationally 2.87%
Details
Rate History
3 changes since Sep 14, 2026 · 3.55% → 3.34% ▼ 0.21 pts · high 3.56% / low 3.34%
- Oct 8, 20263.34%▼ from 3.56%
- Sep 24, 20263.56%▲ from 3.46%
- Sep 20, 20263.46%▼ from 3.55%
- Sep 14, 20263.55%first recorded
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular (CDs + IRAs) - 18 Months
$500
3.25%
▲ 0.49% above Delaware avg
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 0.49% above avgNationally 2.87%
Details
Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 2 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
18 Month Certificate of Deposit OR IRA
$500
3.20%
▲ 0.44% above Delaware avg
▼
Rate3.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 0.44% above avgNationally 2.87%
Details
Rate History
No change since Sep 7, 2026 · 3.20% APY · checked 7 times
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
18 mo Certificate
$1,000
3.19%
▲ 0.43% above Delaware avg
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.76%▲ 0.43% above avgNationally 2.87%
Details
Rate History
No change since Oct 8, 2026 · 3.19% APY · checked 2 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
18 Month Online CD
$0
3.00%
▲ 0.24% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 0.24% above avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
18 Month Rising Rate CD
$500
3.00%
▲ 0.24% above Delaware avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 0.24% above avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 3.00% APY
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
18 Month Fixed Rate Certificate of Deposit (CDs)
$0
2.90%
▲ 0.14% above Delaware avg
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.76%▲ 0.14% above avgNationally 2.87%
Details
Rate History
No change since Sep 24, 2026 · 2.90% APY · checked 5 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
IRA Fixed - 18 Months
$100
2.89%
▲ 0.13% above Delaware avg
▼
Rate2.85%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▲ 0.13% above avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 2.89% APY · checked 3 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
18 Month Certificate
$1,000
2.73%
▼ 0.03% below Delaware avg
▼
Rate2.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▼ 0.03% below avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 2.73% APY · checked 3 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate of Return - 18 Month
$2,500
2.50%
▼ 0.26% below Delaware avg
▼
Rate2.47%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▼ 0.26% below avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
Fsnb
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
18 Month Certificate
$500
2.00%
▼ 0.76% below Delaware avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.76%▼ 0.76% below avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
18 Month - Relationship
$0
1.00%
▼ 1.76% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▼ 1.76% below avgNationally 2.87%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
18 Month Certificate
$0
1.00%
▼ 1.76% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▼ 1.76% below avgNationally 2.87%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
18 Month TD Choice CD
$250
1.00%
▼ 1.76% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▼ 1.76% below avgNationally 2.87%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
18 Month Certificate
$0
1.00%
▼ 1.76% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.76%▼ 1.76% below avgNationally 2.87%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
18 Month TD Choice CD
$250
1.00%
▼ 1.76% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.76%▼ 1.76% below avgNationally 2.87%
Details
Balance: $250.00 - $9,999.99; Relationship APY
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
18 Month Certificate
$0
0.95%
▼ 1.81% below Delaware avg
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▼ 1.81% below avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 0.95% APY · checked 2 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
18 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 2.36% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.76%▼ 2.36% below avgNationally 2.87%
Details
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 6 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
CD Terms - 18 Months
$100
0.15%
▼ 2.61% below Delaware avg
▼
Rate0.15%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.76%▼ 2.61% below avgNationally 2.87%
Details
Compounded: Monthly
Rate History
No change since Oct 9, 2026 · 0.15% APY
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$1,000
0.05%
▼ 2.71% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.76%▼ 2.71% below avgNationally 2.87%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Jumbo Certificate of Deposit
$95,000
0.05%
▼ 2.71% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.76%▼ 2.71% below avgNationally 2.87%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
18 Month Certificate of Deposit
$0
0.03%
▼ 2.73% below Delaware avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▼ 2.73% below avgNationally 2.87%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
18 Month Certificate of Deposit
$0
0.02%
▼ 2.74% below Delaware avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▼ 2.74% below avgNationally 2.87%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
18 Month Certificate of Deposit
$0
0.01%
▼ 2.75% below Delaware avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.76%▼ 2.75% below avgNationally 2.87%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
South Bethany 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$1,000
4.45%
▲ 1.98% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▲ 1.98% above avgNationally 2.88%
Details
Rate History
1 change since Sep 28, 2026 · 4.40% → 4.45% ▲ 0.05 pts · high 4.45% / low 4.40%
- Oct 12, 20264.45%▲ from 4.40%
- Sep 28, 20264.40%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month New Money CD
$1,000
4.45%
▲ 1.98% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▲ 1.98% above avgNationally 2.88%
Details
Exclusively for Premier clients. New Money is defined as deposits and investments not previously held by any member of the HSBC Group in the U.S. New Money is determined at HSBC's discretion.
Rate History
No change since Oct 3, 2026 · 4.45% APY · checked 2 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$1,000
4.40%
▲ 1.93% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▲ 1.93% above avgNationally 2.88%
Details
Only available to existing Premier customers.
Rate History
No change since Sep 28, 2026 · 4.40% APY · checked 4 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Online CD
$1,000
4.40%
▲ 1.93% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▲ 1.93% above avgNationally 2.88%
Details
Minimum balance to open and obtain APY is $1000. A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 24, 2026 · 4.40% APY · checked 4 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
24 Month Online CD
$0
4.35%
▲ 1.88% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▲ 1.88% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 4.35% APY · checked 2 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
24 Month 360 CDs
$0
4.30%
▲ 1.83% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▲ 1.83% above avgNationally 2.88%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Month TD Choice CD (Promotional)
$250
4.30%
▲ 1.83% above Delaware avg
▼
Rate4.22%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.47%▲ 1.83% above avgNationally 2.88%
Details
Same rate all balance tiers
Rate History
No change since Oct 11, 2026 · 4.30% APY
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
24 MONTH Certificate
$0
4.30%
▲ 1.83% above Delaware avg
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 1.83% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.30% ▲ 0.70 pts · high 4.30% / low 3.60%
- Oct 5, 20264.30%▲ from 3.60%
- Sep 14, 20263.60%first recorded
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Month TD Choice CD (Non-Promotional)
$250
4.29%
▲ 1.82% above Delaware avg
▼
Rate4.21%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.47%▲ 1.82% above avgNationally 2.88%
Details
Rate History
No change since Oct 11, 2026 · 4.29% APY
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
24 MONTH BUMP Certificate
$0
4.05%
▲ 1.58% above Delaware avg
▼
Rate3.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 1.58% above avgNationally 2.88%
Details
Rate History
No change since Oct 9, 2026 · 4.05% APY
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
24 Month Share Certificate (Jumbo)
$25,000
4.00%
▲ 1.53% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 1.53% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 1.76% → 4.00% ▲ 2.24 pts · high 4.00% / low 1.76%
- Oct 9, 20264.00%▲ from 1.76%
- Sep 14, 20261.76%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
24 Month IRA Certificate
$500
3.92%
▲ 1.45% above Delaware avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▲ 1.45% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.92% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
24 Month Regular Certificates
$1,000
3.56%
▲ 1.09% above Delaware avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▲ 1.09% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.56% APY · checked 2 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
24 Month Certificate
$0
3.50%
▲ 1.03% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▲ 1.03% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
24 Month Certificate
$0
3.50%
▲ 1.03% above Delaware avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▲ 1.03% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular (CDs + IRAs) - 24 Months
$500
3.50%
▲ 1.03% above Delaware avg
▼
Rate3.46%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▲ 1.03% above avgNationally 2.88%
Details
Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
24 Month CD
$0
3.43%
▲ 0.96% above Delaware avg
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▲ 0.96% above avgNationally 2.88%
Details
Rate History
3 changes since Sep 14, 2026 · 3.62% → 3.43% ▼ 0.19 pts · high 3.62% / low 3.43%
- Oct 8, 20263.43%▼ from 3.62%
- Sep 24, 20263.62%▲ from 3.54%
- Sep 20, 20263.54%▼ from 3.62%
- Sep 14, 20263.62%first recorded
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
24 Month Share Certificate
$0
3.41%
▲ 0.94% above Delaware avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.94% above avgNationally 2.88%
Details
Rate History
No change since Oct 5, 2026 · 3.41% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
24 Month Regular / IRA
$500
3.40%
▲ 0.93% above Delaware avg
▼
Rate3.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▲ 0.93% above avgNationally 2.88%
Details
Regular / IRA
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 7 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
24 Month IRA Share Certificate
$500
3.29%
▲ 0.82% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.82% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 1.76% → 3.29% ▲ 1.53 pts · high 3.29% / low 1.76%
- Oct 9, 20263.29%▲ from 1.76%
- Sep 14, 20261.76%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
24 Month Share Certificate
$500
3.29%
▲ 0.82% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.82% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 1.66% → 3.29% ▲ 1.63 pts · high 3.29% / low 1.66%
- Oct 9, 20263.29%▲ from 1.66%
- Sep 14, 20261.66%first recorded
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
24 Month Rising Rate CD
$10,000
3.25%
▲ 0.78% above Delaware avg
▼
Rate3.21%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▲ 0.78% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.25% APY
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
24 Month Jumbo IRA Share Certificates
$0
3.20%
▲ 0.73% above Delaware avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.73% above avgNationally 2.88%
Details
Rate History
No change since Oct 5, 2026 · 3.20% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
24 Month Jumbo Share Certificates
$0
3.20%
▲ 0.73% above Delaware avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.73% above avgNationally 2.88%
Details
Rate History
No change since Oct 5, 2026 · 3.20% APY · checked 2 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
24 Month IRA Share Certificate
$0
3.15%
▲ 0.68% above Delaware avg
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.68% above avgNationally 2.88%
Details
Rate History
No change since Oct 5, 2026 · 3.15% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2 Year Online CD
$0
3.00%
▲ 0.53% above Delaware avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▲ 0.53% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 7 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Share Certificate (24-Month)
$0
2.86%
▲ 0.39% above Delaware avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.39% above avgNationally 2.88%
Details
Rate History
No change since Sep 21, 2026 · 2.86% APY · checked 5 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
IRA Fixed - 24 Months
$100
2.84%
▲ 0.37% above Delaware avg
▼
Rate2.80%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▲ 0.37% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 2.84% APY · checked 3 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
IRA Certificate - 2-Year
$0
2.76%
▲ 0.29% above Delaware avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.29% above avgNationally 2.88%
Details
Balance: $1,000
Rate History
No change since Sep 21, 2026 · 2.76% APY · checked 5 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
24 Month Certificate
$1,000
2.68%
▲ 0.21% above Delaware avg
▼
Rate2.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▲ 0.21% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 2.68% APY · checked 3 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
24 Month Fixed Rate Certificate of Deposit (CDs)
$0
2.50%
▲ 0.03% above Delaware avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▲ 0.03% above avgNationally 2.88%
Details
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
2-Year Business Share Certificate
$500
2.50%
▲ 0.03% above Delaware avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.03% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 3 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
2-Year Share Certificate
$500
2.50%
▲ 0.03% above Delaware avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▲ 0.03% above avgNationally 2.88%
Details
Rate History
No change since Oct 5, 2026 · 2.50% APY · checked 2 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate of Return - 24 Month
$2,500
1.50%
▼ 0.97% below Delaware avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▼ 0.97% below avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 24 Months
$0
1.06%
▼ 1.41% below Delaware avg
▼
Rate1.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▼ 1.41% below avgNationally 2.88%
Details
Rate History
No change since Oct 9, 2026 · 1.06% APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
24 Month Certificate
$0
1.00%
▼ 1.47% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▼ 1.47% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
24 Month TD Choice CD
$250
1.00%
▼ 1.47% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▼ 1.47% below avgNationally 2.88%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Month Certificate
$0
1.00%
▼ 1.47% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.47%▼ 1.47% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 7 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Month TD Choice CD
$250
1.00%
▼ 1.47% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.47%▼ 1.47% below avgNationally 2.88%
Details
Balance: $250.00 - $9,999.99; Relationship APY
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
24 Month Certificate
$0
0.95%
▼ 1.52% below Delaware avg
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▼ 1.52% below avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 0.95% APY · checked 2 times
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
24 mo Certificate
$1,000
0.55%
▼ 1.92% below Delaware avg
▼
Rate0.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.47%▼ 1.92% below avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 0.55% APY · checked 2 times
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate
$0
0.50%
▼ 1.97% below Delaware avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▼ 1.97% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
24 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 2.07% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.47%▼ 2.07% below avgNationally 2.88%
Details
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 6 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24 Month IRA Share Certificate
$0
0.40%
▼ 2.07% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▼ 2.07% below avgNationally 2.88%
Details
Rate History
No change since Sep 21, 2026 · 0.40% APY · checked 5 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24 Month Share Certificate
$0
0.40%
▼ 2.07% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▼ 2.07% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 6 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
CD Terms - 24 Months
$100
0.20%
▼ 2.27% below Delaware avg
▼
Rate0.20%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.47%▼ 2.27% below avgNationally 2.88%
Details
Compounded: Monthly
Rate History
No change since Oct 9, 2026 · 0.20% APY
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$1,000
0.05%
▼ 2.42% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.47%▼ 2.42% below avgNationally 2.88%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Jumbo Certificate of Deposit
$95,000
0.05%
▼ 2.42% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.47%▼ 2.42% below avgNationally 2.88%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
24 Month Certificate of Deposit
$0
0.03%
▼ 2.44% below Delaware avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▼ 2.44% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
24 Month Certificate of Deposit
$0
0.02%
▼ 2.45% below Delaware avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.47%▼ 2.45% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
South Bethany 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
36 Month 360 CDs
$0
4.30%
▲ 2.09% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▲ 2.09% above avgNationally 2.81%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
36 Month IRA Certificate
$500
4.07%
▲ 1.86% above Delaware avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.21%▲ 1.86% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
36 Month Share Certificate (Jumbo)
$25,000
3.75%
▲ 1.54% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▲ 1.54% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.01% → 3.75% ▲ 1.74 pts · high 3.75% / low 2.01%
- Oct 9, 20263.75%▲ from 2.01%
- Sep 14, 20262.01%first recorded
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
36 Month CD
$0
3.58%
▲ 1.37% above Delaware avg
▼
Rate3.53%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.21%▲ 1.37% above avgNationally 2.81%
Details
Rate History
3 changes since Sep 14, 2026 · 3.71% → 3.58% ▼ 0.13 pts · high 3.71% / low 3.58%
- Oct 8, 20263.58%▼ from 3.71%
- Sep 24, 20263.71%▲ from 3.67%
- Sep 20, 20263.67%▼ from 3.71%
- Sep 14, 20263.71%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
36 Month Certificate
$0
3.50%
▲ 1.29% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▲ 1.29% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
36 Month Certificate
$0
3.50%
▲ 1.29% above Delaware avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▲ 1.29% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular (CDs + IRAs) - 36 Months
$500
3.50%
▲ 1.29% above Delaware avg
▼
Rate3.46%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▲ 1.29% above avgNationally 2.81%
Details
Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
36 Month Regular Certificates
$1,000
3.45%
▲ 1.24% above Delaware avg
▼
Rate3.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.21%▲ 1.24% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
36 Month Regular / IRA
$500
3.40%
▲ 1.19% above Delaware avg
▼
Rate3.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.21%▲ 1.19% above avgNationally 2.81%
Details
Regular / IRA
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 7 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
36 MONTH Certificate
$0
3.40%
▲ 1.19% above Delaware avg
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▲ 1.19% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 3 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
36 Month IRA Share Certificate
$500
3.29%
▲ 1.08% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▲ 1.08% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.01% → 3.29% ▲ 1.28 pts · high 3.29% / low 2.01%
- Oct 9, 20263.29%▲ from 2.01%
- Sep 14, 20262.01%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
36 Month Share Certificate
$500
3.29%
▲ 1.08% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▲ 1.08% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 1.91% → 3.29% ▲ 1.38 pts · high 3.29% / low 1.91%
- Oct 9, 20263.29%▲ from 1.91%
- Sep 14, 20261.91%first recorded
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
36-Month Bump Up Certificate of Deposit Promo
$0
3.20%
▲ 0.99% above Delaware avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▲ 0.99% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.20% APY · checked 2 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Share Certificate (36-Month)
$0
3.06%
▲ 0.85% above Delaware avg
▼
Rate3.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▲ 0.85% above avgNationally 2.81%
Details
Rate History
No change since Sep 21, 2026 · 3.06% APY · checked 5 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
IRA Certificate - 3-Year
$0
2.86%
▲ 0.65% above Delaware avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▲ 0.65% above avgNationally 2.81%
Details
Balance: $1,000
Rate History
No change since Sep 21, 2026 · 2.86% APY · checked 5 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
3 Year Online CD
$0
2.75%
▲ 0.54% above Delaware avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▲ 0.54% above avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
36 Month Regular And IRA Share Certificates
$500
2.52%
▲ 0.31% above Delaware avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▲ 0.31% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 7 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
36 Month Online CD
$0
2.50%
▲ 0.29% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▲ 0.29% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
3-Year Business Share Certificate
$500
2.25%
▲ 0.04% above Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▲ 0.04% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 3 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
3-Year Share Certificate
$500
2.25%
▲ 0.04% above Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▲ 0.04% above avgNationally 2.81%
Details
Rate History
No change since Oct 5, 2026 · 2.25% APY · checked 2 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Year TD Choice CD (Promotional)
$250
2.00%
▼ 0.21% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.21%▼ 0.21% below avgNationally 2.81%
Details
Same rate all balance tiers
Rate History
No change since Oct 11, 2026 · 2.00% APY
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
36 Month Fixed Rate Certificate of Deposit (CDs)
$0
2.00%
▼ 0.21% below Delaware avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.21%▼ 0.21% below avgNationally 2.81%
Details
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 5 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Year TD Choice CD (Non-Promotional)
$250
1.99%
▼ 0.22% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.21%▼ 0.22% below avgNationally 2.81%
Details
Rate History
No change since Oct 11, 2026 · 1.99% APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
36 Month Certificate
$0
1.01%
▼ 1.20% below Delaware avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▼ 1.20% below avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 1.01% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3 Year Certificate
$0
1.00%
▼ 1.21% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▼ 1.21% below avgNationally 2.81%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3 Year TD Choice CD
$250
1.00%
▼ 1.21% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▼ 1.21% below avgNationally 2.81%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate of Return - 36 Month
$2,500
1.00%
▼ 1.21% below Delaware avg
▼
Rate1.00%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▼ 1.21% below avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Year Certificate
$0
1.00%
▼ 1.21% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.21%▼ 1.21% below avgNationally 2.81%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Year TD Choice CD
$250
1.00%
▼ 1.21% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.21%▼ 1.21% below avgNationally 2.81%
Details
Balance: $250.00 - $9,999.99; Relationship APY
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
36 mo Certificate
$1,000
0.65%
▼ 1.56% below Delaware avg
▼
Rate0.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.21%▼ 1.56% below avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 0.65% APY · checked 2 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
36 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 1.81% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.21%▼ 1.81% below avgNationally 2.81%
Details
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 6 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
CD Terms - 36 Months
$100
0.25%
▼ 1.96% below Delaware avg
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.21%▼ 1.96% below avgNationally 2.81%
Details
Compounded: Monthly
Rate History
No change since Oct 9, 2026 · 0.25% APY
edU Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.00%
3 Year Share Certificates
$500
0.10%
▼ 2.11% below Delaware avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.21%▼ 2.11% below avgNationally 2.81%
Details
APY*: Annual Percentage Yield; no dividend paid for early withdrawal
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 5 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$1,000
0.05%
▼ 2.16% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.21%▼ 2.16% below avgNationally 2.81%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Jumbo Certificate of Deposit
$95,000
0.05%
▼ 2.16% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.21%▼ 2.16% below avgNationally 2.81%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
36 Month Certificate of Deposit
$0
0.03%
▼ 2.18% below Delaware avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▼ 2.18% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
36 Month Certificate of Deposit
$0
0.02%
▼ 2.19% below Delaware avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▼ 2.19% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
36 Month Certificate of Deposit
$0
0.01%
▼ 2.20% below Delaware avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.21%▼ 2.20% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
South Bethany 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
48 mo Certificate
$1,000
4.32%
▲ 1.95% above Delaware avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.37%▲ 1.95% above avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 4.32% APY · checked 2 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
48 Month 360 CDs
$0
4.30%
▲ 1.93% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▲ 1.93% above avgNationally 2.80%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
48 Month IRA Certificate
$500
4.07%
▲ 1.70% above Delaware avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.37%▲ 1.70% above avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
48 Month Share Certificate (Jumbo)
$25,000
3.75%
▲ 1.38% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.37%▲ 1.38% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.27% → 3.75% ▲ 1.48 pts · high 3.75% / low 2.27%
- Oct 9, 20263.75%▲ from 2.27%
- Sep 14, 20262.27%first recorded
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
48 Month CD
$0
3.67%
▲ 1.30% above Delaware avg
▼
Rate3.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.37%▲ 1.30% above avgNationally 2.80%
Details
Rate History
3 changes since Sep 14, 2026 · 3.79% → 3.67% ▼ 0.12 pts · high 3.79% / low 3.67%
- Oct 8, 20263.67%▼ from 3.74%
- Sep 24, 20263.74%▲ from 3.71%
- Sep 20, 20263.71%▼ from 3.79%
- Sep 14, 20263.79%first recorded
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
48 Month Certificate
$0
3.60%
▲ 1.23% above Delaware avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▲ 1.23% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
48 Month Certificate
$0
3.50%
▲ 1.13% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▲ 1.13% above avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
48 Month Regular / IRA
$500
3.40%
▲ 1.03% above Delaware avg
▼
Rate3.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.37%▲ 1.03% above avgNationally 2.80%
Details
Regular / IRA
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 7 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
48 MONTH Certificate
$0
3.40%
▲ 1.03% above Delaware avg
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.37%▲ 1.03% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 3 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
48 Month Regular Certificates
$1,000
3.35%
▲ 0.98% above Delaware avg
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.37%▲ 0.98% above avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
48 Month IRA Share Certificate
$500
3.29%
▲ 0.92% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.37%▲ 0.92% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.27% → 3.29% ▲ 1.02 pts · high 3.29% / low 2.27%
- Oct 9, 20263.29%▲ from 2.27%
- Sep 14, 20262.27%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
48 Month Share Certificate
$500
3.29%
▲ 0.92% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.37%▲ 0.92% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.17% → 3.29% ▲ 1.12 pts · high 3.29% / low 2.17%
- Oct 9, 20263.29%▲ from 2.17%
- Sep 14, 20262.17%first recorded
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Share Certificate (48-Month)
$0
3.11%
▲ 0.74% above Delaware avg
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.37%▲ 0.74% above avgNationally 2.80%
Details
Rate History
No change since Sep 21, 2026 · 3.11% APY · checked 5 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
IRA Certificate - 4-Year
$0
2.86%
▲ 0.49% above Delaware avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.37%▲ 0.49% above avgNationally 2.80%
Details
Balance: $1,000
Rate History
No change since Sep 21, 2026 · 2.86% APY · checked 5 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
4 Year Online CD
$0
2.75%
▲ 0.38% above Delaware avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▲ 0.38% above avgNationally 2.80%
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular (CDs + IRAs) - 48 Months
$500
2.75%
▲ 0.38% above Delaware avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▲ 0.38% above avgNationally 2.80%
Details
Rate History
No change since Sep 19, 2026 · 2.75% APY · checked 2 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
48 Month Online CD
$0
2.50%
▲ 0.13% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▲ 0.13% above avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4-Year Business Share Certificate
$500
2.25%
▼ 0.12% below Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.37%▼ 0.12% below avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 3 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4-Year Share Certificate
$500
2.25%
▼ 0.12% below Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.37%▼ 0.12% below avgNationally 2.80%
Details
Rate History
No change since Oct 5, 2026 · 2.25% APY · checked 2 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
48 Month Fixed Rate Certificate of Deposit (CDs)
$0
2.00%
▼ 0.37% below Delaware avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.37%▼ 0.37% below avgNationally 2.80%
Details
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 5 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
48 Month Certificate
$0
1.01%
▼ 1.36% below Delaware avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▼ 1.36% below avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 1.01% APY · checked 2 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate of Return - 48 Month
$2,500
0.75%
▼ 1.62% below Delaware avg
▼
Rate0.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▼ 1.62% below avgNationally 2.80%
Details
Rate History
No change since Oct 7, 2026 · 0.75% APY · checked 2 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
48 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 1.97% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.37%▼ 1.97% below avgNationally 2.80%
Details
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 6 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
CD Terms - 48 Months
$100
0.30%
▼ 2.07% below Delaware avg
▼
Rate0.30%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.37%▼ 2.07% below avgNationally 2.80%
Details
Compounded: Monthly
Rate History
No change since Oct 9, 2026 · 0.30% APY
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$1,000
0.05%
▼ 2.32% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.37%▼ 2.32% below avgNationally 2.80%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Jumbo Certificate of Deposit
$95,000
0.05%
▼ 2.32% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.37%▼ 2.32% below avgNationally 2.80%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
48 Month Certificate of Deposit
$0
0.03%
▼ 2.34% below Delaware avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▼ 2.34% below avgNationally 2.80%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
48 Month Certificate of Deposit
$0
0.02%
▼ 2.35% below Delaware avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▼ 2.35% below avgNationally 2.80%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
48 Month Certificate of Deposit
$0
0.01%
▼ 2.36% below Delaware avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.37%▼ 2.36% below avgNationally 2.80%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
South Bethany 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
60 Month 360 CDs
$0
4.30%
▲ 2.17% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▲ 2.17% above avgNationally 2.90%
Details
Fixed APY | No minimum balance
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
60 Month Online CD
$0
4.25%
▲ 2.12% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▲ 2.12% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
60 Month IRA Certificate
$500
4.07%
▲ 1.94% above Delaware avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.13%▲ 1.94% above avgNationally 2.90%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
60 Month Share Certificate (Jumbo)
$25,000
3.75%
▲ 1.62% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▲ 1.62% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 2.52% → 3.75% ▲ 1.23 pts · high 3.75% / low 2.52%
- Oct 5, 20263.75%▲ from 2.52%
- Sep 14, 20262.52%first recorded
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
60 Month CD
$0
3.70%
▲ 1.57% above Delaware avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.13%▲ 1.57% above avgNationally 2.90%
Details
Rate History
3 changes since Sep 14, 2026 · 3.83% → 3.70% ▼ 0.13 pts · high 3.83% / low 3.70%
- Oct 8, 20263.70%▼ from 3.73%
- Sep 24, 20263.73%▼ from 3.74%
- Sep 20, 20263.74%▼ from 3.83%
- Sep 14, 20263.83%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
5-year online CDs
$0
3.60%
▲ 1.47% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▲ 1.47% above avgNationally 2.90%
Details
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
60 Month Certificate
$0
3.60%
▲ 1.47% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▲ 1.47% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
60 Month Regular / IRA
$500
3.40%
▲ 1.27% above Delaware avg
▼
Rate3.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.13%▲ 1.27% above avgNationally 2.90%
Details
Regular / IRA
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 7 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
60 MONTH Certificate
$0
3.40%
▲ 1.27% above Delaware avg
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▲ 1.27% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 3 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
60 Month Regular Certificates
$1,000
3.35%
▲ 1.22% above Delaware avg
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.13%▲ 1.22% above avgNationally 2.90%
Details
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
60 Month IRA Share Certificate
$500
3.29%
▲ 1.16% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▲ 1.16% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 2.52% → 3.29% ▲ 0.77 pts · high 3.29% / low 2.52%
- Oct 9, 20263.29%▲ from 2.52%
- Sep 14, 20262.52%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
60 Month Share Certificate
$500
3.29%
▲ 1.16% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▲ 1.16% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 2.42% → 3.29% ▲ 0.87 pts · high 3.29% / low 2.42%
- Oct 9, 20263.29%▲ from 2.42%
- Sep 14, 20262.42%first recorded
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
IRA Certificate - 5-Year
$0
3.01%
▲ 0.88% above Delaware avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▲ 0.88% above avgNationally 2.90%
Details
Balance: $1,000
Rate History
No change since Sep 21, 2026 · 3.01% APY · checked 5 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular (CDs + IRAs) - 60 Months
$500
3.00%
▲ 0.87% above Delaware avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▲ 0.87% above avgNationally 2.90%
Details
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
5 Year Online CD
$0
2.75%
▲ 0.62% above Delaware avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▲ 0.62% above avgNationally 2.90%
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
Shore United Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
60 Month CD
$500
2.50%
▲ 0.37% above Delaware avg
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▲ 0.37% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
60 Month Rising Rate CD
$500
2.50%
▲ 0.37% above Delaware avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▲ 0.37% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 2.50% APY
Fsnb
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
60 Month Certificate
$500
2.50%
▲ 0.37% above Delaware avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.13%▲ 0.37% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 3 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
60 MONTH TAKE CONTROL Certificate
$0
2.50%
▲ 0.37% above Delaware avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▲ 0.37% above avgNationally 2.90%
Details
Rate History
No change since Oct 9, 2026 · 2.50% APY
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
5-Year Business Share Certificate
$500
2.25%
▲ 0.12% above Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▲ 0.12% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 3 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
5-Year Share Certificate
$500
2.25%
▲ 0.12% above Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▲ 0.12% above avgNationally 2.90%
Details
Rate History
No change since Oct 5, 2026 · 2.25% APY · checked 2 times
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
60 Month Regular And IRA Share Certificates
$500
2.01%
▼ 0.12% below Delaware avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▼ 0.12% below avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 2.01% APY · checked 7 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5 Year TD Choice CD (Promotional)
$250
2.00%
▼ 0.13% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.13%▼ 0.13% below avgNationally 2.90%
Details
Same rate all balance tiers
Rate History
No change since Oct 11, 2026 · 2.00% APY
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
60 Month Fixed Rate Certificate of Deposit (CDs)
$0
2.00%
▼ 0.13% below Delaware avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.13%▼ 0.13% below avgNationally 2.90%
Details
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 5 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5 Year TD Choice CD (Non-Promotional)
$250
1.99%
▼ 0.14% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.13%▼ 0.14% below avgNationally 2.90%
Details
Rate History
No change since Oct 11, 2026 · 1.99% APY
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
60 mo Certificate
$1,000
1.31%
▼ 0.82% below Delaware avg
▼
Rate1.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.13%▼ 0.82% below avgNationally 2.90%
Details
Rate History
No change since Oct 8, 2026 · 1.31% APY · checked 2 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
60 Month Certificate
$0
1.01%
▼ 1.12% below Delaware avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▼ 1.12% below avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 1.01% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5 Year Certificate
$0
1.00%
▼ 1.13% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▼ 1.13% below avgNationally 2.90%
Details
Balance: $250.00 - $9,999.99; Relationship APY
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
5 Year TD Choice CD
$250
1.00%
▼ 1.13% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▼ 1.13% below avgNationally 2.90%
Details
Relationship APY; Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5 Year - Relationship
$0
1.00%
▼ 1.13% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.13%▼ 1.13% below avgNationally 2.90%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5 Year Certificate
$0
1.00%
▼ 1.13% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.13%▼ 1.13% below avgNationally 2.90%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5 Year TD Choice CD
$250
1.00%
▼ 1.13% below Delaware avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.13%▼ 1.13% below avgNationally 2.90%
Details
Balance: $250.00 - $9,999.99; Relationship APY
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate of Return - 60 Month
$2,500
0.75%
▼ 1.38% below Delaware avg
▼
Rate0.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▼ 1.38% below avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 0.75% APY · checked 2 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
60 Month IRA Share Certificate
$0
0.55%
▼ 1.58% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▼ 1.58% below avgNationally 2.90%
Details
Rate History
No change since Sep 21, 2026 · 0.55% APY · checked 5 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
60 Month Share Certificate
$0
0.55%
▼ 1.58% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▼ 1.58% below avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 6 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
60 Month Certificate of Deposit OR IRA
$500
0.40%
▼ 1.73% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▼ 1.73% below avgNationally 2.90%
Details
Rate History
No change since Sep 7, 2026 · 0.40% APY · checked 7 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
60 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 1.73% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.13%▼ 1.73% below avgNationally 2.90%
Details
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 6 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
CD Terms - 60 Months
$100
0.35%
▼ 1.78% below Delaware avg
▼
Rate0.35%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Delaware Average2.13%▼ 1.78% below avgNationally 2.90%
Details
Compounded: Monthly
Rate History
No change since Oct 9, 2026 · 0.35% APY
edU Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.00%
5 Year Share Certificates
$500
0.15%
▼ 1.98% below Delaware avg
▼
Rate0.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Delaware Average2.13%▼ 1.98% below avgNationally 2.90%
Details
APY*: Annual Percentage Yield; no dividend paid for early withdrawal
Rate History
No change since Sep 12, 2026 · 0.15% APY · checked 5 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$1,000
0.05%
▼ 2.08% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.13%▼ 2.08% below avgNationally 2.90%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Jumbo Certificate of Deposit
$95,000
0.05%
▼ 2.08% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Delaware Average2.13%▼ 2.08% below avgNationally 2.90%
Details
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
60 Month Certificate of Deposit
$0
0.03%
▼ 2.10% below Delaware avg
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▼ 2.10% below avgNationally 2.90%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
60 Month Certificate of Deposit
$0
0.02%
▼ 2.11% below Delaware avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▼ 2.11% below avgNationally 2.90%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
60 Month Certificate of Deposit
$0
0.01%
▼ 2.12% below Delaware avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Delaware Average2.13%▼ 2.12% below avgNationally 2.90%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
South Bethany, DE CD Rate Trends
Compare local South Bethany, DE CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD DE Avg
2.699%
▲ 0.120 vs 7 days ago
Delaware 12-month CD rates rose 0.120 points over the past 7 days to 2.699% APY.
6-Month CD DE Avg
2.561%
▲ 0.023 vs 7 days ago
Delaware 6-month CD rates rose 0.023 points over the past 7 days to 2.561% APY.
As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions
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DE CD Rate Forecast, Next 12 Months
Where are Delaware CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
DE 12-Month Avg APY
2.699%
6-Month Forecast
2.699%
Range: 2.50%, 2.85%
12-Month Forecast
2.949%
Range: 2.75%, 3.10%
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What Your Savings Earn at DE CD Rates Today
Annual interest earnings at today’s Delaware average APYs. State average used where available; national average as fallback.
| CD Term | DE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.945% | $97.27 | $194.53 | $486.33 | $972.65 |
| 6-Month CD | 2.561% | $128.06 | $256.11 | $640.28 | $1,280.55 |
| 12-Month CD | 2.699% | $134.96 | $269.91 | $674.78 | $1,349.55 |
| 18-Month CD | 2.765% | $138.23 | $276.47 | $691.18 | $1,382.35 |
| 24-Month CD | 2.469% | $123.44 | $246.87 | $617.18 | $1,234.35 |
| 36-Month CD | 2.207% | $110.34 | $220.68 | $551.70 | $1,103.40 |
| 48-Month CD | 2.367% | $118.35 | $236.69 | $591.73 | $1,183.45 |
| 60-Month CD | 2.126% | $106.30 | $212.59 | $531.48 | $1,062.95 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 12, 2026. | |||||
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Sample CD Ladder for South Bethany, Delaware Savers
$25,000 split equally across 5 terms using today’s Delaware average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | DE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.945% | $97.27 |
| 2 | 6-Month CD | $5,000 | 2.561% | $128.06 |
| 3 | 12-Month CD | $5,000 | 2.699% | $134.96 |
| 4 | 24-Month CD | $5,000 | 2.469% | $123.44 |
| 5 | 36-Month CD | $5,000 | 2.207% | $110.34 |
| Total ($25,000 invested) | $25,000 | 2.376% blended | $594.07/yr | |
Ladder example uses equal $5,000 rungs and Delaware average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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425
CD Rates
Tracked in South Bethany, Delaware
Tracked in South Bethany, Delaware
24 Banks
14 Credit Unions
About Our South Bethany, Delaware CD Rate Database
MonitorBankRates tracks 425 CD rates from 24 banks and 14 credit unions with locations in South Bethany, Delaware, plus national online institutions available to Delaware residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Comenity Bank offers a CD at 4.45% APY with a minimum deposit of $1,500. Use the rate table above to compare all current offers in South Bethany, Delaware.
How to Find the Best CD Rates in South Bethany, Delaware
What to compare when shopping for a CD in South Bethany, Delaware
To find the best APYs in South Bethany, Delaware, start with credit unions and online-only banks: South Bethany, Delaware has 14 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in South Bethany, Delaware
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in South Bethany, Delaware: 38 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare South Bethany, Delaware savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare South Bethany, Delaware money market rates
Delaware Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)
Population 65+
20.6%
National avg: 17.3%
Median Individual Earnings
$46,287
National avg: $47,340
Poverty Rate
10.4%
National avg: 11.1%
Unemployment Rate
5.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$125/yr
At DE 12-mo avg 2.699% APY
20.6% of residents are 65 or older, above the national average of 17.3%, making fixed-rate CDs a particularly relevant savings vehicle in this market. At today’s DE 12-month CD average of 2.699%, saving 10% of the local median salary ($4,628/year) and putting it in a CD would earn an additional $125 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in South Bethany, Delaware
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in South Bethany, Delaware
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in South Bethany, Delaware typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in South Bethany, Delaware as everywhere in the U.S.
Choosing a CD Term in South Bethany, Delaware
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give South Bethany, Delaware savers easier access to their funds. For example, Capital One Bank is offering its 6 Month 360 CDs at 4.30% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Capital One Bank is offering its 60 Month 360 CDs at 4.30% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for South Bethany, Delaware Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a South Bethany, Delaware saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in South Bethany, Delaware
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the South Bethany, Delaware CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in South Bethany, Delaware
Most CDs carry a fixed rate that is locked for the entire term, protecting a South Bethany, Delaware depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in South Bethany, Delaware
Are CD rates in South Bethany, Delaware FDIC insured?
Yes, most established banks in South Bethany, Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in South Bethany, Delaware?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in South Bethany, Delaware.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in South Bethany, Delaware may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in South Bethany, Delaware?
Here are recent top rates found for this area:
- Comenity Bank: 4.45% APY (1-year CD)
- HSBC Trust Company (Delaware): 4.45% APY (24 Month CD)
- SFGI Direct: 4.40% APY (18-Month CD)
- Barclays Bank: 4.35% APY (24 Month Online CD)
- Franklin Mint Federal Credit Union: 4.35% APY (18 MONTH Certificate)
- Priority Plus Federal Credit Union: 4.32% APY (48 mo Certificate)
- Capital One Bank: 4.30% APY (12 Month 360 CDs)
- TD Bank USA, National Association: 4.30% APY (24 Month TD Choice CD (Promotional))
- Tidemark Federal Credit Union: 4.10% APY (12 Month Regular And IRA Share Certificates)
- Eagle One Federal Credit Union: 4.07% APY (36 Month IRA Certificate)
Rates reflect recent verified offers available in South Bethany, Delaware. Last Updated: October 12, 2026
South Bethany, Delaware CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current South Bethany, Delaware rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for South Bethany, Delaware
South Bethany, Delaware CD Calculator
At today’s DE top rate of 4.45% APY, a $10,000 deposit earns $445 in the first year. Enter your amount to see your exact return.
South Bethany, Delaware CD LadderDE CD rates currently range from 1.945% (3-month) to 2.207% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a South Bethany, Delaware CD at 4.45% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsDelaware’s average 12-month CD is 2.699% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Bethany, Delaware CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for South Bethany, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Bethany, Delaware. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 12, 2026
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