Best Personal Loan Rates in Virginia - June 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Virginia include: Arlington Community Federal Credit UnionArlington Community Federal Credit Union2130 N Glebe Rd, Arlington, VA, 22207A+5.0 ★Texas Ratio: 5.63% offering New and Used: Seven Years and Newer Loan at 3.99% APR, Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit Union3711 Huntington Ave, Newport News, VA, 23607A+5.0 ★Texas Ratio: 4.17% offering INTRODUCTORY RATE OFFER Loan at 3.99% APR, Baxter Credit UnionBaxter Credit Union1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Northwest Federal Credit UnionNorthwest Federal Credit Union14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116A+5.0 ★Texas Ratio: 2.13% offering New 2026 Loan at 4.59% APR, and United Southeast Federal Credit UnionUnited Southeast Federal Credit Union2555 Lee Highway, Bristol, VA, 24201 1625A+5.0 ★Texas Ratio: 2.38% offering Personal Loans at 5.15% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Virginia side-by-side. Virginia personal loan rates currently start as low as 3.99% APR from Arlington Community Federal Credit Union at 2130 N Glebe Rd, Arlington, VA, 22207. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Virginia Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New and Used: Seven Years and Newer Loan
3.99%
▼
APR3.99%
Last UpdatedJune 19, 2026
Details
As Low As; Fixed APR*
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New and Used: Seven Years and Newer, 36 Months Loan
3.99%
▼
APR3.99%
Last UpdatedJune 19, 2026
Details
As Low As; Sample Monthly Payment for $20,000: $590
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
INTRODUCTORY RATE OFFER Loan
3.99%
▼
APR3.99%
Last UpdatedJune 19, 2026
Details
Intro rate for balance transfers made in the first 30 days. Rates following intro period are 11.49%-18.00% based on creditworthiness and vary based on the prime rate.
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New and Used: Seven Years and Newer Loan
4.39%
▼
APR4.39%
Last UpdatedJune 19, 2026
Details
As Low As; Fixed APR*
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New & Used: Seven Years and Newer, 60 Months Loan
4.39%
▼
APR4.39%
Last UpdatedJune 19, 2026
Details
As Low As; Sample Monthly Payment for $20,000: $372
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJune 19, 2026
Details
No additional details available.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
New 2026 Loan
4.59%
▼
APR4.59%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 80% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2024 Loan
4.59%
▼
APR4.59%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2025-2026 Loan
4.59%
▼
APR4.59%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJune 19, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New & Used: Seven Years and Newer, 72 Months Loan
4.65%
▼
APR4.65%
Last UpdatedJune 19, 2026
Details
As Low As; Sample Monthly Payment for $20,000: $319
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New and Used: Seven Years and Newer Loan
4.65%
▼
APR4.65%
Last UpdatedJune 19, 2026
Details
As Low As; Fixed APR*
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2023 Loan
4.69%
▼
APR4.69%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJune 19, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2022 Loan
4.89%
▼
APR4.89%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 12-48 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2025-2026 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 49-60 months Loan
5.09%
▼
APR5.09%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2024 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
New 2026 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 80% LTV
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA, 24201 1625
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedJune 19, 2026
Details
Amount: Up to $2000
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2023 Loan
5.19%
▼
APR5.19%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 12-48 months Loan
5.24%
▼
APR5.24%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
702 Elm St, Hopewell, VA, 23860
Tractors Loan
5.25%
▼
APR5.25%
Last UpdatedJune 19, 2026
Details
No additional details available.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2025-2026 Loan
5.29%
▼
APR5.29%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 49-60 months Loan
5.34%
▼
APR5.34%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 12-48 months Loan
5.39%
▼
APR5.39%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2022 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2024 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
New 2026 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 80% LTV
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
As low as $30.20+
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
Annual Percentage Rate
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
As Low As
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 61-66 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 49-60 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2023 Loan
5.59%
▼
APR5.59%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 12-48 months Loan
5.64%
▼
APR5.64%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New & Used: Seven Years and Newer, 84 Months Loan
5.65%
▼
APR5.65%
Last UpdatedJune 19, 2026
Details
As Low As; Sample Monthly Payment for $20,000: $289
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New and Used: Seven Years and Newer Loan
5.65%
▼
APR5.65%
Last UpdatedJune 19, 2026
Details
As Low As; Fixed APR*
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2021 Loan
5.69%
▼
APR5.69%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA, 24201 1625
New & Used Loan
5.70%
▼
APR5.70%
Last UpdatedJune 19, 2026
Details
As Low As; 100% Retail
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA, 24201 1625
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedJune 19, 2026
Details
As Low As
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 61-66 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 67-75 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 49-60 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
305 S Railroad Ave, Galax, VA, 24333 4024
Energy Saver Loans
5.75%
▼
APR5.75%
Last UpdatedJune 19, 2026
Details
No additional details available.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
New 2026 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 80% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2022 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 61-66 months Loan
5.89%
▼
APR5.89%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Equity Loan
5.99%
▼
APR5.99%
Last UpdatedJune 19, 2026
Details
Annual Percentage Rate
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 67-75 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
230 N Royal Ave, Front Royal, VA, 22630 2616
Spring Loan Special
5.99%
▼
APR5.99%
Last UpdatedJune 19, 2026
Details
No additional details available.
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
6801 Industrial Rd, Springfield, VA, 22151
5 years Loan
6.00%
▼
APR6.00%
Last UpdatedJune 19, 2026
Details
Up to $100,000
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2025-2026 Loan
6.04%
▼
APR6.04%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2024 Loan
6.04%
▼
APR6.04%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 61-66 months Loan
6.14%
▼
APR6.14%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 67-75 months Loan
6.14%
▼
APR6.14%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.15%
▼
APR6.15%
Last UpdatedJune 19, 2026
Details
As Low As; Maximum $3,000
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2021 Loan
6.19%
▼
APR6.19%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.72%
501 Dulany St, Alexandria, VA, 22314
Medical residency loan
6.21%
▼
APR6.21%
Last UpdatedJune 19, 2026
Details
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 12-48 months Loan
6.24%
▼
APR6.24%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
224 Commons Way, Williamsburg, VA, 23185
Credit Builder Loan
6.25%
▼
APR6.25%
Last UpdatedJune 19, 2026
Details
As Low As; $500 - $1,000. Rate is the share certificate rate plus 6%. Loan amounts between $500 to $1,000. The proceeds of the loan will be the funds used to create the share certificate. Member account must be in good standing for the last 90 days in order to qualify for the loan. "Good standing" is defined as no returned items and proper use of overdraft facilities. the term of the loan must range from 6 to 12 months. Auto-pay required.
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.72%
501 Dulany St, Alexandria, VA, 22314
Medical residency loan
6.33%
▼
APR6.33%
Last UpdatedJune 19, 2026
Details
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 49-60 months Loan
6.34%
▼
APR6.34%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.72%
501 Dulany St, Alexandria, VA, 22314
Bar exam loan
6.38%
▼
APR6.38%
Last UpdatedJune 19, 2026
Details
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.72%
501 Dulany St, Alexandria, VA, 22314
Dental residency loan
6.38%
▼
APR6.38%
Last UpdatedJune 19, 2026
Details
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 12-48 months Loan
6.39%
▼
APR6.39%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 67-75 months Loan
6.39%
▼
APR6.39%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA, 23606
VA 30 Loan
6.42%
▼
APR6.42%
Last UpdatedJune 19, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedJune 19, 2026
Details
As Low As
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 49-60 months Loan
6.49%
▼
APR6.49%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Summer Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA, 23606
Credit Builder Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
No additional details available.
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.72%
501 Dulany St, Alexandria, VA, 22314
Dental residency loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 12-48 months Loan
6.64%
▼
APR6.64%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 12-48 months Loan
6.64%
▼
APR6.64%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
Used 2021 Loan
6.69%
▼
APR6.69%
Last UpdatedJune 19, 2026
Details
Maximum LTV: 90% LTV
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 49-60 months Loan
6.74%
▼
APR6.74%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 49-60 months Loan
6.74%
▼
APR6.74%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 76-84 months Loan
6.74%
▼
APR6.74%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 61-66 months Loan
6.74%
▼
APR6.74%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedJune 19, 2026
Details
As Low As; Fixed APR
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Recreational Loans
6.79%
▼
APR6.79%
Last UpdatedJune 19, 2026
Details
As Low As
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 61-66 months Loan
6.89%
▼
APR6.89%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
No additional details available.
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA, 23112
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA, 23112
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 67-75 months Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 76-84 months Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
6222 Little River Tpke, Alexandria, VA, 22312 1714
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As; 6.99%
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
400 N Columbus St, Alexandria, VA, 22314
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
Maximum Financed: $8,000; Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
As Low As; APR
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.77%
6801 Industrial Rd, Springfield, VA, 22151
10 years Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
Up to $250,000
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.72%
501 Dulany St, Alexandria, VA, 22314
Bar exam loan
7.01%
▼
APR7.01%
Last UpdatedJune 19, 2026
Details
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 76-84 months Loan
7.14%
▼
APR7.14%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 61-66 months Loan
7.14%
▼
APR7.14%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 67-75 months Loan
7.14%
▼
APR7.14%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 61-66 months Loan
7.14%
▼
APR7.14%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.24%
▼
APR7.24%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.25%
▼
APR7.25%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA, 24273
New Toy Loan
7.25%
▼
APR7.25%
Last UpdatedJune 19, 2026
Details
As Low As; (2027, 2026 & 2025) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 67-75 months Loan
7.39%
▼
APR7.39%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 67-75 months Loan
7.39%
▼
APR7.39%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Up to 6 Years Old 76-84 months Loan
7.39%
▼
APR7.39%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
1130 W Broad St, Falls Church, VA, 22046 2114
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedJune 19, 2026
Details
Rates as low as 7.44% APR. No application fees, and no payment for 45 days.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
36 months Loan
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As; 7.49% APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
60 months Loan
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As; 7.49% APR
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As; APR=Annual Percentage Rate.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
24 months Loan
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As; 7.49% APR
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
135 Stewart Dr, Franklin, VA, 23851
Lot Purchases Loan
7.50%
▼
APR7.50%
Last UpdatedJune 19, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.50%
▼
APR7.50%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 12-48 months Loan
7.64%
▼
APR7.64%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 49-60 months Loan
7.74%
▼
APR7.74%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
1018 W Main St, Charlottesville, VA, 22903 2820
Loan
7.74%
▼
APR7.74%
Last UpdatedJune 19, 2026
Details
Up to $50,000; As Low As; A loan of $2,500 for 36 months will have a monthly payment ranging from $78.04 to $90.99.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
84 months Loan
7.74%
▼
APR7.74%
Last UpdatedJune 19, 2026
Details
As Low As; 7.74% APR
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 19, 2026
Details
As Low As; Fixed APR
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 19, 2026
Details
Maximum: $125,000
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA, 24273
Used Toy Loan
7.75%
▼
APR7.75%
Last UpdatedJune 19, 2026
Details
As Low As; (7 years old or newer) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA, 24201 1625
Platinum Preferred Loan
7.90%
▼
APR7.90%
Last UpdatedJune 19, 2026
Details
Limits: $500-$50,000
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedJune 19, 2026
Details
Maximum Amount: $10,000
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
New 2025+ Under 10,000 Miles 76-84 months Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
Amount Financed: up to $20,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; Loan Amount: $500+
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; $50,000 maximum loan amount
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; $50,000 maximum loan amount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA, 23875
Lifestyle Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; 7.99% to 17.99%
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA, 24201 1625
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
Amount: Up to 100%
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
400 N Columbus St, Alexandria, VA, 22314
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; Maximum APR: 18.00%. Rates include discounts for automatic payment and Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
400 N Columbus St, Alexandria, VA, 22314
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
50 W Commerce Rd, Richmond, VA, 23224 2316
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
Maximum: $125,000
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedJune 19, 2026
Details
A *APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
8.00%
▼
APR8.00%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
10 Years old or newer Loan
8.00%
▼
APR8.00%
Last UpdatedJune 19, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
400 N Columbus St, Alexandria, VA, 22314
Summertime Loan
8.00%
▼
APR8.00%
Last UpdatedJune 19, 2026
Details
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Unsecured Optionline Tier 1 Loan
8.00%
▼
APR8.00%
Last UpdatedJune 19, 2026
Details
No additional details available.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 61-66 months Loan
8.14%
▼
APR8.14%
Last UpdatedJune 19, 2026
Details
APR* up to 18.00%
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3711 Huntington Ave, Newport News, VA, 23607
Used Over 6 Years Old 76-84 months Loan
8.14%
▼
APR8.14%
Last UpdatedJune 19, 2026
Details
APR* up to: 17.99%
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New & Used: Seven Years and Newer, 96 Months Loan
8.19%
▼
APR8.19%
Last UpdatedJune 19, 2026
Details
As Low As; Sample Monthly Payment for $20,000: $714
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA, 22207
New and Used: Seven Years and Newer Loan
8.19%
▼
APR8.19%
Last UpdatedJune 19, 2026
Details
As Low As; Fixed APR*
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 11.31%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedJune 19, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedJune 19, 2026
Details
Maximum: $125,000
Powered by
MonitorBankRates
Virginia Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA, 24201 1625
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedJune 19, 2026
Details
Amount: Up to $2000
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
Annual Percentage Rate
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
As low as $30.20+
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.15%
▼
APR6.15%
Last UpdatedJune 19, 2026
Details
As Low As; Maximum $3,000
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.87%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedJune 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedJune 19, 2026
Details
As Low As; Fixed APR
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA, 23112
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA, 23112
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
6222 Little River Tpke, Alexandria, VA, 22312 1714
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As; 6.99%
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
1130 W Broad St, Falls Church, VA, 22046 2114
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedJune 19, 2026
Details
Rates as low as 7.44% APR. No application fees, and no payment for 45 days.
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As; APR=Annual Percentage Rate.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 19, 2026
Details
Maximum: $125,000
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 19, 2026
Details
As Low As; Fixed APR
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
Maximum: $125,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
400 N Columbus St, Alexandria, VA, 22314
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; $50,000 maximum loan amount
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; Loan Amount: $500+
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedJune 19, 2026
Details
A *APR
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 11.31%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedJune 19, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedJune 19, 2026
Details
Maximum: $125,000
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Virginia Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
224 Commons Way, Williamsburg, VA, 23185
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedJune 19, 2026
Details
As Low As; $500 - $20,000. Limited time offer
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA, 23510 2107
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJune 19, 2026
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA, 23606
Debt Consolidation Loan
16.99%
▼
APR16.99%
Last UpdatedJune 19, 2026
Details
No additional details available.
Powered by
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Virginia Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
400 N Columbus St, Alexandria, VA, 22314
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
Maximum Financed: $8,000; Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedJune 19, 2026
Details
Maximum Amount: $10,000
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
50 W Commerce Rd, Richmond, VA, 23224 2316
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
400 N Columbus St, Alexandria, VA, 22314
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As; Maximum APR: 18.00%. Rates include discounts for automatic payment and Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 19, 2026
Details
Amount Financed: up to $20,000
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MonitorBankRates
Virginia Personal Loan Rate Trends
Compare local Virginia personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — VA Avg
10.552%
▼ 0.615 vs 7 days ago
Virginia personal loan rates fell 0.615 points over the past 7 days to 10.552% APR.
Signature Loan — VA Avg
9.759%
▼ 0.090 vs 7 days ago
Virginia signature loan rates fell 0.090 points over the past 7 days to 9.759% APR.
As of Jun 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
Most lenders in Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Virginia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Virginia?
Yes. Debt consolidation is one of the most common uses of personal loans in Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Virginia?
Credit unions in Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Virginia?
- Arlington Community Federal Credit Union: 3.99% (New and Used: Seven Years and Newer Loan)
- Newport News Shipbuilding Employees Credit Union: 3.99% (INTRODUCTORY RATE OFFER Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Northwest Federal Credit Union: 4.59% (New 2026 Loan)
- United Southeast Federal Credit Union: 5.15% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026.
