MonitorBankRates
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Farmington, Delaware CD Rates Today - Compare Best APYs for June 2026

Current Farmington, Delaware CD rates include Priority Plus Federal Credit UnionPriority Plus Federal Credit UnionA+5.0 ★Texas Ratio: 2.56%Real return: +1.52%APY minus CPI (February 2026) offering 48 mo Certificate at 4.32% APY, American Spirit Federal Credit UnionAmerican Spirit Federal Credit UnionA5.0 ★Texas Ratio: 6.11%Real return: +1.21%APY minus CPI (February 2026) offering SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month) at 4.01% APY, Comenity BankComenity BankB4.4 ★Texas Ratio: 21.76%Real return: +1.20%APY minus CPI (February 2026) offering 1-Year CD at 4.00% APY, Capital One BankCapital One BankA5.0 ★Texas Ratio: 10.41%Real return: +1.10%APY minus CPI (February 2026) offering 12 Months at 3.90% APY, and Cross River BankCross River BankF1.0 ★Texas Ratio: 85.67%Real return: +0.95%APY minus CPI (February 2026) offering 3 Month at 3.75% APY. CD rates as of June 3, 2026 according to verified data from MonitorBankRates.

Farmington is a smaller community with no bank or credit union branches currently in our database. 250 institutions serving the Delaware area are available to Farmington residents, with CD rates as high as 4.32% APY from Priority Plus Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 3, 2026

Compare Best CD Rates in Farmington, Delaware & the Surrounding Area

Farmington 3 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
3 Month
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Cecil County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
3-Month Certificate Special
$500
3.55%
Rate
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

New Money Minimum

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3-Month CD
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Our best rate that gives you the highest return on your deposit, guaranteed.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
3 Month IRA Certificate
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
3 Month Regular Certificate
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
3 MONTH Certificate
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3 Month Share Certificates
$500
2.68%
Rate2.65%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3 Month Share/IRA Certificate
$500
2.68%
Rate2.65%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
90 Day Certificate of Deposit OR IRA
$0
2.40%
Rate2.38%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3 Months CD
$500
2.00%
Rate1.99%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3 Months IRA
$0
2.00%
Rate1.99%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
3 Month Certificate of Deposit
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
3-Month
$0
0.70%
Rate0.70%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3 Month Share Certificate
$0
0.20%
Rate
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedJun 3, 2026
Details

Additional terms are available at a branch

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedJun 3, 2026
Details

Additional terms are available at a branch

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 90 Day
$0
0.05%
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Jumbo Certificate of Deposit - 90 Day
$95,000
0.05%
Rate0.05%
Min Deposit$95,000
Min Balance
UpdatedJun 3, 2026
Details

Farmington 6 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
6 Month Certificate
$500
3.70%
Rate
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Open with a Jumbo account to earn a 0.10% APY Boost

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
6 MONTH Certificate
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
6 Month IRA Certificate
$500
3.70%
Rate3.63%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
6 Month Youth Certificate
$250
3.70%
Rate3.63%
Min Deposit$250
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
6 Month Regular Certificate
$500
3.70%
Rate3.63%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
6 Month
$0
3.65%
Rate3.58%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money 6 Month CD
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Certificate of Deposit (CD) 6 months
$1,000
3.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Regular Certificates 6 Month Special
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificates 6 Month Special
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.13%
6-Month Term-Share Certificate
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Wealth Center/Telephone Deposit 6 Month CD
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online 6 Month CD
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
6 Months
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online Certificate of Deposit 6 months
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
6 Months Fixed Rate IRA
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
6 Months
$0
3.20%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
6 Months Share Certificates Minimum
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$500

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Share Certificates Minimum** 6 Months
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$500

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Months IRA
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6-Month CD
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

A competitive option for a longer period so you know you'll be earning a great rate in the months to come.

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Months CD
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
6 Month Share Certificates
$500
2.94%
Rate2.90%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
6 Month Share/IRA Certificate
$500
2.94%
Rate2.90%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificates 6 Month
$0
1.36%
Rate1.35%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Regular Certificates 6 Month
$0
1.36%
Rate1.35%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6 Month
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
6 Month
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
6 Month Share Certificate
$500
0.90%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Regular Certificates 6 months
$0
0.85%
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
IRA/ESA 6 months
$0
0.85%
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6-Month
$0
0.70%
Rate0.70%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 mo Certificate
$1,000
0.35%
Rate0.35%
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
6 Month Share Certificate
$0
0.25%
Rate
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedJun 3, 2026
Details

Additional terms are available at a branch

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedJun 3, 2026
Details

Additional terms are available at a branch

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 6 Month
$0
0.05%
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6 Months CD
$125
0.05%
Rate0.15%
Min Deposit$125
Min Balance
UpdatedMay 23, 2026
Details

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
6 Month Share Certificates
$0
0.01%
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Farmington 12 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12 mo Certificate
$1,000
4.06%
Rate4.00%
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1-Year CD
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Lock in a fixed rate by opening a CD, with terms from 3-month to 5 years available. Set up your account with $1,500 or more, and earn guaranteed returns. Let your CD renew automatically to keep earning.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
12 Months
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
12 Month Certificate
$500
3.70%
Rate
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Open with a Jumbo account to earn a 0.10% APY Boost

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
12 month IRA Certificate
$500
3.70%
Rate3.63%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
12 month Regular Certificate
$500
3.70%
Rate3.63%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
12 Month Youth Certificate
$250
3.70%
Rate3.63%
Min Deposit$250
Min Balance
UpdatedMay 29, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
12 MONTH Certificate
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 Month Certificate of Deposit OR IRA
$0
3.60%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Certificate of Deposit (CD) 12 months
$1,000
3.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money 12 Month CD
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 Month Certificate of Deposit OR IRA
$0
3.55%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online 12 Month CD
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online Certificate of Deposit 12 months
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Wealth Center/Telephone Deposit 12 Month CD
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
12 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
12 Months Share Certificates Minimum
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$500

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Share Certificates Minimum** 12 Months
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$500

Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
12 Months
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
12 Months CD
$500
3.25%
Rate3.21%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
12 Months IRA
$0
3.25%
Rate3.21%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
12 Months Fixed Rate IRA
$0
3.15%
Rate3.11%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
IRA/ESA 12 months
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Regular Certificates 12 months
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
12 Month Share/IRA Certificate
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
12 Month Share Certificates
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (12-Month)
$0
3.01%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
12-Month M&T Select CD
$0
2.75%
Rate2.71%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
12 Months
$200
2.00%
Rate2.00%
Min Deposit$200
Min Balance
UpdatedJun 3, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
12 Months Certificate of Deposit (CDs)
$500
2.00%
Rate2.00%
Min Deposit$500
Min Balance
UpdatedMay 17, 2026
Details

Open Account: $500.00; Obtain APY: $500.00

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificates 12 Months
$0
1.76%
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Regular Certificates 12 Months
$0
1.76%
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
IRA Certificates 1-Year
$0
1.65%
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate (12-Month)
$0
1.65%
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate Minimum Balance) 12-Month
$0
1.65%
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$50,000

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate CD
$2,500
1.51%
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedJun 3, 2026
Details

Additional terms are available at a branch

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate CD
$2,500
1.50%
Rate1.49%
Min Deposit$2,500
Min Balance
UpdatedJun 3, 2026
Details

Additional terms are available at a branch

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
12 Month IRA Share Certificate
$500
1.25%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
12 Month Share Certificate
$500
1.15%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
12 Month
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
12 Month
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
12-Month
$0
0.70%
Rate0.70%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
12-Month Variable Rate
$0
0.70%
Rate0.70%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Variable Rate

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
12 Month Share Certificate
$0
0.30%
Rate
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
IRA Share Certificate 12 Month
$0
0.30%
Rate
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
Easy Access Share Certificate (12 Mos)
$0
0.25%
Rate
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1 Year Variable Rate IRA
$0
0.15%
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
12 Months CD
$100
0.10%
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMay 23, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 12 Month
$0
0.05%
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
12 Month Share Certificates
$0
0.05%
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Farmington 18 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
18 MONTH Certificate
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
18 Months
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
18 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
18 Month IRA Certificate
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
18 Month Regular Certificate
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
18 Months Share Certificates Minimum
$0
3.41%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$500

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Share Certificates Minimum** 18 Months
$0
3.41%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$500

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
18 Months CD
$500
3.25%
Rate3.21%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
18 Months IRA
$0
3.25%
Rate3.21%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
18 Month Certificate of Deposit OR IRA
$0
3.20%
Rate3.17%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
18 mo Certificate
$1,000
3.19%
Rate3.15%
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
18 Month Share/IRA Certificate
$500
3.14%
Rate3.10%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
18 Month Share Certificates
$500
3.14%
Rate3.10%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
18 Months
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Rising Rate CD/IRA 18 Months
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
IRA/ESA 18 months
$0
2.99%
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Regular Certificates 18 months
$0
2.99%
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
18 Months Fixed Rate IRA
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
18 Months Certificate of Deposit (CDs)
$500
2.00%
Rate2.00%
Min Deposit$500
Min Balance
UpdatedMay 17, 2026
Details

Open Account: $500.00; Obtain APY: $500.00

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
18 Month CD
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
18 Month Certificate of Deposit
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18-Month
$0
0.95%
Rate0.95%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18 Months CD
$100
0.15%
Rate0.15%
Min Deposit$100
Min Balance
UpdatedMay 23, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 18 Month
$0
0.05%
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Farmington 24 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
24 MONTH Certificate
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
24 Months
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
24 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
24 Months CD
$500
3.50%
Rate3.46%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
24 Months IRA
$0
3.50%
Rate3.46%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money 24 Month CD
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Certificate of Deposit (CD) 24 months
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
24 Month Regular Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
24 Month IRA Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Wealth Center/Telephone Deposit 24 Month CD
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online Certificate of Deposit 24 months
$1,000
3.40%
Rate
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online 24 Month CD
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
24 MONTH BUMP Certificate
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (24-Month)
$0
3.26%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Rising Rate CD/IRA 24 Months
$10,000
3.25%
Rate3.21%
Min Deposit$10,000
Min Balance
UpdatedJun 3, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
24 Month Share Certificates
$500
3.20%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
24 Month Share/IRA Certificate
$500
3.20%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
24 Months Share Certificates Minimum
$0
3.15%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$500

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Share Certificates Minimum** 24 Months
$0
3.15%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$500

Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
24 Months
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
IRA/ESA 24 months
$0
2.89%
Rate2.85%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Regular Certificates 24 months
$0
2.89%
Rate2.85%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
24 Months Fixed Rate IRA
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
IRA Certificates 2-Year
$0
1.85%
Rate1.85%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate (24-Month)
$0
1.85%
Rate1.85%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate Minimum Balance) 24-Month
$0
1.85%
Rate1.85%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$50,000

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
24 Month IRA Share Certificate
$500
1.76%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
24 Month Share Certificate
$500
1.66%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificates 24 Months
$0
1.06%
Rate1.05%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
24 Month Certificate of Deposit
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month CD
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month Certificate of Deposit
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Relationship APY

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
24-Month
$0
0.95%
Rate0.95%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
24 mo Certificate
$1,000
0.55%
Rate0.55%
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Regular Certificates 24 Months
$0
0.50%
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
24 Month Share Certificate
$0
0.40%
Rate
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
IRA Share Certificate 24 Month
$0
0.40%
Rate
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
24 Months CD
$100
0.20%
Rate0.20%
Min Deposit$100
Min Balance
UpdatedMay 23, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 24 Month
$0
0.05%
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Farmington 36 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (36-Month)
$0
3.51%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
36 Months
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
36 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
36 Months CD
$500
3.50%
Rate3.46%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
36 Months IRA
$0
3.50%
Rate3.46%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
36 Month IRA Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
36 Month Regular Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
36 MONTH Certificate
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
36-Month Bump Up
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
36 Month Share Certificates
$500
3.20%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
36 Month Share/IRA Certificate
$500
3.20%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
IRA/ESA 36 months
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Regular Certificates 36 months
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
36 Months
$0
2.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
IRA Certificates 3-Year
$0
2.05%
Rate2.05%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate (36-Month)
$0
2.05%
Rate2.05%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate Minimum Balance) 36-Month
$0
2.05%
Rate2.05%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$50,000

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
36 Month IRA Share Certificate
$500
2.01%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
36 Months Fixed Rate IRA
$0
2.00%
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
36 Month Share Certificate
$500
1.91%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
36-Month
$0
1.01%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year Certificate
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
3 Year Certificate of Deposit
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
36 mo Certificate
$1,000
0.65%
Rate0.65%
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
36 Months CD
$100
0.25%
Rate0.25%
Min Deposit$100
Min Balance
UpdatedMay 23, 2026
Details

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
3 Year Share Certificates
$0
0.10%
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 36 Month
$0
0.05%
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Farmington 48 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
48 mo Certificate
$1,000
4.32%
Rate4.25%
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)
$0
4.01%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
48 Month
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
48 Months
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
48 Month IRA Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
48 Month Regular Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
48 MONTH Certificate
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
48 Month Share Certificates
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
48 Month Share/IRA Certificate
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
IRA/ESA 48 months
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Regular Certificates 48 months
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
48 Months CD
$500
2.75%
Rate2.72%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
48 Months IRA
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
48 Months
$0
2.50%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
48 Month IRA Share Certificate
$500
2.27%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
48 Month Share Certificate
$500
2.17%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
IRA Certificates 4-Year
$0
2.15%
Rate2.15%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate (48-Month)
$0
2.15%
Rate2.15%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate Minimum Balance) 48-Month
$0
2.15%
Rate2.15%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

$50,000

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
48 Months Fixed Rate IRA
$0
2.00%
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
48-Month
$0
1.01%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
48 Months CD
$100
0.30%
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMay 23, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 48 Month
$0
0.05%
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Farmington 60 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
60 Months
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
60 Month Share Certificates
$500
3.45%
Rate3.30%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
60 Month Share/IRA Certificate
$500
3.45%
Rate3.30%
Min Deposit$500
Min Balance
UpdatedMay 21, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
60 Month IRA Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
60 Month Regular Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedMay 29, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
60 MONTH Certificate
$0
3.40%
Rate3.34%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
60 Months CD
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
60 Months IRA
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
IRA/ESA 60 months
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Regular Certificates 60 months
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMay 17, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
60 Month IRA Share Certificate
$500
2.52%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Rising Rate CD/IRA 60 Months
$500
2.50%
Rate2.48%
Min Deposit$500
Min Balance
UpdatedJun 3, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
60 Months Certificate of Deposit (CDs)
$500
2.50%
Rate2.50%
Min Deposit$500
Min Balance
UpdatedMay 17, 2026
Details

Open Account: $500.00; Obtain APY: $500.00

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
60 MONTH TAKE CONTROL Certificate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
60 Month Share Certificate
$500
2.42%
Rate
Min Deposit$500
Min Balance
UpdatedMay 22, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
IRA Certificates 5-Year
$0
2.25%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
60 Months
$0
2.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
60 Months Fixed Rate IRA
$0
2.00%
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
60 mo Certificate
$1,000
1.31%
Rate1.30%
Min Deposit$1,000
Min Balance
UpdatedMay 17, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
60-Month
$0
1.01%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
5 Year
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
60 Month Share Certificate
$0
0.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
IRA Share Certificate 60 Month
$0
0.55%
Rate
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month Certificate of Deposit OR IRA
$0
0.40%
Rate0.40%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
60 Months CD
$100
0.35%
Rate0.35%
Min Deposit$100
Min Balance
UpdatedMay 23, 2026
Details

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
5 Year Share Certificates
$0
0.15%
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 60 Month
$0
0.05%
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Farmington, Delaware Institutions

Highest verified APYs available today — updated June 3, 2026

B Top 5 Bank Rates
Comenity Bank
1-Year CD
B 4.4 ★ TX: 21.76%
Min: $0
4.00%
Capital One Bank
12 Months
A 5.0 ★ TX: 10.41%
Min: $0
3.90%
Cross River Bank
3 Month
F 1.0 ★ TX: 85.67%
Min: $0
3.75%
County Bank Rehoboth Beach, DE
12 Month Certificate of Deposit OR IRA
A+ 5.0 ★ TX: 0.78%
Min: $0
3.60%
HSBC Trust Company (Delaware)
New Money 12 Month CD
A+ 5.0 ★ TX: 0.00%
Min: $0
3.55%
CU Top 5 Credit Union Rates
Priority Plus Federal Credit Union
48 mo Certificate
A+ 5.0 ★ TX: 2.56%
Min: $1,000
4.32%
American Spirit Federal Credit Union
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)
A 5.0 ★ TX: 6.11%
Min: $0
4.01%
Sun East Federal Credit Union
6 Month Certificate
A 5.0 ★ TX: 8.40%
Min: $500
3.70%
Franklin Mint Federal Credit Union
12 MONTH Certificate
A 5.0 ★ TX: 6.82%
Min: $0
3.70%
Cecil County School Employees Federal Credit Union
3-Month Certificate Special
A+ 5.0 ★ TX: 5.18%
Min: $500
3.55%
Rates verified June 3, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Farmington, DE CD Rate Trends

Compare local Farmington, DE CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware CD Trends →
12-Month CD — DE Avg
1.892%
▲ 0.001 vs 7 days ago

Delaware 12-month CD rates rose 0.001 points over the past 7 days to 1.892% APY.

6-Month CD — DE Avg
2.406%
Unchanged vs 7 days ago

Delaware 6-month CD rates currently average 2.406% APY based on data from institutions in our monitoring network.

As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

DE CD Rate Forecast — Next 12 Months

Where are Delaware CD rates headed through June 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

DE 12-Month Avg APY
1.892%
6-Month Forecast
1.892%
Range: 1.69% – 2.04%
12-Month Forecast
1.642%
Range: 1.44% – 1.79%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Delaware average 12-month CD APY in our database.

Spread model: The Delaware 12-month CD average currently trades 2.48% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at DE CD Rates Today

Annual interest earnings at today’s Delaware average APYs. State average used where available; national average as fallback.

CD Term DE Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.260% $112.99 $225.98 $564.95 $1,129.90
6-Month CD 2.406% $120.28 $240.56 $601.40 $1,202.80
12-Month CD 1.892% $94.62 $189.23 $473.08 $946.15
18-Month CD 2.323% $116.15 $232.30 $580.75 $1,161.50
24-Month CD 2.105% $105.26 $210.51 $526.28 $1,052.55
36-Month CD 1.956% $97.80 $195.59 $488.98 $977.95
48-Month CD 2.067% $103.36 $206.71 $516.78 $1,033.55
60-Month CD 1.682% $84.09 $168.17 $420.43 $840.85
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 3, 2026.

Sample CD Ladder for Farmington, Delaware Savers

$25,000 split equally across 5 terms using today’s Delaware average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit DE Avg APY Annual Earnings
1 3-Month CD $5,000 2.260% $112.99
2 6-Month CD $5,000 2.406% $120.28
3 12-Month CD $5,000 1.892% $94.62
4 24-Month CD $5,000 2.105% $105.26
5 36-Month CD $5,000 1.956% $97.80
Total ($25,000 invested) $25,000 2.124% blended $530.95/yr

Ladder example uses equal $5,000 rungs and Delaware average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

189
CD Rates
Tracked in Farmington, Delaware
16 Banks 14 Credit Unions

About Our Farmington, Delaware CD Rate Database

MonitorBankRates tracks 189 CD rates from 16 banks and 14 credit unions with locations in Farmington, Delaware, plus national online institutions available to Delaware residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Priority Plus Federal Credit Union offers a CD at 4.32% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Farmington, Delaware.

How to Find the Best CD Rates in Farmington, Delaware

What to compare when shopping for a CD in Farmington, Delaware

To find the best APYs in Farmington, Delaware, start with credit unions and online-only banks — Farmington, Delaware has 14 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Farmington, Delaware

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Farmington, Delaware — 30 institutions here report CD rates

Consider an Alternative If…

Delaware Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)

Population 65+
20.6%
National avg: 17.3%
Median Individual Earnings
$46,287
National avg: $47,340
Poverty Rate
10.4%
National avg: 11.1%
Unemployment Rate
5.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$88/yr
At DE 12-mo avg 1.892% APY

20.6% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market. At today’s DE 12-month CD average of 1.892%, saving 10% of the local median salary ($4,628/year) and putting it in a CD would earn an additional $88 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Farmington, Delaware

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Farmington, Delaware

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Farmington, Delaware typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Farmington, Delaware as everywhere in the U.S.

Choosing a CD Term in Farmington, Delaware

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Farmington, Delaware savers easier access to their funds. For example, Sun East Federal Credit Union is offering its 6 Month Certificate at 3.70% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Capital One Bank is offering its 60 Months at 3.60% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Farmington, Delaware Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Farmington, Delaware saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Farmington, Delaware

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Farmington, Delaware CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Farmington, Delaware

Most CDs carry a fixed rate that is locked for the entire term, protecting a Farmington, Delaware depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Farmington, Delaware

Are CD rates in Farmington, Delaware FDIC insured?

Yes, most established banks in Farmington, Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Farmington, Delaware?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Farmington, Delaware.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Farmington, Delaware may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Farmington, Delaware?

Here are recent top rates found for this area:
  • Priority Plus Federal Credit Union: 4.32% APY (48 mo Certificate)
  • American Spirit Federal Credit Union: 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month))
  • Comenity Bank: 4.00% APY (1-Year CD)
  • Capital One Bank: 3.90% APY (12 Months)
  • Cross River Bank: 3.75% APY (3 Month)
  • Sun East Federal Credit Union: 3.70% APY (6 Month IRA Certificate)
  • Franklin Mint Federal Credit Union: 3.70% APY (18 MONTH Certificate)
  • County Bank Rehoboth Beach, DE: 3.60% APY (12 Month Certificate of Deposit OR IRA)
  • HSBC Trust Company (Delaware): 3.55% APY (New Money 12 Month CD)
  • Cecil County School Employees Federal Credit Union: 3.55% APY (3-Month Certificate Special)
Rates reflect recent verified offers available in Farmington, Delaware. Last Updated: June 3, 2026

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Farmington, Delaware CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Farmington, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Farmington, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 3, 2026