Rehoboth Beach, Delaware CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Rehoboth Beach, Delaware CD rates include County Bank Rehoboth Beach, DECounty Bank Rehoboth Beach, DE19927 Shuttle Rd, Rehoboth Beach, DE 19971A+5.0 ★Texas Ratio: 0.78%Real return: +0.75%APY minus CPI (February 2026) offering 12 Month Certificate of Deposit OR IRA at 3.55% APY, Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)A+5.0 ★Texas Ratio: 3.24%Real return: +0.70%APY minus CPI (February 2026) offering 3-Month CD at 3.50% APY, Artisans BankArtisans BankA+5.0 ★Texas Ratio: 4.35%Real return: +0.60%APY minus CPI (February 2026) offering Fixed Rate IRAs 6 Months at 3.40% APY, Fulton BankFulton BankA+5.0 ★Texas Ratio: 4.98%Real return: +0.40%APY minus CPI (February 2026) offering Promotional Certificate of Deposit 36-Month Bump Up at 3.20% APY, and Wells FargoWells FargoA5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate Relationship at 1.51% APY. CD rates as of May 15, 2026 according to verified data from MonitorBankRates.
Rehoboth Beach has 52 local institutions in our database, with CD rates as high as 3.55% APY from County Bank Rehoboth Beach, DE at 19927 Shuttle Rd, Rehoboth Beach, DE 19971. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Delaware area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 15, 2026
Compare Best CD Rates in Rehoboth Beach, Delaware & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
90 Day Certificate of Deposit OR IRA
$500
2.40%
▼
Rate2.38%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
90 Day Jumbo Certificate of Deposit or IRA
$100,000
2.40%
▼
Rate2.38%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 90 Day
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Jumbo Certificate of Deposit 90 Day
$95,000
0.05%
▼
Rate0.05%
Min Deposit$95,000
Min Balance—
UpdatedMay 15, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
3 Month Certificate of Deposit - Branch
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Cecil County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
3-Month Certificate Special
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
New Money Minimum
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
3 Month Regular / IRA Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3 MONTH Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share/IRA Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3 Months Regular CD
$500
2.00%
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3 Months Regular IRA
$250
2.00%
▼
Rate1.99%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
3 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
3 Month Share Certificate
$0
0.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Fixed Rate IRAs 6 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6-Month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 6 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
6 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Youth Certificate
$250
3.70%
▼
Rate3.63%
Min Deposit$250
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Regular / IRA Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
6 Month Certificate of Deposit - Branch
$500
3.65%
▼
Rate3.58%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money CDs 6 Month
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Certificate of Deposit (CD) 6 months
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Regular Certificates 6 Month Special
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificates 6 Month Special
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
6-Month Term-Share Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online Certificate of Deposit 6 months
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online CDs 6 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Only available to existing Premier customers.
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
HSBC Wealth Center/Telephone Deposit Account APYs: CDs 6 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
These balance requirements and APYs will apply to accounts opened over the telephone or in a Wealth Center.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
IRA Share Certificates Minimum** 6 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$500
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Share Certificates Minimum** 6 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$500
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Months Regular CD
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Months Regular IRA
$250
3.00%
▼
Rate2.97%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
6 Month Share/IRA Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
6 Month Share Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificates 6 Month
$0
1.36%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Regular Certificates 6 Month
$0
1.36%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
6 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month Share Certificate
$500
0.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
IRA/ESA 6 months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Regular Certificates 6 months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 mo Certificate
$1,000
0.35%
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
6 Month Share Certificate
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6 Months CD
$125
0.05%
▼
Rate0.15%
Min Deposit$125
Min Balance—
UpdatedMay 10, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
6 Month Share Certificates
$0
0.01%
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
12 Month Certificate of Deposit OR IRA
$500
3.55%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Fixed Rate IRAs 12 Months
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate Relationship
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 12-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 12-Month Variable Rate
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1 Year Variable Rate IRA
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 12 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
12 mo Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
12 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
12 month Regular / IRA Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
12 Month Youth Certificate
$250
3.70%
▼
Rate3.63%
Min Deposit$250
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
12 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money CDs 12 Month
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Certificate of Deposit (CD) 12 months
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
12 Month Certificate of Deposit - Branch
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
HSBC Wealth Center/Telephone Deposit Account APYs: CDs 12 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
These balance requirements and APYs will apply to accounts opened over the telephone or in a Wealth Center.
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online CDs 12 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Only available to existing Premier customers.
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online Certificate of Deposit 12 months
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
IRA Share Certificates Minimum** 12 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$500
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Share Certificates Minimum** 12 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
12 Months Regular CD
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
12 Months Regular IRA
$250
3.25%
▼
Rate3.21%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
12 Month Share Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
12 Month Share/IRA Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
IRA/ESA 12 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Regular Certificates 12 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (12-Month)
$0
3.01%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate2.00%
Min Deposit$200
Min Balance—
UpdatedMay 4, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
12 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Regular Certificates 12 Months
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificates 12 Months
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
IRA Certificates 1-Year
$0
1.65%
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Share Certificate (12-Month)
$0
1.65%
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Share Certificate Minimum Balance) (12-Month)
$50,000
1.65%
▼
Rate1.65%
Min Deposit$50,000
Min Balance—
UpdatedMay 7, 2026
Details
$50,000
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
12 Month IRA Share Certificate
$500
1.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
12 Month Share Certificate
$500
1.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
12 Month Share Certificate
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
IRA Share Certificate 12 Month
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Easy Access Share Certificate (12 Mos)
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
12 Months CD
$100
0.10%
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
12 Month Share Certificates
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
18 Month Certificate of Deposit OR IRA
$500
3.20%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Fixed Rate IRAs 18 Months
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 18-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 18 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
18 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
18 Month Certificate of Deposit - Branch
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
18 Month Regular / IRA Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
IRA Share Certificates Minimum** 18 Months
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$500
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Share Certificates Minimum** 18 Months
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$500
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
18 Months Regular IRA
$250
3.25%
▼
Rate3.21%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
18 Months Regular CD
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
18 mo Certificate
$1,000
3.19%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
18 Month Share Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
18 Month Share/IRA Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Rising Rate 18 Months CD
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Rising Rate 18 Months IRA
$250
3.00%
▼
Rate2.97%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
IRA/ESA 18 months
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Regular Certificates 18 months
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
18 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
18 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18 Months CD
$100
0.15%
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Fixed Rate IRAs 24 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 24 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
24 MONTH Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
24 Months Regular IRA
$250
3.50%
▼
Rate3.46%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Certificate of Deposit (CD) 24 months
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money CDs 24 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
24 Months Regular CD
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
24 Month Certificate of Deposit - Branch
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
HSBC Wealth Center/Telephone Deposit Account APYs: CDs 24 Month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
These balance requirements and APYs will apply to accounts opened over the telephone or in a Wealth Center.
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online CDs 24 Month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Only available to existing Premier customers.
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online Certificate of Deposit 24 months
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
24 Month Regular / IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
24 MONTH BUMP Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (24-Month)
$0
3.26%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Rising Rate 24 Months CD
$10,000
3.25%
▼
Rate3.21%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Rising Rate 24 Months IRA
$10,000
3.25%
▼
Rate3.21%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
24 Month Share Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
24 Month Share/IRA Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
IRA Share Certificates Minimum** 24 Months
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$500
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Share Certificates Minimum** 24 Months
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$500
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
IRA/ESA 24 months
$0
2.89%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Regular Certificates 24 months
$0
2.89%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
IRA Certificates 2-Year
$0
1.85%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Share Certificate (24-Month)
$0
1.85%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Share Certificate Minimum Balance) (24-Month)
$50,000
1.85%
▼
Rate1.85%
Min Deposit$50,000
Min Balance—
UpdatedMay 7, 2026
Details
$50,000
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
24 Month IRA Share Certificate
$500
1.76%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
24 Month Share Certificate
$500
1.66%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificates 24 Months
$0
1.06%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
24 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
24 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
24 mo Certificate
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Regular Certificates 24 Months
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
24 Month Share Certificate
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
IRA Share Certificate 24 Month
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
24 Months CD
$100
0.20%
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Fixed Rate IRAs 36 Months
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 36-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 36 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (36-Month)
$0
3.51%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
36 Month Certificate of Deposit - Branch
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
36 Months Regular CD
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
36 Months Regular IRA
$250
3.50%
▼
Rate3.46%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
36 Month Regular / IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
36 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
36 Month Share Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
36 Month Share/IRA Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
IRA/ESA 36 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Regular Certificates 36 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
IRA Certificates 3-Year
$0
2.05%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Share Certificate (36-Month)
$0
2.05%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Share Certificate Minimum Balance) (36-Month)
$50,000
2.05%
▼
Rate2.05%
Min Deposit$50,000
Min Balance—
UpdatedMay 7, 2026
Details
$50,000
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
36 Month IRA Share Certificate
$500
2.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
36 Month Share Certificate
$500
1.91%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
3 Year Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
36 mo Certificate
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
36 Months CD
$100
0.25%
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
3 Year Share Certificates
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Fixed Rate IRAs 48 Months
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 48 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
48 mo Certificate
$1,000
4.32%
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)
$0
4.01%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
48 Month Certificate of Deposit - Branch
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
48 Month Regular / IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
48 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
48 Month Share Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
48 Month Share/IRA Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
IRA/ESA 48 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Regular Certificates 48 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
48 Months Regular CD
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
48 Months Regular IRA
$250
2.75%
▼
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
48 Month IRA Share Certificate
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
48 Month Share Certificate
$500
2.17%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
IRA Certificates 4-Year
$0
2.15%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Share Certificate (48-Month)
$0
2.15%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Share Certificate Minimum Balance) (48-Month)
$50,000
2.15%
▼
Rate2.15%
Min Deposit$50,000
Min Balance—
UpdatedMay 7, 2026
Details
$50,000
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
48 Months CD
$100
0.30%
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Fixed Rate IRAs 60 Months
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
60 Month Certificate of Deposit OR IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 60 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
60 Month Share Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
60 Month Share/IRA Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
60 Month Regular / IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
60 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
60 Months Regular CD
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
60 Months Regular IRA
$250
3.00%
▼
Rate2.97%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
IRA/ESA 60 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Regular Certificates 60 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
60 Month IRA Share Certificate
$500
2.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Rising Rate 60 Months CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Rising Rate 60 Months IRA
$250
2.50%
▼
Rate2.48%
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
60 Months Certificate of Deposit (CDs)
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
60 MONTH TAKE CONTROL Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
60 Month Share Certificate
$500
2.42%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
IRA Certificates 5-Year
$0
2.25%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
60 mo Certificate
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
5 Year
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
5 Year Certificate
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Relationship APY
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
60 Month Share Certificate
$0
0.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
IRA Share Certificate 60 Month
$0
0.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
60 Months CD
$100
0.35%
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
5 Year Share Certificates
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Rehoboth Beach, Delaware at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY currently available to Rehoboth Beach depositors is 3.55% APY from County Bank Rehoboth Beach, DE. The rate table above ranks every offer we track for this market, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Rehoboth Beach, DE CD Rate Trends
Compare local Rehoboth Beach, DE CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — DE Avg
1.686%
Unchanged vs 7 days ago
Delaware 12-month CD rates currently average 1.686% APY based on data from institutions in our monitoring network.
6-Month CD — DE Avg
1.721%
Unchanged vs 7 days ago
Delaware 6-month CD rates currently average 1.721% APY based on data from institutions in our monitoring network.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
DE CD Rate Forecast — Next 12 Months
Where are Delaware CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
DE 12-Month Avg APY
1.686%
6-Month Forecast
1.686%
Range: 1.49% – 1.84%
12-Month Forecast
1.436%
Range: 1.24% – 1.59%
Powered by
MonitorBankRates
What Your Savings Earn at DE CD Rates Today
Annual interest earnings at today’s Delaware average APYs. State average used where available; national average as fallback.
| CD Term | DE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.369% | $68.43 | $136.85 | $342.13 | $684.25 |
| 6-Month CD | 1.721% | $86.04 | $172.07 | $430.18 | $860.35 |
| 12-Month CD | 1.686% | $84.32 | $168.64 | $421.60 | $843.20 |
| 18-Month CD | 2.280% | $113.98 | $227.96 | $569.90 | $1,139.80 |
| 24-Month CD | 2.146% | $107.30 | $214.60 | $536.50 | $1,073.00 |
| 36-Month CD | 1.963% | $98.17 | $196.34 | $490.85 | $981.70 |
| 48-Month CD | 2.217% | $110.87 | $221.73 | $554.33 | $1,108.65 |
| 60-Month CD | 1.908% | $95.39 | $190.77 | $476.93 | $953.85 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 15, 2026. | |||||
Sample CD Ladder for Rehoboth Beach, Delaware Savers
$25,000 split equally across 5 terms using today’s Delaware average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | DE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.369% | $68.43 |
| 2 | 6-Month CD | $5,000 | 1.721% | $86.04 |
| 3 | 12-Month CD | $5,000 | 1.686% | $84.32 |
| 4 | 24-Month CD | $5,000 | 2.146% | $107.30 |
| 5 | 36-Month CD | $5,000 | 1.963% | $98.17 |
| Total ($25,000 invested) | $25,000 | 1.777% blended | $444.26/yr | |
Ladder example uses equal $5,000 rungs and Delaware average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
196
CD Rates
Tracked in Rehoboth Beach, Delaware
Tracked in Rehoboth Beach, Delaware
15 Banks
14 Credit Unions
About Our Rehoboth Beach, Delaware CD Rate Database
MonitorBankRates tracks 196 CD rates from 15 banks and 14 credit unions with locations in Rehoboth Beach, Delaware, plus national online institutions available to Delaware residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: County Bank Rehoboth Beach, DE offers a CD at 3.55% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Rehoboth Beach, Delaware.
How to Find the Best CD Rates in Rehoboth Beach, Delaware
What to compare when shopping for a CD in Rehoboth Beach, Delaware
To find the best APYs in Rehoboth Beach, Delaware, start with credit unions and online-only banks — Rehoboth Beach, Delaware has 14 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Rehoboth Beach, Delaware
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Rehoboth Beach, Delaware — 29 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Rehoboth Beach, Delaware savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Rehoboth Beach, Delaware money market rates
Rehoboth Beach, Delaware Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
43.6%
National avg: 17.3%
Median Individual Earnings
$73,333
National avg: $47,340
Poverty Rate
8.7%
National avg: 11.1%
Unemployment Rate
6.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$124/yr
At DE 12-mo avg 1.686% APY
43.6% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; an unemployment rate of 6.7% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s DE 12-month CD average of 1.686%, saving 10% of the local median salary ($7,333/year) and putting it in a CD would earn an additional $124 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Rehoboth Beach, Delaware
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Rehoboth Beach, Delaware
Are CD rates in Rehoboth Beach, Delaware FDIC insured?
Yes, most established banks in Rehoboth Beach, Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Rehoboth Beach, Delaware?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Rehoboth Beach, Delaware.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Rehoboth Beach, Delaware may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Rehoboth Beach, Delaware?
Here are recent top rates found for this area:
- County Bank Rehoboth Beach, DE: 3.55% APY (12 Month Certificate of Deposit OR IRA)
- Wilmington Savings Fund Society (WSFS): 3.50% APY (3-Month CD)
- Artisans Bank: 3.40% APY (Fixed Rate IRAs 6 Months)
- Fulton Bank: 3.20% APY (Promotional Certificate of Deposit 36-Month Bump Up)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate Relationship)
- TD Bank: 1.00% APY (3 Year)
- Applied Bank: 0.05% APY (Certificate of Deposit 12 Month)
- Priority Plus Federal Credit Union: 4.32% APY (48 mo Certificate)
- American Spirit Federal Credit Union: 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month))
- Capital One Bank: 3.90% APY (12 Months CD)
Rates reflect recent verified offers available in Rehoboth Beach, Delaware. Last Updated: May 15, 2026
CD Calculators for Rehoboth Beach, Delaware
Rehoboth Beach, Delaware CD Calculator
At today’s DE top rate of 3.55% APY, a $10,000 deposit earns $355 in the first year. Enter your amount to see your exact return.
Rehoboth Beach, Delaware CD LadderDE CD rates currently range from 1.369% (3-month) to 1.963% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Rehoboth Beach, Delaware CD at 3.55% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsDelaware’s average 12-month CD is 1.686% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Rehoboth Beach, Delaware CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Rehoboth Beach, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rehoboth Beach, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 15, 2026
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