CD Rates Lewes, Delaware (DE) for March 2026
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Brian McKay
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Lewes, Delaware CD rates include DEL ONEDEL ONE24157 Zinfandel LN, Lewes, DE 19958A+5.0 ★Texas Ratio: 0.36% offering Jumbo Share (consumer & commercial) & IRA Certificates 6 Month at 3.85% APY, County Bank Rehoboth Beach, DECounty Bank Rehoboth Beach, DE1609 Savannah Road, Lewes, DE 19958A+5.0 ★Texas Ratio: 0.78% offering 12 Month Jumbo Certificate of Deposit or IRA at 3.60% APY, Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)34383 Carpenters Way, Lewes, DE 19958A+5.0 ★Texas Ratio: 3.24% offering 3-Month CD at 3.50% APY, Fulton BankFulton Bank34346 Carpenters Way, Lewes, DE 19958A+5.0 ★Texas Ratio: 4.98% offering Promotional Certificate of Deposit 36-Month Bump Up at 3.20% APY, and Community Bank DelawareCommunity Bank Delaware16982 Kings Hwy, Lewes, DE 19958A+5.0 ★Texas Ratio: 0.47% offering 18 Month Fixed Rate Time Deposit/IRA at 0.40% APY. CD rates as of March 29, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Lewes, Delaware, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 29, 2026
Compare Best CD Rates in Lewes, Delaware & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24157 Zinfandel LN, Lewes, DE 19958
Jumbo Share (consumer & commercial) & IRA Certificates 3 Month
$100,000
3.75%
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
34383 Carpenters Way, Lewes, DE 19958
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1609 Savannah Road, Lewes, DE 19958
90 Day Certificate of Deposit OR IRA
$500
2.40%
▼
Rate2.38%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
34346 Carpenters Way, Lewes, DE 19958
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
90 Day Fixed Rate Time Deposit/IRA
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
3-Month Certificates of Deposit
$1,500
3.80%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
3 Month Jumbo Certificates
$99,000
3.60%
▼
Rate3.54%
Min Deposit$99,000
Min Balance—
UpdatedMar 29, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
3 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
3 Month Choice CD
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Relationship APY
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE 19720
3 Month Share Certificate
$0
0.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 W 10th St, Wilmington, DE 19801
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 90 Day
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24157 Zinfandel LN, Lewes, DE 19958
Jumbo Share (consumer & commercial) & IRA Certificates 6 Month
$100,000
3.85%
▼
Rate3.78%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
34383 Carpenters Way, Lewes, DE 19958
6-Month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
34346 Carpenters Way, Lewes, DE 19958
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
6 Month Fixed Rate Time Deposit/IRA
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
6 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedMar 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
6 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
6 Month Certificate of Deposit - Branch
$500
3.65%
▼
Rate3.58%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money CDs 6 Month
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
6-Month Share & IRA Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
6 Month Share Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Regular Certificates 6 Month Money Market
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
6 Month Share Certificate (Jumbo)
$25,000
1.00%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 29, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
6 mo Certificate
$1,000
0.35%
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE 19720
6 Month Share Certificate
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 W 10th St, Wilmington, DE 19801
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 6 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE 19720 5070
6 Month Share Certificates
$0
0.01%
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24157 Zinfandel LN, Lewes, DE 19958
Jumbo Share (consumer & commercial) & IRA Certificates 12 Month
$100,000
3.65%
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1609 Savannah Road, Lewes, DE 19958
12 Month Jumbo Certificate of Deposit or IRA
$100,000
3.60%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
34346 Carpenters Way, Lewes, DE 19958
Certificate of Deposit 12-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
12 Month Fixed Rate Time Deposit/IRA
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
12 mo Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
12 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedMar 29, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
1-Year CD
$1,500
3.75%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
12 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
12 Month Certificate of Deposit - Branch
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money CDs 12 Month
$1,000
3.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
12 Month Share Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (12-Month)
$0
3.01%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
1-Year Business Share Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 W 10th St, Wilmington, DE 19801
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
12 Month IRA Share Certificate
$500
1.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
12 Month Choice CD
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Relationship APY
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
1 Year Variable Rate IRA
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 12 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24157 Zinfandel LN, Lewes, DE 19958
Jumbo Share (consumer & commercial) & IRA Certificates 18 Month
$100,000
3.50%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1609 Savannah Road, Lewes, DE 19958
18 Month Certificate of Deposit OR IRA
$500
3.20%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
34346 Carpenters Way, Lewes, DE 19958
Certificate of Deposit 18-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
18 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
18 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
18 mo Certificate
$1,000
3.19%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
18 Month Share Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
18 Month Choice CD
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Relationship APY
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 18 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24157 Zinfandel LN, Lewes, DE 19958
Jumbo Share (consumer & commercial) & IRA Certificates 24 Month
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
34346 Carpenters Way, Lewes, DE 19958
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
24 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
24 MONTH Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
24 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 29, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money CDs 24 Month
$1,000
3.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (24-Month)
$0
3.26%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
2-Year Business Share Certificate
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
24 Month IRA Share Certificate
$500
1.76%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
24 Month Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Relationship APY
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
24 mo Certificate
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 24 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
34346 Carpenters Way, Lewes, DE 19958
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24157 Zinfandel LN, Lewes, DE 19958
Jumbo Share (consumer & commercial) & IRA Certificates 36 Month
$100,000
3.00%
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
36 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (36-Month)
$0
3.51%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
36 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
36 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
3-Year Business Share Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
36 Month IRA Share Certificate
$500
2.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
3 Year Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Relationship APY
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
36 mo Certificate
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE 19720 5070
3 Year Share Certificates
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 36 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
34346 Carpenters Way, Lewes, DE 19958
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
48 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
48 mo Certificate
$1,000
4.32%
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)
$0
4.01%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
48 Month Certificate of Deposit - Branch
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
48 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
48 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
48 Month Share Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
48 Month IRA Share Certificate
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
4-Year Business Share Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 48 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24157 Zinfandel LN, Lewes, DE 19958
Jumbo Share (consumer & commercial) & IRA Certificates 60 Month
$100,000
3.00%
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
34346 Carpenters Way, Lewes, DE 19958
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1609 Savannah Road, Lewes, DE 19958
60 Month Certificate of Deposit OR IRA
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
60 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 29, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
60 Month Share Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
60 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
60 Month IRA Share Certificate
$500
2.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
5-Year Business Share Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
60 mo Certificate
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
5 Year Choice CD
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Relationship APY
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE 19720
60 Month Share Certificate
$0
0.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE 19720 5070
5 Year Share Certificates
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit 60 Month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Lewes, DE CD Rate Trends
Compare local Lewes, DE CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — DE Avg
2.157%
▼ 0.219 from last week
Delaware 12-month CD rates fell 0.219 points this week to 2.157% APY, down from 2.376% last week.
6-Month CD — DE Avg
2.229%
▼ 0.512 from last week
Delaware 6-month CD rates fell 0.512 points this week to 2.229% APY, down from 2.741% last week.
As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Lewes, Delaware
Are CD rates in Lewes, Delaware FDIC insured?
Yes, most established banks in Lewes, Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Lewes, Delaware?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Lewes, Delaware.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Lewes, Delaware may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Lewes, Delaware?
Here are recent top rates found for this area:
- DEL ONE: 3.85% APY (Jumbo Share (consumer & commercial) & IRA Certificates 6 Month)
- County Bank Rehoboth Beach, DE: 3.60% APY (12 Month Jumbo Certificate of Deposit or IRA)
- Wilmington Savings Fund Society (WSFS): 3.50% APY (3-Month CD)
- Fulton Bank: 3.20% APY (Promotional Certificate of Deposit 36-Month Bump Up)
- Community Bank Delaware: 0.40% APY (18 Month Fixed Rate Time Deposit/IRA)
- Priority Plus Federal Credit Union: 4.32% APY (48 mo Certificate)
- American Spirit Federal Credit Union: 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month))
- Sun East Federal Credit Union: 3.80% APY (6 Month Jumbo Certificates)
- Comenity Bank: 3.80% APY (3-Month Certificates of Deposit)
- Franklin Mint Federal Credit Union: 3.70% APY (18 MONTH Certificate)
Rates reflect recent verified offers available in Lewes, Delaware. Last Updated: March 29, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Lewes, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lewes, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 29, 2026
