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ABNB Federal Credit Union Rates & Review September 2026

ABNB Federal Credit Union's IRA CD - 12 month rates are at 3.25%, IRA CD - 6 month (Reg/Roth/Educ) rates are at 3.25%, CD - 12 month rates are at 3.20%, CD - 6 month rates are at 3.20%, IRA CD - 12 month rates are at 3.20%. ABNB Federal Credit Union's savings rates are at 0.05%. ABNB Federal Credit Union's money market rates are at 0.50%. ABNB Federal Credit Union's Personal Loan Rates are at 11.24%. MonitorBankRates evaluates the financial stability of ABNB Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.79%. Rates last updated and verified on 09/04/2026.

ABNB Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ABNB Federal Credit Union? Share your experience about ABNB Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ABNB Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.79%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
ABNB Federal Credit Union
Operations Center
830 Greenbrier Cir
Chesapeake, VA 23320-2613
https://www.abnbfcu.org
Member NCUA

ABNB Federal Credit Union CD Rates

Product Rate APY Term View More
IRA Certificate - 12 month 3.20% 3.25% 12 Months
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 6 month (Reg/Roth/Educ) 3.20% 3.25%
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 12 month 3.15% 3.20%
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 6 month 3.15% 3.20% 6 Months
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 12 month 3.15% 3.20% 12 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 6 month (Reg/Roth/Educ) 3.15% 3.20%
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 12 month 3.11% 3.15%
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 6 month 3.11% 3.15% 6 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 36 month 3.06% 3.10% 36 Months
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 60 month (Reg/Roth/Educ) 3.06% 3.10% 60 Months
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 36 month 3.01% 3.05%
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 60 month 3.01% 3.05%
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 18 month (Reg/Roth/Educ) 3.01% 3.05% 18 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 36 month 3.01% 3.05% 36 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 60 month (Reg/Roth/Educ) 3.01% 3.05% 60 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 9 month (Reg/Roth/Educ) 3.01% 3.05% 9 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 18 month 2.96% 3.00% 18 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 36 month 2.96% 3.00%
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 60 month 2.96% 3.00%
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 9 month 2.96% 3.00%
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 24 month 2.81% 2.85% 24 Months
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Bump Certificate - 36 month 2.76% 2.80% 36 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 24 month 2.77% 2.80% 24 Months
Min Deposit $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Certificate - 24 month 2.76% 2.80% 24 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Certificate - 24 month 2.72% 2.75% 24 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Bump Certificate - 24 month 2.47% 2.50% 24 Months
Min Deposit $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%

ABNB Federal Credit Union Savings Rates

Product Rate APY View More
ProBiz Insured Savings Account 0.95% 0.95%
Min Deposit $0
Min Balance $1
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
IRA Savings Account 0.20% 0.20%
Min Deposit $100
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
ProBiz Membership Savings 0.05% 0.05%
Min Deposit $1
Min Balance $1
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Savings 0.05% 0.05%
Min Deposit $1
Min Balance $200
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Youth Savings 0.05% 0.05%
Min Deposit $1
Min Balance $5
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%

ABNB Federal Credit Union Money Market Rates

Product Rate APY View More
ProBiz Money Market 3.45% 3.50%
Min Balance $1,000,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
ProBiz Money Market 2.96% 3.00%
Min Balance $500,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
ProBiz Money Market 1.69% 1.70%
Min Balance $250,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
ProBiz Money Market 1.49% 1.50%
Min Balance $150,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Performance Money Market 1.34% 1.35%
Min Balance $250,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
ProBiz Money Market 1.19% 1.20%
Min Balance $75,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
ProBiz Money Market 1.09% 1.10%
Min Balance $25,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Performance Money Market 0.95% 0.95%
Min Balance $100,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Performance Money Market 0.65% 0.65%
Min Balance $50,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Performance Money Market 0.60% 0.60%
Min Balance $25,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Performance Money Market 0.50% 0.50%
Min Balance $1,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
ProBiz Money Market 0.50% 0.50%
Min Balance $2,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%

ABNB Federal Credit Union Checking Rates

Product Rate APY View More
Everyday Earnings Checking 0.05% 0.05%
Min Balance $0
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%

ABNB Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 7-Year HELOC - - 5.75% 7-Year
Details As Low As; Two years to draw funds, plus five years to pay it back.
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Home Equity Line of Credit (HELOC) - - 5.75%
Details No Closing Costs; APRs are fixed rates based on approved credit with an LTV of 80% to 100% and will not increase during the life of the loan. Available to members with qualifying credit. Some restrictions may apply. Closing costs will be applied if the loan is closed within the first two years. Membership required. Homeowners insurance required. Interest may be tax deductible, consult your tax advisor. Maximum annual percentage rate will not exceed 18.00% APR.
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Home Equity 12-Year HELOC - - 6.24% 12-Year
Details As Low As; Two years to draw funds, plus 10 years to pay it back.
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Home Equity 10/10 HELOC - - 6.75% 10/10
Details As Low As; Ten years to draw funds, plus 10 years to pay it back.
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Home Equity 17-Year HELOC - - 7.24% 17-Year
Details As Low As; Two years to draw funds, plus 15 years to pay it back.
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%

ABNB Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loan - - 3.29% 60 months
Details ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). All loans are subject to approval. Late payment fee is 5% of payment amount when more than 7 days late. Some restrictions apply. Rates are subject to change without notice. Payment example: Loan amount of $20,000 at 3.29% APR for 60 months would have a monthly payment of $362.00.
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Used Vehicles (2020 and older) Loan - - 3.29% 60 months
Details ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). All loans are subject to approval. Late payment fee is 5% of payment amount when more than 7 days late. Some restrictions apply. Rates are subject to change without notice. Payment example: Loan amount of $20,000 at 3.29% APR for 60 months would have a monthly payment of $362.00.
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Vehicle Loan - - 4.99% 1-48 months
Details As Low As
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Vehicle Loan - - 5.09% 49-60 months
Details As Low As
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Vehicle Loan - - 5.49% 67-75 months
Details As Low As; **72+ months over $20,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
Vehicle Loan - - 6.74% 76-84 months
Details As Low As; **84 months over $30,000
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%

ABNB Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Preferred - 10.24%
Details APR range: 10.24% - 18.00%
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
ABNB VISA Signature - 12.74%
Details APR range: 12.74% - 15.99%
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%

ABNB Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 11.24%
Details APR range: 11.24% - 18.00%
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%
ABNB VISA Signature 12.74%
Details APR range: 12.74% - 15.99%
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.79%

Financial Health History

ABNB Federal Credit Union’s Texas Ratio fell from 6.36% in Q2 2023 to 5.79% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 6.36% A Q2 2023 A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 5.79% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$948M5.79%5.0A+
December 31, 2025$957M7.06%5.0A
September 30, 2025$969M8.89%5.0A
June 30, 2025$946M7.75%5.0A
March 31, 2025$897M6.95%5.0A
December 31, 2024$835M7.69%5.0A
September 30, 2024$846M6.99%5.0A
June 30, 2024$875M6.72%5.0A
March 31, 2024$924M7.92%5.0A
December 31, 2023$882M8.15%5.0A
September 30, 2023$879M7.66%5.0A
June 30, 2023$880M6.36%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for ABNB Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ABNB Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ABNB Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ABNB Federal Credit Union
Address 830 Greenbrier Cir, Chesapeake, VA 23320-2613
Phone 757-523-5300
Fax 757-523-5744
President Randolyn Patterson
CEO Charles Mallon
Full-Time Employees 224
Part-Time Employees 3
Branch Locations 15
ATM Locations 15
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.79%
Return on Assets (ROA)
-0.0175%
Return on Equity (ROE)
-0.2289%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
947,782,847
Total Amount of Shares and Deposits
830,531,013
Total Shares and Deposits < 1 Year
784,029,768
Total Shares and Deposits 1 3 Years
40,090,953
Total Shares and Deposits > 3 Years
6,410,292
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
60,210,134
Total Uninsured Shares and Deposits > $250K (F+J)
60,210,134
Total Insured Shares and Deposits > $250K (item 17 less item K)
770,320,879
Total Interest Expense (Sum of items 6 8)
3,651,035
Share Certificates
6,553
Number of Accounts for Share Drafts
42,039
IRA KEOGH Accounts
1,975
Number of Accounts for Regular Shares
93,692
Non Member Deposits
19,554
Money Market Shares
4,854
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
24,471,973
Total Liabilities
882,174,761
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

ABNB Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/credit-unions/abnb-federal-credit-union-rates-review-13605">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About ABNB Federal Credit Union

How many branches does ABNB Federal Credit Union operate?

ABNB Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ABNB Federal Credit Union?

Yes, to access services at ABNB Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ABNB Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ABNB Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does ABNB Federal Credit Union offer online and mobile banking?

Most modern institutions like ABNB Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abnbfcu.org.

Current ABNB Federal Credit Union Rates

  • 12-Month CD3.15%
  • 18-Month CD3.00%
  • 24-Month CD2.50%
  • 60-Month CD3.00%
  • Savings0.05%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.