Best Personal Loan Rates in Virginia Beach, Virginia (VA) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Virginia Beach, Virginia include: Baxter Credit UnionBaxter Credit Union1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Pentagon Federal Credit UnionPentagon Federal Credit Union4920 Haygood Rd, Virginia Beach, VA, 23455A5.0 ★Texas Ratio: 10.64% offering VA Loan at 5.81% APR, 1st Advantage Federal Credit Union1st Advantage Federal Credit Union5386 Kempsriver Dr Ste 104, Virginia Beach, VA, 23464A+5.0 ★Texas Ratio: 2.79% offering Credit Builder Loan at 6.25% APR, Chartway Credit UnionChartway Credit Union5700 Cleveland St, Virginia Beach, VA, 23462 1752A+5.0 ★Texas Ratio: 1.26% offering Equity Loan at 6.49% APR, and Langley Federal Credit UnionLangley Federal Credit Union930 First Colonial Rd, Virginia Beach, VA, 23454 3180A5.0 ★Texas Ratio: 11.01% offering Credit Builder Loan at 6.50% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Virginia Beach, Virginia can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Virginia Beach, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Virginia Beach, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 25, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
4920 Haygood Rd, Virginia Beach, VA, 23455
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
4920 Haygood Rd, Virginia Beach, VA, 23455
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 25, 2026
Details
No additional details available.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
5386 Kempsriver Dr Ste 104, Virginia Beach, VA, 23464
Credit Builder Loan
6.25%
▼
APR6.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
4920 Haygood Rd, Virginia Beach, VA, 23455
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Equity Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Credit Builder Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 25, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
5386 Kempsriver Dr Ste 104, Virginia Beach, VA, 23464
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedMarch 25, 2026
Details
As Low As; Limited time offer
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
PERSONAL LOANS Maximum amount
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
$10,000.00; Loan rate starting at..., based on credit score.
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA, 23464 4204
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
5386 Kempsriver Dr Ste 104, Virginia Beach, VA, 23464
Fixed Term Signature Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
4388 Holland Rd, Virginia Beach, VA, 23452
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Extra Personal Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Personal Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Debt Consolidation
16.99%
▼
APR16.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
FLEX LOANS (Credit Rebuilder) Phase 1
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
up to $500.00
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
FLEX LOANS (Credit Rebuilder) Phase 2
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
up to $1,000.00
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
PAY DAY ALTERNATIVE LOAN Maximum amount
28.00%
▼
APR28.00%
Last UpdatedMarch 25, 2026
Details
$1,000.00; $20.00 application fee
United Methodist Credit Union
Institution Rating:
F2.7 ★Texas Ratio: 42.14%
7305 Boulder View Ln, North Chesterfield, VA, 23225 4953
Organizational Shares/CD Pledge Loan
4.00%
▼
APR4.00%
Last UpdatedMarch 25, 2026
Details
Share/CD rate plus 4% with a floor of 4.00%
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Loan Term
4.40%
▼
APR4.40%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Loan Term
4.90%
▼
APR4.90%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 25, 2026
Details
above dividend rate earned by 12 Month Share Certificate
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Loan Term
5.40%
▼
APR5.40%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA, 22314
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedMarch 25, 2026
Details
Fixed rates
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedMarch 25, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Bridge to Retirement Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
305 S Railroad Ave, Galax, VA, 24333 4024
Energy Saver Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 25, 2026
Details
up to 180 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
305 S Railroad Ave, Galax, VA, 24333 4024
Solar Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 25, 2026
Details
up to 240 months
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA, 22314
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 25, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA, 22314
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 25, 2026
Details
Variable rates
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedMarch 25, 2026
Details
As Low As
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Loan Term
5.90%
▼
APR5.90%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
5 Year Equity Loan Promotion1
5.99%
▼
APR5.99%
Last UpdatedMarch 25, 2026
Details
As Low As; 60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value.
FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Spring Loan Special
5.99%
▼
APR5.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Spring Personal Loan Special
5.99%
▼
APR5.99%
Last UpdatedMarch 25, 2026
Details
Offer ends June 19, 2026
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
Loan Special
6.00%
▼
APR6.00%
Last UpdatedMarch 25, 2026
Details
$1,500
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Campus Bookstore Loan
6.15%
▼
APR6.15%
Last UpdatedMarch 25, 2026
Details
As Low As; Maximum $3,000
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA, 22102
VA Loans
6.43%
▼
APR6.43%
Last UpdatedMarch 25, 2026
Details
30-Year Rates As Low As; Primary Residence
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
10 Year Equity Loan Promotion2
6.49%
▼
APR6.49%
Last UpdatedMarch 25, 2026
Details
As Low As; 120 month fixed rate. Offer available for a limited time. Up to 90% Loan to Value.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 25, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 25, 2026
Details
As Low As; Special fixed up to 15 months!
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Loan Term
6.65%
▼
APR6.65%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 25, 2026
Details
As Low As
NY FIREFIGHTERS BRAVEST
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
10300 Eaton Pl Ste 330, fairfax, VA, 22030 2242
Personal/Unsecured/Debt Consolidation
6.84%
▼
APR6.84%
Last UpdatedMarch 25, 2026
Details
As Low As; New electronics, home renovations, catch up on bills.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 25, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA, 23112
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Up to 36 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6222 Little River Tpke, Alexandria, VA, 22312 1714
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Maximum Financed $8,000
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA, 24019 3002
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Vacation Loan Promo
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
Limited Time Offer (subject to credit qualification)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 25, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
7.15%
▼
APR7.15%
Last UpdatedMarch 25, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA, 22827 3628
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 25, 2026
Details
As Low As; Loan amount $10,000 - $400,000
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 25, 2026
Details
As Low As; terms to 60 months
Augusta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
18 GOVERNMENT CENTER LN, VERONA, VA, 24482 2678
Special Tax Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 25, 2026
Details
12-month payback; Borrow up to $2000
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 25, 2026
Details
As Low As; 37-48 months
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed up to 36 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details
As Low As
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Personal Loan
7.79%
▼
APR7.79%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedMarch 25, 2026
Details
Maximum Amount: $10,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 25, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Amount Financed up to $20,000
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Convenience Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
$500 - $50,000, 6 - 84 Months. Fixed Rate.
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Debt180 Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
$500 - $50,000, 6 - 84 Months. Fixed Rate.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; 49-66 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4495 Crossings Blvd, Prince George, VA, 23875
Lifestyle Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; From 6 to 84 months
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; - $50,000 maximum loan amount
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
Balance Transfer Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
360 Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Lowest rate available with qualifying credit. Your rate is based on creditworthiness.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; The Signature rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
As Low As; terms to 120 months
Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
Variable Rate Solar Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
As Low As; $75,000 max loan amount; No penalty for early repayment; Initial 5 year fixed rate; Total Loan Term is 15 years4
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
8.15%
▼
APR8.15%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Land or Lot Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 25, 2026
Details
$5,000 - $200,000. 10-acre maximum.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Loan Term
8.45%
▼
APR8.45%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
8300 Arlington Blvd, Fairfax, VA, 22031
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.79%
▼
APR8.79%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details
Maximum Amount: $10,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details
As Low As; Loan Amount $500-$40,000
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As; - $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA, 23860
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA, 24022
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
Up To 84 Month Term
Salem VA Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1970 Roanoke Blvd, Salem, VA, 24153
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Newport News Municipal Emloyees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
502 Operations Dr, Newport News, VA, 23602 6989
Personal
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
based on amt. financed
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
9.15%
▼
APR9.15%
Last UpdatedMarch 25, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 25, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
6320 Logans Ln, Lynchburg, VA, 24502
Security Only Loans 48 Months
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
As Low As
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA, 23851
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA, 20190 5919
Consumer Loans
9.39%
▼
APR9.39%
Last UpdatedMarch 25, 2026
Details
As Low As
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA, 23606
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
723 5th St NE, Roanoke, VA, 24016 2123
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA, 20190 5919
Consumer Loans
9.59%
▼
APR9.59%
Last UpdatedMarch 25, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed up to 60 months
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans Starting at
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Appy Assist Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Vacation Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
Maximum Amount: $10,000
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA, 24019 3002
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As; No collateral required. Up to 35 months to repay.
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
$50,000
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
Unsecured Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
Amount Financed: $21,000.00; Rate based on evaluation of credit history.
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As; - $50,000 maximum loan amount
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA, 23228
Personal, Wedding, Vacation, Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA, 23228
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
Regular APR: 9.99% to 18.00%
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
4201 Members Way, Fairfax, VA, 22030
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
PERSONAL LOANS Maximum amount
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
$10,000.00; Loan rate starting at..., based on credit score.
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA, 23464 4204
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
4388 Holland Rd, Virginia Beach, VA, 23452
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Extra Personal Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Personal Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 25, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedMarch 25, 2026
Details
As Low As
FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Spring Personal Loan Special
5.99%
▼
APR5.99%
Last UpdatedMarch 25, 2026
Details
Offer ends June 19, 2026
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedMarch 25, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 25, 2026
Details
As Low As; Special fixed up to 15 months!
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 25, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA, 23112
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6222 Little River Tpke, Alexandria, VA, 22312 1714
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA, 24019 3002
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 25, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
7.15%
▼
APR7.15%
Last UpdatedMarch 25, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed up to 36 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details
As Low As
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Personal Loan
7.79%
▼
APR7.79%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; - $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
8.15%
▼
APR8.15%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
8300 Arlington Blvd, Fairfax, VA, 22031
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details
As Low As; Loan Amount $500-$40,000
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As; - $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA, 24022
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
Up To 84 Month Term
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
9.15%
▼
APR9.15%
Last UpdatedMarch 25, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 25, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA, 23851
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA, 23606
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed up to 60 months
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans Starting at
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As; - $50,000 maximum loan amount
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA, 23228
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
Regular APR: 9.99% to 18.00%
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA, 24019 3002
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As; No collateral required. Up to 35 months to repay.
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
$50,000
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
5386 Kempsriver Dr Ste 104, Virginia Beach, VA, 23464
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedMarch 25, 2026
Details
As Low As; Limited time offer
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Debt Consolidation
16.99%
▼
APR16.99%
Last UpdatedMarch 25, 2026
Details
As Low As
NY FIREFIGHTERS BRAVEST
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
10300 Eaton Pl Ste 330, fairfax, VA, 22030 2242
Personal/Unsecured/Debt Consolidation
6.84%
▼
APR6.84%
Last UpdatedMarch 25, 2026
Details
As Low As; New electronics, home renovations, catch up on bills.
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Debt180 Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
$500 - $50,000, 6 - 84 Months. Fixed Rate.
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA, 23228
Personal, Wedding, Vacation, Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA, 23510 2107
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA, 23510 2107
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 25, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
5386 Kempsriver Dr Ste 104, Virginia Beach, VA, 23464
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedMarch 25, 2026
Details
As Low As; Limited time offer
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
5386 Kempsriver Dr Ste 104, Virginia Beach, VA, 23464
Fixed Term Signature Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Up to 36 months
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 25, 2026
Details
As Low As; 37-48 months
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedMarch 25, 2026
Details
Maximum Amount: $10,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; The Signature rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; 49-66 months
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Amount Financed up to $20,000
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.79%
▼
APR8.79%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details
Maximum Amount: $10,000
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Salem VA Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1970 Roanoke Blvd, Salem, VA, 24153
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
723 5th St NE, Roanoke, VA, 24016 2123
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
Maximum Amount: $10,000
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
4201 Members Way, Fairfax, VA, 22030
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
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No home improvement personal loan rates found in Virginia Beach, VA currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
Most lenders in Virginia Beach, Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Virginia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Virginia Beach, Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Virginia?
Yes. Debt consolidation is one of the most common uses of personal loans in Virginia Beach, Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Virginia Beach, Virginia?
Credit unions in Virginia Beach, Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Virginia Beach, Virginia?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Pentagon Federal Credit Union: 5.81% (VA Loan)
- 1st Advantage Federal Credit Union: 6.25% (Credit Builder Loan)
- Chartway Credit Union: 6.49% (Equity Loan)
- Langley Federal Credit Union: 6.50% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Virginia Beach, Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 25, 2026.
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