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Mortgage Lenders and Brokers in Virginia Beach, Virginia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Virginia Beach, Virginia mortgage lenders include Dollar Bank, FSBDollar Bank, FSB1932 Laskin Rd, Virginia Beach, VA 23454A+5.0 ★Texas Ratio: 5.29%, Wells Fargo Bank NAWells Fargo Bank NA2821 Shore Dr, Virginia Beach, VA 23451A+5.0 ★Texas Ratio: 5.36%, Chartway FCUChartway FCU5700 Cleveland St, Virginia Beach, VA 23462 1752, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2220 General Booth Blvd, Virginia Beach, VA 23454A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2061 Lynnhaven Pkwy, Virginia Beach, VA 23456A+5.0 ★Texas Ratio: 4.14%, Beach Municipal FCUBeach Municipal FCU4164 Virginia Beach Blvd, Virginia Beach, VA 23452A+5.0 ★Texas Ratio: 2.63%, Truist BankTruist Bank4592 Virginia Beach Blvd, Virginia Beach, VA 23462A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association3545 Dam Neck Rd, Virginia Beach, VA 23453A+5.0 ★Texas Ratio: 4.85%, Atlantic Union BankAtlantic Union Bank5472 Indian River Rd, Virginia Beach, VA 23464A+5.0 ★Texas Ratio: 2.51%, and Southern Bank and Trust CompanySouthern Bank and Trust Company1870 Kempsville Rd, Virginia Beach, VA 23464A+5.0 ★Texas Ratio: 1.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Virginia Beach, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Virginia Beach are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Virginia Beach, Virginia

Market share is the lender's share of all home loans closed in Virginia Beach, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Dollar Bank, FSB 9 offices in Virginia Beach 1932 Laskin Rd, Virginia Beach, VA 23454 A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA, Jumbo, HELOC	73 +26 HELOCs	0.8%	68.5%	$190,890	View
Wells Fargo Bank NA 8 offices in Virginia Beach 2821 Shore Dr, Virginia Beach, VA 23451 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	69	0.8%	76.7%	$353,985	View
Chartway FCU 5700 Cleveland St, Virginia Beach, VA 23462 1752	Conventional, Jumbo, HELOC	63 +187 HELOCs	0.7%	71.1%	$178,492
JPMorgan Chase Bank, NA 3 offices in Virginia Beach 2220 General Booth Blvd, Virginia Beach, VA 23454 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	56 +2 HELOCs	0.6%	96.6%	$570,178	View
Bank of America NA 6 offices in Virginia Beach 2061 Lynnhaven Pkwy, Virginia Beach, VA 23456 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	55 +125 HELOCs	0.6%	94.8%	$633,363	View
Beach Municipal FCU 4164 Virginia Beach Blvd, Virginia Beach, VA 23452 A+5.0 ★Texas Ratio: 2.63%	Conventional, Jumbo	46	0.5%	95.8%	$83,260	View
Truist Bank ★ 1 stars, 1 review 10 offices in Virginia Beach 4592 Virginia Beach Blvd, Virginia Beach, VA 23462 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	28 +181 HELOCs	0.3%	90.3%	$483,928	View
Fulton Bank, National Association 3 offices in Virginia Beach 3545 Dam Neck Rd, Virginia Beach, VA 23453 A+5.0 ★Texas Ratio: 4.85%	Conventional, FHA, VA, Jumbo, HELOC	26 +21 HELOCs	0.3%	89.7%	$678,076	View
Atlantic Union Bank 4 offices in Virginia Beach 5472 Indian River Rd, Virginia Beach, VA 23464 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	9 +42 HELOCs	0.1%	100%	$561,666	View
Southern Bank and Trust Company 3 offices in Virginia Beach 1870 Kempsville Rd, Virginia Beach, VA 23464 A+5.0 ★Texas Ratio: 1.13%	Conventional, VA, Jumbo, HELOC	7 +53 HELOCs	0.1%	100%	$1,066,428	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Virginia Beach 300 32nd St, Virginia Beach, VA 23451 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	6 +1 HELOCs	0.1%	85.7%	$563,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4 offices in Virginia Beach 3012 Pacific Ave, Virginia Beach, VA 23451 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +59 HELOCs	0.1%	87.5%	$339,000	View
Blue Ridge Bank 1 office in Virginia Beach 300 32nd St, Virginia Beach, VA 23451 A5.0 ★Texas Ratio: 8.11%	Conventional	3	0%	100%	$335,000	View
First Carolina Bank 1 office in Virginia Beach 1864 Laskin Rd, Virginia Beach, VA 23454 A+5.0 ★Texas Ratio: 4.89%	Conventional	2	0%	100%	$460,000	View
Atlantic Bay Mortgage Group	Conventional, FHA, VA, Jumbo	385	4.4%	98.2%	$386,610
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional, FHA, VA, Jumbo	328	3.7%	95.1%	$386,341	View
Tidewater Mortgage Services, Inc	Conventional, FHA, VA, Jumbo	138	1.6%	94.5%	$399,855
Dragas Mortgage Company	Conventional, FHA, VA	63	0.7%	95.5%	$295,952
Archer Mortgage LLC	Conventional, FHA, VA, Jumbo	61	0.7%	100%	$379,426
Navy Federal Credit Union 5269 Providence Rd, Virginia Beach, VA 23464 A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	677 +472 HELOCs	7.7%	75.5%	$218,855
TowneBank 3100 Shore Dr, Virginia Beach, VA 23451 A+5.0 ★Texas Ratio: 1.60%	Conventional, FHA, VA, Jumbo, HELOC	136 +159 HELOCs	1.5%	97.9%	$470,147	View
Presidential Bank, FSB 1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA, Jumbo	93	1.1%	95%	$371,774	View
BayPort Credit Union 4388 Holland Rd, Virginia Beach, VA 23452 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	60 +191 HELOCs	0.7%	92.5%	$391,166	View
Armed Forces Bank, N.A. 108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, VA	28	0.3%	93.3%	$379,642	View
Langley Federal Credit Union 2090 Princess Anne Rd Ste 140, Virginia Beach, VA 23456 4095 A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	26 +300 HELOCs	0.3%	96.4%	$356,538	View
Virginia Federal Credit Union 120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40%	Conventional, VA, HELOC	9 +4 HELOCs	0.1%	81.8%	$337,222	View
Abnb Federal Credit Union 3550 Buckner Blvd, Virginia Beach, VA 23453 5100 A+5.0 ★Texas Ratio: 5.45%	Conventional, Jumbo, HELOC	8 +115 HELOCs	0.1%	100%	$485,000	View
First Horizon Bank ★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	6	0.1%	85.7%	$1,060,000	View
Primis Bank 201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	6	0.1%	100%	$443,333	View
Citizens Bank, NA 1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44%	Conventional, VA, HELOC	4 +18 HELOCs	0%	80%	$420,000	View
First National Bank of PA 704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	4 +3 HELOCs	0%	66.7%	$515,000	View
Citizens and Farmers Bank 2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62%	Conventional	4	0%	50%	$112,500	View
M&T Bank 7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11%	Conventional, VA, Jumbo, HELOC	3 +7 HELOCs	0%	75%	$448,333	View
Justice Federal Credit Union 600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57%	Conventional	3	0%	100%	$348,333	View
TD Bank 6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71%	Conventional, VA, Jumbo, HELOC	2 +3 HELOCs	0%	66.7%	$535,000	View
First Ciitizens Bank and Trust 950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	100%	$590,000	View
Dupont Community Credit Union 32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68%	Conventional	2	0%	100%	$450,000	View
Dominion Energy Credit Union 5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46%	Conventional	2	0%	50%	$80,000	View
Bank of Clarke 44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27%	Conventional	2	0%	100%	$420,000	View
Powell Valley National Bank 24495 Lee Hwy, Abingdon, VA 24211 A+5.0 ★Texas Ratio: 2.43%	Conventional, Jumbo	2	0%	100%	$1,150,000	View
Uva Community Credit Union 13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25%	Conventional, Jumbo	2	0%	100%	$1,120,000	View
Trustar Bank 3101 Wilson Blvd, Arlington, VA 22201 A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0%	100%	$235,000	View
Calvin B. Taylor Banking Company 645 Mason Ave, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 4.46%	Conventional	1	0%	100%	$335,000	View
Capital Bank, N.A. 1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49%	FHA	1	0%	100%	$415,000	View
Old Dominion National Bank 106 Harrison St Se, Leesburg, VA 20175 A5.0 ★Texas Ratio: 6.07%	Conventional, Jumbo	1	0%	100%	$1,165,000	View
RW Towne, LLC	Conventional, FHA, VA, Jumbo	141	1.6%	98.6%	$450,602
Towne Mortgage	Conventional, FHA, VA, Jumbo	126	1.4%	99.2%	$446,349
Atlantic Coast Mortgage, LLC	Conventional, FHA, VA, Jumbo	122	1.4%	98.4%	$402,213
Capital Center LLC	Conventional, FHA, VA	74	0.8%	87.1%	$368,513
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	70	0.8%	92.2%	$364,857
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA, Jumbo	65	0.7%	98.5%	$420,384	View
ALCOVA Mortgage, LLC	Conventional, FHA, VA, Jumbo	44	0.5%	98%	$406,136
Tidewater Home Funding, LLC	Conventional, FHA, VA, Jumbo	41	0.5%	100%	$372,804
First Heritage Mortgage, LLC	Conventional, FHA, VA, Jumbo	16	0.2%	100%	$407,500
The Old Point National Bank of Phoebus	Conventional, Jumbo	11	0.1%	100%	$405,000
1St Advantage Federal Credit U	Conventional, HELOC	9 +24 HELOCs	0.1%	60%	$91,666
Credit Union Mortgage Associat	Conventional, FHA	5	0.1%	100%	$407,000
Intercoastal Mortgage, LLC	Conventional, VA	5	0.1%	100%	$349,000
First Savings Mortgage Corporation	Conventional, Jumbo	5	0.1%	100%	$1,189,000
Strong Home Mortgage, LLC	Conventional, VA, Jumbo	4	0%	100%	$512,500
C&F Select LLC	Conventional	2	0%	100%	$355,000
Aurora Financial, LLC	VA	2	0%	100%	$620,000
Vellum Mortgage, Inc.	Conventional	2	0%	100%	$350,000
Integrity Home Mortgage Corporation	VA	1	0%	100%	$245,000
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	1	0%	100%	$305,000
Towne First Mortgage, LLC	Conventional	1	0%	100%	$385,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	753	8.5%	85.6%	$264,667
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	668 +30 HELOCs	7.6%	91%	$392,559
Mortgage Research Center	Conventional, FHA, VA, Jumbo	447	5.1%	80.2%	$401,868
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA, Jumbo	432	4.9%	97.5%	$359,745
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	320	3.6%	91.9%	$386,875
Movement Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, FHA, VA, Jumbo, HELOC	274 +16 HELOCs	3.1%	96.1%	$350,948	View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	268	3%	87%	$302,761
Newrez LLC	Conventional, FHA, VA, Jumbo	190	2.1%	72.5%	$371,789
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	174 +3 HELOCs	2%	98.9%	$397,701
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	107 +16 HELOCs	1.2%	81.1%	$245,934
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	95 +8 HELOCs	1.1%	97.2%	$518,052
Nationstar Mortgage	Conventional, FHA, VA, Jumbo	94	1.1%	90.3%	$202,021
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	71 +7 HELOCs	0.8%	84.5%	$354,577
Calcon Mutual Mortgage LLC	Conventional, FHA, VA, Jumbo	63	0.7%	92.6%	$479,126
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA, Jumbo	53	0.6%	90.9%	$360,660	View
EMM Loans LLC	Conventional, FHA, VA, Jumbo	52	0.6%	98.1%	$442,500
Spring Eq, LLC	Conventional, HELOC	51 +21 HELOCs	0.6%	45%	$81,862
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	47	0.5%	100%	$401,382
American Financial Network, Inc.	Conventional, FHA, VA	46	0.5%	96%	$412,391
Amerisave Mortgage Company	Conventional, FHA, VA	45	0.5%	30.3%	$162,555
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo	42	0.5%	100%	$403,809
T2 Financial LLC	Conventional, FHA, VA, Jumbo	40	0.5%	100%	$383,250
Loanunited.Com, LLC	Conventional, FHA, VA, Jumbo	39	0.4%	90.7%	$391,153
Planet Home Lending, LLC	Conventional, FHA, VA	37	0.4%	92.7%	$331,486
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	35 +1 HELOCs	0.4%	87.5%	$400,142
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	35	0.4%	86.4%	$441,571
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	33 +2 HELOCs	0.4%	89.2%	$395,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA, Jumbo	33	0.4%	87.2%	$395,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	32	0.4%	89.2%	$167,812	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	31	0.4%	39.1%	$242,096
New Day Financial, LLC.	FHA, VA	30	0.3%	47.8%	$323,333
Carrington Mortgage Services LLC	Conventional, FHA, VA	25	0.3%	49.2%	$262,600
Village Capital & Investment	FHA, VA	24	0.3%	77.8%	$390,416
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	22 +7 HELOCs	0.2%	73.3%	$458,636	View
Kind Lending, LLC	Conventional, FHA, VA	22	0.2%	82.1%	$382,727
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	22	0.2%	57.9%	$465,000	View
Goodleap, LLC	Conventional, FHA, VA, HELOC	21 +9 HELOCs	0.2%	71.4%	$280,714
Equity Prime Mortgage LLC	FHA, VA	21	0.2%	68.8%	$369,285
Lower, LLC	Conventional, FHA, VA, HELOC	20 +1 HELOCs	0.2%	80%	$386,500
Cardinal Financial Company, Li	Conventional, FHA, VA	20	0.2%	92%	$349,000
Paramount Residential Mortgage	Conventional, FHA, VA	19	0.2%	100%	$521,842
The Loan Store, Inc	Conventional, VA, HELOC	18 +15 HELOCs	0.2%	95%	$312,777
American Financial Resources LLC	Conventional, FHA, VA	17	0.2%	94.4%	$411,470
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA, Jumbo	17	0.2%	85%	$386,176
Sage Home Loans Corporation	Conventional	15	0.2%	94.1%	$450,333
Nbkc Bank	Conventional, VA, Jumbo	15	0.2%	93.8%	$711,000
PHH Mortgage Corporation	Conventional, FHA, VA	15	0.2%	89.5%	$318,333
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	14	0.2%	93.3%	$327,857
AmWest Funding Corp	Conventional, Jumbo	14	0.2%	93.3%	$365,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo	14	0.2%	87.5%	$555,000	View
Better Mortgage Corporation	Conventional, FHA, Jumbo, HELOC	13 +6 HELOCs	0.1%	77.8%	$378,076
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	13	0.1%	87.5%	$345,000	View
Provident Funding Associates	Conventional	12	0.1%	80%	$415,833
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA, Jumbo	12	0.1%	100%	$407,500	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	12	0.1%	100%	$369,166
Nfm, Inc	Conventional, FHA, VA, Jumbo	11	0.1%	91.7%	$412,272
Zillow Home Loans, LLC	Conventional, FHA, VA	11	0.1%	91.7%	$276,818
Primelending	Conventional, VA	10	0.1%	100%	$385,000
Discover Bank	Conventional	10	0.1%	18.9%	$99,000
Churchill Mortgage Corporation	Conventional, VA, Jumbo	10	0.1%	100%	$348,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	10	0.1%	71.4%	$477,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	10	0.1%	100%	$746,000	View
Pentagon Federal Credit Union	Conventional, VA, Jumbo, HELOC	9 +23 HELOCs	0.1%	75%	$527,222
New Wave Lending Group Inc	Conventional	9	0.1%	100%	$367,222
ClearPath Lending	VA	9	0.1%	69.2%	$378,333
American Pacific Mortgage Corporation	Conventional, VA	9	0.1%	100%	$350,555
Plaza Home Mortgage, Inc	Conventional, FHA, VA	9	0.1%	69.2%	$371,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA, VA	8	0.1%	90%	$337,500	View
Click n' Close, Inc.	Conventional, FHA, VA	8	0.1%	88.9%	$260,000
Peoples Mortgage Company	Conventional, FHA, VA	8	0.1%	88.9%	$407,500
United Nations Federal CU	Conventional, Jumbo	8	0.1%	88.9%	$577,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	7 +15 HELOCs	0.1%	58.3%	$185,000	View
Flexpoint, Inc.	Conventional	7	0.1%	100%	$350,714
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	7	0.1%	100%	$506,428
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	6 +30 HELOCs	0.1%	87.5%	$383,333
Tower Federal Credit Union	Conventional, HELOC	6 +21 HELOCs	0.1%	75%	$345,000
State Employees' Credit Union	Conventional, Jumbo	6	0.1%	100%	$530,000
Royal United Mortgage LLC	Conventional, VA	6	0.1%	85.7%	$170,000
Filo Mortgage, LLC	Conventional, FHA	6	0.1%	100%	$385,000
Nqm Funding, LLC	Conventional, VA, Jumbo	6	0.1%	100%	$515,000
City 1st Mortgage Services, LC	Conventional, FHA, VA	6	0.1%	100%	$326,666
Mid-Continent Funding, Inc.	VA	6	0.1%	85.7%	$305,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	6	0.1%	100%	$333,333	View
Milend, Inc	Conventional, FHA, VA	6	0.1%	85.7%	$285,000
Pike Creek Mortgage Services, Inc.	Conventional, VA	6	0.1%	100%	$398,333
Vanderbilt Mortgage and Finance, Inc	Conventional, VA	6	0.1%	15.8%	$176,666
United Trust Bank	VA, Jumbo	5	0.1%	83.3%	$447,000
Intercap Lending Inc	Conventional, VA	5	0.1%	100%	$439,000
American Financing Corporation	Conventional, VA	5	0.1%	30%	$151,000
Intelliloan, Inc.	FHA, VA	5	0.1%	85.7%	$281,000
Reliance First Capital, LLC	Conventional, FHA	5	0.1%	100%	$245,000
Top Flite Financial, Inc.	FHA	5	0.1%	83.3%	$159,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	4	0%	100%	$352,500	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	4	0%	83.3%	$745,000	View
Bond Street Mortgage, LLC	Conventional	4	0%	100%	$285,000
Sun West Mortgage Company, Inc	FHA, VA	4	0%	72.7%	$445,000
Bay Equity LLC	Conventional, FHA, VA	4	0%	100%	$337,500
Nations Lending Corporation	FHA, VA	4	0%	100%	$342,500
Towne Mortgage Company	Conventional, FHA, VA	4	0%	100%	$375,000
Iserve Residential Lending	Conventional, FHA, VA	4	0%	100%	$430,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0%	80%	$247,500	View
Nations Direct Mortgage, LLC	Conventional	4	0%	100%	$340,000
Nmsi, Inc.	Conventional, Jumbo	4	0%	100%	$510,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	4	0%	66.7%	$672,500
Loan Simple, Inc.	FHA, VA	4	0%	57.1%	$435,000
Goprime Mortgage, Inc.	Conventional, VA, Jumbo	4	0%	100%	$420,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	3 +2 HELOCs	0%	60%	$221,666	View
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo	3	0%	100%	$668,333
SWBC Mortgage Corporation	Conventional, FHA	3	0%	100%	$268,333
Everett Financial, Inc.	Conventional	3	0%	60%	$248,333
Resicentral LLC	Conventional, Jumbo	3	0%	80%	$891,666
Deephaven Mortgage LLC	Conventional	3	0%	75%	$81,666
First Home Mortgage	Conventional, FHA	3	0%	100%	$211,666
AAFMAA Mortgage Services LLC	FHA, VA, Jumbo	3	0%	75%	$748,333
First Alliance Home Mortgage, LLC	FHA	3	0%	100%	$208,333
American Security Mortgage Cor	Conventional, VA	3	0%	100%	$351,666
Ivy Mortgage, Inc.	Conventional	3	0%	100%	$555,000
Weichert Financial Services	Conventional, VA	3	0%	100%	$521,666
Point Mortgage Corp	Conventional, VA, Jumbo	3	0%	100%	$628,333
Encompass Lending Group, L.P.	Conventional	3	0%	100%	$381,666
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA, Jumbo	3	0%	60%	$641,666	View
The Mortgage Firm	Conventional	3	0%	100%	$245,000
Emet Lending Group, Inc.	Conventional	3	0%	100%	$295,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA	3	0%	100%	$438,333
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0%	100%	$1,428,333	View
Toyota Financial Savings Bank	Conventional, Jumbo	3	0%	100%	$665,000
Leaderone Financial Corp.	VA	3	0%	100%	$371,666
Liberty Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0%	50%	$395,000
Bank Fund Staff Federal Credit	Conventional, HELOC	2 +1 HELOCs	0%	100%	$320,000
Affinity Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0%	100%	$230,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$450,000	View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	VA, HELOC	2 +1 HELOCs	0%	100%	$515,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0%	66.7%	$155,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0%	100%	$1,005,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, VA	2	0%	100%	$470,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	2	0%	100%	$280,000
MortgageOne, Inc	VA	2	0%	100%	$355,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, VA	2	0%	100%	$510,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	2	0%	100%	$290,000
Synergy One Lending, Inc.	VA	2	0%	100%	$400,000
Fidelity Direct Mortgage, LLC	Conventional	2	0%	100%	$175,000
Universal Mortgage & Finance, Inc	Conventional, VA	2	0%	100%	$430,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	2	0%	100%	$470,000	View
Network Capital Funding Corporation	Conventional	2	0%	42.9%	$360,000
First Colony Mortgage Corporat	VA	2	0%	100%	$280,000
American Heritage Lending, LLC	Conventional	2	0%	100%	$300,000
Embrace Home Loans, Inc.	VA	2	0%	100%	$470,000
Saygo Home Loans, LLC	VA	2	0%	66.7%	$520,000
Ardri LLC	Conventional	2	0%	100%	$330,000
Bay Capital Mortgage Corporation	VA	2	0%	100%	$510,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	2	0%	100%	$260,000	View
V.I.P. Mortgage, Inc.	Conventional, VA	2	0%	100%	$280,000
Keystone Funding, Inc	Conventional, FHA	2	0%	100%	$380,000
Logan Finance Corporation	Conventional, Jumbo	2	0%	100%	$850,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0%	100%	$290,000
Nationwide Mortgage Bankers, Inc.	Conventional, VA	2	0%	100%	$495,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	2	0%	100%	$290,000	View
Texana Bank	Conventional, VA	2	0%	100%	$430,000
Champions Funding, LLC	Conventional	2	0%	66.7%	$305,000
Valon Mortgage	Conventional, HELOC	1 +11 HELOCs	0%	33.3%	$75,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$35,000
Usalliance Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$95,000
State Employees Credit Union of MD	Conventional, HELOC	1 +1 HELOCs	0%	100%	$315,000
Geneva Financial LLC	FHA, HELOC	1 +1 HELOCs	0%	100%	$355,000
Service Federal Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$1,025,000
Communityamerica Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$335,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0%	100%	$215,000	View
Arc Home LLC	Conventional	1	0%	100%	$445,000
Genisys Credit Union	Conventional	1	0%	100%	$465,000
Fidelity Bank A+5.0 ★Texas Ratio: 3.02%	VA	1	0%	100%	$375,000	View
Panorama Mortgage Group, LLC	Conventional	1	0%	100%	$345,000
Town & Country Bank and Trust Co.	Conventional	1	0%	100%	$405,000
Equity Resources Inc	Conventional, Jumbo	1	0%	100%	$815,000
Ruoff Mortgage Company	Conventional	1	0%	50%	$165,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	1	0%	100%	$1,785,000	View
Cornerstone First Mortgage, LLC	VA	1	0%	100%	$755,000
American Airlines Federal Cred	Conventional	1	0%	100%	$395,000
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0%	100%	$1,205,000	View
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0%	100%	$305,000	View
Affordable Mortgage Advisors	Conventional	1	0%	100%	$245,000
Contour Mortgage Corporation	VA, Jumbo	1	0%	100%	$1,325,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	FHA	1	0%	100%	$305,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$185,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$315,000
Norwich Commercial Group Inc	VA	1	0%	100%	$545,000
Triad Financial Services, Inc.	Conventional	1	0%	40%	$115,000
Dart Bank	Conventional	1	0%	100%	$465,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$505,000	View
Capital City Home Loans, LLC	VA	1	0%	100%	$375,000
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	1	0%	100%	$455,000	View
American Bancshares Mortgage, LLC	FHA	1	0%	100%	$335,000
Instamortgage, Inc	VA	1	0%	100%	$475,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0%	100%	$305,000	View
Valley West Corporation	VA	1	0%	100%	$385,000
HomeXpress Mortgage Corp.	VA	1	0%	33.3%	$375,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	VA	1	0%	100%	$245,000	View
Success Mortgage Partners, Inc	VA	1	0%	100%	$435,000
Das Acquisition Company, LLC	VA, Jumbo	1	0%	100%	$1,085,000
Nation One Mortgage Corporatio	Conventional	1	0%	100%	$175,000
SIRVA Mortgage, Inc. A5.0 ★Texas Ratio: 7.24%	Conventional	1	0%	100%	$305,000	View
Total Mortgage Services, LLC	Conventional	1	0%	100%	$595,000
Central One Federal Credit Union	Conventional	1	0%	100%	$85,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$245,000	View
Signature Bank, N.A. A5.0 ★Texas Ratio: 10.99%	Conventional	1	0%	100%	$395,000	View
Stg Mortgage Inc	Conventional	1	0%	50%	$265,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$345,000
First Option Mortgage, LLC	Conventional	1	0%	100%	$85,000
Land Home Financial Services,	FHA	1	0%	100%	$325,000
Cis Financial Services, Inc.	VA	1	0%	100%	$355,000
Premier Lending Inc.	VA	1	0%	100%	$405,000
Peoples Bank A5.0 ★Texas Ratio: 10.43%	Conventional	1	0%	100%	$355,000	View
Loanleaders of America, Inc	FHA	1	0%	100%	$355,000
The Paducah Bank and Trust Company A+5.0 ★Texas Ratio: 1.48%	Conventional, Jumbo	1	0%	100%	$1,205,000	View
Securityplus FCU	Conventional	1	0%	100%	$185,000
UNMB Home Loans Inc	FHA	1	0%	100%	$485,000
Agriculture Federal Credit Union	Conventional	1	0%	100%	$155,000
Fay Servicing LLC	VA	1	0%	100%	$365,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	1	0%	100%	$1,195,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	VA	1	0%	100%	$335,000	View
Union Savings Bank	Conventional	1	0%	100%	$395,000
Great Plains National Bank	Conventional	1	0%	100%	$405,000
Mit Federal Credit Union	Conventional	1	0%	100%	$445,000
American Heritage Federal Credit Union	Conventional	1	0%	100%	$335,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	1	0%	100%	$995,000	View
Radius Financial Group Inc	Conventional	1	0%	100%	$125,000
Mortgage Solutions of Colorado	VA	1	0%	50%	$225,000
Genway Home Mortgage, Inc.	VA	1	0%	100%	$785,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	VA, Jumbo	1	0%	100%	$825,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0%	100%	$905,000	View
Summit Funding.Inc	VA, Jumbo	1	0%	100%	$935,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$275,000	View
Liberty Home Mortgage Corp	Conventional	1	0%	100%	$345,000
Valley National Bank A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0%	100%	$345,000	View
Gmfs, LLC	FHA	1	0%	100%	$355,000

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Virginia Beach Mortgage Rate Trends

Daily average mortgage rates for Virginia compared with the national average, updated every evening.

30-Year Fixed VA Avg

7.501%

▲ 0.110 vs 7 days ago

15-Year Fixed VA Avg

6.940%

▲ 0.085 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Virginia Beach, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Virginia Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Virginia Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Virginia Beach, VA

Use these to narrow the list above. Each category shows how many Virginia Beach, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 178 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 90 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 32 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 108 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 155 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 103 lenders. Loans above the conforming limit for higher priced homes Local lenders based in VA 46 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Virginia Beach, VA

Independent mortgage companies closed 74.2 percent of home loans in Virginia Beach, Virginia in 2025, banks 14.9 percent and credit unions 10.9 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Dollar Bank, FSB the largest bank and Chartway FCU the largest credit union. Among lenders headquartered in Virginia, Chartway FCU led with 63 loans.

74.2%

Mortgage companies

14.9%

Banks

10.9%

Credit unions

11%

FHA loans

37%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Chesapeake 236 lenders Norfolk 216 lenders Richmond 254 lenders Newport News 193 lenders Hampton 185 lenders Suffolk 178 lenders Arlington 238 lenders Portsmouth 176 lenders Alexandria 227 lenders Roanoke 164 lenders Lynchburg 161 lenders Reston 176 lenders

Frequently Asked Questions About Mortgage Lenders in Virginia Beach, VA

Who is the largest mortgage lender in Virginia Beach, VA?

By home loans closed in 2025, Dollar Bank, FSB was the largest mortgage lender in Virginia Beach, Virginia with 73 loans, about 0.8 percent of the market. The largest lender headquartered in Virginia was Chartway FCU with 63 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Virginia Beach, VA have the highest approval rates?

Among lenders with meaningful volume in Virginia Beach, Virginia, Archer Mortgage LLC approved the highest share of completed applications in 2025 at 100 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Virginia Beach, VA mortgage lenders offer FHA, VA and USDA loans?

108 lenders closed FHA loans in Virginia Beach, Virginia in 2025, led by United Wholesale Mortgage with 105. 155 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Virginia Beach, VA lender list?

Yes. 90 banks and 32 credit unions closed home loans in Virginia Beach, Virginia in 2025, alongside 178 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Virginia Beach, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Virginia Beach, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Virginia Beach, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Virginia Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.