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Mortgage Lenders and Brokers in Reston, Virginia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Reston, Virginia mortgage lenders include Truist BankTruist Bank11100 South Lakes Dr, Reston, VA 20191A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA2264 Hunters Woods Plz, Reston, VA 20191A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA11900 Baron Cameron Ave, Reston, VA 20190A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank1886 Metro Center Dr, Reston, VA 20190A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2037 Fulton Pl, Reston, VA 20191A+5.0 ★Texas Ratio: 3.68%, Presidential Bank, FSBPresidential Bank, FSB11211 Reston Station Blvd, Reston, VA 20190A-4.9 ★Texas Ratio: 16.48%, PNC Bank N.A.PNC Bank N.A.1450 Northpoint Village Ctr, Reston, VA 20194A+5.0 ★Texas Ratio: 4.24%, Citibank, NACitibank, NA11800 Spectrum Ctr, Reston, VA 20190A+5.0 ★Texas Ratio: 2.82%, Citizens Bank, NACitizens Bank, NA11670a Plaza America Dr, Reston, VA 20190A+5.0 ★Texas Ratio: 5.44%, and United Bank VaUnited Bank Va1900 Centennial Park Dr, Reston, VA 20191A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Reston, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Reston are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Reston, Virginia

Market share is the lender's share of all home loans closed in Reston, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 3 offices in Reston 11100 South Lakes Dr, Reston, VA 20191 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	27 +33 HELOCs	2.3%	100%	$584,259	View
Wells Fargo Bank NA 2 offices in Reston 2264 Hunters Woods Plz, Reston, VA 20191 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	15	1.3%	75%	$527,000	View
Bank of America NA 1 office in Reston 11900 Baron Cameron Ave, Reston, VA 20190 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	13 +28 HELOCs	1.1%	81.2%	$808,846	View
M&T Bank 2 offices in Reston 1886 Metro Center Dr, Reston, VA 20190 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, HELOC	12 +6 HELOCs	1%	85.7%	$680,833	View
JPMorgan Chase Bank, NA 1 office in Reston 2037 Fulton Pl, Reston, VA 20191 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	12	1%	80%	$708,333	View
Presidential Bank, FSB 1 office in Reston 11211 Reston Station Blvd, Reston, VA 20190 A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	8	0.7%	100%	$451,250	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Reston 1450 Northpoint Village Ctr, Reston, VA 20194 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	7 +13 HELOCs	0.6%	87.5%	$582,142	View
Citibank, NA 1 office in Reston 11800 Spectrum Ctr, Reston, VA 20190 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	7 +1 HELOCs	0.6%	100%	$503,571	View
Citizens Bank, NA 1 office in Reston 11670a Plaza America Dr, Reston, VA 20190 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	6 +15 HELOCs	0.5%	87.5%	$686,666	View
United Bank Va 2 offices in Reston 1900 Centennial Park Dr, Reston, VA 20191 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	6 +3 HELOCs	0.5%	100%	$488,333	View
First National Bank of PA 1 office in Reston 11874 Spectrum Ctr, Reston, VA 20190 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.4%	83.3%	$997,000	View
The Freedom Bank of Virginia 1 office in Reston 11700 Plaza America Dr, Reston, VA 20190 C+4.2 ★Texas Ratio: 24.99%	Conventional, VA	5	0.4%	100%	$683,000	View
Atlantic Union Bank 1 office in Reston 1800 Robert Fulton Dr, Reston, VA 20191 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	4 +6 HELOCs	0.3%	100%	$457,500	View
Trustar Bank 1 office in Reston 1817 Fountain Dr, Reston, VA 20190 A+5.0 ★Texas Ratio: 3.45%	Conventional	2	0.2%	100%	$475,000	View
Capital Bank, N.A. 1 office in Reston 1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49%	Conventional	2	0.2%	100%	$515,000	View
John Marshall Bank 1943 Isaac Newton Sq E, Reston, VA 20190 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$745,000	View
Burke & Herbert Bk & Tr Co 2 offices in Reston 12030 Sunrise Valley Dr, Reston, VA 20191 A5.0 ★Texas Ratio: 7.39%	HELOC	0 +3 HELOCs	0%	n/a		View
Guidance Residential, LLC	Conventional	3	0.3%	100%	$428,333
Navy Federal Credit Union 1821 Fountain Dr, Reston, VA 20190 A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	39 +39 HELOCs	3.3%	81.2%	$368,846
Northwest Federal Credit Union 1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	13 +10 HELOCs	1.1%	93.3%	$189,615	View
Apple Federal Credit Union 7696F Richmond Hwy, Alexandria, VA 22306	Conventional, HELOC	10 +16 HELOCs	0.8%	66.7%	$383,000
TD Bank 1750 N Hampton Ave, Reston, VA 20194 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	7 +8 HELOCs	0.6%	77.8%	$546,428	View
State Departmenet Federal Credit Union 1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05%	Conventional, HELOC	5 +2 HELOCs	0.4%	100%	$163,000	View
Potomac Bank 446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66%	Conventional	4	0.3%	100%	$495,000	View
Fulton Bank, National Association 95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$940,000	View
Dollar Bank, FSB 750 Volvo Pkwy, Chesapeake, VA 23320 A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	2	0.2%	100%	$1,075,000	View
TowneBank 10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60%	VA	2	0.2%	100%	$860,000	View
Virginia Federal Credit Union 120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40%	Conventional	1	0.1%	100%	$35,000	View
Primis Bank 201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$565,000	View
Justice Federal Credit Union 600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0.1%	100%	$175,000	View
Armed Forces Bank, N.A. 108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$295,000	View
Woori America Bank 4231 Markham Street Units Fandg, Annandale, VA 22003 A5.0 ★Texas Ratio: 11.01%	Conventional	1	0.1%	100%	$295,000	View
Dupont Community Credit Union 32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom First Federal Credit Union 1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Pinnacle Bank 4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Atlantic Coast Mortgage, LLC	Conventional, FHA, VA, Jumbo	62	5.2%	98.5%	$458,870
Intercoastal Mortgage, LLC	Conventional, FHA, VA, Jumbo	48	4%	98%	$572,708
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	35	2.9%	97.2%	$529,285
First Heritage Mortgage, LLC	Conventional, FHA, VA	22	1.8%	100%	$508,181
First Savings Mortgage Corporation	Conventional, VA, Jumbo	15	1.3%	100%	$785,666
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	13	1.1%	100%	$465,000
Vellum Mortgage, Inc.	Conventional, VA	9	0.8%	100%	$429,444
ALCOVA Mortgage, LLC	Conventional	4	0.3%	100%	$505,000
Loansteady LLC	Conventional	4	0.3%	100%	$570,000
Credit Union Mortgage Associat	Conventional	4	0.3%	100%	$662,500
Atlantic Bay Mortgage Group	Conventional	3	0.3%	100%	$681,666
Integrity Home Mortgage Corporation	Conventional	2	0.2%	100%	$925,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$525,000	View
City Lending Inc.	Conventional	1	0.1%	100%	$215,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$695,000
Congressional Federal Credit Union A5.0 ★Texas Ratio: 8.63%	Conventional	1	0.1%	100%	$205,000	View
Capital Center LLC	Conventional	1	0.1%	100%	$545,000
Nrl Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	79	6.6%	81.2%	$398,291
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	68 +1 HELOCs	5.7%	100%	$583,676
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	36	3%	88.1%	$493,611
United Wholesale Mortgage	Conventional, FHA, VA	35	2.9%	90.2%	$541,000
Movement Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, FHA, VA	30	2.5%	91.9%	$496,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	29 +1 HELOCs	2.4%	100%	$570,172
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	28 +2 HELOCs	2.3%	100%	$594,642
Fairway Independent Mort Corp	Conventional, FHA, VA	24	2%	92.3%	$507,916
Embrace Home Loans, Inc.	Conventional, FHA, VA, Jumbo	18	1.5%	100%	$633,888
First Home Mortgage	Conventional, FHA, VA, Jumbo	17	1.4%	100%	$612,058
Tri Pointe Connect, LLC	Conventional, VA	16	1.3%	100%	$826,875
Pentagon Federal Credit Union	Conventional, FHA, VA, HELOC	15 +21 HELOCs	1.3%	78.9%	$480,333
Mortgage Research Center	Conventional, FHA, VA	14	1.2%	93.3%	$477,857
Nationstar Mortgage	Conventional	13	1.1%	82.4%	$215,769
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	13	1.1%	100%	$342,692	View
loanDepot.com LLC	Conventional, VA, HELOC	12 +2 HELOCs	1%	100%	$553,333
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	12	1%	100%	$572,500
Nfm, Inc	Conventional, FHA, VA	12	1%	100%	$543,333
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	11 +2 HELOCs	0.9%	75%	$358,636	View
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	11	0.9%	100%	$666,818
Zillow Home Loans, LLC	Conventional, FHA, VA	11	0.9%	100%	$513,181
Newrez LLC	Conventional, FHA, VA	10	0.8%	84.6%	$634,000
Guild Mortgage Company	Conventional	10	0.8%	100%	$499,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	10	0.8%	90.9%	$358,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	8	0.7%	100%	$801,250	View
Lower, LLC	Conventional, FHA	7	0.6%	100%	$415,000
Bank Fund Staff Federal Credit	Conventional, Jumbo, HELOC	6 +3 HELOCs	0.5%	100%	$761,666
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.5%	75%	$543,333
Provident Funding Associates	Conventional	6	0.5%	100%	$508,333
Spring Eq, LLC	Conventional, HELOC	5 +4 HELOCs	0.4%	42.9%	$143,000
SWBC Mortgage Corporation	Conventional, VA	5	0.4%	100%	$477,000
Discover Bank	Conventional	5	0.4%	50%	$107,000
Union Home Mortgage Corp.	Conventional	5	0.4%	100%	$409,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	4	0.3%	100%	$495,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	4	0.3%	100%	$407,500
Sage Home Loans Corporation	Conventional	4	0.3%	100%	$432,500
Nbkc Bank	Conventional, VA	4	0.3%	80%	$587,500
Select Lending Services, LLC A5.0 ★Texas Ratio: 11.24%	Conventional	4	0.3%	100%	$472,500	View
Bay Equity LLC	Conventional	4	0.3%	100%	$445,000
Waterstone Mortgage Corporation	Conventional	4	0.3%	100%	$377,500
New American Funding, LLC.	Conventional, VA	4	0.3%	80%	$547,500
Tomo Mortgage LLC	Conventional	4	0.3%	100%	$567,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +4 HELOCs	0.3%	100%	$155,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$641,666	View
Better Mortgage Corporation	Conventional, HELOC	3 +1 HELOCs	0.3%	60%	$371,666
Envoy Mortgage, Ltd	Conventional, VA	3	0.3%	100%	$668,333
Dart Bank	Conventional	3	0.3%	60%	$488,333
State Employees Credit Union of MD	Conventional	3	0.3%	100%	$921,666
General Mortgage Capital Corporation	Conventional	3	0.3%	100%	$811,666
T2 Financial LLC	Conventional	3	0.3%	100%	$535,000
Nations Direct Mortgage, LLC	Conventional, FHA	3	0.3%	100%	$591,666
Mld Mortgage, Inc.Dba the Money Store	Conventional	3	0.3%	100%	$478,333
American Portfolio Mortgage Corporation	Conventional, Jumbo	2	0.2%	100%	$1,435,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	VA, Jumbo	2	0.2%	100%	$985,000	View
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.2%	40%	$445,000
Go Mortgage, LLC	Conventional	2	0.2%	100%	$150,000
Kind Lending, LLC	Conventional, VA	2	0.2%	40%	$555,000
American Financial Network, Inc.	Conventional	2	0.2%	100%	$595,000
Fidelity Direct Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$180,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	2	0.2%	100%	$370,000
Cardinal Financial Company, Li	Conventional	2	0.2%	100%	$205,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	50%	$660,000	View
Emet Lending Group, Inc.	Conventional	2	0.2%	100%	$380,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.2%	100%	$695,000	View
Summit Funding.Inc	FHA, VA	2	0.2%	66.7%	$635,000
ClearEdge Lending LLC	Conventional	2	0.2%	100%	$395,000
Alliant Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$575,000
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$495,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +2 HELOCs	0.1%	100%	$535,000
Lafayette Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$705,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$935,000	View
EMM Loans LLC	Conventional	1	0.1%	100%	$275,000
Originpoint, LLC	Conventional	1	0.1%	100%	$295,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$715,000
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.1%	100%	$1,005,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$255,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$685,000
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$485,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$745,000	View
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$255,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Loanunited.Com, LLC	Conventional	1	0.1%	100%	$595,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$245,000
Amerisave Mortgage Company	Conventional	1	0.1%	14.3%	$75,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$465,000	View
Homestead Funding Corp.	Conventional	1	0.1%	100%	$315,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$715,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	50%	$585,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$985,000
NJ Lenders Corp	Conventional	1	0.1%	100%	$295,000
AAFMAA Mortgage Services LLC	Conventional	1	0.1%	100%	$465,000
First Alliance Home Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Ross Mortgage Corporation	Conventional	1	0.1%	100%	$615,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$975,000
American Security Mortgage Cor	FHA	1	0.1%	100%	$725,000
Flexpoint, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,215,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$595,000
American Financing Corporation	Conventional	1	0.1%	100%	$85,000
SIRVA Mortgage, Inc. A5.0 ★Texas Ratio: 7.24%	Conventional, Jumbo	1	0.1%	100%	$1,225,000	View
Weichert Financial Services	Conventional	1	0.1%	100%	$255,000
Idb Global Federal Credit Union	Conventional	1	0.1%	100%	$265,000
Calcon Mutual Mortgage LLC	VA	1	0.1%	100%	$1,075,000
New Day Financial, LLC.	VA	1	0.1%	50%	$545,000
First Option Mortgage, LLC	FHA	1	0.1%	100%	$465,000
Southeast Mortgage of Georgia, Inc.	Conventional	1	0.1%	100%	$965,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$185,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$445,000
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$155,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$445,000
Ithink Financial Credit Union	Conventional	1	0.1%	100%	$875,000
American Pacific Mortgage Corporation	VA	1	0.1%	100%	$615,000
Andrews Federal Credit Union	Conventional	1	0.1%	100%	$355,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	50%	$865,000	View
Keystone Funding, Inc	VA	1	0.1%	100%	$895,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$305,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$2,005,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.1%	100%	$1,295,000	View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0.1%	100%	$925,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$1,195,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$175,000
United Nations Federal CU	Conventional, Jumbo	1	0.1%	100%	$1,745,000
Thrivent Bank	Conventional	1	0.1%	100%	$105,000
Paramount Residential Mortgage	VA	1	0.1%	50%	$545,000
Carrington Mortgage Services LLC	VA	1	0.1%	50%	$855,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$175,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$365,000	View
Village Capital & Investment	VA, Jumbo	1	0.1%	100%	$1,485,000
Tower Federal Credit Union	HELOC	0 +12 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Educational Systems FCU	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
The Loan Store, Inc	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Sharonview Federal CU	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Reston Mortgage Rate Trends

Daily average mortgage rates for Virginia compared with the national average, updated every evening.

30-Year Fixed VA Avg

7.501%

▲ 0.110 vs 7 days ago

15-Year Fixed VA Avg

6.940%

▲ 0.085 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Reston, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Reston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Reston in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Reston, VA

Use these to narrow the list above. Each category shows how many Reston, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 107 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 57 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 33 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 50 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 27 lenders. Loans above the conforming limit for higher priced homes Local lenders based in VA 35 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Reston, VA

Independent mortgage companies closed 71 percent of home loans in Reston, Virginia in 2025, banks 20.1 percent and credit unions 8.9 percent. Guidance Residential, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, The Freedom Bank of Virginia led with 5 loans.

71%

Mortgage companies

20.1%

Banks

8.9%

Credit unions

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Virginia Beach 307 lenders Chesapeake 236 lenders Norfolk 216 lenders Richmond 254 lenders Newport News 193 lenders Hampton 185 lenders Suffolk 178 lenders Arlington 238 lenders Portsmouth 176 lenders Alexandria 227 lenders Roanoke 164 lenders Lynchburg 161 lenders

Frequently Asked Questions About Mortgage Lenders in Reston, VA

Who is the largest mortgage lender in Reston, VA?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Reston, Virginia with 27 loans, about 2.3 percent of the market. The largest lender headquartered in Virginia was The Freedom Bank of Virginia with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Reston, VA have the highest approval rates?

Among lenders with meaningful volume in Reston, Virginia, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 90.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Reston, VA mortgage lenders offer FHA, VA and USDA loans?

33 lenders closed FHA loans in Reston, Virginia in 2025, led by Rocket Mortgage with 7. 50 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Reston, VA lender list?

Yes. 57 banks and 30 credit unions closed home loans in Reston, Virginia in 2025, alongside 107 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Reston, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Reston, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Reston, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Reston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.