MonitorBankRates
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Virginia CD Rates Today - Compare Best APYs for July 2026

Current Virginia CD rates include PAHO WHO Federal Credit UnionPAHO WHO Federal Credit Union2300 Wilson Blvd, Arlington, VA 22201A+5.0 ★Texas Ratio: 4.82%Real return: +1.79%APY minus CPI (February 2026) offering 36 months at 4.59% APY, Apple Federal Credit UnionApple Federal Credit Union14260J Centreville Sq, Centreville, VA 20121A+5.0 ★Texas Ratio: 3.07%Real return: +1.70%APY minus CPI (February 2026) offering 12 Month Starter Certificate at 4.50% APY, Blue Eagle Credit UnionBlue Eagle Credit Union419 Rutherford Ave NE, Roanoke, VA 24022A+5.0 ★Texas Ratio: 0.28%Real return: +1.45%APY minus CPI (February 2026) offering Regular Certificate 18 Month at 4.25% APY, Beacon Credit Union IncorporatedBeacon Credit Union Incorporated6320 Logans Ln, Lynchburg, VA 24502A+5.0 ★Texas Ratio: 1.82%Real return: +1.45%APY minus CPI (February 2026) offering Limited Time Special - 6 Months at 4.25% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union2 Commercial Pl, Norfolk, VA 23510 2107B4.4 ★Texas Ratio: 17.71%Real return: +1.32%APY minus CPI (February 2026) offering 36-Month Variable at 4.12% APY. CD rates as of July 25, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare CD rates across all terms in Virginia side-by-side. Virginia CD rates currently reach as high as 4.59% APY from PAHO WHO Federal Credit Union at 2300 Wilson Blvd, Arlington, VA 22201. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: July 25, 2026

Compare Best CD Rates in Virginia

Virginia 3 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
3 Month Certificate
$0
3.95%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
3-Month
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
90 days/13 weeks
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Visit or Call

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
3 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

The minimum to open this account is $1,000 except where noted.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
3 Month Share Certificate
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

APY: Annual Percentage Yield

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
3 Month Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
3 Month Certificate
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
3 Months
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
3-Month Certificate
$100
3.00%
Rate3.00%
Min Deposit$100
Min Balance
UpdatedJul 23, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 90 Day Certificate
$100,000
2.90%
Rate2.85%
Min Deposit$100,000
Min Balance
UpdatedJul 22, 2026
Details

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
1018 W Main St, Charlottesville, VA 22903 2820
3-Months
$500
2.25%
Rate2.23%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
1018 W Main St, Charlottesville, VA 22903 2820
Business 3-Months
$500
2.25%
Rate2.23%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
3 Months
$500
1.50%
Rate1.49%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
10800 Main St, Fairfax, VA 22030
Share Certificate Account 3 Month
$0
1.26%
Rate1.25%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Regular Accounts

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 months
$0
1.06%
Rate1.05%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

$100,000 - $199,999

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Special Certificate 3 month
$500
1.02%
Rate1.01%
Min Deposit$500
Min Balance
UpdatedJul 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Traditional and Roth IRA 3 month
$500
1.02%
Rate1.01%
Min Deposit$500
Min Balance
UpdatedJul 12, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 months less than
$0
1.01%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

$99,999

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
8401 Digges Rd, Manassas, VA 20110
3 Month
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
3-Month Certificate of Deposit
$0
0.70%
Rate0.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Benchmark Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
100 S Broad St, Kenbridge, VA 23944
Regular Time Deposits & IRAs - 3 Months
$0
0.60%
Rate0.60%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
144 Main St, Tazewell, VA 24651
90 days
$0
0.50%
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
97 N Main St, Kilmarnock, VA 22482
90 day Certificate
$0
0.50%
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
110 Old Virginia Ave, Narrows, VA 24124
3 Months
$0
0.40%
Rate0.40%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
90 Day CD
$0
0.10%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA 22849
3 months
$0
0.10%
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3901 Old Buckingham Rd, Powhatan, VA 23139
3 month Standard Interest Rate
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedJul 11, 2026
Details

Early withdrawal penalties may apply. Additional terms are available at a branch.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3901 Old Buckingham Rd, Powhatan, VA 23139
3 month Standard Fixed Rate CD
$2,500
0.05%
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedJul 11, 2026
Details

Relationship APY 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6320 Logans Ln, Lynchburg, VA 24502
Business Certificates - 3 Months
$500
0.05%
Rate0.05%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Virginia 6 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
Regular Certificate 6 month
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6320 Logans Ln, Lynchburg, VA 24502
Limited Time Special - 6 Months
$2,500
4.25%
Rate4.17%
Min Deposit$2,500
Min Balance
UpdatedJul 25, 2026
Details

Beacon's promotional certificate rate is only valid on new money only. For 6 months promotional share certificates, the early withdrawal penalty is 90 days of dividend whether earned or not.

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
6 months
$0
4.13%
Rate4.05%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $1M+

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 6 Months
$0
4.13%
Rate4.05%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
6 Month Certificate
$0
4.10%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
6-Month Certificate
$0
4.10%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
Business 6-Month Certificate
$0
4.10%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
10800 Main St, Fairfax, VA 22030
Share Certificate Account 6 Month
$0
4.06%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Regular Accounts

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
6 Months
$0
3.95%
Rate3.87%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
6 Month CD
$1,000
3.95%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
12560 W Creek Pkwy, Richmond, VA 23238 1110
6 months
$0
3.89%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
6 months
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $250,000-$999,999

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
6 months/26 weeks
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Visit or Call

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
19747 Main St, Buchanan, VA 24066
Certificate of Deposit 6 Month Special
$2,500
3.80%
Rate3.76%
Min Deposit$2,500
Min Balance
UpdatedJul 12, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
6 Month Certificate
$100,000
3.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedJul 22, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
6 Month New Money CD
$1,000
3.70%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
New Money CD 6 months
$1,000
3.70%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Exclusively for Premier clients. Minimum deposit of $1,000 is required.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
6 Month CD
$1,000
3.65%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Online CDs Only available to existing Premier customers.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
6 months Online CD
$1,000
3.65%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Fixed interest rate. Minimum deposit of $1,000 is required. Easy account opening and convenient management via online banking. You get peace of mind because your savings are covered by our $0 Liability Online, Guarantee. Annual Percentage Yields (APYs) are accurate as of 7/11/2026 and apply for the initial term only. A penalty may be imposed for early withdrawal. Account is not available to business customers. You may perform a one-time deposit or withdrawal of funds during your grace period without being assessed an early withdrawal penalty. The grace period will end on the day you provide an instruction to change the term or perform a transaction.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
6 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 6 Month Certificate
$100,000
3.60%
Rate3.53%
Min Deposit$100,000
Min Balance
UpdatedJul 22, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
6 Month Certificate
$500
3.60%
Rate
Min Deposit$500
Min Balance
UpdatedJul 22, 2026
Details

Platinum APY: 3.70%

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
6 month
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
140 Lucy Ln, Waynesboro, VA 22980
6 Months/182 Days
$500
3.56%
Rate3.50%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Minimum Balance of $500. Early withdrawal penalties may apply. Fees may reduce earnings on your accounts.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
6 Month Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Business 6 Month Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
6 Month Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA 22939
6 Month Share Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
6 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
6 Month Share Certificate
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

APY: Annual Percentage Yield

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
6 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

The minimum to open this account is $1,000 except where noted.

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
6 Month Certificate
$1,000
3.50%
Rate3.44%
Min Deposit$1,000
Min Balance
UpdatedJul 22, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
6-Month
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
8959 Center St, Manassas, VA 20110 5403
6 mos term
$0
3.44%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
144 Main St, Tazewell, VA 24651
6 Months
$0
3.43%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
6 months
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $100,000-$249,999

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
6-Month Certificate
$100
3.40%
Rate3.40%
Min Deposit$100
Min Balance
UpdatedJul 23, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
6 Month Certificate
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
6 months
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $500-$99,999

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
6 Month Certificate
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
6 Months
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
IRA Certificate - 6 Months (Reg/Roth/Educ)
$100,000
3.25%
Rate3.20%
Min Deposit$100,000
Min Balance
UpdatedJul 23, 2026
Details

Everest Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 57.24%
10520 Warwick Ave, Fairfax, VA 22030
6-month CD
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
IRA Certificate - 6 Months (Reg/Roth/Educ)
$1,000
3.20%
Rate3.15%
Min Deposit$1,000
Min Balance
UpdatedJul 23, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
Certificate - 6 Months
$100,000
3.20%
Rate3.15%
Min Deposit$100,000
Min Balance
UpdatedJul 23, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
Certificate - 6 Months
$1,000
3.15%
Rate3.10%
Min Deposit$1,000
Min Balance
UpdatedJul 23, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (6 month term)
$0
3.14%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Special Certificate 6 month
$500
3.05%
Rate3.02%
Min Deposit$500
Min Balance
UpdatedJul 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Traditional and Roth IRA 6 month
$500
3.05%
Rate3.02%
Min Deposit$500
Min Balance
UpdatedJul 12, 2026
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5775 Barclay Dr, Alexandria, VA 22315 5731
6 Month
$0
2.70%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Virginia 12 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
12 Month Starter Certificate
$0
4.50%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificate 1 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
Regular Certificate 1 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA 22849
12 months
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
12 Month Certificate
$0
4.00%
Rate3.92%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
12 Months
$0
4.00%
Rate3.92%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
1 Year EZ Save
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
12 Month Certificate
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month certificate
$100,000
3.95%
Rate3.88%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month IRA
$100,000
3.95%
Rate3.88%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
8959 Center St, Manassas, VA 20110 5403
12 mos term
$0
3.95%
Rate3.90%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
12 Month
$0
3.89%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 12 Month
$0
3.89%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
12 month
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
10800 Main St, Fairfax, VA 22030
Share Certificate Account 12 Month
$0
3.85%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Regular Accounts

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
12 Month New Money CD
$1,000
3.85%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
New Money CD 12 months
$1,000
3.85%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Exclusively for Premier clients. Minimum deposit of $1,000 is required.

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 1 Year Certificate
$100,000
3.85%
Rate3.77%
Min Deposit$100,000
Min Balance
UpdatedJul 22, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month certificate
$50,000
3.85%
Rate3.78%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month IRA
$50,000
3.85%
Rate3.78%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
12 Month CD
$1,000
3.80%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Online CDs Only available to existing Premier customers.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
12 months Online CD
$1,000
3.80%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Fixed interest rate. Minimum deposit of $1,000 is required. Easy account opening and convenient management via online banking. You get peace of mind because your savings are covered by our $0 Liability Online, Guarantee. Annual Percentage Yields (APYs) are accurate as of 7/11/2026 and apply for the initial term only. A penalty may be imposed for early withdrawal. Account is not available to business customers. You may perform a one-time deposit or withdrawal of funds during your grace period without being assessed an early withdrawal penalty. The grace period will end on the day you provide an instruction to change the term or perform a transaction.

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
19747 Main St, Buchanan, VA 24066
Certificate of Deposit 12 Month Special
$2,500
3.80%
Rate3.75%
Min Deposit$2,500
Min Balance
UpdatedJul 12, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
12 Month Certificate
$100,000
3.80%
Rate
Min Deposit$100,000
Min Balance
UpdatedJul 22, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month IRA
$5,000
3.76%
Rate3.70%
Min Deposit$5,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month certificate
$5,000
3.76%
Rate3.70%
Min Deposit$5,000
Min Balance
UpdatedJul 25, 2026
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA 23875
12 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
1-Year Share Certificate
$0
3.76%
Rate
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
12-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 12-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
1 Year Certificate
$1,000
3.75%
Rate3.68%
Min Deposit$1,000
Min Balance
UpdatedJul 22, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Flexible Saver - 1 Year Certificate
$100
3.75%
Rate3.68%
Min Deposit$100
Min Balance
UpdatedJul 22, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
12 Month
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

The minimum to open this account is $1,000 except where noted.

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month certificate
$500
3.75%
Rate3.70%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month IRA
$100
3.75%
Rate3.70%
Min Deposit$100
Min Balance
UpdatedJul 25, 2026
Details

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA 22939
12 Month Share Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
YOUth Boost 12-Month
$0
3.74%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 12 Month
$0
3.74%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
12 Month
$0
3.74%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA 23606
12 Month Fixed Rate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
12 Month Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
12-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Fixed Rate Share Certificates 12-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
12560 W Creek Pkwy, Richmond, VA 23238 1110
12 months
$0
3.70%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
12 Month Certificate
$500
3.70%
Rate
Min Deposit$500
Min Balance
UpdatedJul 22, 2026
Details

Platinum APY: 3.80%

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
12 Month Share Builder Certificate
$25
3.70%
Rate
Min Deposit$25
Min Balance
UpdatedJul 22, 2026
Details

Platinum APY: 3.80%

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
12 MONTH CD SPECIAL
$1,000
3.65%
Rate3.60%
Min Deposit$1,000
Min Balance
UpdatedJul 12, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
1-Year IRA Certificate
$25,000
3.60%
Rate3.55%
Min Deposit$25,000
Min Balance
UpdatedJul 23, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
12-Month Certificate
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

URW Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.38%
539 Arnett Blvd, Danville, VA 24540
Share Certificate (Share & IRA) 1 Year
$1,000
3.60%
Rate3.55%
Min Deposit$1,000
Min Balance
UpdatedJul 24, 2026
Details

Virginia 18 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificate 18 Month
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
Regular Certificate 18 Month
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
18-Month Variable
$0
4.01%
Rate3.94%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
18 Months
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
18 Month Certificate
$0
3.85%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
13075 Worldgate Dr, Herndon, VA 20170 4374
18-Month Share Certificate
$500
3.75%
Rate
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

Limited time offer. New money only. Alero Financial membership required.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
18 Month Certificate
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
18-month term
$50
3.66%
Rate3.60%
Min Deposit$50
Min Balance
UpdatedJul 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
IRA Variable-Rate Certificate 18-month term
$50
3.66%
Rate3.60%
Min Deposit$50
Min Balance
UpdatedJul 12, 2026
Details

Variable-Rate*

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA 23875
18 Month
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
18 month
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
8959 Center St, Manassas, VA 20110 5403
18 mos term
$0
3.64%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
18-Month Certificate
$25,000
3.60%
Rate3.55%
Min Deposit$25,000
Min Balance
UpdatedJul 23, 2026
Details

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
8414 Lee Hwy, Fairfax, VA 22031
18-Month M&T Select CD
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
18 Month Certificate
$500
3.55%
Rate
Min Deposit$500
Min Balance
UpdatedJul 22, 2026
Details

Platinum APY: 3.65%

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
10800 Main St, Fairfax, VA 22030
Share Certificate Account 18 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Regular Accounts

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
18 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

The minimum to open this account is $1,000 except where noted.

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
18-Month Certificate
$100
3.50%
Rate3.45%
Min Deposit$100
Min Balance
UpdatedJul 23, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
18 Month Certificate
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Special Certificate 18 month
$500
3.31%
Rate3.27%
Min Deposit$500
Min Balance
UpdatedJul 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Traditional and Roth IRA 18 month
$500
3.31%
Rate3.27%
Min Deposit$500
Min Balance
UpdatedJul 12, 2026
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8300 Arlington Blvd, Fairfax, VA 22031
18 months
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
140 Lucy Ln, Waynesboro, VA 22980
1.5 Years/18 Months
$500
3.25%
Rate3.20%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Minimum Balance of $500. Early withdrawal penalties may apply. Fees may reduce earnings on your accounts.

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
18 Month Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Business 18 Month Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
IRA Certificate - 18 Months (Reg/Roth/Educ)
$1,000
3.05%
Rate3.01%
Min Deposit$1,000
Min Balance
UpdatedJul 23, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
Certificate - 18 Months
$1,000
3.00%
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedJul 23, 2026
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8300 Arlington Blvd, Fairfax, VA 22031
18 months
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5775 Barclay Dr, Alexandria, VA 22315 5731
18 Month
$0
2.90%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.76%
77 Powder Creek Ln, Rocky Mount, VA 24151
18 Month IRA and Share Certificates
$1,000
2.75%
Rate2.72%
Min Deposit$1,000
Min Balance
UpdatedJul 24, 2026
Details

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
1018 W Main St, Charlottesville, VA 22903 2820
18-Months
$500
2.75%
Rate2.72%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
1018 W Main St, Charlottesville, VA 22903 2820
Business 18-Months
$500
2.75%
Rate2.72%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
18 month variable IRA
$100,000
2.70%
Rate2.67%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
18 month variable IRA
$50,000
2.60%
Rate2.57%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
18 month variable IRA
$5,000
2.51%
Rate2.48%
Min Deposit$5,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
18 month variable IRA
$500
2.50%
Rate2.48%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
18 Month
$1,000
2.35%
Rate2.34%
Min Deposit$1,000
Min Balance
UpdatedJul 12, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
144 Main St, Tazewell, VA 24651
IRA's - Traditional & Roth 18 months
$0
2.22%
Rate2.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA 23607
18-month
$0
2.15%
Rate2.13%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Premier / Select Relationship

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA 23607
18-month
$0
2.10%
Rate2.08%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Preferred Relationship

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
18 Months
$500
2.10%
Rate2.08%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
144 Main St, Tazewell, VA 24651
18 months
$0
2.07%
Rate2.05%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
144 Main St, Tazewell, VA 24651
IRA's - Traditional & Roth 18 months
$0
2.07%
Rate2.05%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA 22849
18 months
$0
2.02%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA 23607
18-month
$0
1.85%
Rate1.83%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Regular

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
97 N Main St, Kilmarnock, VA 22482
18 month Certificate
$0
1.80%
Rate1.79%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
18 MONTH IRA
$100
1.25%
Rate1.24%
Min Deposit$100
Min Balance
UpdatedJul 12, 2026
Details

Variable; Compounding Frequency: Monthly

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
8401 Digges Rd, Manassas, VA 20110
18 Month
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
18-Month Certificate of Deposit
$0
0.95%
Rate0.95%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
110 Old Virginia Ave, Narrows, VA 24124
IRA Certificate 18 Months
$0
0.85%
Rate0.85%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Virginia 24 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificate 2 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
Regular Certificate 2 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
24 months
$0
4.13%
Rate4.05%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $1M+

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 24 Months
$0
4.13%
Rate4.05%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA 22849
24 months
$0
4.07%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
24 Month Certificate
$0
3.95%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
24 months
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $250,000-$999,999

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
24 Month New Money CD
$1,000
3.85%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
New Money CD 24 months
$1,000
3.85%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Exclusively for Premier clients. Minimum deposit of $1,000 is required.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
24 Month
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 24 Month
$0
3.80%
Rate3.74%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
24 months Online CD
$1,000
3.80%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Fixed interest rate. Minimum deposit of $1,000 is required. Easy account opening and convenient management via online banking. You get peace of mind because your savings are covered by our $0 Liability Online, Guarantee. Annual Percentage Yields (APYs) are accurate as of 7/11/2026 and apply for the initial term only. A penalty may be imposed for early withdrawal. Account is not available to business customers. You may perform a one-time deposit or withdrawal of funds during your grace period without being assessed an early withdrawal penalty. The grace period will end on the day you provide an instruction to change the term or perform a transaction.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
24 Month CD
$1,000
3.80%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Online CDs Only available to existing Premier customers.

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA 23606
24 Month Fixed Rate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
24-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 24-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
265 Jones St, Gate City, VA 24251
Business 1 to 2 Years
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedJul 16, 2026
Details

Jumbo APY: 3.80%, Jumbo Dividend Rate: 3.74%, Early Withdrawal Penalty: 180 Days' Dividends

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 2-year term
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA 23875
24 month
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
24 Month Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
24-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Fixed Rate Share Certificates 24-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
24 Month Certificate
$100,000
3.70%
Rate
Min Deposit$100,000
Min Balance
UpdatedJul 22, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 2 Year Certificate
$100,000
3.70%
Rate3.63%
Min Deposit$100,000
Min Balance
UpdatedJul 22, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
24 month
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
24 Month
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 24 Month
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
2 Year Certificate
$1,000
3.60%
Rate3.53%
Min Deposit$1,000
Min Balance
UpdatedJul 22, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
2-Year IRA Certificate
$25,000
3.60%
Rate3.55%
Min Deposit$25,000
Min Balance
UpdatedJul 23, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
24-Month Certificate
$25,000
3.60%
Rate3.55%
Min Deposit$25,000
Min Balance
UpdatedJul 23, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
24 Month Certificate
$500
3.60%
Rate
Min Deposit$500
Min Balance
UpdatedJul 22, 2026
Details

Platinum APY: 3.70%

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (24 month term)
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
8959 Center St, Manassas, VA 20110 5403
24 mos term
$0
3.54%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Call Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
4605 Commerce Rd, Richmond, VA 23234 2233
24-Month Certificate
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedJul 23, 2026
Details

Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
702 Elm St, Hopewell, VA 23860
Share Certificate 24 Months
$0
3.50%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
24 Months
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
24-Month Certificate
$100
3.50%
Rate3.45%
Min Deposit$100
Min Balance
UpdatedJul 23, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
2-Year IRA Certificate
$100
3.50%
Rate3.45%
Min Deposit$100
Min Balance
UpdatedJul 23, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
24 Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

The minimum to open this account is $1,000 except where noted.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
12560 W Creek Pkwy, Richmond, VA 23238 1110
24 months
$0
3.46%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Business IRA 24 months
$500
3.45%
Rate3.39%
Min Deposit$500
Min Balance
UpdatedJul 16, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Business Share 24 months
$500
3.45%
Rate3.39%
Min Deposit$500
Min Balance
UpdatedJul 16, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
24-Month
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
24-Month Fixed
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
24 Month Certificate
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
24 Month Certificate
$100,000
3.45%
Rate3.40%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
24 month IRA
$100,000
3.45%
Rate3.40%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
24 months
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $100,000-$249,999

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
24 Month Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
24 month IRA
$50,000
3.35%
Rate3.30%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia 36 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
36 months
$0
4.59%
Rate4.50%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $1M+

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 36 Months
$0
4.59%
Rate4.50%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
36 months
$0
4.33%
Rate4.25%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $250,000-$999,999

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificate 3 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
Regular Certificate 3 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
36-Month Variable
$0
4.12%
Rate4.04%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
36 Month Certificate
$0
3.99%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
36 months
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $100,000-$249,999

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
36 months
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $500-$99,999

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
36 MONTH CD SPECIAL
$1,000
3.80%
Rate3.75%
Min Deposit$1,000
Min Balance
UpdatedJul 12, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 36 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
36 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (36 month term)
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA 23875
36 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
36-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 36-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
36 Months
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
265 Jones St, Gate City, VA 24251
Business 2 to 3 Years
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedJul 16, 2026
Details

Jumbo APY: 3.80%, Jumbo Dividend Rate: 3.74%, Early Withdrawal Penalty: 180 Days' Dividends

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
36 Month
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

The minimum to open this account is $1,000 except where noted.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 3-year term
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
36 Month Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
36-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Fixed Rate Share Certificates 36-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 3 Year Certificate
$100,000
3.70%
Rate3.63%
Min Deposit$100,000
Min Balance
UpdatedJul 22, 2026
Details

Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
702 Elm St, Hopewell, VA 23860
Share Certificate 36 Months
$0
3.70%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
36 month
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
36 months/3 years
$0
3.60%
Rate3.53%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Visit or Call

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
3-Year IRA Certificate
$25,000
3.60%
Rate3.55%
Min Deposit$25,000
Min Balance
UpdatedJul 23, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
36-Month Certificate
$25,000
3.60%
Rate3.55%
Min Deposit$25,000
Min Balance
UpdatedJul 23, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
36 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 36 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
3 Year Certificate
$1,000
3.60%
Rate3.53%
Min Deposit$1,000
Min Balance
UpdatedJul 22, 2026
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
8959 Center St, Manassas, VA 20110 5403
36 mos term
$0
3.59%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
3-year term
$50
3.56%
Rate3.50%
Min Deposit$50
Min Balance
UpdatedJul 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
IRA Variable-Rate Certificate 3-year term
$50
3.56%
Rate3.50%
Min Deposit$50
Min Balance
UpdatedJul 12, 2026
Details

Variable-Rate*

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
36 Month Certificate
$500
3.55%
Rate
Min Deposit$500
Min Balance
UpdatedJul 22, 2026
Details

Platinum APY: 3.65%

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
36 Months
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
36 month IRA
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
36 month certificate
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
36-Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
36-Month Fixed
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
36-Month Certificate
$100
3.50%
Rate3.45%
Min Deposit$100
Min Balance
UpdatedJul 23, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
3-Year IRA Certificate
$100
3.50%
Rate3.45%
Min Deposit$100
Min Balance
UpdatedJul 23, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Business IRA 36 months
$500
3.45%
Rate3.39%
Min Deposit$500
Min Balance
UpdatedJul 16, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
12560 W Creek Pkwy, Richmond, VA 23238 1110
36 months
$0
3.41%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Business Share 36 months
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedJul 16, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
36 Month Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
36 Month Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
36 month certificate
$50,000
3.40%
Rate3.35%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
36 month IRA
$50,000
3.40%
Rate3.35%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia 48 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificate 4 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
Regular Certificate 4 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
48 months
$0
4.13%
Rate4.05%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $1M+

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 48 Months
$0
4.13%
Rate4.05%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
48 Month
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

The minimum to open this account is $1,000 except where noted.

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
48 Month Certificate
$0
3.98%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
48 months
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $250,000-$999,999

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificate (48 month term)
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
48 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 48 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
265 Jones St, Gate City, VA 24251
Business 3 to 4 Years
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedJul 16, 2026
Details

Jumbo APY: 3.80%, Jumbo Dividend Rate: 3.74%, Early Withdrawal Penalty: 240 Days' Dividends

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 48-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
48-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
48 Months
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
48 Month Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
48-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Fixed Rate Share Certificates 48-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 4-year term
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
48 month
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
48 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 48 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
4 Year Certificate
$1,000
3.60%
Rate3.53%
Min Deposit$1,000
Min Balance
UpdatedJul 22, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
48-Month Certificate
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
48 Month Certificate
$500
3.60%
Rate
Min Deposit$500
Min Balance
UpdatedJul 22, 2026
Details

Platinum APY: 3.70%

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
48 Months
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month certificate
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.76%
77 Powder Creek Ln, Rocky Mount, VA 24151
48 Month IRA and Share Certificates
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedJul 24, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month IRA
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
48-Month Fixed
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
48-Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
48-Month Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
10800 Main St, Fairfax, VA 22030
Share Certificate Account 48 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Regular Accounts

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
12560 W Creek Pkwy, Richmond, VA 23238 1110
48 months
$0
3.41%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Business Share 48 months
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedJul 16, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
48 months
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $100,000-$249,999

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
48 Month Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
48 Month Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
140 Lucy Ln, Waynesboro, VA 22980
4 Years/48 Months
$500
3.40%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Minimum Balance of $500. Early withdrawal penalties may apply. Fees may reduce earnings on your accounts.

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month certificate
$50,000
3.40%
Rate3.35%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month IRA
$50,000
3.40%
Rate3.35%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
48 months
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $500-$99,999

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month IRA
$5,000
3.31%
Rate3.26%
Min Deposit$5,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month certificate
$5,000
3.31%
Rate3.26%
Min Deposit$5,000
Min Balance
UpdatedJul 25, 2026
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8300 Arlington Blvd, Fairfax, VA 22031
48 months
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month certificate
$500
3.30%
Rate3.26%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month IRA
$100
3.30%
Rate3.26%
Min Deposit$100
Min Balance
UpdatedJul 25, 2026
Details

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
1601 Ownby Ln, Richmond, VA 23220
48 Month Share/IRA Certificate
$0
3.29%
Rate
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
48 Month Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Business 48 Month Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8300 Arlington Blvd, Fairfax, VA 22031
48 months
$0
3.20%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Virginia 60 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificate 5 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
419 Rutherford Ave NE, Roanoke, VA 24022
Regular Certificate 5 Year
$500
4.25%
Rate4.18%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
60 months
$0
4.13%
Rate4.05%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $1M+

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 60 Months
$0
4.13%
Rate4.05%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
60 Month
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

The minimum to open this account is $1,000 except where noted.

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificate (60 month term)
$0
3.97%
Rate3.90%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
60 Month Certificate
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
60 months
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedJul 16, 2026
Details

Balance: $250,000-$999,999

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA 23606
60 Month Fixed Rate
$0
3.85%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA 23875
60 Month
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedJul 22, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month IRA
$100,000
3.80%
Rate3.73%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month certificate
$100,000
3.80%
Rate3.73%
Min Deposit$100,000
Min Balance
UpdatedJul 25, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
60 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 60 Month
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
60-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 60-month
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
60 Months
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
265 Jones St, Gate City, VA 24251
Business 4 to 5 Years
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedJul 16, 2026
Details

Jumbo APY: 3.80%, Jumbo Dividend Rate: 3.74%, Early Withdrawal Penalty: 240 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
265 Jones St, Gate City, VA 24251
Business 5 Years
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedJul 16, 2026
Details

Jumbo APY: 3.80%, Jumbo Dividend Rate: 3.74%, Early Withdrawal Penalty: 240 Days' Dividends

American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.76%
77 Powder Creek Ln, Rocky Mount, VA 24151
60 Month IRA and Share Certificates
$500
3.75%
Rate3.69%
Min Deposit$500
Min Balance
UpdatedJul 24, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month certificate
$50,000
3.70%
Rate3.64%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month IRA
$50,000
3.70%
Rate3.64%
Min Deposit$50,000
Min Balance
UpdatedJul 25, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Fixed Rate Share Certificates 60-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
60-month
$1,000
3.70%
Rate3.65%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
60 Month Certificate
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
60 month
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
60 Month Certificate
$500
3.65%
Rate
Min Deposit$500
Min Balance
UpdatedJul 22, 2026
Details

Platinum APY: 3.75%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
5 Year Certificate
$1,000
3.65%
Rate3.58%
Min Deposit$1,000
Min Balance
UpdatedJul 22, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
5-Year IRA Certificate
$25,000
3.65%
Rate3.60%
Min Deposit$25,000
Min Balance
UpdatedJul 23, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 5-year term
$0
3.61%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month certificate
$5,000
3.61%
Rate3.55%
Min Deposit$5,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month IRA
$5,000
3.61%
Rate3.55%
Min Deposit$5,000
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month IRA
$100
3.60%
Rate3.55%
Min Deposit$100
Min Balance
UpdatedJul 25, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month certificate
$500
3.60%
Rate3.55%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 60 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
60 Month
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
60-Month Certificate
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
5-Year IRA Certificate
$100
3.55%
Rate3.50%
Min Deposit$100
Min Balance
UpdatedJul 23, 2026
Details

Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
1601 Ownby Ln, Richmond, VA 23220
60 Month Share/IRA Certificate
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedJul 25, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
10800 Main St, Fairfax, VA 22030
Share Certificate Account 60 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Regular Accounts

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
60-Month Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
60-Month
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
60-Month Fixed
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 23, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
60 Months
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8300 Arlington Blvd, Fairfax, VA 22031
60 months
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
140 Lucy Ln, Waynesboro, VA 22980
5 Years/60 Months
$500
3.45%
Rate3.40%
Min Deposit$500
Min Balance
UpdatedJul 25, 2026
Details

Minimum Balance of $500. Early withdrawal penalties may apply. Fees may reduce earnings on your accounts.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
12560 W Creek Pkwy, Richmond, VA 23238 1110
60 months
$0
3.41%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8300 Arlington Blvd, Fairfax, VA 22031
60 months
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
60 Month Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
60 Month Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 24, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Virginia Institutions

Highest verified APYs available today — updated July 25, 2026

B Top 5 Bank Rates
EagleBank
6 Month CD
A+ 5.0 ★ TX: 5.93%
Min: $1,000
3.95%
HSBC Bank USA
New Money CD 12 months
A+ 5.0 ★ TX: 3.89%
Min: $1,000
3.85%
Bank of Botetourt
Certificate of Deposit 6 Month Special
A+ 5.0 ★ TX: 2.01%
Min: $2,500
3.80%
FNB Bank, Inc. Romney, WV
36 MONTH CD SPECIAL
A 5.0 ★ TX: 13.45%
Min: $1,000
3.80%
M&T Bank
18-Month M&T Select CD
A 5.0 ★ TX: 11.17%
Min: $0
3.60%
CU Top 5 Credit Union Rates
PAHO WHO Federal Credit Union
36 months
A+ 5.0 ★ TX: 4.82%
Min: $0
4.59%
Apple Federal Credit Union
12 Month Starter Certificate
A+ 5.0 ★ TX: 3.07%
Min: $0
4.50%
Blue Eagle Credit Union
Regular Certificate 18 Month
A+ 5.0 ★ TX: 0.28%
Min: $500
4.25%
Beacon Credit Union Incorporated
Limited Time Special - 6 Months
A+ 5.0 ★ TX: 1.82%
Min: $2,500
4.25%
UNIFY Financial Federal Credit Union
36-Month Variable
B 4.4 ★ TX: 17.71%
Min: $0
4.12%
Rates verified July 25, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Virginia CD Rate Trends

Compare local Virginia CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia CD Trends →
12-Month CD — VA Avg
2.349%
▼ 0.093 vs 7 days ago

Virginia 12-month CD rates fell 0.093 points over the past 7 days to 2.349% APY.

6-Month CD — VA Avg
1.632%
▼ 0.059 vs 7 days ago

Virginia 6-month CD rates fell 0.059 points over the past 7 days to 1.632% APY.

As of Jul 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

VA CD Rate Forecast — Next 12 Months

Where are Virginia CD rates headed through July 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

VA 12-Month Avg APY
2.349%
6-Month Forecast
2.349%
Range: 2.15% – 2.50%
12-Month Forecast
2.099%
Range: 1.90% – 2.25%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Virginia average 12-month CD APY in our database.

Spread model: The Virginia 12-month CD average currently trades 2.03% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at VA CD Rates Today

Annual interest earnings at today’s Virginia average APYs. State average used where available; national average as fallback.

CD Term VA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 0.594% $29.70 $59.39 $148.48 $296.95
6-Month CD 1.632% $81.60 $163.19 $407.98 $815.95
12-Month CD 2.349% $117.45 $234.89 $587.23 $1,174.45
18-Month CD 2.364% $118.19 $236.37 $590.93 $1,181.85
24-Month CD 2.575% $128.73 $257.45 $643.63 $1,287.25
36-Month CD 2.607% $130.34 $260.67 $651.68 $1,303.35
48-Month CD 2.660% $132.98 $265.96 $664.90 $1,329.80
60-Month CD 2.747% $137.34 $274.68 $686.70 $1,373.40
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of July 25, 2026.

Sample CD Ladder for Virginia Savers

$25,000 split equally across 5 terms using today’s Virginia average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit VA Avg APY Annual Earnings
1 3-Month CD $5,000 0.594% $29.70
2 6-Month CD $5,000 1.632% $81.60
3 12-Month CD $5,000 2.349% $117.45
4 24-Month CD $5,000 2.575% $128.73
5 36-Month CD $5,000 2.607% $130.34
Total ($25,000 invested) $25,000 1.951% blended $487.82/yr

Ladder example uses equal $5,000 rungs and Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

623
CD Rates
Tracked in Virginia
19 Banks 50 Credit Unions

About Our Virginia CD Rate Database

MonitorBankRates tracks 623 CD rates from 19 banks and 50 credit unions with locations in Virginia, plus national online institutions available to Virginia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: PAHO WHO Federal Credit Union offers a CD at 4.59% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Virginia.

How to Find the Best CD Rates in Virginia

What to compare when shopping for a CD in Virginia

To find the best APYs in Virginia, start with credit unions and online-only banks — Virginia has 50 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Virginia

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Virginia — 69 institutions here report CD rates

Consider an Alternative If…

Virginia Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$51,121
National avg: $47,340
Poverty Rate
9.9%
National avg: 11.1%
Unemployment Rate
4.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$120/yr
At VA 12-mo avg 2.349% APY

16.7% of residents are 65 or older — below the national average of 17.3%. At today’s VA 12-month CD average of 2.349%, saving 10% of the local median salary ($5,112/year) and putting it in a CD would earn an additional $120 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Virginia

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Virginia

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Virginia typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Virginia as everywhere in the U.S.

Choosing a CD Term in Virginia

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Virginia savers easier access to their funds. For example, Blue Eagle Credit Union is offering its Regular Certificate 6 month at 4.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Blue Eagle Credit Union is offering its IRA Certificate 5 Year at 4.25% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Virginia Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Virginia saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Virginia

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Virginia CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Virginia

Most CDs carry a fixed rate that is locked for the entire term, protecting a Virginia depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Virginia

Are CD rates in Virginia FDIC insured?

Yes, most established banks in Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Virginia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Virginia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Virginia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Virginia?

Here are recent top rates found for this area:
  • PAHO WHO Federal Credit Union: 4.59% APY (36 months)
  • Apple Federal Credit Union: 4.50% APY (12 Month Starter Certificate)
  • Blue Eagle Credit Union: 4.25% APY (Regular Certificate 1 Year)
  • Beacon Credit Union Incorporated: 4.25% APY (Limited Time Special - 6 Months)
  • UNIFY Financial Federal Credit Union: 4.12% APY (36-Month Variable)
  • Signature Federal Credit Union: 4.10% APY (6 Month Certificate)
  • Partners 1st Federal Credit Union: 4.07% APY (24 months)
  • Autotruck Financial Credit Union: 4.06% APY (Share Certificate Account 6 Month)
  • Hanscom Federal Credit Union: 4.00% APY (48 Month)
  • Chevron Federal Credit Union: 4.00% APY (12 Month Certificate)
Rates reflect recent verified offers available in Virginia. Last Updated: July 25, 2026

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Virginia CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: July 25, 2026

Cities in Virginia

  • Abingdon
  • Accomac
  • Achilles
  • Afton
  • Alberta
  • Aldie
  • Alexandria
  • Altavista
  • Alton
  • Amelia Court House
  • Amherst
  • Amissville
  • Ammon
  • Amonate
  • Andover
  • Annandale
  • Appalachia
  • Appomattox
  • Ararat
  • Arcola
  • Ark
  • Arlington
  • Aroda
  • Arrington
  • Arvonia
  • Ashburn
  • Ashland
  • Assawoman
  • Atkins
  • Atlantic
  • Augusta Springs
  • Austinville
  • Axton
  • Aylett
  • Bacova
  • Banco
  • Bandy
  • Barboursville
  • Barhamsville
  • Barren Springs
  • Baskerville
  • Bassett
  • Bastian
  • Basye
  • Batesville
  • Battery Park
  • Bealeton
  • Beaumont
  • Beaverdam
  • Bedford
  • Bee
  • Bellamy
  • Belle Haven
  • Belspring
  • Ben Hur
  • Bena
  • Bent Mountain
  • Bentonville
  • Bergton
  • Berryville
  • Big Island
  • Big Rock
  • Big Stone Gap
  • Birchleaf
  • Birdsnest
  • Bishop
  • Blacksburg
  • Blackstone
  • Blackwater
  • Blairs
  • Bland
  • Bloxom
  • Blue Grass
  • Blue Ridge
  • Bluefield
  • Bluemont
  • Bohannon
  • Boissevain
  • Boones Mill
  • Boston
  • Bowling Green
  • Boyce
  • Boydton
  • Boykins
  • Bracey
  • Branchville
  • Brandy Station
  • Breaks
  • Bremo Bluff
  • Bridgewater
  • Brightwood
  • Bristol
  • Bristow
  • Broad Run
  • Broadford
  • Broadway
  • Brodnax
  • Brooke
  • Brookneal
  • Brownsburg
  • Brucetown
  • Bruington
  • Buchanan
  • Buckingham
  • Buena Vista
  • Buffalo Junction
  • Bumpass
  • Burgess
  • Burke
  • Burkes Garden
  • Burkeville
  • Burr Hill
  • Callands
  • Callao
  • Callaway
  • Calverton
  • Cana
  • Cape Charles
  • Capeville
  • Capron
  • Cardinal
  • Caret
  • Carrollton
  • Carrsville
  • Carson
  • Cartersville
  • Casanova
  • Cascade
  • Castleton
  • Castlewood
  • Catawba
  • Catharpin
  • Catlett
  • Cedar Bluff
  • Center Cross
  • Centreville
  • Ceres
  • Champlain
  • Chantilly
  • Charles City
  • Charlotte Court House
  • Charlottesville
  • Chase City
  • Chatham
  • Check
  • Cheriton
  • Chesapeake
  • Chester
  • Chester Gap
  • Chesterfield
  • Chilhowie
  • Chincoteague Island
  • Christchurch
  • Christiansburg
  • Church Road
  • Church View
  • Churchville
  • Claremont
  • Clarksville
  • Claudville
  • Clear Brook
  • Cleveland
  • Clifford
  • Clifton
  • Clifton Forge
  • Clinchco
  • Clintwood
  • Clover
  • Cloverdale
  • Cluster Springs
  • Cobbs Creek
  • Coeburn
  • Coleman Falls
  • Coles Point
  • Collinsville
  • Colonial Beach
  • Colonial Heights
  • Columbia
  • Concord
  • Copper Hill
  • Corbin
  • Courtland
  • Covesville
  • Covington
  • Craddockville
  • Craigsville
  • Crewe
  • Criders
  • Crimora
  • Cripple Creek
  • Critz
  • Crockett
  • Cross Junction
  • Crozet
  • Crozier
  • Crystal Hill
  • Cullen
  • Culpeper
  • Cumberland
  • Dahlgren
  • Daleville
  • Damascus
  • Dante
  • Danville
  • Davenport
  • Davis Wharf
  • Dayton
  • Deerfield
  • Delaplane
  • Deltaville
  • Dendron
  • Dewitt
  • Diggs
  • Dillwyn
  • Dinwiddie
  • Disputanta
  • Doe Hill
  • Dogue
  • Dolphin
  • Doran
  • Doswell
  • Drakes Branch
  • Draper
  • Drewryville
  • Dry Fork
  • Dryden
  • Dublin
  • Duffield
  • Dugspur
  • Dulles
  • Dumfries
  • Dundas
  • Dungannon
  • Dunn Loring
  • Dunnsville
  • Dutton
  • Dyke
  • Eagle Rock
  • Earlysville
  • East Stone Gap
  • Eastville
  • Ebony
  • Edinburg
  • Edwardsville
  • Eggleston
  • Elberon
  • Elk Creek
  • Elkton
  • Elkwood
  • Elliston
  • Emory
  • Emporia
  • Esmont
  • Etlan
  • Evergreen
  • Evington
  • Ewing
  • Exmore
  • Faber
  • Fairfax
  • Fairfax Station
  • Fairfield
  • Falls Church
  • Falls Mills
  • Fancy Gap
  • Farmville
  • Farnham
  • Ferrum
  • Fieldale
  • Fife
  • Fincastle
  • Fishers Hill
  • Fishersville
  • Flint Hill
  • Floyd
  • Ford
  • Forest
  • Fork Union
  • Fort Belvoir
  • Fort Blackmore
  • Fort Defiance
  • Fort Eustis
  • Fort Lee
  • Fort Mitchell
  • Fort Monroe
  • Fort Valley
  • Foster
  • Franklin
  • Franktown
  • Fredericksburg
  • Free Union
  • Freeman
  • Fries
  • Front Royal
  • Ft Myer
  • Fulks Run
  • Gainesville
  • Galax
  • Garrisonville
  • Gasburg
  • Gate City
  • Glade Hill
  • Glade Spring
  • Gladstone
  • Gladys
  • Glasgow
  • Glen Allen
  • Glen Lyn
  • Glen Wilton
  • Gloucester
  • Gloucester Point
  • Goldbond
  • Goldvein
  • Goochland
  • Goode
  • Goodview
  • Gordonsville
  • Gore
  • Goshen
  • Graves Mill
  • Great Falls
  • Green Bay
  • Greenbackville
  • Greenbush
  • Greenville
  • Greenway
  • Greenwood
  • Gretna
  • Grimstead
  • Grottoes
  • Grundy
  • Gum Spring
  • Gwynn
  • Hacksneck
  • Hadensville
  • Hague
  • Halifax
  • Hallieford
  • Hallwood
  • Hamilton
  • Hampden Sydney
  • Hampton
  • Hanover
  • Harborton
  • Hardy
  • Hardyville
  • Harman
  • Harrisonburg
  • Hartfield
  • Hartwood
  • Hayes
  • Haymarket
  • Haynesville
  • Haysi
  • Haywood
  • Head Waters
  • Heathsville
  • Henry
  • Herndon
  • Highland Springs
  • Hillsville
  • Hiltons
  • Hinton
  • Hiwassee
  • Honaker
  • Hood
  • Hopewell
  • Horntown
  • Horsepen
  • Hot Springs
  • Howardsville
  • Huddleston
  • Hudgins
  • Hume
  • Huntly
  • Hurley
  • Hurt
  • Hustle
  • Independence
  • Indian Valley
  • Iron Gate
  • Irvington
  • Isle Of Wight
  • Ivanhoe
  • Ivor
  • Ivy
  • Jamaica
  • Jamestown
  • Jamesville
  • Jarratt
  • Java
  • Jeffersonton
  • Jenkins Bridge
  • Jersey
  • Jetersville
  • Jewell Ridge
  • Jonesville
  • Keeling
  • Keen Mountain
  • Keene
  • Keezletown
  • Keller
  • Kenbridge
  • Kents Store
  • Keokee
  • Keswick
  • Keysville
  • Kilmarnock
  • King And Queen Court Hous
  • King George
  • King William
  • Kinsale
  • La Crosse
  • Lacey Spring
  • Lackey
  • Ladysmith
  • Lambsburg
  • Lancaster
  • Laneview
  • Lanexa
  • Laurel Fork
  • Lawrenceville
  • Lebanon
  • Leesburg
  • Leon
  • Lexington
  • Lightfoot
  • Lignum
  • Lincoln
  • Linden
  • Linville
  • Little Plymouth
  • Lively
  • Locust Dale
  • Locust Grove
  • Locust Hill
  • Locustville
  • Long Island
  • Loretto
  • Lorton
  • Lottsburg
  • Louisa
  • Lovettsville
  • Lovingston
  • Low Moor
  • Lowry
  • Lunenburg
  • Luray
  • Lynch Station
  • Lynchburg
  • Lyndhurst
  • Machipongo
  • Macon
  • Madison
  • Madison Heights
  • Madison Mills
  • Maidens
  • Manakin Sabot
  • Manassas
  • Mannboro
  • Manquin
  • Mappsville
  • Marion
  • Marionville
  • Markham
  • Marshall
  • Martinsville
  • Maryus
  • Mascot
  • Massies Mill
  • Mathews
  • Mattaponi
  • Maurertown
  • Mavisdale
  • Max Meadows
  • Maxie
  • McClure
  • McCoy
  • McDowell
  • McGaheysville
  • McKenney
  • McLean
  • Meadows Of Dan
  • Meadowview
  • Mears
  • Mechanicsville
  • Meherrin
  • Melfa
  • Mendota
  • Meredithville
  • Merrifield
  • Merry Point
  • Middlebrook
  • Middleburg
  • Middletown
  • Midland
  • Midlothian
  • Milford
  • Millboro
  • Millers Tavern
  • Millwood
  • Mineral
  • Mint Spring
  • Mitchells
  • Modest Town
  • Mollusk
  • Moneta
  • Monroe
  • Montebello
  • Monterey
  • Montpelier
  • Montpelier Station
  • Montross
  • Montvale
  • Moon
  • Morattico
  • Moseley
  • Mount Crawford
  • Mount Holly
  • Mount Jackson
  • Mount Sidney
  • Mount Solon
  • Mount Vernon
  • Mouth Of Wilson
  • Mustoe
  • Narrows
  • Naruna
  • Nassawadox
  • Nathalie
  • Natural Bridge
  • Natural Bridge Station
  • Nellysford
  • Nelson
  • Nelsonia
  • New Canton
  • New Castle
  • New Church
  • New Hope
  • New Kent
  • New Market
  • New Point
  • New River
  • Newbern
  • Newington
  • Newport
  • Newport News
  • Newsoms
  • Newtown
  • Nickelsville
  • Ninde
  • Nokesville
  • Nora
  • Norfolk
  • Norge
  • North
  • North Garden
  • North Tazewell
  • Norton
  • Norwood
  • Nottoway
  • Nuttsville
  • Oak Hall
  • Oakpark
  • Oakton
  • Oakwood
  • Occoquan
  • Oilville
  • Oldhams
  • Onancock
  • Onemo
  • Onley
  • Ophelia
  • Orange
  • Ordinary
  • Oriskany
  • Orkney Springs
  • Orlean
  • Oyster
  • Paeonian Springs
  • Paint Bank
  • Painter
  • Palmyra
  • Pamplin
  • Paris
  • Parksley
  • Parrott
  • Partlow
  • Patrick Springs
  • Pearisburg
  • Pembroke
  • Penhook
  • Penn Laird
  • Pennington Gap
  • Petersburg
  • Phenix
  • Philomont
  • Pilgrims Knob
  • Pilot
  • Piney River
  • Pittsville
  • Pleasant Valley
  • Pocahontas
  • Poquoson
  • Port Haywood
  • Port Republic
  • Port Royal
  • Portsmouth
  • Pound
  • Pounding Mill
  • Powhatan
  • Pratts
  • Prince George
  • Prospect
  • Providence Forge
  • Pulaski
  • Pungoteague
  • Purcellville
  • Quantico
  • Quicksburg
  • Quinby
  • Quinque
  • Quinton
  • Radford
  • Radiant
  • Randolph
  • Raphine
  • Rapidan
  • Rappahannock Academy
  • Raven
  • Rawlings
  • Rectortown
  • Red Ash
  • Red House
  • Red Oak
  • Redwood
  • Reedville
  • Remington
  • Republican Grove
  • Rescue
  • Reston
  • Reva
  • Rhoadesville
  • Rice
  • Rich Creek
  • Richardsville
  • Richlands
  • Richmond
  • Ridgeway
  • Rileyville
  • Riner
  • Ringgold
  • Ripplemead
  • Rixeyville
  • Roanoke
  • Rochelle
  • Rockbridge Baths
  • Rockville
  • Rocky Gap
  • Rocky Mount
  • Rollins Fork
  • Rose Hill
  • Rosedale
  • Roseland
  • Round Hill
  • Rowe
  • Ruby
  • Ruckersville
  • Rural Retreat
  • Rustburg
  • Ruther Glen
  • Ruthville
  • Saint Charles
  • Saint Paul
  • Saint Stephens Church
  • Salem
  • Saltville
  • Saluda
  • Sandston
  • Sandy Hook
  • Sandy Level
  • Sandy Point
  • Sanford
  • Saxe
  • Saxis
  • Schley
  • Schuyler
  • Scottsburg
  • Scottsville
  • Seaford
  • Sealston
  • Seaview
  • Sedley
  • Selma
  • Seven Mile Ford
  • Severn
  • Shacklefords
  • Sharps
  • Shawsville
  • Shenandoah
  • Shipman
  • Shortt Gap
  • Singers Glen
  • Skippers
  • Skipwith
  • Smithfield
  • Somerset
  • Somerville
  • South Boston
  • South Hill
  • Sparta
  • Speedwell
  • Spencer
  • Sperryville
  • Spotsylvania
  • Spottswood
  • Spout Spring
  • Spring Grove
  • Springfield
  • Stafford
  • Staffordsville
  • Stanardsville
  • Stanley
  • Stanleytown
  • Star Tannery
  • State Farm
  • Staunton
  • Steeles Tavern
  • Stephens City
  • Stephenson
  • Sterling
  • Stevensburg
  • Stevensville
  • Stonega
  • Stony Creek
  • Strasburg
  • Stratford
  • Stuart
  • Stuarts Draft
  • Studley
  • Suffolk
  • Sugar Grove
  • Sumerduck
  • Surry
  • Susan
  • Sussex
  • Sutherland
  • Sutherlin
  • Sweet Briar
  • Swoope
  • Swords Creek
  • Syria
  • Tangier
  • Tannersville
  • Tappahannock
  • Tasley
  • Tazewell
  • Temperanceville
  • Thaxton
  • The Plains
  • Thornburg
  • Timberville
  • Toano
  • Toms Brook
  • Topping
  • Townsend
  • Trammel
  • Trevilians
  • Triangle
  • Trout Dale
  • Troutville
  • Troy
  • Tyro
  • Union Hall
  • Unionville
  • University Of Richmond
  • Upperville
  • Urbanna
  • Valentines
  • Vansant
  • Vernon Hill
  • Verona
  • Vesta
  • Vesuvius
  • Victoria
  • Vienna
  • Viewtown
  • Village
  • Villamont
  • Vinton
  • Virgilina
  • Virginia Beach
  • Volney
  • Wachapreague
  • Wake
  • Wakefield
  • Walkerton
  • Wallops Island
  • Wardtown
  • Ware Neck
  • Warfield
  • Warm Springs
  • Warrenton
  • Warsaw
  • Washington
  • Water View
  • Waterford
  • Wattsville
  • Waverly
  • Waynesboro
  • Weber City
  • Weems
  • West Augusta
  • West Mclean
  • West Point
  • Weyers Cave
  • White Hall
  • White Marsh
  • White Plains
  • White Post
  • White Stone
  • Whitetop
  • Whitewood
  • Wicomico
  • Wicomico Church
  • Williamsburg
  • Williamsville
  • Willis
  • Willis Wharf
  • Wilsons
  • Winchester
  • Windsor
  • Wingina
  • Wirtz
  • Wise
  • Withams
  • Wolford
  • Wolftown
  • Woodberry Forest
  • Woodbridge
  • Woodford
  • Woodlawn
  • Woods Cross Roads
  • Woodstock
  • Woodville
  • Woolwine
  • Wylliesburg
  • Wytheville
  • Yale
  • Yorktown
  • Zacata
  • Zanoni
  • Zuni