CD Rates Bear, Delaware (DE) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Bear, Delaware CD rates include DEL ONEDEL ONE100 Foxhunt Dr, Bear, DE 19701 2535A+5.0 ★Texas Ratio: 0.36% offering Jumbo Share (consumer & commercial) & IRA Certificates 6 Month at 3.85% APY, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union1102 Quintilio Dr, Bear, DE 19701A5.0 ★Texas Ratio: 7.37% offering 6 MONTH Certificate at 3.70% APY, Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)210 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.24% offering 3-Month CD at 3.50% APY, Fulton BankFulton Bank100 Eden Circle, Bear, DE 19701A+5.0 ★Texas Ratio: 4.98% offering Promotional Certificate of Deposit 36-Month Bump Up at 3.20% APY, and Community Powered Federal Credit UnionCommunity Powered Federal Credit Union1758 Pulaski Hwy, Bear, DE 19701 1712A+5.0 ★Texas Ratio: 4.20% offering 60 Month IRA Share Certificate at 2.52% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Bear, Delaware, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
Compare Best CD Rates in Bear, Delaware & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 3 Month
$100,000
3.75%
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
$100,000
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
210 Foxhunt Dr, Bear, DE 19701
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1601 Governors Pl, Bear, DE 19701
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
3-Month Certificates of Deposit
$1,500
3.80%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 28, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
3 Month Jumbo Certificates
$99,000
3.60%
▼
Rate3.54%
Min Deposit$99,000
Min Balance—
UpdatedMar 28, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
3 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
90 Day Certificate of Deposit OR IRA
$500
2.40%
▼
Rate2.38%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE 19720
3 Month Share Certificate
$0
0.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
90 Day Fixed Rate Time Deposit/IRA
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 90 Day
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 6 Month
$100,000
3.85%
▼
Rate3.78%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
$100,000
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
6 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
210 Foxhunt Dr, Bear, DE 19701
6-Month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1758 Pulaski Hwy, Bear, DE 19701 1712
6 Month Share Certificate (Jumbo)
$25,000
1.00%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1601 Governors Pl, Bear, DE 19701
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
6 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedMar 28, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
6 Month Certificate of Deposit - Branch
$500
3.65%
▼
Rate3.58%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money CDs 6 Month
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
6-Month Share & IRA Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
6 Month Share Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Regular Certificates 6 Month Money Market
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
6 mo Certificate
$1,000
0.35%
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE 19720
6 Month Share Certificate
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
6 Month Fixed Rate Time Deposit/IRA
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 6 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE 19720 5070
6 Month Share Certificates
$0
0.01%
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
12 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 12 Month
$100,000
3.65%
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
$100,000
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1601 Governors Pl, Bear, DE 19701
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1758 Pulaski Hwy, Bear, DE 19701 1712
12 Month IRA Share Certificate
$500
1.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 12-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1124 Pulaski Hwy, Bear, DE 19701
1 Year Variable Rate IRA
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
12 mo Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
12 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedMar 28, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
1-Year CD
$1,500
3.75%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 28, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
12 Month Jumbo Certificate of Deposit or IRA
$100,000
3.60%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
12 Month Certificate of Deposit - Branch
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money CDs 12 Month
$1,000
3.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
12 Month Share Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (12-Month)
$0
3.01%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
1-Year Business Share Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE 19720
12 Month Share Certificate
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 12 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
18 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 18 Month
$100,000
3.50%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
$100,000
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 18-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
18 Month Certificate of Deposit OR IRA
$500
3.20%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
18 mo Certificate
$1,000
3.19%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
18 Month Share Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
18 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 18 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
24 MONTH Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 24 Month
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
$100,000
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1758 Pulaski Hwy, Bear, DE 19701 1712
24 Month IRA Share Certificate
$500
1.76%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
24 Month Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
24 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 28, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money CDs 24 Month
$1,000
3.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (24-Month)
$0
3.26%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
2-Year Business Share Certificate
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
24 mo Certificate
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE 19720
24 Month Share Certificate
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 24 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
36 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 36 Month
$100,000
3.00%
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
$100,000
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1758 Pulaski Hwy, Bear, DE 19701 1712
36 Month IRA Share Certificate
$500
2.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
3 Year Certificate
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
Relationship APY
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (36-Month)
$0
3.51%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
36 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 28, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
3-Year Business Share Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
36 mo Certificate
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
36 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE 19720 5070
3 Year Share Certificates
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 36 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
48 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1758 Pulaski Hwy, Bear, DE 19701 1712
48 Month IRA Share Certificate
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
48 mo Certificate
$1,000
4.32%
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)
$0
4.01%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
48 Month Certificate of Deposit - Branch
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
48 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 28, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
48 Month Share Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
4-Year Business Share Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
48 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 48 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
60 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 60 Month
$100,000
3.00%
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
$100,000
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1758 Pulaski Hwy, Bear, DE 19701 1712
60 Month IRA Share Certificate
$500
2.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
60 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 28, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
60 Month Share Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
5-Year Business Share Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
60 mo Certificate
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2035 Limestone Rd, Wilmington, DE 19808
5 Year Certificate
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
Relationship APY
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE 19720
60 Month Share Certificate
$0
0.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
60 Month Certificate of Deposit OR IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE 19720 5070
5 Year Share Certificates
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 60 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Bear, DE CD Rate Trends
Compare local Bear, DE CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — DE Avg
2.207%
▲ 0.061 from last week
Delaware 12-month CD rates rose 0.061 points this week to 2.207% APY, up from 2.146% last week.
6-Month CD — DE Avg
2.233%
▼ 0.285 from last week
Delaware 6-month CD rates fell 0.285 points this week to 2.233% APY, down from 2.518% last week.
As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Bear, Delaware
Are CD rates in Bear, Delaware FDIC insured?
Yes, most established banks in Bear, Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Bear, Delaware?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Bear, Delaware.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Bear, Delaware may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Bear, Delaware?
Here are recent top rates found for this area:
- DEL ONE: 3.85% APY (Jumbo Share (consumer & commercial) & IRA Certificates 6 Month)
- Franklin Mint Federal Credit Union: 3.70% APY (6 MONTH Certificate)
- Wilmington Savings Fund Society (WSFS): 3.50% APY (3-Month CD)
- Fulton Bank: 3.20% APY (Promotional Certificate of Deposit 36-Month Bump Up)
- Community Powered Federal Credit Union: 2.52% APY (60 Month IRA Share Certificate)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
- TD Bank: 1.00% APY (3 Year Certificate)
- Artisans Bank: 0.15% APY (1 Year Variable Rate IRA)
- Priority Plus Federal Credit Union: 4.32% APY (48 mo Certificate)
- American Spirit Federal Credit Union: 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month))
Rates reflect recent verified offers available in Bear, Delaware. Last Updated: March 28, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Bear, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bear, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 28, 2026
