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Virginia Savings Rate Trends

Mclean, Virginia (VA) Savings Rates - March 2026

The best savings rates for Mclean, Virginia and the surrounding area include Presidential BankPresidential Bank6707 Old Dominion Dr, Mclean, VA 22101A5.0 ★Texas Ratio: 9.69% Advantage Savings at 3.75% APY, Lafayette Federal Credit UnionLafayette Federal Credit Union6890 Elm St, Mclean, VA 22101A5.0 ★Texas Ratio: 10.75% Premier Savings Accounts at 3.56% APY, PNC BankPNC Bank6805 Old Dominion Dr, Mclean, VA 22101A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Capital One BankCapital One Bank1680 Capital One Dr, Mclean, VA 22102A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, and Chain Bridge BankChain Bridge Bank1445a Laughlin Ave, Mclean, VA 22101A+5.0 ★Texas Ratio: 0.00% Kids' Savings at 2.92% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Mclean, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mclean, Virginia (VA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Mclean, Virginia and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Mclean, Virginia & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6707 Old Dominion Dr, Mclean, VA 22101
Advantage Savings
3.75%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 21, 2026
Details

Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.46%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.35%
$0
Rate3.30%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6805 Old Dominion Dr, Mclean, VA 22101
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.25%
$50,000
Rate3.20%
Min Deposit$50,000
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Preferred Savings Accounts
3.25%
$20,000
Rate3.20%
Min Deposit$20,000
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Savings Account
3.25%
$50
Rate3.20%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Preferred Savings Accounts
3.20%
$50
Rate3.15%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $19,999

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1680 Capital One Dr, Mclean, VA 22102
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Kids' Savings
2.92%
$10
Rate2.88%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
7940 JONES BRANCH DR, McLean, VA 22102
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$5 minimum balance to open

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
2.25%
$0
Rate2.21%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
1.75%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
REWARDS SAVINGS
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $50,000

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Savings
1.28%
$100
Rate1.27%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Savings
1.10%
$100
Rate1.10%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Savings
0.91%
$100
Rate0.91%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Savings
0.55%
$100
Rate0.55%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
6707 Old Dominion Dr, Mclean, VA 22101
Premier Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Earn 0.50% APY* on Daily Balances up to $35,000

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
Regular Savings
0.35%
$5
Rate0.35%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
YOUth Education Savings
0.35%
$5
Rate0.35%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
YOUth Launch Savings
0.35%
$5
Rate0.35%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1356 Chain Bridge Rd, Mclean, VA 22101
IRA Variable Rate Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1312B Chain Bridge Rd, McLean, VA 22101 3901
SAVINGS IRA (TRADITIONAL, ROTH, AND EDUCATION)
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Your Way Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1356 Chain Bridge Rd, Mclean, VA 22101
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1356 Chain Bridge Rd, Mclean, VA 22101
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1356 Chain Bridge Rd, Mclean, VA 22101
PRISM Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
IRA Share Savings
0.10%
$1
Rate0.10%
Min Deposit$1
Min Balance
UpdatedMar 20, 2026
Details

Minimum to Open $1.00

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Share Savings Accounts
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1356 Chain Bridge Rd, Mclean, VA 22101
Personal Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Secondary Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Minimum to Open $1.00

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1356 Chain Bridge Rd, Mclean, VA 22101
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6805 Old Dominion Dr, Mclean, VA 22101
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6805 Old Dominion Dr, Mclean, VA 22101
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1356 Chain Bridge Rd, Mclean, VA 22101
Deluxe Savings Club (with auto debit)
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1753 Pinnacle Dr, Mclean, VA 22102
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Brilliant Kid's Savings Account
10.38%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
5499 Dr Thomas Walker Rd, Rose Hill, VA 24281
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Youth Savings Account
4.50%
$100
Rate4.41%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $15,000.00

Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
22241 Main St, Courtland, VA 23837
Primis Business Savings
4.00%
$1
Rate3.93%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Health Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Youth Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

E-Trade
Institution Rating:
A+5.0 ★
VA
Premium Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Boosted Rate: 3.75% for 6 months ($0+)

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Mclean, VA Savings Rate Trends

Compare local Mclean, VA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Savings Trends →
High-Yield Savings — VA Avg
0.592%
▼ 0.890 from last week

Virginia high-yield savings rates fell 0.890 points this week to 0.592% APY, down from 1.482% last week.

Standard Savings — VA Avg
0.529%
▲ 0.093 from last week

Virginia standard savings rates rose 0.093 points this week to 0.529% APY, up from 0.436% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mclean, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mclean, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Mclean, Virginia

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Virginia, help your money grow faster through a higher APY.

Are savings accounts in Mclean, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do savings rates change in Mclean, Virginia?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Mclean, Virginia may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Mclean, Virginia?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Mclean, Virginia offer in-person customer service, which some customers prefer.

How do I open a savings account in Mclean, Virginia?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Mclean, Virginia

Here are recent savings rates observed in Mclean, Virginia and the surrounding area:
  • Presidential Bank
    Advantage Savings — 3.75% APY
  • Lafayette Federal Credit Union
    Premier Savings Accounts — 3.56% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Capital One Bank
    360 Performance Savings — 3.20% APY
  • Chain Bridge Bank
    Kids' Savings — 2.92% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mclean, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026