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ABNB Federal Credit Union Rates & Review October 2026

ABNB Federal Credit Union's IRA CD - 60 month (Reg/Roth/Educ) rates are at 3.90%, CD - 60 month rates are at 3.85%, IRA CD - 18 month (Reg/Roth/Educ) rates are at 3.80%, IRA CD - 36 month (Reg/Roth/Educ) rates are at 3.80%, CD - 36 month rates are at 3.75%. ABNB Federal Credit Union's savings rates are at 0.95%. ABNB Federal Credit Union's money market rates are at 3.50%. ABNB Federal Credit Union's checking rates are as high as 0.05%. ABNB Federal Credit Union's Personal Loan Rates are as low as 11.24%. ABNB Federal Credit Union's Credit Card Rates are at 10.49%. MonitorBankRates evaluates the financial stability of ABNB Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.45%. Rates last updated and verified on 10/23/2026.

ABNB Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ABNB Federal Credit Union? Share your experience about ABNB Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ABNB Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.45%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
ABNB Federal Credit Union
Operations Center
830 Greenbrier Cir
Chesapeake, VA 23320-2613
https://www.abnbfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

ABNB Federal Credit Union CD Rates

Product Rate APY Term View More
IRA Certificate - 60 month (Reg/Roth/Educ) 3.832% 3.90% 60 Months
Min Deposit $100,000
Details Balance: $100,000; Early withdrawal penalty may apply at 15-day x original term of dividends on amount withdrawn
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.10% → 3.90% ▲ 0.80 pts · high 3.90% / low 3.10%
2.30%3.50%4.70%Sep 18, 2026: 3.10% APYSep 25, 2026: 3.90% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.90%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 60 month 3.784% 3.85% 60 Months
Min Deposit $100,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.05% → 3.85% ▲ 0.80 pts · high 3.85% / low 3.05%
2.25%3.45%4.65%Sep 18, 2026: 3.05% APYSep 25, 2026: 3.85% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.85%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 60 month (Reg/Roth/Educ) 3.784% 3.85% 60 Months
Min Deposit $1,000
Details Balance: $1,000; Early withdrawal penalty may apply at 15-day x original term of dividends on amount withdrawn
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.10% → 3.85% ▲ 0.75 pts · high 3.85% / low 3.10%
2.35%3.47%4.60%Sep 18, 2026: 3.10% APYSep 25, 2026: 3.85% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.85%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 60 month 3.735% 3.80% 60 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.80% ▲ 0.80 pts · high 3.80% / low 3.00%
2.20%3.40%4.60%Sep 18, 2026: 3.00% APYSep 25, 2026: 3.80% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.80%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 18 month (Reg/Roth/Educ) 3.735% 3.80% 18 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.05% → 3.80% ▲ 0.75 pts · high 3.80% / low 3.05%
2.30%3.43%4.55%Sep 18, 2026: 3.05% APYSep 25, 2026: 3.80% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.80%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 36 month (Reg/Roth/Educ) 3.735% 3.80% 36 Months
Min Deposit $100,000
Details Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.10% → 3.80% ▲ 0.70 pts · high 3.80% / low 3.10%
2.40%3.45%4.50%Sep 18, 2026: 3.10% APYSep 25, 2026: 3.80% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.80%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 36 month 3.687% 3.75% 36 Months
Min Deposit $100,000
Last Updated 10/23/2026
Rate History
1 change since Sep 21, 2026 · 3.05% → 3.75% ▲ 0.70 pts · high 3.75% / low 3.05%
2.35%3.40%4.45%Sep 21, 2026: 3.05% APYSep 25, 2026: 3.75% APYSep 21, 2026Oct 25, 2026
  • Sep 25, 20263.75%▲ from 3.05%
  • Sep 21, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 24 month (Reg/Roth/Educ) 3.687% 3.75% 24 Months
Min Deposit $100,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 2.85% → 3.75% ▲ 0.90 pts · high 3.75% / low 2.85%
1.95%3.30%4.65%Sep 18, 2026: 2.85% APYSep 25, 2026: 3.75% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.75%▲ from 2.85%
  • Sep 18, 20262.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 36 month (Reg/Roth/Educ) 3.687% 3.75% 36 Months
Min Deposit $1,000
Details Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.10% → 3.75% ▲ 0.65 pts · high 3.75% / low 3.10%
2.45%3.43%4.40%Sep 18, 2026: 3.10% APYSep 25, 2026: 3.75% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.75%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 12 month 3.639% 3.70% 12 Months
Min Deposit $100,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.70% ▲ 0.50 pts · high 3.70% / low 3.20%
2.70%3.45%4.20%Sep 18, 2026: 3.20% APYSep 25, 2026: 3.70% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.70%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 18 month 3.639% 3.70% 18 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.70% ▲ 0.70 pts · high 3.70% / low 3.00%
2.30%3.35%4.40%Sep 18, 2026: 3.00% APYSep 25, 2026: 3.70% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.70%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 24 month 3.639% 3.70% 24 months
Min Deposit $100,000
Details Balance: $100,000 and over
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 2.80% → 3.70% ▲ 0.90 pts · high 3.70% / low 2.80%
1.90%3.25%4.60%Sep 18, 2026: 2.80% APYSep 25, 2026: 3.70% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.70%▲ from 2.80%
  • Sep 18, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 36 month 3.639% 3.70% 36 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 21, 2026 · 3.00% → 3.70% ▲ 0.70 pts · high 3.70% / low 3.00%
2.30%3.35%4.40%Sep 21, 2026: 3.00% APYSep 25, 2026: 3.70% APYSep 21, 2026Oct 25, 2026
  • Sep 25, 20263.70%▲ from 3.00%
  • Sep 21, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 12 month (Reg/Roth/Educ) 3.639% 3.70% 12 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.70% ▲ 0.50 pts · high 3.70% / low 3.20%
2.70%3.45%4.20%Sep 18, 2026: 3.20% APYOct 5, 2026: 3.70% APYSep 18, 2026Oct 25, 2026
  • Oct 5, 20263.70%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 12 month (Reg/Roth/Educ) 3.639% 3.70% 12 Months
Min Deposit $100,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.70% ▲ 0.45 pts · high 3.70% / low 3.25%
2.75%3.48%4.20%Sep 18, 2026: 3.25% APYOct 5, 2026: 3.70% APYSep 18, 2026Oct 25, 2026
  • Oct 5, 20263.70%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 24 month (Reg/Roth/Educ) 3.639% 3.70% 24 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 2.80% → 3.70% ▲ 0.90 pts · high 3.70% / low 2.80%
1.90%3.25%4.60%Sep 18, 2026: 2.80% APYSep 25, 2026: 3.70% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.70%▲ from 2.80%
  • Sep 18, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 6 month (Reg/Roth/Educ) 3.639% 3.70% 6 Months
Min Deposit $100,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.70% ▲ 0.45 pts · high 3.70% / low 3.25%
2.75%3.48%4.20%Sep 18, 2026: 3.25% APYSep 25, 2026: 3.70% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.70%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 12 month 3.59% 3.65% 12 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.15% → 3.65% ▲ 0.50 pts · high 3.65% / low 3.15%
2.65%3.40%4.15%Sep 18, 2026: 3.15% APYSep 25, 2026: 3.65% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.65%▲ from 3.15%
  • Sep 18, 20263.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 24 month 3.59% 3.65% 24 months
Min Deposit $1,000
Details Balance: $1,000 and over up to $99,999.99
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 2.80% → 3.65% ▲ 0.85 pts · high 3.65% / low 2.80%
1.95%3.22%4.50%Sep 18, 2026: 2.80% APYSep 25, 2026: 3.65% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.65%▲ from 2.80%
  • Sep 18, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 6 month 3.59% 3.65% 6 Months
Min Deposit $100,000
Last Updated 10/23/2026
Rate History
1 change since Sep 14, 2026 · 3.20% → 3.65% ▲ 0.45 pts · high 3.65% / low 3.20%
2.70%3.43%4.15%Sep 14, 2026: 3.20% APYSep 25, 2026: 3.65% APYSep 14, 2026Oct 25, 2026
  • Sep 25, 20263.65%▲ from 3.20%
  • Sep 14, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 6 month (Reg/Roth/Educ) 3.59% 3.65% 6 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.65% ▲ 0.45 pts · high 3.65% / low 3.20%
2.70%3.43%4.15%Sep 18, 2026: 3.20% APYSep 25, 2026: 3.65% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.65%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Certificate - 9 month (Reg/Roth/Educ) 3.59% 3.65% 9 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.05% → 3.65% ▲ 0.60 pts · high 3.65% / low 3.05%
2.45%3.35%4.25%Sep 18, 2026: 3.05% APYSep 25, 2026: 3.65% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.65%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 6 month 3.542% 3.60% 6 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 14, 2026 · 3.15% → 3.60% ▲ 0.45 pts · high 3.60% / low 3.15%
2.65%3.38%4.10%Sep 14, 2026: 3.15% APYSep 25, 2026: 3.60% APYSep 14, 2026Oct 25, 2026
  • Sep 25, 20263.60%▲ from 3.15%
  • Sep 14, 20263.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Certificate - 9 month 3.542% 3.60% 9 Months
Min Deposit $1,000
Last Updated 10/23/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.60% ▲ 0.60 pts · high 3.60% / low 3.00%
2.40%3.30%4.20%Sep 18, 2026: 3.00% APYSep 25, 2026: 3.60% APYSep 18, 2026Oct 25, 2026
  • Sep 25, 20263.60%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Bump Certificate - 36 month 2.764% 2.80% 36 months
Min Deposit $1,000
Details Member may bump the certificate rate 1 time over the life of the certificate; Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn
Last Updated 10/23/2026
Rate History
No change since Sep 21, 2026 · 2.80% APY · checked 8 times
2.30%2.80%3.30%Sep 21, 2026: 2.80% APYSep 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Bump Certificate - 24 month 2.472% 2.50% 24 Months
Min Deposit $1,000
Details Member may bump the certificate rate 1 time over the life of the certificate; Early withdrawal penalty may apply at 15-day x original term of dividends on amount withdrawn
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Savings Rates

Product Rate APY View More
ProBiz Insured Savings Account 0.946% 0.95%
Min Deposit $0
Min Balance $1
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.95% APY · checked 10 times
0.45%0.95%1.45%Sep 14, 2026: 0.95% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Savings Account 0.20% 0.20%
Min Deposit $100
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 10 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Membership Savings 0.05% 0.05%
Min Deposit $1
Min Balance $1
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Savings 0.05% 0.05%
Min Deposit $1
Min Balance $200
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Youth Savings 0.05% 0.05%
Min Deposit $1
Min Balance $5
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Money Market Rates

Product Rate APY View More
ProBiz Money Market 3.445% 3.50%
Min Balance $1,000,000
Details Balance: $1,000,000 and above; Rates effective 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 9 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Money Market 2.96% 3.00%
Min Balance $500,000
Details Balance: $500,000.00 - $999,999.99; Rates effective 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 9 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Money Market 1.687% 1.70%
Min Balance $250,000
Details Balance: $250,000.00 to $499,999.99; Rates effective 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 1.70% APY · checked 9 times
1.20%1.70%2.20%Sep 18, 2026: 1.70% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Money Market 1.49% 1.50%
Min Balance $150,000
Details Balance: $150,000.00 to $249,999.99; Rates effective 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 9 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Performance Money Market 1.342% 1.35%
Min Deposit $1,000
Min Balance $250,000
Details Balance: > $250,000.00
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 1.35% APY · checked 7 times
0.85%1.35%1.85%Sep 18, 2026: 1.35% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Money Market 1.193% 1.20%
Min Balance $75,000
Details Balance: $75,000.00 to $149,999.99; Rates effective 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 1.20% APY · checked 9 times
0.70%1.20%1.70%Sep 18, 2026: 1.20% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Money Market 1.094% 1.10%
Min Balance $25,000
Details Balance: $25,000.00 to $74,999.99; Rates effective 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 1.10% APY · checked 9 times
0.60%1.10%1.60%Sep 18, 2026: 1.10% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Performance Money Market 0.946% 0.95%
Min Deposit $1,000
Min Balance $100,000
Details Balance: $100,000.00 to $249,999.99
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 0.95% APY · checked 7 times
0.45%0.95%1.45%Sep 18, 2026: 0.95% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Performance Money Market 0.648% 0.65%
Min Deposit $1,000
Min Balance $50,000
Details Balance: $50,000.00 to $99,999.99
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Performance Money Market 0.598% 0.60%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000.00 to $49,999.99
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 0.60% APY · checked 7 times
0.10%0.60%1.10%Sep 18, 2026: 0.60% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Performance Money Market 0.499% 0.50%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000.00 to $9,999.99
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Performance Money Market 0.499% 0.50%
Min Deposit $1,000
Min Balance $10,000
Details Balance: $10,000.00 to $24,999.99
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Money Market 0.499% 0.50%
Min Balance $2,000
Details Balance: $2,000.00 to $24,999.99; Rates effective 12/01/2025
Last Updated 10/23/2026
Rate History
1 change since Sep 14, 2026 · 5.00% → 0.50% ▼ 4.50 pts · high 5.00% / low 0.50%
0.00%4.75%9.50%Sep 14, 2026: 5.00% APYSep 18, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
  • Sep 18, 20260.50%▼ from 5.00%
  • Sep 14, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Checking Rates

Product Rate APY View More
Everyday Earnings Checking 0.05% 0.05%
Min Balance $0
Details Balance: $0.01 and over; Rates are accurate as of 2/20/2024
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
7-Year HELOC - - 5.75%
Details As Low As; Two years to draw funds, plus five years to pay it back; APR fixed based on approved credit with LTV 80% to 100%; Maximum APR 18.00%; Closing costs apply if closed within first two years; Membership and homeowners insurance required
Last Updated 10/23/2026
Rate History
No change since Oct 13, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Oct 13, 2026: 5.75% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
12-Year HELOC - - 6.24%
Details As Low As; Two years to draw funds, plus 10 years to pay it back; APR fixed based on approved credit with LTV 80% to 100%; Maximum APR 18.00%; Closing costs apply if closed within first two years; Membership and homeowners insurance required
Last Updated 10/23/2026
Rate History
No change since Oct 15, 2026 · 6.24% APR · checked 2 times
5.74%6.24%6.74%Oct 15, 2026: 6.24% APROct 15, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
10/10 HELOC - - 7.00%
Details As Low As; Ten years to draw funds, plus 10 years to pay it back; APR is variable based on Prime Rate; Maximum APR 18.00%; Closing costs apply if closed within first two years; Membership and homeowners insurance required
Last Updated 10/23/2026
Rate History
No change since Oct 15, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Oct 15, 2026: 7.00% APROct 15, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
17-Year HELOC - - 7.24%
Details As Low As; Two years to draw funds, plus 15 years to pay it back; APR fixed based on approved credit with LTV 80% to 100%; Maximum APR 18.00%; Closing costs apply if closed within first two years; Membership and homeowners insurance required
Last Updated 10/23/2026
Rate History
No change since Oct 15, 2026 · 7.24% APR · checked 2 times
6.74%7.24%7.74%Oct 15, 2026: 7.24% APROct 15, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Loan - - 4.99% 1-48 months
Details As Low As; Model years 2026-2021
Last Updated 10/23/2026
Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Loan - - 5.09% 49-60 months
Details As Low As; Model years 2026-2021
Last Updated 10/23/2026
Rate History
No change since Sep 17, 2026 · 5.09% APR · checked 8 times
4.59%5.09%5.59%Sep 17, 2026: 5.09% APRSep 17, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Loan - - 5.34% 61-66 months
Details As Low As; Model years 2026-2021
Last Updated 10/23/2026
Rate History
No change since Oct 13, 2026 · 5.34% APR · checked 3 times
4.84%5.34%5.84%Oct 13, 2026: 5.34% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Loan - - 5.49% 67-75 months
Details As Low As; Model years 2026-2021; **72+ months over $20,000
Last Updated 10/23/2026
Rate History
No change since Sep 17, 2026 · 5.49% APR · checked 8 times
4.99%5.49%5.99%Sep 17, 2026: 5.49% APRSep 17, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
New Vehicles, Used Vehicle & Motorcycle (2026-2021) Loan - - 6.74% 76-84 months
Details As Low As; Model years 2026-2021; **84 months over $30,000
Last Updated 10/23/2026
Rate History
No change since Sep 17, 2026 · 6.74% APR · checked 8 times
6.24%6.74%7.24%Sep 17, 2026: 6.74% APRSep 17, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

ABNB Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New & Used Boat & RV Loan (2026-2021) - 7.74% 85-120 months
Details As Low As; Boat & RV loan; APR varies according to credit history of applicant(s)
Last Updated 10/23/2026
Rate History
No change since Oct 13, 2026 · 7.74% APR · checked 3 times
7.24%7.74%8.24%Oct 13, 2026: 7.74% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
New & Used Boat & RV Loan (2026-2021) - 8.04% 121-180 months
Details As Low As; Boat & RV loan; APR varies according to credit history of applicant(s)
Last Updated 10/23/2026
Rate History
No change since Oct 13, 2026 · 8.04% APR · checked 3 times
7.54%8.04%8.54%Oct 13, 2026: 8.04% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
New & Used Boat & RV Loan (2026-2021) - 8.99% 12-84 months
Details As Low As; Boat & RV loan; APR varies according to credit history of applicant(s)
Last Updated 10/23/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR · checked 3 times
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Preferred - 10.49%
Details Published APR range: 10.49% - 18.00%.
Last Updated 10/23/2026
Rate History
1 change since Sep 14, 2026 · 10.24% → 10.49% ▲ 0.25 pts · high 10.49% / low 10.24%
9.74%10.37%10.99%Sep 14, 2026: 10.24% APROct 9, 2026: 10.49% APRSep 14, 2026Oct 25, 2026
  • Oct 9, 202610.49%▲ from 10.24%
  • Sep 14, 202610.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ABNB VISA Signature - 12.99%
Details Published APR range: 12.99% - 16.24%.
Last Updated 10/23/2026
Rate History
1 change since Sep 14, 2026 · 12.74% → 12.99% ▲ 0.25 pts · high 12.99% / low 12.74%
12.24%12.87%13.49%Sep 14, 2026: 12.74% APROct 9, 2026: 12.99% APRSep 14, 2026Oct 25, 2026
  • Oct 9, 202612.99%▲ from 12.74%
  • Sep 14, 202612.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 11.24%
Details APR range 11.24% - 18.00%; APR varies according to credit history of applicant(s); all loans subject to approval
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 11.24% APR · checked 11 times
10.74%11.24%11.74%Sep 14, 2026: 11.24% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ABNB VISA Signature 12.99%
Details Published APR range: 12.99% - 16.24%.
Last Updated 10/23/2026
Rate History
1 change since Sep 14, 2026 · 12.74% → 12.99% ▲ 0.25 pts · high 12.99% / low 12.74%
12.24%12.87%13.49%Sep 14, 2026: 12.74% APROct 9, 2026: 12.99% APRSep 14, 2026Oct 25, 2026
  • Oct 9, 202612.99%▲ from 12.74%
  • Sep 14, 202612.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

ABNB Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Anytime Accounts 0.05% - 0.05%
Min Deposit $5
Min Balance $200
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Christmas Accounts 0.05% - 0.05%
Min Deposit $5
Min Balance $200
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Plus 0.049% - 0.05%
Min Balance $1,000
Details Balance: $1,000 - $50,000; Rates are accurate as of 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Plus 0.099% - 0.10%
Min Balance $50,001
Details Balance: $50,001 and over; Rates are accurate as of 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 10 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Service 0.049% - 0.05%
Min Balance $0
Details Balance: $0 - $50,000; Rates are accurate as of 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
ProBiz Service 0.099% - 0.10%
Min Balance $50,001
Details Balance: $50,001 and over; Rates are accurate as of 12/01/2025
Last Updated 10/23/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

Financial Health History

ABNB Federal Credit Union’s Texas Ratio fell from 7.66% in Q3 2023 to 5.45% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.66% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A+ Q1 2026 5.45% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$914M5.45%5.0A+
March 31, 2026$948M5.79%5.0A+
December 31, 2025$957M7.06%5.0A
September 30, 2025$969M8.89%5.0A
June 30, 2025$946M7.75%5.0A
March 31, 2025$897M6.95%5.0A
December 31, 2024$835M7.69%5.0A
September 30, 2024$846M6.99%5.0A
June 30, 2024$875M6.72%5.0A
March 31, 2024$924M7.92%5.0A
December 31, 2023$882M8.15%5.0A
September 30, 2023$879M7.66%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for ABNB Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ABNB Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ABNB Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ABNB Federal Credit Union
Address 830 Greenbrier Cir, Chesapeake, VA 23320-2613
Phone 757-523-5300
Fax 757-523-5744
President Randolyn Patterson
CEO Charles Mallon
Full-Time Employees 216
Part-Time Employees 4
Branch Locations 15
ATM Locations 15
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.45%
Return on Assets (ROA)
0.0172%
Return on Equity (ROE)
0.2159%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
914,256,943
Total Amount of Shares and Deposits
817,462,788
Total Shares and Deposits < 1 Year
787,297,571
Total Shares and Deposits 1 3 Years
25,050,813
Total Shares and Deposits > 3 Years
5,114,404
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
59,191,095
Total Uninsured Shares and Deposits > $250K (F+J)
59,191,095
Total Insured Shares and Deposits > $250K (item 17 less item K)
758,271,693
Total Interest Expense (Sum of items 6 8)
6,878,008
Share Certificates
6,217
Number of Accounts for Share Drafts
42,016
IRA KEOGH Accounts
1,941
Number of Accounts for Regular Shares
93,895
Non Member Deposits
19,553
Money Market Shares
4,870
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,570,859
Total Liabilities
848,425,670
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

ABNB Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/abnb-federal-credit-union-rates-review-13605">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About ABNB Federal Credit Union

Does ABNB Federal Credit Union offer CDs?

Yes. ABNB Federal Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from ABNB Federal Credit Union NCUA insured?

Yes. ABNB Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at ABNB Federal Credit Union?

The highest CD rate MonitorBankRates has verified for ABNB Federal Credit Union is 3.90% APY on its IRA CD - 60 month (Reg/Roth/Educ), as of October 23, 2026.

What CD terms does ABNB Federal Credit Union offer?

The ABNB Federal Credit Union CD terms we track include 12 month, 18 month, 2 year, 3 year and 5 year terms, with rates from 3.75% to 3.90% APY. The institution may offer other terms or specials that are not listed here, so check with ABNB Federal Credit Union for its full lineup.

What is the highest savings rate at ABNB Federal Credit Union?

The highest savings rate MonitorBankRates has verified for ABNB Federal Credit Union is 0.95% APY on its ProBiz Insured Savings Account, as of October 23, 2026.

What is the highest money market rate at ABNB Federal Credit Union?

The highest money market rate MonitorBankRates has verified for ABNB Federal Credit Union is 3.50% APY on its ProBiz Money Market, as of October 23, 2026.

What is the highest checking rate at ABNB Federal Credit Union?

The highest checking rate MonitorBankRates has verified for ABNB Federal Credit Union is 0.05% APY on its Everyday Earnings Checking, as of October 23, 2026.

What is the lowest auto loan rate at ABNB Federal Credit Union?

The lowest auto loan rate MonitorBankRates has verified for ABNB Federal Credit Union is 4.99% APR on its New Vehicles, Used Vehicle & Motorcycle (2026-2021) Loan, as of October 23, 2026.

What is the lowest personal loan rate at ABNB Federal Credit Union?

The lowest personal loan rate MonitorBankRates has verified for ABNB Federal Credit Union is 11.24% APR on its Personal Loan, as of October 23, 2026.

What is the lowest credit card APR at ABNB Federal Credit Union?

The lowest credit card rate MonitorBankRates has verified for ABNB Federal Credit Union is 10.49% APR on its VISA Preferred Credit Card, as of October 23, 2026.

How many branches does ABNB Federal Credit Union operate?

ABNB Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ABNB Federal Credit Union?

Yes, to access services at ABNB Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ABNB Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ABNB Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does ABNB Federal Credit Union offer online and mobile banking?

Most modern institutions like ABNB Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abnbfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do ABNB Federal Credit Union rates compare?

ABNB Federal Credit Union's top rates are 3.90% APY on its IRA CD - 60 month (Reg/Roth/Educ), 0.95% APY on savings, 3.50% APY on money market, 0.05% APY on checking, personal loans from 11.24% APR and credit cards from 10.49% APR, verified by MonitorBankRates on October 23, 2026. To compare ABNB Federal Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best checking rates, updated daily from banks and credit unions across the country.

Current ABNB Federal Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD3.70%
  • 24-Month CD2.50%
  • 60-Month CD3.80%
  • Savings0.95%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.