Current Smyrna, Delaware CD rates include DEL ONEDEL ONE201 Pharmacy Dr, Smyrna, DE 19977 5813A+5.0 ★Texas Ratio: 0.36% offering Jumbo Share (consumer & commercial) & IRA Certificates 6 Month at 3.85% APY, Dover Federal Credit UnionDover Federal Credit Union436 W Glenwood Ave, Smyrna, DE 19977 1006B4.5 ★Texas Ratio: 21.46% offering 6-Month Share & IRA Certificate at 3.50% APY, Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)400 Jimmy Dr, Smyrna, DE 19977A+5.0 ★Texas Ratio: 3.24% offering 3-Month CD at 3.50% APY, Priority Plus Federal Credit UnionPriority Plus Federal Credit Union6 LYNAM ST, WILMINGTON, DE 19804A+5.0 ★Texas Ratio: 2.58% offering 48 mo Certificate at 4.32% APY, and American Spirit Federal Credit UnionAmerican Spirit Federal Credit Union1110 Elkton Rd, Newark, DE 19711A5.0 ★Texas Ratio: 6.43% offering SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month) at 4.01% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Smyrna, Delaware, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
$100,000
$2,500 minimum opening deposit; Early withdrawal penalties may apply
$100,000
$2,500 minimum opening deposit; Early withdrawal penalties may apply
$100,000
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Relationship APY
$100,000
Relationship APY
$100,000
Relationship APY
$100,000
Relationship APY
$100,000
Relationship APY
Compare local Smyrna, DE CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware 12-month CD rates rose 0.061 points this week to 2.207% APY, up from 2.146% last week.
Delaware 6-month CD rates fell 0.285 points this week to 2.233% APY, down from 2.518% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Smyrna, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Smyrna, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.