A CD ladder involves opening multiple CDs with staggered maturity dates — for example, 3-month, 6-month, 1-year, and 2-year CDs. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

☰

iAdvertiser Disclosure Delaware CD Rate Trends

CD Rates Hockessin, Delaware (DE) for March 2026

Q: What are the best CD rates in Hockessin, Delaware?

Here are recent top rates found for this area: Wilmington Savings Fund Society (WSFS) : 3.50% APY (3-Month CD) Wells Fargo : 1.51% APY (1 year Standard Fixed Rate CD) TD Bank : 1.00% APY (3 Month Choice CD) Priority Plus Federal Credit Union : 4.32% APY (48 mo Certificate) American Spirit Federal Credit Union : 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)) DEL ONE : 3.85% APY (Jumbo Share (consumer & commercial) & IRA Certificates 6 Month) Sun East Federal Credit Union : 3.80% APY (12 Month Jumbo Certificates) Comenity Bank : 3.80% APY (3-Month Certificates of Deposit) Cross River Bank : 3.75% APY (3 Month Certificate of Deposit - Branch) Franklin Mint Federal Credit Union : 3.70% APY (18 MONTH Certificate)

Q: Can I withdraw my money early from a CD?

You can, but most institutions charge an early withdrawal penalty — often a number of months of interest (e.g., 3 or 6 months). Specifics vary by institution.

Q: What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs typically require a higher minimum deposit (often $100,000 or more) and may offer slightly higher APYs than standard CDs available in Hockessin, Delaware.

Q: Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the entire term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start lower.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | CD Rates Last Updated and Verified: March 29, 2026

Current Hockessin, Delaware CD rates include Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)6274 Limestone Rd, Hockessin, DE 19707A+5.0 ★Texas Ratio: 3.24% offering 3-Month CD at 3.50% APY, Wells FargoWells Fargo7270 Lancaster Pike, Hockessin, DE 19707A5.0 ★Texas Ratio: 7.44% offering 1 year Standard Fixed Rate CD at 1.51% APY, TD BankTD Bank7330 Lancaster Pike, Hockessin, DE 19707A5.0 ★Texas Ratio: 6.30% offering 3 Month Choice CD at 1.00% APY, Priority Plus Federal Credit UnionPriority Plus Federal Credit Union6 LYNAM ST, WILMINGTON, DE 19804A+5.0 ★Texas Ratio: 2.58% offering 48 mo Certificate at 4.32% APY, and American Spirit Federal Credit UnionAmerican Spirit Federal Credit Union1110 Elkton Rd, Newark, DE 19711A5.0 ★Texas Ratio: 6.43% offering SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month) at 4.01% APY. CD rates as of March 29, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Hockessin, Delaware, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 29, 2026

Compare Best CD Rates in Hockessin, Delaware & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Wilmington Savings Fund Society (WSFS)

Institution Rating:

A+5.0 ★Texas Ratio: 3.24%

6274 Limestone Rd, Hockessin, DE 19707

3-Month CD

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

7330 Lancaster Pike, Hockessin, DE 19707

3 Month Choice CD

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMar 29, 2026

Details

Relationship APY

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

7270 Lancaster Pike, Hockessin, DE 19707

3 month Standard Fixed Rate CD

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedMar 29, 2026

Details

$2,500 minimum opening deposit; Early withdrawal penalties may apply

Comenity Bank

Institution Rating:

B4.4 ★Texas Ratio: 21.76%

1 Righter Pkwy, Wilmington, DE 19803

3-Month Certificates of Deposit

$1,500

3.80%

View

▼

Rate—

Min Deposit$1,500

Min Balance—

UpdatedMar 29, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

3 Month Certificate of Deposit - Branch

$500

3.75%

View

▼

Rate3.68%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

3 Month Jumbo Certificates

$99,000

3.60%

View

▼

Rate3.54%

Min Deposit$99,000

Min Balance—

UpdatedMar 29, 2026

Details

DEL ONE

Institution Rating:

A+5.0 ★Texas Ratio: 0.36%

150 E Water St, Dover, DE 19901 3619

Share (consumer & commercial) & IRA Certificates4 3 Month

3.55%

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

3 Month Share Certificate

$500

2.68%

View

▼

Rate2.65%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

County Bank Rehoboth Beach, DE

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

19927 Shuttle Rd, Rehoboth Beach, DE 19971

90 Day Certificate of Deposit OR IRA

$500

2.40%

View

▼

Rate2.38%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 3-Month

0.70%

View

▼

Rate0.70%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

3 Month Share Certificate

0.20%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Community Bank Delaware

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

16982 Kings Hwy, Lewes, DE 19958

90 Day Fixed Rate Time Deposit/IRA

$500

0.10%

View

▼

Rate0.10%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 90 Day

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Wilmington Savings Fund Society (WSFS)

Institution Rating:

A+5.0 ★Texas Ratio: 3.24%

6274 Limestone Rd, Hockessin, DE 19707

6-Month CD

3.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

7270 Lancaster Pike, Hockessin, DE 19707

6 month Standard Fixed Rate CD

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedMar 29, 2026

Details

$2,500 minimum opening deposit; Early withdrawal penalties may apply

DEL ONE

Institution Rating:

A+5.0 ★Texas Ratio: 0.36%

150 E Water St, Dover, DE 19901 3619

Jumbo Share (consumer & commercial) & IRA Certificates 6 Month

$100,000

3.85%

View

▼

Rate3.78%

Min Deposit$100,000

Min Balance—

UpdatedMar 29, 2026

Details

$100,000

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

6 Month Jumbo Certificates

$99,000

3.80%

View

▼

Rate3.73%

Min Deposit$99,000

Min Balance—

UpdatedMar 29, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

6 MONTH Certificate

3.70%

View

▼

Rate3.63%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

6 Month Certificate of Deposit - Branch

$500

3.65%

View

▼

Rate3.58%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

New Money CDs 6 Month

$1,000

3.55%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Dover Federal Credit Union

Institution Rating:

B4.5 ★Texas Ratio: 21.46%

643 N DuPont Blvd, Milford, DE 19963 1098

6-Month Share & IRA Certificate

$500

3.50%

View

▼

Rate3.44%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

6 Month Share Certificate

$500

2.94%

View

▼

Rate2.90%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

New Castle County Delaware Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

100 Churchmans Rd, New Castle, DE 19720

Regular Certificates 6 Month Money Market

1.51%

View

▼

Rate1.50%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

6 Month Share Certificate (Jumbo)

$25,000

1.00%

View

▼

Rate—

Min Deposit$25,000

Min Balance—

UpdatedMar 29, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 6-Month

0.70%

View

▼

Rate0.70%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

6 mo Certificate

$1,000

0.35%

View

▼

Rate0.35%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

6 Month Share Certificate

0.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Community Bank Delaware

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

16982 Kings Hwy, Lewes, DE 19958

6 Month Fixed Rate Time Deposit/IRA

$500

0.20%

View

▼

Rate0.20%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 6 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

edU Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.99%

113 W 6th St, Historic New Castle, DE 19720 5070

6 Month Share Certificates

0.01%

View

▼

Rate0.01%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

7270 Lancaster Pike, Hockessin, DE 19707

1 year Standard Fixed Rate CD

$2,500

1.51%

View

▼

Rate1.50%

Min Deposit$2,500

Min Balance—

UpdatedMar 29, 2026

Details

$2,500 minimum opening deposit; Early withdrawal penalties may apply

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

7330 Lancaster Pike, Hockessin, DE 19707

12 Month Choice CD

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMar 29, 2026

Details

Relationship APY

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

12 mo Certificate

$1,000

4.06%

View

▼

Rate4.00%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

12 Month Jumbo Certificates

$99,000

3.80%

View

▼

Rate3.73%

Min Deposit$99,000

Min Balance—

UpdatedMar 29, 2026

Details

Comenity Bank

Institution Rating:

B4.4 ★Texas Ratio: 21.76%

1 Righter Pkwy, Wilmington, DE 19803

1-Year CD

$1,500

3.75%

View

▼

Rate—

Min Deposit$1,500

Min Balance—

UpdatedMar 29, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

12 MONTH Certificate

3.70%

View

▼

Rate3.63%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

DEL ONE

Institution Rating:

A+5.0 ★Texas Ratio: 0.36%

150 E Water St, Dover, DE 19901 3619

Jumbo Share (consumer & commercial) & IRA Certificates 12 Month

$100,000

3.65%

View

▼

Rate3.59%

Min Deposit$100,000

Min Balance—

UpdatedMar 29, 2026

Details

$100,000

County Bank Rehoboth Beach, DE

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

19927 Shuttle Rd, Rehoboth Beach, DE 19971

12 Month Jumbo Certificate of Deposit or IRA

$100,000

3.60%

View

▼

Rate3.60%

Min Deposit$100,000

Min Balance—

UpdatedMar 29, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

12 Month Certificate of Deposit - Branch

$500

3.50%

View

▼

Rate3.44%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

New Money CDs 12 Month

$1,000

3.45%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

12 Month Share Certificate

$500

3.04%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (12-Month)

3.01%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Dover Federal Credit Union

Institution Rating:

B4.5 ★Texas Ratio: 21.46%

643 N DuPont Blvd, Milford, DE 19963 1098

1-Year Business Share Certificate

$500

3.00%

View

▼

Rate2.96%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

12 Month IRA Share Certificate

$500

1.25%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 12-Month

0.70%

View

▼

Rate0.70%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

12 Month Share Certificate

0.30%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Artisans Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

2961 Centerville Rd, Wilmington, DE 19808

1 Year Variable Rate IRA

0.15%

View

▼

Rate0.15%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 12 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

7330 Lancaster Pike, Hockessin, DE 19707

18 Month Choice CD

1.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Relationship APY

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

18 MONTH Certificate

3.70%

View

▼

Rate3.63%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

18 Month Regular / IRA Certificates

$500

3.50%

View

▼

Rate3.44%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

DEL ONE

Institution Rating:

A+5.0 ★Texas Ratio: 0.36%

150 E Water St, Dover, DE 19901 3619

Share (consumer & commercial) & IRA Certificates4 18 Month

3.30%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

County Bank Rehoboth Beach, DE

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

19927 Shuttle Rd, Rehoboth Beach, DE 19971

18 Month Certificate of Deposit OR IRA

$500

3.20%

View

▼

Rate3.17%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

18 mo Certificate

$1,000

3.19%

View

▼

Rate3.15%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

18 Month Share Certificate

$500

3.14%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 18-Month

0.95%

View

▼

Rate0.95%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Community Bank Delaware

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

16982 Kings Hwy, Lewes, DE 19958

18 Month Fixed Rate Time Deposit/IRA

$500

0.40%

View

▼

Rate0.40%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 18 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

7330 Lancaster Pike, Hockessin, DE 19707

24 Month Certificate of Deposit

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMar 29, 2026

Details

Relationship APY

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

24 MONTH Certificate

3.60%

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

24 Month Jumbo Certificates

$99,000

3.50%

View

▼

Rate3.44%

Min Deposit$99,000

Min Balance—

UpdatedMar 29, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

New Money CDs 24 Month

$1,000

3.30%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (24-Month)

3.26%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

24 Month Share Certificate

$500

3.20%

View

▼

Rate3.15%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

DEL ONE

Institution Rating:

A+5.0 ★Texas Ratio: 0.36%

150 E Water St, Dover, DE 19901 3619

Share (consumer & commercial) & IRA Certificates4 24 Month

3.00%

View

▼

Rate2.96%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Dover Federal Credit Union

Institution Rating:

B4.5 ★Texas Ratio: 21.46%

643 N DuPont Blvd, Milford, DE 19963 1098

2-Year Business Share Certificate

$500

2.50%

View

▼

Rate2.48%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

24 Month IRA Share Certificate

$500

1.76%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 24-Month

0.95%

View

▼

Rate0.95%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

24 mo Certificate

$1,000

0.55%

View

▼

Rate0.55%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

24 Month Share Certificate

0.40%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 24 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

7330 Lancaster Pike, Hockessin, DE 19707

3 Year Certificate of Deposit

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMar 29, 2026

Details

Relationship APY

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (36-Month)

3.51%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

36 Month Jumbo Certificates

$99,000

3.50%

View

▼

Rate3.44%

Min Deposit$99,000

Min Balance—

UpdatedMar 29, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

36 MONTH Certificate

3.40%

View

▼

Rate3.34%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

36 Month Share Certificate

$500

3.20%

View

▼

Rate3.15%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

DEL ONE

Institution Rating:

A+5.0 ★Texas Ratio: 0.36%

150 E Water St, Dover, DE 19901 3619

Jumbo Share (consumer & commercial) & IRA Certificates 36 Month

$100,000

3.00%

View

▼

Rate2.96%

Min Deposit$100,000

Min Balance—

UpdatedMar 29, 2026

Details

$100,000

Dover Federal Credit Union

Institution Rating:

B4.5 ★Texas Ratio: 21.46%

643 N DuPont Blvd, Milford, DE 19963 1098

3-Year Business Share Certificate

$500

2.25%

View

▼

Rate2.23%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

36 Month IRA Share Certificate

$500

2.01%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 36-Month

1.01%

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

36 mo Certificate

$1,000

0.65%

View

▼

Rate0.65%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Community Bank Delaware

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

16982 Kings Hwy, Lewes, DE 19958

36 Month Fixed Rate Time Deposit/IRA

$500

0.40%

View

▼

Rate0.40%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

edU Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.99%

113 W 6th St, Historic New Castle, DE 19720 5070

3 Year Share Certificates

0.10%

View

▼

Rate0.10%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 36 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

48 mo Certificate

$1,000

4.32%

View

▼

Rate4.25%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)

4.01%

View

▼

Rate4.00%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

48 Month Certificate of Deposit - Branch

$500

3.60%

View

▼

Rate3.54%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

48 Month Jumbo Certificates

$99,000

3.50%

View

▼

Rate3.44%

Min Deposit$99,000

Min Balance—

UpdatedMar 29, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

48 MONTH Certificate

3.40%

View

▼

Rate3.34%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

48 Month Share Certificate

$500

3.30%

View

▼

Rate3.25%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

48 Month IRA Share Certificate

$500

2.27%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Dover Federal Credit Union

Institution Rating:

B4.5 ★Texas Ratio: 21.46%

643 N DuPont Blvd, Milford, DE 19963 1098

4-Year Business Share Certificate

$500

2.25%

View

▼

Rate2.23%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 48-Month

1.01%

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Community Bank Delaware

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

16982 Kings Hwy, Lewes, DE 19958

48 Month Fixed Rate Time Deposit/IRA

$500

0.40%

View

▼

Rate0.40%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 48 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

7330 Lancaster Pike, Hockessin, DE 19707

5 Year Choice CD

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMar 29, 2026

Details

Relationship APY

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

60 Month Jumbo Certificates

$99,000

3.50%

View

▼

Rate3.44%

Min Deposit$99,000

Min Balance—

UpdatedMar 29, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

60 Month Share Certificate

$500

3.45%

View

▼

Rate3.30%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

60 MONTH Certificate

3.40%

View

▼

Rate3.34%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

DEL ONE

Institution Rating:

A+5.0 ★Texas Ratio: 0.36%

150 E Water St, Dover, DE 19901 3619

Jumbo Share (consumer & commercial) & IRA Certificates 60 Month

$100,000

3.00%

View

▼

Rate2.96%

Min Deposit$100,000

Min Balance—

UpdatedMar 29, 2026

Details

$100,000

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

60 Month IRA Share Certificate

$500

2.52%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Dover Federal Credit Union

Institution Rating:

B4.5 ★Texas Ratio: 21.46%

643 N DuPont Blvd, Milford, DE 19963 1098

5-Year Business Share Certificate

$500

2.25%

View

▼

Rate2.23%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

60 mo Certificate

$1,000

1.31%

View

▼

Rate1.30%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 60-Month

1.01%

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

60 Month Share Certificate

0.55%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

County Bank Rehoboth Beach, DE

Institution Rating:

A+5.0 ★Texas Ratio: 0.78%

19927 Shuttle Rd, Rehoboth Beach, DE 19971

60 Month Certificate of Deposit OR IRA

$500

0.40%

View

▼

Rate0.40%

Min Deposit$500

Min Balance—

UpdatedMar 29, 2026

Details

edU Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.99%

113 W 6th St, Historic New Castle, DE 19720 5070

5 Year Share Certificates

0.15%

View

▼

Rate0.15%

Min Deposit$0

Min Balance—

UpdatedMar 29, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 60 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMar 29, 2026

Details

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Hockessin, DE CD Rate Trends

Compare local Hockessin, DE CD rate quotes against the statewide average

Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware CD Trends →

12-Month CD — DE Avg

2.157%

▼ 0.219 from last week

Delaware 12-month CD rates fell 0.219 points this week to 2.157% APY, down from 2.376% last week.

6-Month CD — DE Avg

2.229%

▼ 0.512 from last week

Delaware 6-month CD rates fell 0.512 points this week to 2.229% APY, down from 2.741% last week.

As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Hockessin, Delaware

Are CD rates in Hockessin, Delaware FDIC insured?

Yes, most established banks in Hockessin, Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Hockessin, Delaware?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Hockessin, Delaware.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Hockessin, Delaware may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Hockessin, Delaware?

Here are recent top rates found for this area:

Wilmington Savings Fund Society (WSFS): 3.50% APY (3-Month CD)
Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
TD Bank: 1.00% APY (3 Month Choice CD)
Priority Plus Federal Credit Union: 4.32% APY (48 mo Certificate)
American Spirit Federal Credit Union: 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month))
DEL ONE: 3.85% APY (Jumbo Share (consumer & commercial) & IRA Certificates 6 Month)
Sun East Federal Credit Union: 3.80% APY (12 Month Jumbo Certificates)
Comenity Bank: 3.80% APY (3-Month Certificates of Deposit)
Cross River Bank: 3.75% APY (3 Month Certificate of Deposit - Branch)
Franklin Mint Federal Credit Union: 3.70% APY (18 MONTH Certificate)

Rates reflect recent verified offers available in Hockessin, Delaware. Last Updated: March 29, 2026

CD Calculators

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Hockessin, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hockessin, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 29, 2026

Hockessin, Delaware Rates & Resources

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