Mclean, Virginia CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mclean, Virginia CD rates include Capital One BankCapital One Bank1680 Capital One Dr, Mclean, VA 22102A5.0 ★Texas Ratio: 10.41%Real return: +1.10%APY minus CPI (February 2026) offering 12 Months CD at 3.90% APY, Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union7575 Colshire Dr, McLean, VA 22102 7508A5.0 ★Texas Ratio: 8.91%Real return: +1.04%APY minus CPI (February 2026) offering Bonus IRA Certificates 12 Month at 3.84% APY, Lafayette Federal Credit UnionLafayette Federal Credit Union6890 Elm St, Mclean, VA 22101A5.0 ★Texas Ratio: 10.75%Real return: +0.96%APY minus CPI (February 2026) offering 1-year term Fixed-Rate Certificates at 3.76% APY, Hanscom Federal Credit UnionHanscom Federal Credit UnionMITRE Building 2, McLean, VA 22102A+5.0 ★Texas Ratio: 3.74%Real return: +0.95%APY minus CPI (February 2026) offering 3 Month Term Certificates at 3.75% APY, and Northwest Federal Credit UnionNorthwest Federal Credit Union1312B Chain Bridge Rd, McLean, VA 22101 3901A+5.0 ★Texas Ratio: 2.21%Real return: +0.95%APY minus CPI (February 2026) offering IRA Certificates 1 year at 3.75% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.
Mclean has 113 local institutions in our database, with CD rates as high as 3.90% APY from Capital One Bank at 1680 Capital One Dr, Mclean, VA 22102. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026
Compare Best CD Rates in Mclean, Virginia & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
3 Month Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
*APY: Annual Percentage Yield
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
3 Month Term Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $1,000.00
Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
3 Months CD
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
(3 - 5 Months)
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6260 Old Dominion Dr, Mclean, VA 22101
3 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6707 Old Dominion Dr, Mclean, VA 22101
90 Day CD
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 3 months
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
3 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3 Months Certificates of Deposit
$1,000
3.65%
▼
Rate3.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
3 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
CDARS? (CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICE?) 90 days/13 weeks
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Jumbo - 90 Day Share Certificate
$100,000
2.90%
▼
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
3-Month Share Certificate
$0
2.55%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
3-Months
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 3 Month
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Regular Accounts
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 3 month
$100,000
1.12%
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 month Share Certificate
$100,000
1.12%
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 3 month
$500
1.02%
▼
Rate1.01%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Certificate IRAs 3 Months
$0
0.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
3
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Short-Term Certificates 3 Months
$0
0.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Benchmark Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Regular Time Deposits & IRAs* 3 Months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Premium
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Benchmark Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Regular Time Deposits & IRAs* 3 Months
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
3 MONTH CD
$2,500
0.50%
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
90 days Certificates of Deposit (CDs)
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$1,000 minimum balance
FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
3 Months Certificate of Deposits
$2,500
0.40%
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3 months
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Business Share Certificates 3 Months
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
early withdrawal penalty is 30 days of dividend whether earned or not; Dividends Compounded: Monthly
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3 Months Share Certificate
$500
0.02%
▼
Rate0.02%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Business Share Certificates 3 Months
$500
0.02%
▼
Rate0.02%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
6 Month Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
6 Month Share Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
*APY: Annual Percentage Yield
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
6 Month Term Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
IRA Certificates 6 Month
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $500.00
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1680 Capital One Dr, Mclean, VA 22102
6 Months CD
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
7940 JONES BRANCH DR, McLean, VA 22102
6 Month
$0
2.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
6 Months CD
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
(6 - 11 Months)
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6260 Old Dominion Dr, Mclean, VA 22101
6 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 6 months
$1,000
0.11%
▼
Rate0.11%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
6 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
6 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
as high as
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 months Share Certificate
$1,000,000
4.07%
▼
Rate4.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 12, 2026
Details
$1M+
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 6 Month
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Regular Accounts
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Regular Certificates 6 month Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
6 Months Certificates of Deposit
$1,000
3.95%
▼
Rate3.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
6 months Term Shares Certificate
$0
3.89%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6 Months Share Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Business Share Certificates 6 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 months Share Certificate
$250,000
3.82%
▼
Rate3.75%
Min Deposit$250,000
Min Balance—
UpdatedMay 12, 2026
Details
$250,000-$999,999
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
CDARS? (CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICE?) 6 months/26 weeks
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Certificate of Deposit 6 Month Special
$2,500
3.70%
▼
Rate3.67%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
6 Month Share & IRA Certificate Platinum
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
6 Month Certificate
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
6 Month Share & IRA Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Share Certificates - Minimum 6 month
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,500
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - Minimum 6 month
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,000
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CDs 6 Month
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money Certificate of Deposit (CD) 6 months
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Only available to existing Premier customers.
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
6 Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Online Certificate of Deposit 6 months
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Wealth Center/Telephone Deposit Account CDs 6 Month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
6 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
6 Month Share Certificate
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Limited Time Special - 6 Months
$2,500
3.50%
▼
Rate3.44%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Beacon's promotional certificate rate is only valid on new money only. For 6 months promotional share certificates, the early withdrawal penalty is 90 days of dividend whether earned or not.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
6 mos term Share Certificates
$500
3.44%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
IRA Certificate 6 mos term
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 months Share Certificate
$100,000
3.35%
▼
Rate3.30%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
$100,000-$249,999
Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
Jumbo CDs 6 Month
$100,000
3.30%
▼
Rate3.23%
Min Deposit$100,000
Min Balance—
UpdatedMay 3, 2026
Details
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
$500-$99,999
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1680 Capital One Dr, Mclean, VA 22102
12 Months CD
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
12-Month Bonus Certificate
$0
3.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
1-Year Share Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
1-year term
$500
3.76%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
1-year term Fixed-Rate Certificates
$500
3.76%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Fixed-Rate Certificate 1-year term
$500
3.76%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 1 year
$100,000
3.75%
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
$100,000 to $249,999
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
12 Month Certificates
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 12 Month
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
YOUth Boost 12-Month Certificates
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 1 year
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 to $99,999
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 1-year term
$100,000
3.56%
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
IRA Certificates 12 Month
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $500.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
12 Month Term Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $1,000.00
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 1 year
$100,000
3.50%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 1 year
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6707 Old Dominion Dr, Mclean, VA 22101
1 Year CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
7940 JONES BRANCH DR, McLean, VA 22102
1 Year
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
1 year Standard Fixed Rate Relationship
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
1 year Standard Fixed Rate
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6260 Old Dominion Dr, Mclean, VA 22101
12 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6260 Old Dominion Dr, Mclean, VA 22101
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
12-Month Starter Certificate
$50
4.50%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
12 months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
IRA Certificates 1 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Regular Certificates 1 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
12 month IRA
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
12 month IRA
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
12 month certificate
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
12 Months Certificates of Deposit
$1,000
3.95%
▼
Rate3.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
12 months Early Savers
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
12 mos term Share Certificates
$500
3.95%
▼
Rate3.90%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
12 month certificate
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
IRA Certificate 12 mos term
$0
3.95%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - Minimum 12 month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,000
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Share Certificates - Minimum 12 month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,500
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 12 Month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Regular Accounts
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
12 month certificate
$50,000
3.85%
▼
Rate3.78%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
12 month IRA
$50,000
3.85%
▼
Rate3.78%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
12 month certificate
$50,000
3.85%
▼
Rate3.78%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
12 month IRA
$50,000
3.85%
▼
Rate3.78%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
12 months Add-On
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
12 Months Share Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
12 Months Smart Share Certificates
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Business Share Certificates 12 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Variable-Rate Certificate 18-month term
$50
3.66%
▼
Rate3.60%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Variable-Rate 18-month term
$50
3.66%
▼
Rate3.60%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details
Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Variable-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY2 on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY2 on LFCU checking account balances.
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1680 Capital One Dr, Mclean, VA 22102
18 Months CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 18 months
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
$100,000 to $249,999
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
18 Month Term Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
IRA Certificates 18 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $500.00
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 18 months
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 to $99,999
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
7940 JONES BRANCH DR, McLean, VA 22102
18 Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 18 months
$100,000
3.00%
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 18 months
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
18 Months CD
$500
2.10%
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
(18 - 23 Months)
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6260 Old Dominion Dr, Mclean, VA 22101
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
IRA Certificates 18 Month Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Regular Certificates 18 Month Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
18-Month Certificates
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
18 Months Certificates of Deposit
$1,000
3.80%
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
18 Months IRA Certificates
$0
3.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Save more when you move at least $500 from another financial institution.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
IRA Certificates 18 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Business Share Certificates 18 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
18 Months Share Certificate
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Share Certificates - Minimum 18 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,500
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - Minimum 18 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,000
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
18 months Share Certificates
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
18 Month Share & IRA Certificate Platinum
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
18 mos term Share Certificates
$500
3.64%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
IRA Certificate 18 mos term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
18 Month Share & IRA Certificate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Share Certificate / IRA Certificate 18 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
18 Month Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
18-Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 18 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Regular Accounts
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
18 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 18 month
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
18-Month Share Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 18 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Long-Term Certificates 18 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Certificate IRAs 18 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
3
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 18 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
18 months Share Certificate
$10,000
3.25%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Share Certificate 18 months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
18 Months Share & IRA Certificates
$0
3.13%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Preferred Relationship
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
IRA Certificate - 18 Months (Reg/Roth/Educ)
$1,000
3.05%
▼
Rate3.01%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
2-year term
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
2-year term Fixed-Rate Certificates
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 2-year term
$100,000
3.71%
▼
Rate3.65%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Fixed-Rate Certificate 2-year term
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 24 Month
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1680 Capital One Dr, Mclean, VA 22102
24 Months CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 2 years
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
$100,000 to $249,999
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
24 Month Term Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $1,000.00
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 2 years
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 to $99,999
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
7940 JONES BRANCH DR, McLean, VA 22102
2 Year
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 2 years
$100,000
3.00%
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 2 years
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6707 Old Dominion Dr, Mclean, VA 22101
2 Year CD
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6260 Old Dominion Dr, Mclean, VA 22101
24 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
24 months Share Certificate
$1,000,000
4.07%
▼
Rate4.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 12, 2026
Details
$1M+
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
24 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
24-Month Roth IRA Certificates
$0
4.06%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
24-Month Traditional IRA Certificates
$0
4.06%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
IRA Certificates 2 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Regular Certificates 2 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
24 months Bump Rate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
24 months Share Certificate
$250,000
3.82%
▼
Rate3.75%
Min Deposit$250,000
Min Balance—
UpdatedMay 12, 2026
Details
$250,000-$999,999
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 1 to 2 Years (365 to 729 days) Jumbo
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 90 Days' Dividends
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
24 Months IRA Certificates
$0
3.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 1 to 2 Years (365 to 729 days)
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 90 Days' Dividends
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
24 Months Certificates of Deposit
$1,000
3.75%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Jumbo - 2 Year Share Certificate
$100,000
3.70%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
24 Month Share & IRA Certificate Platinum
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
24 Months Share Certificate
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Business Share Certificates 24 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
IRA Certificates 24 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Share Certificates - Minimum 24 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,500
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - Minimum 24 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,000
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
24 Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
2 Year Share Certificate
$1,000
3.60%
▼
Rate3.53%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
24 Month Share & IRA Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 24-month
$10,000
3.60%
▼
Rate3.55%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Traditional, Educational, and Roth IRA Share Certificates 24-month
$10,000
3.60%
▼
Rate3.55%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
CDARS? (CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICE?) 24 months/2 years
$0
3.60%
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (24 month term)
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Raise Your Rate Share Certificate 24-month
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Traditional, Educational, and Roth IRA Share Certificates 24-month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24 months Share Certificates
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
24-month Fixed Rate Share Certificates
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 3-year term
$100,000
3.71%
▼
Rate3.65%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
3-year term
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
3-year term Fixed-Rate Certificates
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Fixed-Rate Certificate 3-year term
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Variable-Rate Certificate 3-year term
$50
3.56%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Variable-Rate 3-year term
$50
3.56%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details
Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Variable-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY2 on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY2 on LFCU checking account balances.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
36 Month Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1680 Capital One Dr, Mclean, VA 22102
36 Months CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
36 Month Term Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $1,000.00
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 3 years
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
$100,000 to $249,999
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 3 years
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 to $99,999
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
7940 JONES BRANCH DR, McLean, VA 22102
3 Year
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 3 years
$100,000
3.00%
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 3 years
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6707 Old Dominion Dr, Mclean, VA 22101
3 Year CD
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6260 Old Dominion Dr, Mclean, VA 22101
3 Year
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6260 Old Dominion Dr, Mclean, VA 22101
3 Year Certificate
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Rate4.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
36 months Share Certificate
$1,000,000
4.59%
▼
Rate4.50%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 12, 2026
Details
$1M+
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
36 months Share Certificate
$250,000
4.33%
▼
Rate4.25%
Min Deposit$250,000
Min Balance—
UpdatedMay 12, 2026
Details
$250,000-$999,999
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
36 month Share Certificate
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 36 month
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
IRA Certificates 3 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Regular Certificates 3 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
36 months Bump Rate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 36 month
$500
3.90%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
36 months Share Certificate
$100,000
3.87%
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
$100,000-$249,999
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
IRA Certificates 36 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
3-year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
36 Months IRA Certificates
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Business Share Certificates 36 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
36 months Share Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
$500-$99,999
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
36 Months Share Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 2 to 3 Years (730 to 1,094 days) Jumbo
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 180 Days' Dividends
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (36 month term)
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 2 to 3 Years (730 to 1,094 days)
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 180 Days' Dividends
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
36 Months Certificates of Deposit
$1,000
3.75%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Jumbo - 3 Year Share Certificate
$100,000
3.70%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
Share Certificates 36 Months
$0
3.70%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
The below certificates of deposit have a $1,000.00 minimum balance. The dividend rate and annual percentage yield (APY) is fixed for the duration of the certificate, but may change at its maturity. You will incur a penalty for early withdrawal of a certificate. The annual percentage yields quoted are based on reinvesting of dividends until maturity. Withdrawals of interest prior to maturity will reduce the annual percentage yield. Fee imposed will also reduce the APY earned.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Share Certificates - Minimum 36 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,500
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - Minimum 36 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,000
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
36 Month Share & IRA Certificate Platinum
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
3 Year Share Certificate
$1,000
3.60%
▼
Rate3.53%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 36-month
$10,000
3.60%
▼
Rate3.55%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Traditional, Educational, and Roth IRA Share Certificates 36-month
$10,000
3.60%
▼
Rate3.55%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
CDARS? (CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICE?) 36 months/3 years
$0
3.60%
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 4-year term
$100,000
3.66%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
4-year term
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
4-year term Fixed-Rate Certificates
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Fixed-Rate Certificate 4-year term
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
48 Month Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 48 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1680 Capital One Dr, Mclean, VA 22102
48 Months CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
48 Month Term Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $1,000.00
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 4 years
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
$100,000 to $249,999
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 4 years
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 to $99,999
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 4 years
$100,000
3.00%
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
7940 JONES BRANCH DR, McLean, VA 22102
4 Year
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 4 years
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
48 months Share Certificate
$1,000,000
4.07%
▼
Rate4.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 12, 2026
Details
$1M+
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
IRA Certificates 4 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Regular Certificates 4 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificates (48 month term)
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
48 Months Share Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
48 months Share Certificate
$250,000
3.82%
▼
Rate3.75%
Min Deposit$250,000
Min Balance—
UpdatedMay 12, 2026
Details
$250,000-$999,999
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Business Share Certificates 48 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
IRA Certificates 48 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
48 Months IRA Certificates
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 3 to 4 Years (1,095 to 1,460 days) Jumbo
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 180 Days' Dividends
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 3 to 4 Years (1,095 to 1,460 days)
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 180 Days' Dividends
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
48 Months Certificates of Deposit
$1,000
3.75%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
48 Month Share & IRA Certificate Platinum
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - Minimum 48 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,000
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Share Certificates - Minimum 48 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,500
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
48 Month Share & IRA Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Fixed Rate Share Certificates 48-month
$10,000
3.60%
▼
Rate3.55%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Jumbo Traditional, Educational, and Roth IRA Share Certificates 48-month
$10,000
3.60%
▼
Rate3.55%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
4 Year Share Certificate
$1,000
3.60%
▼
Rate3.53%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
48 Month Certificate
$500
3.58%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
48-Month Share Certificate
$25,000
3.57%
▼
Rate3.53%
Min Deposit$25,000
Min Balance—
UpdatedMay 7, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
48-month Fixed Rate Share Certificates
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Raise Your Rate Share Certificate 48-Month
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Traditional, Educational, and Roth IRA Share Certificates 48-month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
48 month IRA
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
48 month IRA
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
48 month certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
48 month certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 48 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Regular Accounts
American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
48 Month IRA and Share Certificates
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
48-Month Share Certificate
$100
3.47%
▼
Rate3.43%
Min Deposit$100
Min Balance—
UpdatedMay 7, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
48 months Term Shares Certificate
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 5-year term
$100,000
3.61%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1680 Capital One Dr, Mclean, VA 22102
60 Months CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
60 Month Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificates 60 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
5-year term
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
5-year term Fixed-Rate Certificates
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Fixed-Rate Certificate 5-year term
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
60 Month Term Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
IRA Certificates 60 Month
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum to Open $500.00
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 5 years
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
$100,000 to $249,999
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Variable-Rate Certificate 5-year term
$50
3.25%
▼
Rate3.20%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Variable-Rate 5-year term
$50
3.25%
▼
Rate3.20%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details
Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Variable-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY2 on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY2 on LFCU checking account balances.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 5 years
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 to $99,999
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 5 years
$100,000
3.00%
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
7940 JONES BRANCH DR, McLean, VA 22102
5 Year
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
IRA Certificates 5 years
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6707 Old Dominion Dr, Mclean, VA 22101
5 Year CD
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6260 Old Dominion Dr, Mclean, VA 22101
5 Year
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
60 months Share Certificate
$1,000,000
4.07%
▼
Rate4.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 12, 2026
Details
$1M+
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
IRA Certificates 5 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Regular Certificates 5 Year Term
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Share & IRA Share Certificate (60 month term)
$0
3.97%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
60 Months IRA Certificates
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
IRA Certificates 60 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
60 months Share Certificate
$250,000
3.82%
▼
Rate3.75%
Min Deposit$250,000
Min Balance—
UpdatedMay 12, 2026
Details
$250,000-$999,999
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Business Share Certificates 60 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
60 Months Share Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 4 to 5 Years (1,461 to 1,825 days) Jumbo
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 180 Days' Dividends
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 5 Years (1,826 to 2,190 days) Jumbo
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 180 Days' Dividends
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
60 month certificate
$100,000
3.80%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
60 month IRA
$100,000
3.80%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
60 month certificate
$100,000
3.80%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
60 month IRA
$100,000
3.80%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
60 Month Share & IRA Certificate Platinum
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
60 Months Certificates of Deposit
$1,000
3.75%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 5 Years (1,826 to 2,190 days)
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 180 Days' Dividends
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Investment Certificate 4 to 5 Years (1,461 to 1,825 days)
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 180 Days' Dividends
American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
60 Month IRA and Share Certificates
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
60 month certificate
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
60 month IRA
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
60 month certificate
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
60 month IRA
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Certificates - Minimum 60 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,000
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Share Certificates - Minimum 60 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,500
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
60-Month Share Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
60 Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Mclean, Virginia at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY currently available to Mclean depositors is 3.90% APY from Capital One Bank. The rate table above ranks every offer we track for this market, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Mclean, VA CD Rate Trends
Compare local Mclean, VA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — VA Avg
2.375%
▲ 0.232 vs 7 days ago
Virginia 12-month CD rates rose 0.232 points over the past 7 days to 2.375% APY.
6-Month CD — VA Avg
1.282%
▲ 0.045 vs 7 days ago
Virginia 6-month CD rates rose 0.045 points over the past 7 days to 1.282% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
VA CD Rate Forecast — Next 12 Months
Where are Virginia CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
VA 12-Month Avg APY
2.375%
6-Month Forecast
2.375%
Range: 2.18% – 2.53%
12-Month Forecast
2.125%
Range: 1.93% – 2.28%
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MonitorBankRates
What Your Savings Earn at VA CD Rates Today
Annual interest earnings at today’s Virginia average APYs. State average used where available; national average as fallback.
| CD Term | VA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 0.484% | $24.19 | $48.38 | $120.95 | $241.90 |
| 6-Month CD | 1.282% | $64.10 | $128.19 | $320.48 | $640.95 |
| 12-Month CD | 2.375% | $118.76 | $237.51 | $593.78 | $1,187.55 |
| 18-Month CD | 2.403% | $120.15 | $240.29 | $600.73 | $1,201.45 |
| 24-Month CD | 2.624% | $131.18 | $262.35 | $655.88 | $1,311.75 |
| 36-Month CD | 2.612% | $130.60 | $261.20 | $653.00 | $1,306.00 |
| 48-Month CD | 2.678% | $133.92 | $267.83 | $669.58 | $1,339.15 |
| 60-Month CD | 2.755% | $137.74 | $275.48 | $688.70 | $1,377.40 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026. | |||||
Sample CD Ladder for Mclean, Virginia Savers
$25,000 split equally across 5 terms using today’s Virginia average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | VA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 0.484% | $24.19 |
| 2 | 6-Month CD | $5,000 | 1.282% | $64.10 |
| 3 | 12-Month CD | $5,000 | 2.375% | $118.76 |
| 4 | 24-Month CD | $5,000 | 2.624% | $131.18 |
| 5 | 36-Month CD | $5,000 | 2.612% | $130.60 |
| Total ($25,000 invested) | $25,000 | 1.875% blended | $468.83/yr | |
Ladder example uses equal $5,000 rungs and Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
841
CD Rates
Tracked in Mclean, Virginia
Tracked in Mclean, Virginia
27 Banks
60 Credit Unions
About Our Mclean, Virginia CD Rate Database
MonitorBankRates tracks 841 CD rates from 27 banks and 60 credit unions with locations in Mclean, Virginia, plus national online institutions available to Virginia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Capital One Bank offers a CD at 3.90% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Mclean, Virginia.
How to Find the Best CD Rates in Mclean, Virginia
What to compare when shopping for a CD in Mclean, Virginia
To find the best APYs in Mclean, Virginia, start with credit unions and online-only banks — Mclean, Virginia has 60 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Mclean, Virginia
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Mclean, Virginia — 87 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Mclean, Virginia savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Mclean, Virginia money market rates
Virginia Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$51,121
National avg: $47,340
Poverty Rate
9.9%
National avg: 11.1%
Unemployment Rate
4.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$121/yr
At VA 12-mo avg 2.375% APY
16.7% of residents are 65 or older — below the national average of 17.3%. At today’s VA 12-month CD average of 2.375%, saving 10% of the local median salary ($5,112/year) and putting it in a CD would earn an additional $121 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Mclean, Virginia
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Mclean, Virginia
Are CD rates in Mclean, Virginia FDIC insured?
Yes, most established banks in Mclean, Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Mclean, Virginia?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Mclean, Virginia.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Mclean, Virginia may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Mclean, Virginia?
Here are recent top rates found for this area:
- Capital One Bank: 3.90% APY (12 Months CD)
- Northrop Grumman Federal Credit Union: 3.84% APY (Bonus Certificates 12 Month)
- Lafayette Federal Credit Union: 3.76% APY (1-year term Fixed-Rate Certificates)
- Hanscom Federal Credit Union: 3.75% APY (3 Month Share Certificate)
- Northwest Federal Credit Union: 3.75% APY (IRA Certificates 1 year)
- Presidential Bank: 3.25% APY (1 Year CD)
- Pentagon Federal Credit Union: 3.10% APY (1 Year)
- Chain Bridge Bank: 2.10% APY (18 Months CD)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate Relationship)
- TD Bank: 1.00% APY (3 Year)
Rates reflect recent verified offers available in Mclean, Virginia. Last Updated: May 12, 2026
CD Calculators for Mclean, Virginia
Mclean, Virginia CD Calculator
At today’s VA top rate of 3.90% APY, a $10,000 deposit earns $390 in the first year. Enter your amount to see your exact return.
Mclean, Virginia CD LadderVA CD rates currently range from 0.484% (3-month) to 2.612% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Mclean, Virginia CD at 3.90% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsVirginia’s average 12-month CD is 2.375% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mclean, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mclean, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026
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