MonitorBankRates
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Jersey, Virginia Best CD Rates August 2026

Current Jersey, Virginia CD rates include Congressional Federal Credit UnionCongressional Federal Credit UnionA5.0 ★Texas Ratio: 6.24%Real return: +3.20%APY minus CPI (February 2026) offering Flexible Saver - 1 Year Certificate at 6.00% APY, Apple Federal Credit UnionApple Federal Credit UnionA+5.0 ★Texas Ratio: 3.07%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month Starter Certificate at 5.00% APY, PAHO WHO Federal Credit UnionPAHO WHO Federal Credit UnionA+5.0 ★Texas Ratio: 4.82%Real return: +1.79%APY minus CPI (February 2026) offering 36 months at 4.59% APY, EagleBankEagleBankA+5.0 ★Texas Ratio: 5.93%Real return: +1.55%APY minus CPI (February 2026) offering 12 Month CD at 4.35% APY, and Beacon Credit Union IncorporatedBeacon Credit Union IncorporatedA+5.0 ★Texas Ratio: 1.82%Real return: +1.45%APY minus CPI (February 2026) offering Limited Time Special - 6 Months at 4.25% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.

Jersey is a smaller community with no bank or credit union branches currently in our database. 738 institutions serving the Virginia area are available to Jersey residents, with CD rates as high as 6.00% APY from Congressional Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026

Compare Best CD Rates in Jersey, Virginia & the Surrounding Area

Jersey 3 Month CD Rates

Virginia 3 Month CD Average0.99% APYNational 1.96%▼ 1.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3 Months
$0
3.65% ▲ 2.66% above Virginia avg
Rate3.58%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 2.66% above avgNationally 1.96%
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
90 days/13 weeks CD
$10,000
3.50% ▲ 2.51% above Virginia avg
Rate3.44%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 2.51% above avgNationally 1.96%
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
3 Month
$0
3.50% ▲ 2.51% above Virginia avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 2.51% above avgNationally 1.96%
Details

Minimum to Open $1,000.00

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
3 Month Share Certificate
$1,000
3.50% ▲ 2.51% above Virginia avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 2.51% above avgNationally 1.96%
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
3 Month Certificate
$0
3.50% ▲ 2.51% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 2.51% above avgNationally 1.96%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3 Month Certificate
$0
3.30% ▲ 2.31% above Virginia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 2.31% above avgNationally 1.96%
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
3 Month CD
$0
3.00% ▲ 2.01% above Virginia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 2.01% above avgNationally 1.96%
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Jumbo - 90 Day Certificate
$100,000
2.90% ▲ 1.91% above Virginia avg
Rate2.85%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.91% above avgNationally 1.96%
Details

Special Rate (APY)?:

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
3 months
$0
2.78% ▲ 1.79% above Virginia avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.79% above avgNationally 1.96%
Details

(90 to 179 days)

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
3 Month Term
$0
2.50% ▲ 1.51% above Virginia avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.51% above avgNationally 1.96%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
Business 3 Month Term
$0
2.50% ▲ 1.51% above Virginia avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.51% above avgNationally 1.96%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
3-Month Certificate
$0
2.50% ▲ 1.51% above Virginia avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.51% above avgNationally 1.96%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
3 Month Term
$0
2.45% ▲ 1.46% above Virginia avg
Rate2.42%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.46% above avgNationally 1.96%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
Business 3 Month Term
$0
2.45% ▲ 1.46% above Virginia avg
Rate2.42%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.46% above avgNationally 1.96%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
3 Month Term
$0
2.40% ▲ 1.41% above Virginia avg
Rate2.37%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.41% above avgNationally 1.96%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
Business 3 Month Term
$0
2.40% ▲ 1.41% above Virginia avg
Rate2.37%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.41% above avgNationally 1.96%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
3 Month Term
$0
2.34% ▲ 1.35% above Virginia avg
Rate2.32%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.35% above avgNationally 1.96%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
Business 3 Month Term
$0
2.34% ▲ 1.35% above Virginia avg
Rate2.32%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.35% above avgNationally 1.96%
Details

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
3 Month
$1,000
2.27% ▲ 1.28% above Virginia avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.28% above avgNationally 1.96%
Details

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3-Months
$500
2.25% ▲ 1.26% above Virginia avg
Rate2.23%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.26% above avgNationally 1.96%
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
3 month
$0
2.10% ▲ 1.11% above Virginia avg
Rate2.08%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 1.11% above avgNationally 1.96%
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months
$500
1.50% ▲ 0.51% above Virginia avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.51% above avgNationally 1.96%
Details

The National Capital Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 3 Months
$1,000
1.36% ▲ 0.37% above Virginia avg
Rate1.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.37% above avgNationally 1.96%
Details

Early Withdrawl Penalty 30 days' simple interest

The National Capital Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 3 Months
$1,000
1.26% ▲ 0.27% above Virginia avg
Rate1.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.27% above avgNationally 1.96%
Details

Early Withdrawl Penalty 30 days' simple interest

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 3 Month
$0
1.26% ▲ 0.27% above Virginia avg
Rate1.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.27% above avgNationally 1.96%
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
3 months
$0
1.06% ▲ 0.07% above Virginia avg
Rate1.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.07% above avgNationally 1.96%
Details

$100,000 - $199,999

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
3 month
$500
1.02% ▲ 0.03% above Virginia avg
Rate1.01%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.03% above avgNationally 1.96%
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
3 months - less than
$0
1.01% ▲ 0.02% above Virginia avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.02% above avgNationally 1.96%
Details

$99,999

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
3 months less than
$0
1.01% ▲ 0.02% above Virginia avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.02% above avgNationally 1.96%
Details

$99,999

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month
$0
1.00% ▲ 0.01% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.01% above avgNationally 1.96%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month TD Choice CD
$250
1.00% ▲ 0.01% above Virginia avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.01% above avgNationally 1.96%
Details

Relationship APY

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
3 Month Certificate
$0
1.00% ▲ 0.01% above Virginia avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▲ 0.01% above avgNationally 1.96%
Details

Benchmark Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Premium - 3 Months
$0
0.85% ▼ 0.14% below Virginia avg
Rate0.85%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.14% below avgNationally 1.96%
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
3-Month Certificate of Deposit
$0
0.70% ▼ 0.29% below Virginia avg
Rate0.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.29% below avgNationally 1.96%
Details

Benchmark Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Regular Time Deposits & IRAs - 3 Months
$0
0.60% ▼ 0.39% below Virginia avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.39% below avgNationally 1.96%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term
$0
0.60% ▼ 0.39% below Virginia avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.39% below avgNationally 1.96%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs
$0
0.60% ▼ 0.39% below Virginia avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.39% below avgNationally 1.96%
Details

Rewards APY 0.60% Regular APY 0.50% Dividend Rate 0.50%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs Rewards
$0
0.60% ▼ 0.39% below Virginia avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.39% below avgNationally 1.96%
Details

Regular APY 0.50% Dividend Rate 0.50%

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
90 days
$0
0.50% ▼ 0.49% below Virginia avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.49% below avgNationally 1.96%
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
90 day Certificate
$0
0.50% ▼ 0.49% below Virginia avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.49% below avgNationally 1.96%
Details

FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
3 Months
$0
0.40% ▼ 0.59% below Virginia avg
Rate0.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.59% below avgNationally 1.96%
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
90 Day CD
$0
0.10% ▼ 0.89% below Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.89% below avgNationally 1.96%
Details

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3 months
$0
0.10% ▼ 0.89% below Virginia avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.89% below avgNationally 1.96%
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.06% ▼ 0.93% below Virginia avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.93% below avgNationally 1.96%
Details

Early withdrawal penalties may apply. Additional terms are available at a branch. Relationship Interest Rate 0.06%.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Interest Rate
$2,500
0.06% ▼ 0.93% below Virginia avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.93% below avgNationally 1.96%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 0.94% below Virginia avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.94% below avgNationally 1.96%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Interest Rate
$2,500
0.05% ▼ 0.94% below Virginia avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.94% below avgNationally 1.96%
Details

Relationship Interest Rate 0.06%

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3 months
$0
0.05% ▼ 0.94% below Virginia avg
Rate0.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.94% below avgNationally 1.96%
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
IRA Certificates 3 months
$0
0.05% ▼ 0.94% below Virginia avg
Rate0.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.94% below avgNationally 1.96%
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Business Certificates - 3 Months
$500
0.05% ▼ 0.94% below Virginia avg
Rate0.05%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average0.99%▼ 0.94% below avgNationally 1.96%
Details

Jersey 6 Month CD Rates

Virginia 6 Month CD Average1.55% APYNational 2.67%▼ 0.83% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Limited Time Special - 6 Months
$2,500
4.25% ▲ 2.70% above Virginia avg
Rate4.17%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.70% above avgNationally 2.67%
Details

Beacon's promotional certificate rate is only valid on new money only. For 6 months promotional share certificates, the early withdrawal penalty is 90 days of dividend whether earned or not.

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
6 month Term
$500
4.25% ▲ 2.70% above Virginia avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.70% above avgNationally 2.67%
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
6 Month CD
$1,000
4.20% ▲ 2.65% above Virginia avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.65% above avgNationally 2.67%
Details

The Annual Percentage Yield (APY) is accurate as of 08/13/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
6 Months
$0
4.20% ▲ 2.65% above Virginia avg
Rate4.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.65% above avgNationally 2.67%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
6 months
$500
4.13% ▲ 2.58% above Virginia avg
Rate4.05%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.58% above avgNationally 2.67%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Certificate 6 Months
$0
4.13% ▲ 2.58% above Virginia avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.58% above avgNationally 2.67%
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 6 Month
$0
4.06% ▲ 2.51% above Virginia avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.51% above avgNationally 2.67%
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
6 months/26 weeks CD
$10,000
4.05% ▲ 2.50% above Virginia avg
Rate3.97%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.50% above avgNationally 2.67%
Details

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Special 6-Month Fixed Rate
$0
4.00% ▲ 2.45% above Virginia avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.45% above avgNationally 2.67%
Details

1

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Special 6-Month Fixed Rate CD
$10,000
4.00% ▲ 2.45% above Virginia avg
Rate3.93%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.45% above avgNationally 2.67%
Details

New money deposits required. Special 6-Month Fixed Rate will be fixed for a term of 6-months only. The CD will automatically renew at the then-prevailing published 6-month standard rate and APY at the time of renewal and every renewal period thereafter. Offer Eligibility Requirements: Client must request the Special 6-Month Fixed Rate at account opening. Available only on a new City National Bank Personal CD or City National Bank Business CD. New money is defined as incoming deposits from RBC Rochdale, RBC Securities, or from another financial institution (e.g. via ATM, check, wire transfer, ACH or Zelle), deposited to City National Bank deposit accounts owned by the same client opening the CD, within the previous 30 calendar days prior to CD account opening. Incoming deposits can only be used once for the rate offer and cannot subsequently be counted towards the new money of another Special 6-Month Fixed Rate CD. Offer is available to new and existing personal and business clients only. Large Corporate clients and public fund accounts are not eligible for this Special 6-Month Fixed Rate.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
6 months
$0
3.89% ▲ 2.34% above Virginia avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.34% above avgNationally 2.67%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
6 months
$500
3.87% ▲ 2.32% above Virginia avg
Rate3.80%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.32% above avgNationally 2.67%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Business Share Certificate: Term 6 Months
$500
3.82% ▲ 2.27% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.27% above avgNationally 2.67%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Share Certificate Term 6 Months
$500
3.82% ▲ 2.27% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.27% above avgNationally 2.67%
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CD 6 months
$1,000
3.80% ▲ 2.25% above Virginia avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.25% above avgNationally 2.67%
Details

Exclusively for Premier clients. New Money is determined at HSBC's discretion.

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Certificate of Deposit 6 Month Special
$2,500
3.80% ▲ 2.25% above Virginia avg
Rate3.76%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.25% above avgNationally 2.67%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month
$0
3.80% ▲ 2.25% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.25% above avgNationally 2.67%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month
$0
3.60% ▲ 2.05% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.05% above avgNationally 2.67%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month Certificate
$500
3.60% ▲ 2.05% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.05% above avgNationally 2.67%
Details

Platinum APY: 3.70%

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month Jumbo Certificate
$0
3.60% ▲ 2.05% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.05% above avgNationally 2.67%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Share & IRA Certificates 6 Month
$500
3.60% ▲ 2.05% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.05% above avgNationally 2.67%
Details

Platinum APY*: 3.70%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Jumbo - 6 Month Certificate
$100,000
3.60% ▲ 2.05% above Virginia avg
Rate3.53%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.05% above avgNationally 2.67%
Details

Special Rate (APY)?:

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
6 Month
$0
3.60% ▲ 2.05% above Virginia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.05% above avgNationally 2.67%
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
IRA Certificate 6 month
$0
3.56% ▲ 2.01% above Virginia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.01% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
6 Month Certificate
$0
3.55% ▲ 2.00% above Virginia avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 2.00% above avgNationally 2.67%
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
6 month Certificate
$0
3.50% ▲ 1.95% above Virginia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
6 month IRA Certificate
$0
3.50% ▲ 1.95% above Virginia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
6 Month Certificate
$1,000
3.50% ▲ 1.95% above Virginia avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

Special Rate (APY)?:

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
6 Month
$0
3.50% ▲ 1.95% above Virginia avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

Minimum to Open $1,000.00

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
6 Month Share Certificate
$1,000
3.50% ▲ 1.95% above Virginia avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
6 Month
$0
3.50% ▲ 1.95% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
6 Month Certificate
$0
3.50% ▲ 1.95% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
6 Month Certificate
$0
3.50% ▲ 1.95% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 6 Month Certificate
$0
3.50% ▲ 1.95% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
6 Month Share Certificate
$0
3.50% ▲ 1.95% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.95% above avgNationally 2.67%
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
6 mos term
$0
3.44% ▲ 1.89% above Virginia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.89% above avgNationally 2.67%
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
IRA Share 6 mos term
$0
3.44% ▲ 1.89% above Virginia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.89% above avgNationally 2.67%
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
6 Months
$0
3.43% ▲ 1.88% above Virginia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.88% above avgNationally 2.67%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6 Month Certificate
$0
3.40% ▲ 1.85% above Virginia avg
Rate3.34%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.85% above avgNationally 2.67%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
6 months
$500
3.40% ▲ 1.85% above Virginia avg
Rate3.35%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.85% above avgNationally 2.67%
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
6 Month Certificate
$0
3.35% ▲ 1.80% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.80% above avgNationally 2.67%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
6 months
$500
3.35% ▲ 1.80% above Virginia avg
Rate3.30%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.80% above avgNationally 2.67%
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
6 month
$0
3.20% ▲ 1.65% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.65% above avgNationally 2.67%
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
Certificate - 6 Months
$100,000
3.20% ▲ 1.65% above Virginia avg
Rate3.15%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.65% above avgNationally 2.67%
Details

Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
IRA Certificate 6-Month
$0
3.15% ▲ 1.60% above Virginia avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.60% above avgNationally 2.67%
Details

Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Roth IRA Certificate 6-Month
$0
3.15% ▲ 1.60% above Virginia avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.60% above avgNationally 2.67%
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
6 month
$0
3.15% ▲ 1.60% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.60% above avgNationally 2.67%
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
Certificate - 6 Months
$1,000
3.15% ▲ 1.60% above Virginia avg
Rate3.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.60% above avgNationally 2.67%
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Share & IRA Share Certificates (6 month term)
$1,000
3.14% ▲ 1.59% above Virginia avg
Rate3.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.59% above avgNationally 2.67%
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
6 month
$500
3.05% ▲ 1.50% above Virginia avg
Rate3.02%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average1.55%▲ 1.50% above avgNationally 2.67%
Details

Jersey 12 Month CD Rates

Virginia 12 Month CD Average2.41% APYNational 2.83%▼ 0.38% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Flexible Saver - 1 Year Certificate
$100
6.00% ▲ 3.59% above Virginia avg
Rate5.83%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 3.59% above avgNationally 2.83%
Details

Special Rate (APY)?:

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
12 Month Starter Certificate
$0
5.00% ▲ 2.59% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 2.59% above avgNationally 2.83%
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
12-Month Starter Certificate
$50
5.00% ▲ 2.59% above Virginia avg
Rate
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 2.59% above avgNationally 2.83%
Details

Maximum $5,000. Additional deposits are permitted at any time until maturity, up to the maximum. A penalty may be imposed for early withdrawals. If the Certificate is redeemed prior to the maturity date the following penalty will apply: If the term is over 6 months to 60 months - the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is withdrawn within the 10 days following the maturity date, no penalty will apply. Fees could reduce earnings on the account. See Starter Certificate Disclosure for complete terms.

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
12 Month CD
$1,000
4.35% ▲ 1.94% above Virginia avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.94% above avgNationally 2.83%
Details

The Annual Percentage Yield (APY) is accurate as of 08/13/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
12 Months
$0
4.35% ▲ 1.94% above Virginia avg
Rate4.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.94% above avgNationally 2.83%
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1 Year Term
$500
4.25% ▲ 1.84% above Virginia avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.84% above avgNationally 2.83%
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
12 months/52 weeks CD
$10,000
4.20% ▲ 1.79% above Virginia avg
Rate4.11%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.79% above avgNationally 2.83%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Business Share Certificate: Term 12 Months
$500
4.05% ▲ 1.64% above Virginia avg
Rate3.97%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.64% above avgNationally 2.83%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Share Certificate Term 12 Months
$500
4.05% ▲ 1.64% above Virginia avg
Rate3.97%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.64% above avgNationally 2.83%
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
12 month Certificate
$0
4.00% ▲ 1.59% above Virginia avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.59% above avgNationally 2.83%
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
12 month IRA Certificate
$0
4.00% ▲ 1.59% above Virginia avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.59% above avgNationally 2.83%
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
12 months
$0
4.00% ▲ 1.59% above Virginia avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.59% above avgNationally 2.83%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12 Month Certificate
$0
4.00% ▲ 1.59% above Virginia avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.59% above avgNationally 2.83%
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CD 12 months
$1,000
3.95% ▲ 1.54% above Virginia avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.54% above avgNationally 2.83%
Details

Exclusively for Premier clients. New Money is determined at HSBC's discretion.

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 month certificate
$100,000
3.95% ▲ 1.54% above Virginia avg
Rate3.88%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.54% above avgNationally 2.83%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 month IRA
$100,000
3.95% ▲ 1.54% above Virginia avg
Rate3.88%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.54% above avgNationally 2.83%
Details

Compounding Frequency: Monthly

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
12 month certificate
$100,000
3.95% ▲ 1.54% above Virginia avg
Rate3.88%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.54% above avgNationally 2.83%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
12 month IRA
$100,000
3.95% ▲ 1.54% above Virginia avg
Rate3.88%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.54% above avgNationally 2.83%
Details

Compounding Frequency: Monthly

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
12 mos term
$0
3.95% ▲ 1.54% above Virginia avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.54% above avgNationally 2.83%
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
IRA Share 12 mos term
$0
3.95% ▲ 1.54% above Virginia avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.54% above avgNationally 2.83%
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 12 Month
$0
3.89% ▲ 1.48% above Virginia avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.48% above avgNationally 2.83%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 month certificate
$50,000
3.85% ▲ 1.44% above Virginia avg
Rate3.78%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.44% above avgNationally 2.83%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 month IRA
$50,000
3.85% ▲ 1.44% above Virginia avg
Rate3.78%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.44% above avgNationally 2.83%
Details

Compounding Frequency: Monthly

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Jumbo - 1 Year Certificate
$100,000
3.85% ▲ 1.44% above Virginia avg
Rate3.77%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.44% above avgNationally 2.83%
Details

Special Rate (APY)?:

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
12 month certificate
$50,000
3.85% ▲ 1.44% above Virginia avg
Rate3.78%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.44% above avgNationally 2.83%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
12 month IRA
$50,000
3.85% ▲ 1.44% above Virginia avg
Rate3.78%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.44% above avgNationally 2.83%
Details

Compounding Frequency: Monthly

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 12 Month
$0
3.85% ▲ 1.44% above Virginia avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.44% above avgNationally 2.83%
Details

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1 YEAR Cd's will renew at 0.40% APR
$500
3.82% ▲ 1.41% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.41% above avgNationally 2.83%
Details

$500.00; Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).

Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Certificate of Deposit 12 Month Special
$2,500
3.80% ▲ 1.39% above Virginia avg
Rate3.75%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.39% above avgNationally 2.83%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
12 Month
$0
3.80% ▲ 1.39% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.39% above avgNationally 2.83%
Details

Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
12 Month Certificate
$0
3.80% ▲ 1.39% above Virginia avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.39% above avgNationally 2.83%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
1-year term
$500
3.76% ▲ 1.35% above Virginia avg
Rate3.70%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.35% above avgNationally 2.83%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
IRA Fixed-Rate Certificate 1-year term
$500
3.76% ▲ 1.35% above Virginia avg
Rate3.70%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.35% above avgNationally 2.83%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 month certificate
$5,000
3.76% ▲ 1.35% above Virginia avg
Rate3.70%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.35% above avgNationally 2.83%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 month IRA
$5,000
3.76% ▲ 1.35% above Virginia avg
Rate3.70%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.35% above avgNationally 2.83%
Details

Compounding Frequency: Monthly

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
Share Certificate / IRA Certificate 12 Month
$0
3.76% ▲ 1.35% above Virginia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.35% above avgNationally 2.83%
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
IRA Certificate 12 month
$0
3.76% ▲ 1.35% above Virginia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.35% above avgNationally 2.83%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
12 month certificate
$5,000
3.76% ▲ 1.35% above Virginia avg
Rate3.70%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.35% above avgNationally 2.83%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
12 month IRA
$5,000
3.76% ▲ 1.35% above Virginia avg
Rate3.70%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.35% above avgNationally 2.83%
Details

Compounding Frequency: Monthly

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Jumbo 12 Month Certificate
$0
3.75% ▲ 1.34% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
12-month
$10,000
3.75% ▲ 1.34% above Virginia avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 month certificate
$500
3.75% ▲ 1.34% above Virginia avg
Rate3.70%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 month IRA
$100
3.75% ▲ 1.34% above Virginia avg
Rate3.70%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Compounding Frequency: Quarterly

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
IRA Certificates 1 year
$0
3.75% ▲ 1.34% above Virginia avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
1 Year Certificate
$1,000
3.75% ▲ 1.34% above Virginia avg
Rate3.68%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Special Rate (APY)?: 4.40%

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
12 Month
$0
3.75% ▲ 1.34% above Virginia avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Minimum to Open $1,000.00

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
12 Month Share Certificate
$1,000
3.75% ▲ 1.34% above Virginia avg
Rate3.69%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
12 month certificate
$500
3.75% ▲ 1.34% above Virginia avg
Rate3.70%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
12 month IRA
$100
3.75% ▲ 1.34% above Virginia avg
Rate3.70%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Compounding Frequency: Quarterly

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
12 Month Share Certificate
$0
3.75% ▲ 1.34% above Virginia avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.41%▲ 1.34% above avgNationally 2.83%
Details

Jersey 18 Month CD Rates

Virginia 18 Month CD Average2.48% APYNational 2.67%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
18 Month CD
$1,000
4.25% ▲ 1.77% above Virginia avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.77% above avgNationally 2.67%
Details

The Annual Percentage Yield (APY) is accurate as of 08/13/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
18 Months
$0
4.25% ▲ 1.77% above Virginia avg
Rate4.16%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.77% above avgNationally 2.67%
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
18 Month Term
$500
4.25% ▲ 1.77% above Virginia avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.77% above avgNationally 2.67%
Details

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
18-Month M&T Select CD
$0
3.85% ▲ 1.37% above Virginia avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.37% above avgNationally 2.67%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
18 Month Certificate
$0
3.85% ▲ 1.37% above Virginia avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.37% above avgNationally 2.67%
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
18 Months
$0
3.77% ▲ 1.29% above Virginia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.29% above avgNationally 2.67%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
18 Month Certificate
$0
3.75% ▲ 1.27% above Virginia avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.27% above avgNationally 2.67%
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18-Month CD
$0
3.75% ▲ 1.27% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.27% above avgNationally 2.67%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Business Share Certificate: Term 18 Months
$500
3.67% ▲ 1.19% above Virginia avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.19% above avgNationally 2.67%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Share Certificate Term 18 Months
$500
3.67% ▲ 1.19% above Virginia avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.19% above avgNationally 2.67%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
IRA Variable-Rate Certificate 18-month term
$0
3.66% ▲ 1.18% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.18% above avgNationally 2.67%
Details

Variable-Rate*

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
Variable-Rate Certificate - 18-month term
$50
3.66% ▲ 1.18% above Virginia avg
Rate3.60%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.18% above avgNationally 2.67%
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
Share Certificate / IRA Certificate 18 Month
$0
3.66% ▲ 1.18% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.18% above avgNationally 2.67%
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
IRA Certificate 18 month
$0
3.66% ▲ 1.18% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.18% above avgNationally 2.67%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
18 MONTH TERM
$0
3.65% ▲ 1.17% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.17% above avgNationally 2.67%
Details

AS HIGH AS; Rates Effective: April 17, 2026

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
18-Month Share Certificate
$0
3.65% ▲ 1.17% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.17% above avgNationally 2.67%
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
18 mos term
$0
3.64% ▲ 1.16% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.16% above avgNationally 2.67%
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
IRA Share 18 mos term
$0
3.64% ▲ 1.16% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.16% above avgNationally 2.67%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
18-Month Certificate
$0
3.60% ▲ 1.12% above Virginia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.12% above avgNationally 2.67%
Details

Marine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
18-Month
$1,000
3.56% ▲ 1.08% above Virginia avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.08% above avgNationally 2.67%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
18 Month Certificate
$500
3.55% ▲ 1.07% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.07% above avgNationally 2.67%
Details

Platinum APY: 3.65%

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Share & IRA Certificates 18 Month
$500
3.55% ▲ 1.07% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.07% above avgNationally 2.67%
Details

Platinum APY*: 3.65%

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
18-Month Share Certificate
$0
3.55% ▲ 1.07% above Virginia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.07% above avgNationally 2.67%
Details

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
18 Month Maturity
$1,000
3.50% ▲ 1.02% above Virginia avg
Rate3.46%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.02% above avgNationally 2.67%
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
18 Month
$0
3.50% ▲ 1.02% above Virginia avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.02% above avgNationally 2.67%
Details

Minimum to Open $1,000.00

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
18 Month Share Certificate
$1,000
3.50% ▲ 1.02% above Virginia avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.02% above avgNationally 2.67%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
18-Month Certificate
$0
3.50% ▲ 1.02% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.02% above avgNationally 2.67%
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 18 Month
$0
3.50% ▲ 1.02% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 1.02% above avgNationally 2.67%
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
18 Month Certificate
$0
3.45% ▲ 0.97% above Virginia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.97% above avgNationally 2.67%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term
$0
3.45% ▲ 0.97% above Virginia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.97% above avgNationally 2.67%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials
$0
3.45% ▲ 0.97% above Virginia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.97% above avgNationally 2.67%
Details

Rewards APY 3.45% Regular APY 3.45% Dividend Rate 3.40%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials Rewards
$0
3.45% ▲ 0.97% above Virginia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.97% above avgNationally 2.67%
Details

Regular APY 3.45% Dividend Rate 3.40%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials
$0
3.45% ▲ 0.97% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.97% above avgNationally 2.67%
Details

Rewards APY 3.45% Regular APY 3.30% Dividend Rate 3.25%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials Rewards
$0
3.45% ▲ 0.97% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.97% above avgNationally 2.67%
Details

Regular APY 3.30% Dividend Rate 3.25%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
IRA CD Specials - 18-month term
$0
3.45% ▲ 0.97% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.97% above avgNationally 2.67%
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
18 Month Certificate
$0
3.40% ▲ 0.92% above Virginia avg
Rate3.36%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.92% above avgNationally 2.67%
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
18 month
$500
3.31% ▲ 0.83% above Virginia avg
Rate3.27%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.83% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
18 Month Certificate
$0
3.30% ▲ 0.82% above Virginia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.82% above avgNationally 2.67%
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
IRA Certificates 18 months
$0
3.25% ▲ 0.77% above Virginia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.77% above avgNationally 2.67%
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
18 months
$10,000
3.25% ▲ 0.77% above Virginia avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.77% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
18 Month Certificate
$0
3.25% ▲ 0.77% above Virginia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.77% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 18 Month Certificate
$0
3.25% ▲ 0.77% above Virginia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.77% above avgNationally 2.67%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
18 Month Term
$0
3.20% ▲ 0.72% above Virginia avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.72% above avgNationally 2.67%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
18 Month Term
$0
3.15% ▲ 0.67% above Virginia avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.67% above avgNationally 2.67%
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
IRA Certificates 18 months
$0
3.15% ▲ 0.67% above Virginia avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.67% above avgNationally 2.67%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
18 Month Term
$0
3.10% ▲ 0.62% above Virginia avg
Rate3.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.62% above avgNationally 2.67%
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
18 Month Term
$0
3.04% ▲ 0.56% above Virginia avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.56% above avgNationally 2.67%
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
18 months
$0
3.00% ▲ 0.52% above Virginia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.52% above avgNationally 2.67%
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
18 months
$1,000
3.00% ▲ 0.52% above Virginia avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.52% above avgNationally 2.67%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month Certificate
$0
2.90% ▲ 0.42% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.48%▲ 0.42% above avgNationally 2.67%
Details

Jersey 24 Month CD Rates

Virginia 24 Month CD Average2.62% APYNational 2.71%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
24 Month CD
$1,000
4.25% ▲ 1.63% above Virginia avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.63% above avgNationally 2.71%
Details

The Annual Percentage Yield (APY) is accurate as of 08/13/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
24 Months
$0
4.25% ▲ 1.63% above Virginia avg
Rate4.16%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.63% above avgNationally 2.71%
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2 Year Term
$500
4.25% ▲ 1.63% above Virginia avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.63% above avgNationally 2.71%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
24 months
$500
4.13% ▲ 1.51% above Virginia avg
Rate4.05%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.51% above avgNationally 2.71%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Certificate 24 Months
$0
4.13% ▲ 1.51% above Virginia avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.51% above avgNationally 2.71%
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
24 months/2 years CD
$10,000
4.10% ▲ 1.48% above Virginia avg
Rate4.01%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.48% above avgNationally 2.71%
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
24 months
$0
4.07% ▲ 1.45% above Virginia avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.45% above avgNationally 2.71%
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
1 to 2 Years
$1,000
4.00% ▲ 1.38% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.38% above avgNationally 2.71%
Details

Jumbo APY: 4.05%, Jumbo Dividend Rate: 3.98%, Early Withdrawal Penalty: 90 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Business 1 to 2 Years
$1,000
4.00% ▲ 1.38% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.38% above avgNationally 2.71%
Details

Jumbo APY ($100k Minimum): 4.05%, Jumbo Dividend Rate ($100k minimum): 3.98%, Early Withdrawal Penalty: 180 Days' Dividends

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 24 Month
$0
3.90% ▲ 1.28% above Virginia avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.28% above avgNationally 2.71%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
24 months
$500
3.87% ▲ 1.25% above Virginia avg
Rate3.80%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.25% above avgNationally 2.71%
Details

Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
24 Month Certificate
$0
3.80% ▲ 1.18% above Virginia avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.18% above avgNationally 2.71%
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
24 Months
$0
3.77% ▲ 1.15% above Virginia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.15% above avgNationally 2.71%
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
24 Month Fixed Rate
$0
3.75% ▲ 1.13% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.13% above avgNationally 2.71%
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
24-month
$10,000
3.75% ▲ 1.13% above Virginia avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.13% above avgNationally 2.71%
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
24 Month
$0
3.75% ▲ 1.13% above Virginia avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.13% above avgNationally 2.71%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
2-year term
$500
3.71% ▲ 1.09% above Virginia avg
Rate3.65%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.09% above avgNationally 2.71%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
IRA Fixed-Rate Certificate 2-year term
$500
3.71% ▲ 1.09% above Virginia avg
Rate3.65%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.09% above avgNationally 2.71%
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
Share Certificate / IRA Certificate 24 month
$0
3.71% ▲ 1.09% above Virginia avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.09% above avgNationally 2.71%
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
24 Month Certificate
$0
3.70% ▲ 1.08% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.08% above avgNationally 2.71%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
24 Month
$0
3.70% ▲ 1.08% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.08% above avgNationally 2.71%
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Jumbo - 2 Year Certificate
$100,000
3.70% ▲ 1.08% above Virginia avg
Rate3.63%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.08% above avgNationally 2.71%
Details

Special Rate (APY)?: 4.00%

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Business Share Certificate: Term 24 Months
$500
3.67% ▲ 1.05% above Virginia avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.05% above avgNationally 2.71%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Share Certificate Term 24 Months
$500
3.67% ▲ 1.05% above Virginia avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.05% above avgNationally 2.71%
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
IRA Certificate 24 month
$0
3.66% ▲ 1.04% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.04% above avgNationally 2.71%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
24-Month (2 year) Share Certificate
$0
3.65% ▲ 1.03% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 1.03% above avgNationally 2.71%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
24 Month
$0
3.60% ▲ 0.98% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.98% above avgNationally 2.71%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
24 Month Certificate
$500
3.60% ▲ 0.98% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.98% above avgNationally 2.71%
Details

Platinum APY: 3.70%

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
24 Month Jumbo Certificate
$0
3.60% ▲ 0.98% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.98% above avgNationally 2.71%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Share & IRA Certificates 24 Month
$500
3.60% ▲ 0.98% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.98% above avgNationally 2.71%
Details

Platinum APY*: 3.70%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
2 Year Certificate
$1,000
3.60% ▲ 0.98% above Virginia avg
Rate3.53%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.98% above avgNationally 2.71%
Details

Special Rate (APY)?: 4.40%

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
24 Month IRA Share Certificate
$0
3.60% ▲ 0.98% above Virginia avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.98% above avgNationally 2.71%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2-Year IRA Certificate
$25,000
3.60% ▲ 0.98% above Virginia avg
Rate3.55%
Min Deposit$25,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.98% above avgNationally 2.71%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
24-Month Certificate
$0
3.60% ▲ 0.98% above Virginia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.98% above avgNationally 2.71%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
24 Month Certificate
$0
3.60% ▲ 0.98% above Virginia avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.98% above avgNationally 2.71%
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Share & IRA Share Certificates (24 month term)
$1,000
3.56% ▲ 0.94% above Virginia avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.94% above avgNationally 2.71%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
24-Month (2 year) Share Certificate
$0
3.55% ▲ 0.93% above Virginia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.93% above avgNationally 2.71%
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
24 mos term
$0
3.54% ▲ 0.92% above Virginia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.92% above avgNationally 2.71%
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
IRA Share 24 mos term
$0
3.54% ▲ 0.92% above Virginia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.92% above avgNationally 2.71%
Details

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24 Month Maturity
$1,000
3.50% ▲ 0.88% above Virginia avg
Rate3.46%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.88% above avgNationally 2.71%
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
24 Month
$0
3.50% ▲ 0.88% above Virginia avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.88% above avgNationally 2.71%
Details

Minimum to Open $1,000.00

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
24 Month Share Certificate
$1,000
3.50% ▲ 0.88% above Virginia avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.88% above avgNationally 2.71%
Details

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
24 Month Share Certificate
$0
3.50% ▲ 0.88% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.88% above avgNationally 2.71%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2-Year IRA Certificate
$100
3.50% ▲ 0.88% above Virginia avg
Rate3.45%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.88% above avgNationally 2.71%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
24-Month Certificate
$0
3.50% ▲ 0.88% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.88% above avgNationally 2.71%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
24 Month Certificate
$0
3.50% ▲ 0.88% above Virginia avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.88% above avgNationally 2.71%
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
24 months
$0
3.46% ▲ 0.84% above Virginia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.84% above avgNationally 2.71%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month Certificate
$100,000
3.45% ▲ 0.83% above Virginia avg
Rate3.40%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.83% above avgNationally 2.71%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 month IRA
$100,000
3.45% ▲ 0.83% above Virginia avg
Rate3.40%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.83% above avgNationally 2.71%
Details

Compounding Frequency: Monthly

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
24 Month Certificate
$0
3.45% ▲ 0.83% above Virginia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.62%▲ 0.83% above avgNationally 2.71%
Details

Jersey 36 Month CD Rates

Virginia 36 Month CD Average2.63% APYNational 2.66%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
36 months
$500
4.59% ▲ 1.96% above Virginia avg
Rate4.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.96% above avgNationally 2.66%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Certificate 36 Months
$0
4.59% ▲ 1.96% above Virginia avg
Rate4.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.96% above avgNationally 2.66%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
36 months
$500
4.33% ▲ 1.70% above Virginia avg
Rate4.25%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.70% above avgNationally 2.66%
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3 Year Term
$500
4.25% ▲ 1.62% above Virginia avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.62% above avgNationally 2.66%
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
2 to 3 Years
$1,000
4.00% ▲ 1.37% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.37% above avgNationally 2.66%
Details

Jumbo APY: 4.05%, Jumbo Dividend Rate: 3.98%, Early Withdrawal Penalty: 180 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Business 2 to 3 Years
$1,000
4.00% ▲ 1.37% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.37% above avgNationally 2.66%
Details

Jumbo APY ($100k Minimum): 4.05%, Jumbo Dividend Rate ($100k minimum): 3.98%, Early Withdrawal Penalty: 180 Days' Dividends

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
36 months
$500
3.87% ▲ 1.24% above Virginia avg
Rate3.80%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.24% above avgNationally 2.66%
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 36 Month
$0
3.86% ▲ 1.23% above Virginia avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.23% above avgNationally 2.66%
Details

Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
36 Month Certificate
$0
3.85% ▲ 1.22% above Virginia avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.22% above avgNationally 2.66%
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
36 Months
$0
3.82% ▲ 1.19% above Virginia avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.19% above avgNationally 2.66%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Business Share Certificate: Term 36 Months
$500
3.82% ▲ 1.19% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.19% above avgNationally 2.66%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Share Certificate Term 36 Months
$500
3.82% ▲ 1.19% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.19% above avgNationally 2.66%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
36 months
$500
3.82% ▲ 1.19% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.19% above avgNationally 2.66%
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
36 MONTH CD SPECIAL
$1,000
3.80% ▲ 1.17% above Virginia avg
Rate3.75%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.17% above avgNationally 2.66%
Details

Compounding Frequency: Quarterly

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
Share Certificate / IRA Certificate 36 Month
$0
3.76% ▲ 1.13% above Virginia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.13% above avgNationally 2.66%
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Share & IRA Share Certificates (36 month term)
$1,000
3.76% ▲ 1.13% above Virginia avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.13% above avgNationally 2.66%
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Jumbo 36 Month Certificate
$0
3.75% ▲ 1.12% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.12% above avgNationally 2.66%
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
36-month
$10,000
3.75% ▲ 1.12% above Virginia avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.12% above avgNationally 2.66%
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
36 Months
$0
3.75% ▲ 1.12% above Virginia avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.12% above avgNationally 2.66%
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
36 Month
$0
3.75% ▲ 1.12% above Virginia avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.12% above avgNationally 2.66%
Details

Minimum to Open $1,000.00

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
36 Month Share Certificate
$1,000
3.75% ▲ 1.12% above Virginia avg
Rate3.69%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.12% above avgNationally 2.66%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
3-year term
$0
3.71% ▲ 1.08% above Virginia avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.08% above avgNationally 2.66%
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
36 Month
$0
3.71% ▲ 1.08% above Virginia avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.08% above avgNationally 2.66%
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
36 Month Certificate
$0
3.70% ▲ 1.07% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.07% above avgNationally 2.66%
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Jumbo - 3 Year Certificate
$100,000
3.70% ▲ 1.07% above Virginia avg
Rate3.63%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.07% above avgNationally 2.66%
Details

Special Rate (APY)?: 4.00%

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
3-year term
$500
3.66% ▲ 1.03% above Virginia avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.03% above avgNationally 2.66%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
IRA Fixed-Rate Certificate 3-year term
$500
3.66% ▲ 1.03% above Virginia avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.03% above avgNationally 2.66%
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
IRA Certificate 36 month
$0
3.66% ▲ 1.03% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.03% above avgNationally 2.66%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
36-Month (3 year) Share Certificate
$0
3.65% ▲ 1.02% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 1.02% above avgNationally 2.66%
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
36 months/3 years CD
$10,000
3.60% ▲ 0.97% above Virginia avg
Rate3.53%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.97% above avgNationally 2.66%
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
3 Year Certificate
$1,000
3.60% ▲ 0.97% above Virginia avg
Rate3.53%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.97% above avgNationally 2.66%
Details

Special Rate (APY)?: 4.40%

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
36 Month IRA Share Certificate
$0
3.60% ▲ 0.97% above Virginia avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.97% above avgNationally 2.66%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
3-Year IRA Certificate
$25,000
3.60% ▲ 0.97% above Virginia avg
Rate3.55%
Min Deposit$25,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.97% above avgNationally 2.66%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
36-Month Certificate
$25,000
3.60% ▲ 0.97% above Virginia avg
Rate3.55%
Min Deposit$25,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.97% above avgNationally 2.66%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
36 Month Certificate
$0
3.60% ▲ 0.97% above Virginia avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.97% above avgNationally 2.66%
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
36 mos term
$0
3.59% ▲ 0.96% above Virginia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.96% above avgNationally 2.66%
Details

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
IRA Share 36 mos term
$0
3.59% ▲ 0.96% above Virginia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.96% above avgNationally 2.66%
Details

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
3 YEAR Cd's will renew at 2.15% APR
$500
3.56% ▲ 0.93% above Virginia avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.93% above avgNationally 2.66%
Details

$500.00; Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
IRA Variable-Rate Certificate 3-year term
$0
3.56% ▲ 0.93% above Virginia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.93% above avgNationally 2.66%
Details

Variable-Rate*

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
Variable-Rate Certificate - 3-year term
$50
3.56% ▲ 0.93% above Virginia avg
Rate3.50%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.93% above avgNationally 2.66%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
36 Month Certificate
$500
3.55% ▲ 0.92% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.92% above avgNationally 2.66%
Details

Platinum APY: 3.65%

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Share & IRA Certificates 36 Month
$500
3.55% ▲ 0.92% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.92% above avgNationally 2.66%
Details

Platinum APY*: 3.65%

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
36-Month (3 year) Share Certificate
$0
3.55% ▲ 0.92% above Virginia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.92% above avgNationally 2.66%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
36 month certificate
$100,000
3.50% ▲ 0.87% above Virginia avg
Rate3.44%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.87% above avgNationally 2.66%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
36 month IRA
$100,000
3.50% ▲ 0.87% above Virginia avg
Rate3.44%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.87% above avgNationally 2.66%
Details

Compounding Frequency: Monthly

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
36 Month Share Certificate
$0
3.50% ▲ 0.87% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.87% above avgNationally 2.66%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
3-Year IRA Certificate
$100
3.50% ▲ 0.87% above Virginia avg
Rate3.45%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.87% above avgNationally 2.66%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
36-Month Certificate
$100
3.50% ▲ 0.87% above Virginia avg
Rate3.45%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.87% above avgNationally 2.66%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
36 Month Certificate
$0
3.50% ▲ 0.87% above Virginia avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.87% above avgNationally 2.66%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
36 month certificate
$100,000
3.50% ▲ 0.87% above Virginia avg
Rate3.44%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.63%▲ 0.87% above avgNationally 2.66%
Details

Jersey 48 Month CD Rates

Virginia 48 Month CD Average2.68% APYNational 2.65%▲ 0.09% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
4 Year Term
$500
4.25% ▲ 1.57% above Virginia avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.57% above avgNationally 2.65%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
48 months
$500
4.13% ▲ 1.45% above Virginia avg
Rate4.05%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.45% above avgNationally 2.65%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Certificate 48 Months
$0
4.13% ▲ 1.45% above Virginia avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.45% above avgNationally 2.65%
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
48 Month
$0
4.00% ▲ 1.32% above Virginia avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.32% above avgNationally 2.65%
Details

Minimum to Open $1,000.00

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
48 Month Share Certificate
$1,000
4.00% ▲ 1.32% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.32% above avgNationally 2.65%
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
3 to 4 Years
$1,000
4.00% ▲ 1.32% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.32% above avgNationally 2.65%
Details

Jumbo APY: 4.05%, Jumbo Dividend Rate: 3.98%, Early Withdrawal Penalty: 180 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Business 3 to 4 Years
$1,000
4.00% ▲ 1.32% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.32% above avgNationally 2.65%
Details

Jumbo APY ($100k Minimum): 4.05%, Jumbo Dividend Rate ($100k minimum): 3.98%, Early Withdrawal Penalty: 240 Days' Dividends

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Share & IRA Share Certificates (48 month term)
$1,000
3.87% ▲ 1.19% above Virginia avg
Rate3.80%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.19% above avgNationally 2.65%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
48 months
$500
3.87% ▲ 1.19% above Virginia avg
Rate3.80%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.19% above avgNationally 2.65%
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 48 Month
$0
3.86% ▲ 1.18% above Virginia avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.18% above avgNationally 2.65%
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
48 Months
$0
3.82% ▲ 1.14% above Virginia avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.14% above avgNationally 2.65%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Business Share Certificate: Term 48 Months
$500
3.82% ▲ 1.14% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.14% above avgNationally 2.65%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Share Certificate Term 48 Months
$500
3.82% ▲ 1.14% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.14% above avgNationally 2.65%
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
48-month
$10,000
3.75% ▲ 1.07% above Virginia avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.07% above avgNationally 2.65%
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
48 Months
$0
3.75% ▲ 1.07% above Virginia avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.07% above avgNationally 2.65%
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
48 Month
$0
3.71% ▲ 1.03% above Virginia avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.03% above avgNationally 2.65%
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
48 Month Certificate
$0
3.70% ▲ 1.02% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.02% above avgNationally 2.65%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
48-Month (4 year) Share Certificate
$0
3.70% ▲ 1.02% above Virginia avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 1.02% above avgNationally 2.65%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
4-year term
$0
3.66% ▲ 0.98% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.98% above avgNationally 2.65%
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
IRA Certificate 48 month
$0
3.66% ▲ 0.98% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.98% above avgNationally 2.65%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
4-year term
$500
3.61% ▲ 0.93% above Virginia avg
Rate3.55%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.93% above avgNationally 2.65%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
IRA Fixed-Rate Certificate 4-year term
$500
3.61% ▲ 0.93% above Virginia avg
Rate3.55%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.93% above avgNationally 2.65%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
48 Month Certificate
$500
3.60% ▲ 0.92% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.92% above avgNationally 2.65%
Details

Platinum APY: 3.70%

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Share & IRA Certificates 48 Month
$500
3.60% ▲ 0.92% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.92% above avgNationally 2.65%
Details

Platinum APY*: 3.70%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
4 Year Certificate
$1,000
3.60% ▲ 0.92% above Virginia avg
Rate3.53%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.92% above avgNationally 2.65%
Details

Special Rate (APY)?: 4.40%

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
48 Month IRA Share Certificate
$0
3.60% ▲ 0.92% above Virginia avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.92% above avgNationally 2.65%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
48-Month (4 year) Share Certificate
$0
3.60% ▲ 0.92% above Virginia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.92% above avgNationally 2.65%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
48-Month Certificate
$0
3.60% ▲ 0.92% above Virginia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.92% above avgNationally 2.65%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
48 Month Certificate
$0
3.60% ▲ 0.92% above Virginia avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.92% above avgNationally 2.65%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
48 month certificate
$100,000
3.50% ▲ 0.82% above Virginia avg
Rate3.44%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
48 month IRA
$100,000
3.50% ▲ 0.82% above Virginia avg
Rate3.44%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

Compounding Frequency: Monthly

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
48 Month Maturity
$1,000
3.50% ▲ 0.82% above Virginia avg
Rate3.46%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
48 Month Share Certificate
$0
3.50% ▲ 0.82% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
48-Month Certificate
$100
3.50% ▲ 0.82% above Virginia avg
Rate3.45%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.76%
48 Month IRA and Share Certificates
$500
3.50% ▲ 0.82% above Virginia avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
48 Month Certificate
$0
3.50% ▲ 0.82% above Virginia avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
48 month certificate
$100,000
3.50% ▲ 0.82% above Virginia avg
Rate3.44%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
48 month IRA
$100,000
3.50% ▲ 0.82% above Virginia avg
Rate3.44%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

Compounding Frequency: Monthly

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 48 Month
$0
3.50% ▲ 0.82% above Virginia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.82% above avgNationally 2.65%
Details

Marine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
48-Month
$100,000
3.45% ▲ 0.77% above Virginia avg
Rate3.40%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.77% above avgNationally 2.65%
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
48 months
$0
3.41% ▲ 0.73% above Virginia avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.73% above avgNationally 2.65%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
48 month certificate
$50,000
3.40% ▲ 0.72% above Virginia avg
Rate3.35%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.72% above avgNationally 2.65%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
48 month IRA
$50,000
3.40% ▲ 0.72% above Virginia avg
Rate3.35%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.72% above avgNationally 2.65%
Details

Compounding Frequency: Monthly

Marine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
48-Month
$1,000
3.40% ▲ 0.72% above Virginia avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.72% above avgNationally 2.65%
Details

Marine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
48-Month IRA
$500
3.40% ▲ 0.72% above Virginia avg
Rate3.35%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.72% above avgNationally 2.65%
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
48 Month Certificate
$0
3.40% ▲ 0.72% above Virginia avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.72% above avgNationally 2.65%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
48 month certificate
$50,000
3.40% ▲ 0.72% above Virginia avg
Rate3.35%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.72% above avgNationally 2.65%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
48 month IRA
$50,000
3.40% ▲ 0.72% above Virginia avg
Rate3.35%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.72% above avgNationally 2.65%
Details

Compounding Frequency: Monthly

SPECTRA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
Share 48 months
$0
3.40% ▲ 0.72% above Virginia avg
Rate3.34%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.72% above avgNationally 2.65%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
48 months
$500
3.40% ▲ 0.72% above Virginia avg
Rate3.35%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.68%▲ 0.72% above avgNationally 2.65%
Details

Jersey 60 Month CD Rates

Virginia 60 Month CD Average2.78% APYNational 2.76%▲ 0.10% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
5 Year Term
$500
4.25% ▲ 1.47% above Virginia avg
Rate4.18%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.47% above avgNationally 2.76%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
60 months
$500
4.13% ▲ 1.35% above Virginia avg
Rate4.05%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.35% above avgNationally 2.76%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
IRA Certificate 60 Months
$0
4.13% ▲ 1.35% above Virginia avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.35% above avgNationally 2.76%
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
60 Month
$0
4.00% ▲ 1.22% above Virginia avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.22% above avgNationally 2.76%
Details

Minimum to Open $1,000.00

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
60 Month Share Certificate
$1,000
4.00% ▲ 1.22% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.22% above avgNationally 2.76%
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
4 to 5 Years
$1,000
4.00% ▲ 1.22% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.22% above avgNationally 2.76%
Details

Jumbo APY: 4.05%, Jumbo Dividend Rate: 3.98%, Early Withdrawal Penalty: 180 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
5 Years
$1,000
4.00% ▲ 1.22% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.22% above avgNationally 2.76%
Details

Jumbo APY: 4.05%, Jumbo Dividend Rate: 3.98%, Early Withdrawal Penalty: 180 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Business 4 to 5 Years
$1,000
4.00% ▲ 1.22% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.22% above avgNationally 2.76%
Details

Jumbo APY ($100k Minimum): 4.05%, Jumbo Dividend Rate ($100k minimum): 3.98%, Early Withdrawal Penalty: 240 Days' Dividends

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Business 5 Years
$1,000
4.00% ▲ 1.22% above Virginia avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.22% above avgNationally 2.76%
Details

Jumbo APY ($100k Minimum): 4.05%, Jumbo Dividend Rate ($100k minimum): 3.98%, Early Withdrawal Penalty: 240 Days' Dividends

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Share & IRA Share Certificate (60 month term)
$1,000
3.97% ▲ 1.19% above Virginia avg
Rate3.90%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.19% above avgNationally 2.76%
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 60 Month
$0
3.97% ▲ 1.19% above Virginia avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.19% above avgNationally 2.76%
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
60 months
$500
3.87% ▲ 1.09% above Virginia avg
Rate3.80%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.09% above avgNationally 2.76%
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
60 Month Fixed Rate
$0
3.85% ▲ 1.07% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.07% above avgNationally 2.76%
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
60 Months
$0
3.82% ▲ 1.04% above Virginia avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.04% above avgNationally 2.76%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Business Share Certificate: Term 60 Months
$500
3.82% ▲ 1.04% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.04% above avgNationally 2.76%
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Share Certificate Term 60 Months
$500
3.82% ▲ 1.04% above Virginia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.04% above avgNationally 2.76%
Details

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
Share Certificate / IRA Certificate 60 Month
$0
3.82% ▲ 1.04% above Virginia avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.04% above avgNationally 2.76%
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
60 Month
$0
3.81% ▲ 1.03% above Virginia avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.03% above avgNationally 2.76%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
60 month certificate
$100,000
3.80% ▲ 1.02% above Virginia avg
Rate3.73%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.02% above avgNationally 2.76%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
60 month IRA
$100,000
3.80% ▲ 1.02% above Virginia avg
Rate3.73%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.02% above avgNationally 2.76%
Details

Compounding Frequency: Monthly

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
60 month certificate
$100,000
3.80% ▲ 1.02% above Virginia avg
Rate3.73%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.02% above avgNationally 2.76%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
60 month IRA
$100,000
3.80% ▲ 1.02% above Virginia avg
Rate3.73%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 1.02% above avgNationally 2.76%
Details

Compounding Frequency: Monthly

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
Jumbo 60 Month Certificate
$0
3.75% ▲ 0.97% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.97% above avgNationally 2.76%
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
60-month
$10,000
3.75% ▲ 0.97% above Virginia avg
Rate3.70%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.97% above avgNationally 2.76%
Details

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
60 Months
$0
3.75% ▲ 0.97% above Virginia avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.97% above avgNationally 2.76%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
60-Month (5-Year) Share Certificate
$0
3.75% ▲ 0.97% above Virginia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.97% above avgNationally 2.76%
Details

American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.76%
60 Month IRA and Share Certificates
$500
3.75% ▲ 0.97% above Virginia avg
Rate3.69%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.97% above avgNationally 2.76%
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
60 Month Certificate
$0
3.70% ▲ 0.92% above Virginia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.92% above avgNationally 2.76%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
60 month certificate
$50,000
3.70% ▲ 0.92% above Virginia avg
Rate3.64%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.92% above avgNationally 2.76%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
60 month IRA
$50,000
3.70% ▲ 0.92% above Virginia avg
Rate3.64%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.92% above avgNationally 2.76%
Details

Compounding Frequency: Monthly

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
60 month certificate
$50,000
3.70% ▲ 0.92% above Virginia avg
Rate3.64%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.92% above avgNationally 2.76%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
60 month IRA
$50,000
3.70% ▲ 0.92% above Virginia avg
Rate3.64%
Min Deposit$50,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.92% above avgNationally 2.76%
Details

Compounding Frequency: Monthly

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
IRA Certificate 60 month
$0
3.66% ▲ 0.88% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.88% above avgNationally 2.76%
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
60 Month Certificate
$500
3.65% ▲ 0.87% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.87% above avgNationally 2.76%
Details

Platinum APY: 3.75%

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Share & IRA Certificates 60 Month
$500
3.65% ▲ 0.87% above Virginia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.87% above avgNationally 2.76%
Details

Platinum APY*: 3.75%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
5 Year Certificate
$1,000
3.65% ▲ 0.87% above Virginia avg
Rate3.58%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.87% above avgNationally 2.76%
Details

Special Rate (APY)?: 4.40%

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
5-Year IRA Certificate
$25,000
3.65% ▲ 0.87% above Virginia avg
Rate3.60%
Min Deposit$25,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.87% above avgNationally 2.76%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
60-Month (5-Year) Share Certificate
$0
3.65% ▲ 0.87% above Virginia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.87% above avgNationally 2.76%
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
5-year term
$0
3.61% ▲ 0.83% above Virginia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.83% above avgNationally 2.76%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
60 month certificate
$5,000
3.61% ▲ 0.83% above Virginia avg
Rate3.55%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.83% above avgNationally 2.76%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
60 month IRA
$5,000
3.61% ▲ 0.83% above Virginia avg
Rate3.55%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.83% above avgNationally 2.76%
Details

Compounding Frequency: Monthly

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
60 month certificate
$5,000
3.61% ▲ 0.83% above Virginia avg
Rate3.55%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.83% above avgNationally 2.76%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
60 month IRA
$5,000
3.61% ▲ 0.83% above Virginia avg
Rate3.55%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.83% above avgNationally 2.76%
Details

Compounding Frequency: Monthly

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
60 month certificate
$500
3.60% ▲ 0.82% above Virginia avg
Rate3.55%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.82% above avgNationally 2.76%
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
60 month IRA
$100
3.60% ▲ 0.82% above Virginia avg
Rate3.55%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.82% above avgNationally 2.76%
Details

Compounding Frequency: Quarterly

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
60 Month IRA Share Certificate
$0
3.60% ▲ 0.82% above Virginia avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.82% above avgNationally 2.76%
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
60-Month Certificate
$0
3.60% ▲ 0.82% above Virginia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.82% above avgNationally 2.76%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
60 month certificate
$500
3.60% ▲ 0.82% above Virginia avg
Rate3.55%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.82% above avgNationally 2.76%
Details

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
60 month IRA
$100
3.60% ▲ 0.82% above Virginia avg
Rate3.55%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.82% above avgNationally 2.76%
Details

Compounding Frequency: Quarterly

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
5-year term
$500
3.56% ▲ 0.78% above Virginia avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Virginia Average2.78%▲ 0.78% above avgNationally 2.76%
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Jersey, Virginia Institutions

Highest verified APYs available today — updated August 28, 2026

B Top 5 Bank Rates
EagleBank
12 Month CD
A+ 5.0 ★ TX: 5.93%
Min: $1,000
4.35%
City National Bank
Special 6-Month Fixed Rate
A+ 5.0 ★ TX: 2.65%
Min: $0
4.00%
HSBC Bank USA
New Money CD 12 months
A+ 5.0 ★ TX: 3.89%
Min: $1,000
3.95%
M&T Bank
18-Month M&T Select CD
A 5.0 ★ TX: 11.17%
Min: $0
3.85%
FNB Bank, Inc. Romney, WV
36 MONTH CD SPECIAL
A 5.0 ★ TX: 13.45%
Min: $1,000
3.80%
CU Top 5 Credit Union Rates
Congressional Federal Credit Union
Flexible Saver - 1 Year Certificate
A 5.0 ★ TX: 6.24%
Min: $100
6.00%
Apple Federal Credit Union
12 Month Starter Certificate
A+ 5.0 ★ TX: 3.07%
Min: $0
5.00%
PAHO WHO Federal Credit Union
36 months
A+ 5.0 ★ TX: 4.82%
Min: $500
4.59%
Beacon Credit Union Incorporated
Limited Time Special - 6 Months
A+ 5.0 ★ TX: 1.82%
Min: $2,500
4.25%
Blue Eagle Credit Union
1 Year Term
A+ 5.0 ★ TX: 0.28%
Min: $500
4.25%
Rates verified August 28, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Jersey, VA CD Rate Trends

Compare local Jersey, VA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia CD Trends
12-Month CD — VA Avg
2.405%
▼ 0.376 vs 7 days ago

Virginia 12-month CD rates fell 0.376 points over the past 7 days to 2.405% APY.

6-Month CD — VA Avg
1.548%
▼ 0.827 vs 7 days ago

Virginia 6-month CD rates fell 0.827 points over the past 7 days to 1.548% APY.

As of Aug 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

VA CD Rate Forecast — Next 12 Months

Where are Virginia CD rates headed through August 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

VA 12-Month Avg APY
2.405%
6-Month Forecast
2.405%
Range: 2.21% – 2.56%
12-Month Forecast
2.155%
Range: 1.96% – 2.31%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Virginia average 12-month CD APY in our database.

Spread model: The Virginia 12-month CD average currently trades 1.97% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at VA CD Rates Today

Annual interest earnings at today’s Virginia average APYs. State average used where available; national average as fallback.

CD Term VA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 0.990% $49.52 $99.04 $247.60 $495.20
6-Month CD 1.548% $77.42 $154.84 $387.10 $774.20
12-Month CD 2.405% $120.26 $240.51 $601.28 $1,202.55
18-Month CD 2.479% $123.95 $247.91 $619.78 $1,239.55
24-Month CD 2.619% $130.95 $261.91 $654.78 $1,309.55
36-Month CD 2.634% $131.68 $263.35 $658.38 $1,316.75
48-Month CD 2.684% $134.18 $268.35 $670.88 $1,341.75
60-Month CD 2.775% $138.77 $277.53 $693.83 $1,387.65
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026.

Sample CD Ladder for Jersey, Virginia Savers

$25,000 split equally across 5 terms using today’s Virginia average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit VA Avg APY Annual Earnings
1 3-Month CD $5,000 0.990% $49.52
2 6-Month CD $5,000 1.548% $77.42
3 12-Month CD $5,000 2.405% $120.26
4 24-Month CD $5,000 2.619% $130.95
5 36-Month CD $5,000 2.634% $131.68
Total ($25,000 invested) $25,000 2.039% blended $509.83/yr

Ladder example uses equal $5,000 rungs and Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

857
CD Rates
Tracked in Jersey, Virginia
22 Banks 59 Credit Unions

About Our Jersey, Virginia CD Rate Database

MonitorBankRates tracks 857 CD rates from 22 banks and 59 credit unions with locations in Jersey, Virginia, plus national online institutions available to Virginia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Congressional Federal Credit Union offers a CD at 6.00% APY with a minimum deposit of $100. Use the rate table above to compare all current offers in Jersey, Virginia.

How to Find the Best CD Rates in Jersey, Virginia

What to compare when shopping for a CD in Jersey, Virginia

To find the best APYs in Jersey, Virginia, start with credit unions and online-only banks — Jersey, Virginia has 59 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Jersey, Virginia

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Jersey, Virginia — 81 institutions here report CD rates

Consider an Alternative If…

Virginia Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)

Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$51,121
National avg: $47,340
Poverty Rate
9.9%
National avg: 11.1%
Unemployment Rate
4.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$123/yr
At VA 12-mo avg 2.405% APY

16.7% of residents are 65 or older — below the national average of 17.3%. At today’s VA 12-month CD average of 2.405%, saving 10% of the local median salary ($5,112/year) and putting it in a CD would earn an additional $123 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Jersey, Virginia

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Jersey, Virginia

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Jersey, Virginia typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Jersey, Virginia as everywhere in the U.S.

Choosing a CD Term in Jersey, Virginia

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Jersey, Virginia savers easier access to their funds. For example, Beacon Credit Union Incorporated is offering its Limited Time Special - 6 Months at 4.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Blue Eagle Credit Union is offering its 5 Year Term at 4.25% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Jersey, Virginia Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Jersey, Virginia saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Jersey, Virginia

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Jersey, Virginia CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Jersey, Virginia

Most CDs carry a fixed rate that is locked for the entire term, protecting a Jersey, Virginia depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Jersey, Virginia

Are CD rates in Jersey, Virginia FDIC insured?

Yes, most established banks in Jersey, Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Jersey, Virginia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Jersey, Virginia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Jersey, Virginia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Jersey, Virginia?

Here are recent top rates found for this area:
  • Congressional Federal Credit Union: 6.00% APY (Flexible Saver - 1 Year Certificate)
  • Apple Federal Credit Union: 5.00% APY (12 Month Starter Certificate)
  • PAHO WHO Federal Credit Union: 4.59% APY (36 months)
  • EagleBank: 4.35% APY (12 Month CD)
  • Beacon Credit Union Incorporated: 4.25% APY (Limited Time Special - 6 Months)
  • Blue Eagle Credit Union: 4.25% APY (1 Year Term)
  • Partners 1st Federal Credit Union: 4.07% APY (24 months)
  • Autotruck Financial Credit Union: 4.06% APY (Share Certificate Accounts - 6 Month)
  • Signal Financial Federal Credit Union: 4.05% APY (Business Share Certificate: Term 12 Months)
  • City National Bank: 4.00% APY (Special 6-Month Fixed Rate)
Rates reflect recent verified offers available in Jersey, Virginia. Last Updated: August 28, 2026

Jersey, Virginia CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Jersey, Virginia rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Jersey, Virginia CD Rates by Term

Verified August 28, 2026 — click a rate to use its term and APY
Highest verified APY per term available in Jersey, Virginia. Averages shown use the Virginia state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Jersey, Virginia CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Jersey, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jersey, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026

Jersey, Virginia Rates & Resources