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Delaware MMA Rate Trends

Best Money Market Rates in Smyrna, Delaware (DE) - March 2026

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: March 28, 2026

Current Smyrna, Delaware and the surrounding area money market rates include Citizens BankCitizens Bank7 W Glenwood Ave, Smyrna, DE 19977A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Fulton BankFulton Bank21035 Dupont Blvd, Georgetown, DE 19947A+5.0 ★Texas Ratio: 4.98% Promotional Money Market Account at 3.55% APY, Sun East Federal Credit UnionSun East Federal Credit UnionConcord Gallery Shopping Center, Wilmington, DE 19803A5.0 ★Texas Ratio: 9.14% Grow Money Market Account - New Money Only at 3.20% APY, Dover Federal Credit UnionDover Federal Credit Union436 W Glenwood Ave, Smyrna, DE 19977 1006B4.5 ★Texas Ratio: 21.46% Business Money Market at 3.00% APY, and Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)400 Jimmy Dr, Smyrna, DE 19977A+5.0 ★Texas Ratio: 3.24% High-Yield Money Market at 3.00% APY. Money market rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these money market rates in Smyrna, Delaware and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Smyrna, Delaware (DE) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Smyrna, Delaware and surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Money Market Rates Today in Smyrna, Delaware & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7 W Glenwood Ave, Smyrna, DE 19977
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7 W Glenwood Ave, Smyrna, DE 19977
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 21.46%
436 W Glenwood Ave, Smyrna, DE 19977 1006
Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
400 Jimmy Dr, Smyrna, DE 19977
High-Yield Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
201 Pharmacy Dr, Smyrna, DE 19977 5813
Business Money Market3
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 21.46%
436 W Glenwood Ave, Smyrna, DE 19977 1006
Business Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
201 Pharmacy Dr, Smyrna, DE 19977 5813
Money Market3
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 21.46%
436 W Glenwood Ave, Smyrna, DE 19977 1006
Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
400 Jimmy Dr, Smyrna, DE 19977
High-Yield Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 21.46%
436 W Glenwood Ave, Smyrna, DE 19977 1006
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
201 Pharmacy Dr, Smyrna, DE 19977 5813
Business Money Market3
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
400 Jimmy Dr, Smyrna, DE 19977
High-Yield Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 21.46%
436 W Glenwood Ave, Smyrna, DE 19977 1006
Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
201 Pharmacy Dr, Smyrna, DE 19977 5813
Money Market3
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
201 Pharmacy Dr, Smyrna, DE 19977 5813
Business Money Market3
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
400 Jimmy Dr, Smyrna, DE 19977
High-Yield Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
201 Pharmacy Dr, Smyrna, DE 19977 5813
Money Market3
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 21.46%
436 W Glenwood Ave, Smyrna, DE 19977 1006
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
201 Pharmacy Dr, Smyrna, DE 19977 5813
Money Market3
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
201 Pharmacy Dr, Smyrna, DE 19977 5813
Business Money Market3
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
201 Pharmacy Dr, Smyrna, DE 19977 5813
Money Market3
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
400 Jimmy Dr, Smyrna, DE 19977
High-Yield Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market Account
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Eligible for a preferred pricing rate bonus

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Promotional Money Market Account
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details

minimum new money deposit of $10,000

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Grow Business Money Market Account - New Money Only
3.20%
$2,500
View
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
GROW Money Market Account
3.20%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $2,500.00

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Grow Money Market Account - New Money Only
3.20%
$2,500
View
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Premier Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS MONEY MARKET
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
50 Atlantic Ave, Ocean View, DE 19970
Tiered Money Market
1.87%
$750
View
▼
Rate1.85%
Min Deposit$750
Min Balance—
UpdatedMar 28, 2026
Details

$100,000 and above

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Money Market Club Account
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Money Market Club Account
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
1.64%
$0
View
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
1.60%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Money Market Club Account
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
50 Atlantic Ave, Ocean View, DE 19970
Tiered Money Market
1.51%
$750
View
▼
Rate1.50%
Min Deposit$750
Min Balance—
UpdatedMar 28, 2026
Details

$50,000 to $99,999.99

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
High-Yield Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Gold Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS MONEY MARKET
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Money Market Club Account
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
High-Yield Money Market
1.41%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Money Market
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
High-Yield Money Market
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
700 N Bedford St, Georgetown, DE 19947
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
High-Yield Money Market
1.20%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
High-Yield Money Market
1.10%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
50 Atlantic Ave, Ocean View, DE 19970
Tiered Money Market
1.00%
$750
View
▼
Rate1.00%
Min Deposit$750
Min Balance—
UpdatedMar 28, 2026
Details

$10,000 to $49,999.99

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Gold Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS MONEY MARKET
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Business Money Market Account
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
0.94%
$0
View
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

$75,000.00 and over

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Performance Money Market Account
0.90%
$2,500
View
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Business Money Market Account
0.85%
$2,500
View
▼
Rate0.85%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.80%
$0
View
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

$50,000.00-$74,999.99

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Performance Money Market Account
0.75%
$2,500
View
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Gold Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
50 Atlantic Ave, Ocean View, DE 19970
Tiered Money Market
0.75%
$750
View
▼
Rate0.75%
Min Deposit$750
Min Balance—
UpdatedMar 28, 2026
Details

$750 to $9,999.99

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.70%
$0
View
▼
Rate0.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Business Money Market Account
0.70%
$2,500
View
▼
Rate0.70%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

$25,000.00-$49,999.99

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Performance Money Market Account
0.60%
$2,500
View
▼
Rate0.60%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Business Money Market Account
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS MONEY MARKET
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
700 N Bedford St, Georgetown, DE 19947
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

$5,000.00-$24,999.99

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Gold Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Performance Money Market Account
0.40%
$2,500
View
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market Account
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Eligible for a preferred pricing rate bonus

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
Money Market
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
IRA Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
Platinum Money Market
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★ Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
Regular/E Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA Plus
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA Plus
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
Money Market Account
0.15%
$1,000
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA Plus
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA Plus
0.10%
$2,500
View
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Money Market Statement Savings Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Money Market Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Smyrna, Delaware and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Smyrna, DE Money Market Rate Trends

Compare local Smyrna, DE MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware MMA Trends →
High-Yield MMA — DE Avg
1.448%
▲ 0.144 from last week

Delaware high-yield MMA rates rose 0.144 points this week to 1.448% APY, up from 1.304% last week.

Standard MMA — DE Avg
1.449%
▲ 0.234 from last week

Delaware standard MMA rates rose 0.234 points this week to 1.449% APY, up from 1.214% last week.

As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Smyrna, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Smyrna, Delaware. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in DE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Smyrna, Delaware

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Delaware.

Are Money Market accounts in Smyrna, Delaware safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Delaware up to $250,000 per depositor, per institution.

How often do MMA rates change in Smyrna, Delaware?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Delaware rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Smyrna, Delaware

Here are some of the highest money market account APYs currently available in Smyrna, Delaware and the surrounding area:
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Fulton Bank
    Promotional Money Market Account — 3.55% APY
  • Sun East Federal Credit Union
    Grow Money Market Account - New Money Only — 3.20% APY
  • Dover Federal Credit Union
    Business Money Market — 3.00% APY
  • Wilmington Savings Fund Society (WSFS)
    High-Yield Money Market — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Smyrna, Delaware. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026

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