Hampton, Virginia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1700 W Mercury Blvd, Hampton, VA 23666A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA104 Market Place Dr, Hampton, VA 23666A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank75 Willow Oaks Blvd, Hampton, VA 23669A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA2030 Coliseum Dr, Hampton, VA 23666A+5.0 ★Texas Ratio: 4.14%, The Old Point National Bank of PhoebusThe Old Point National Bank of PhoebusHampton, VA, Navy Federal Credit UnionNavy Federal Credit Union50 Hampton Club Dr, Hampton, VA 23666A5.0 ★Texas Ratio: 8.14%, BayPort Credit UnionBayPort Credit Union2300 Cunningham Dr, Hampton, VA 23666 2405A+5.0 ★Texas Ratio: 4.37%, Langley Federal Credit UnionLangley Federal Credit Union409 Aberdeen Rd, Hampton, VA 23661A5.0 ★Texas Ratio: 10.20%, TowneBankTowneBank347 Woodland Rd, Hampton, VA 23669A+5.0 ★Texas Ratio: 1.60%, and Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hampton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hampton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Hampton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Hampton 1700 W Mercury Blvd, Hampton, VA 23666 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 31 +2 HELOCs |
1.1% | 91.2% | $223,709 | View |
|
2 offices in Hampton 104 Market Place Dr, Hampton, VA 23666 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 19 | 0.6% | 70.4% | $196,052 | View |
|
★ 1 stars, 1 review 3 offices in Hampton 75 Willow Oaks Blvd, Hampton, VA 23669 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 12 +30 HELOCs |
0.4% | 85.7% | $209,166 | View |
|
1 office in Hampton 2030 Coliseum Dr, Hampton, VA 23666 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 7 +8 HELOCs |
0.2% | 100% | $290,714 | View |
The Old Point National Bank of Phoebus
|
Conventional | 6 | 0.2% | 85.7% | $213,333 | |
|
50 Hampton Club Dr, Hampton, VA 23666 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 120 +40 HELOCs |
4.1% | 74.3% | $202,750 | |
|
2300 Cunningham Dr, Hampton, VA 23666 2405 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 60 +109 HELOCs |
2.1% | 80.3% | $150,166 | View |
|
409 Aberdeen Rd, Hampton, VA 23661 A5.0 ★Texas Ratio: 10.20% |
Conventional, VA, HELOC | 39 +295 HELOCs |
1.3% | 90.9% | $238,076 | View |
|
347 Woodland Rd, Hampton, VA 23669 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, VA, HELOC | 33 +11 HELOCs |
1.1% | 100% | $281,969 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 17 | 0.6% | 100% | $317,352 | View |
|
95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, Jumbo, HELOC | 4 +1 HELOCs |
0.1% | 66.7% | $417,500 | View |
|
750 Volvo Pkwy, Chesapeake, VA 23320 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 4 +1 HELOCs |
0.1% | 100% | $75,000 | View |
|
108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81% |
VA | 4 | 0.1% | 100% | $365,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $280,000 | View |
|
1109 Cedar Rd, Chesapeake, VA 23322 7198 A+5.0 ★Texas Ratio: 5.45% |
Conventional, HELOC | 1 +8 HELOCs |
0% | 100% | $265,000 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0% | 100% | $315,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $175,000 | View |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
VA, HELOC | 1 +1 HELOCs |
0% | 100% | $195,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $55,000 | |
|
1217 Cedar Rd, Chesapeake, VA 23322 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $705,000 | View |
|
6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $65,000 | View |
|
4875 Eisenhower Ave, Alexandria, VA 22304 4886 A5.0 ★Texas Ratio: 10.04% |
Conventional | 1 | 0% | 100% | $95,000 | View |
|
5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0% | 100% | $335,000 | View |
|
1927 C And F Dr, Hampton, VA 23666 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 0% | 100% | $105,000 | View |
|
9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0% | 100% | $85,000 | View |
|
13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
VA | 1 | 0% | 33.3% | $355,000 | View |
|
206 E 2nd Ave, Franklin, VA 23851 A5.0 ★Texas Ratio: 8.32% |
Conventional | 1 | 0% | 100% | $15,000 | View |
|
1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
Conventional | 1 | 0% | 50% | $215,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0% | 100% | $65,000 | View |
|
2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0% | 100% | $125,000 | View |
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564 |
HELOC | 0 +5 HELOCs |
0% | 0% | ||
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
141 155 N Court Street, Covington, VA 24426 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 153 | 5.2% | 96.9% | $239,705 | |
Tidewater Mortgage Services, Inc
|
Conventional, FHA, VA | 61 | 2.1% | 92.4% | $283,524 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA, VA | 57 | 1.9% | 96.6% | $245,350 | View |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 43 | 1.5% | 100% | $239,651 | |
Archer Mortgage LLC
|
Conventional, FHA, VA | 28 | 1% | 93.5% | $310,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 21 | 0.7% | 95.5% | $277,380 | |
1St Advantage Federal Credit U
|
Conventional, HELOC | 20 +32 HELOCs |
0.7% | 60.6% | $110,000 | |
Tidewater Home Funding, LLC
|
Conventional, FHA, VA | 16 | 0.5% | 94.1% | $275,000 | |
RW Towne, LLC
|
Conventional, FHA, VA | 15 | 0.5% | 94.4% | $197,666 | |
Capital Center LLC
|
Conventional, FHA, VA | 14 | 0.5% | 66.7% | $234,285 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 12 | 0.4% | 92.3% | $300,833 | View |
Garrett Mortgage LLC
|
Conventional, FHA, VA | 10 | 0.3% | 100% | $311,000 | |
Towne Mortgage
|
Conventional, FHA, VA | 10 | 0.3% | 100% | $327,000 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, VA | 8 | 0.3% | 88.9% | $330,000 | |
Integrity Home Mortgage Corporation
|
Conventional, FHA | 4 | 0.1% | 100% | $262,500 | |
Credit Union Mortgage Associat
|
Conventional | 2 | 0.1% | 100% | $200,000 | |
Intercoastal Mortgage, LLC
|
Conventional, VA | 2 | 0.1% | 100% | $330,000 | |
Strong Home Mortgage, LLC
|
VA | 2 | 0.1% | 100% | $465,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 269 | 9.2% | 79.3% | $311,765 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 254 +2 HELOCs |
8.7% | 86.4% | $297,834 | |
Rocket Mortgage
|
Conventional, FHA, VA | 239 | 8.2% | 79.5% | $212,071 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA, Jumbo | 216 | 7.4% | 93.6% | $272,500 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, HELOC | 121 +2 HELOCs |
4.1% | 95.6% | $245,743 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 111 | 3.8% | 89.3% | $300,045 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 89 | 3% | 85.1% | $232,640 | |
Newrez LLC
|
Conventional, FHA, VA | 48 | 1.6% | 77.8% | $268,125 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 32 | 1.1% | 75% | $205,625 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 32 | 1.1% | 91.7% | $118,750 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA, VA | 30 | 1% | 83.3% | $270,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 23 +1 HELOCs |
0.8% | 100% | $344,130 | |
New Day Financial, LLC.
|
Conventional, VA | 23 | 0.8% | 47.9% | $292,391 | |
Village Capital & Investment
|
FHA, VA | 23 | 0.8% | 78.6% | $321,086 | |
Equity Prime Mortgage LLC
|
FHA, VA | 18 | 0.6% | 78.3% | $306,666 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 18 | 0.6% | 75% | $264,444 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 18 | 0.6% | 81.8% | $321,666 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 17 | 0.6% | 100% | $243,823 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 17 | 0.6% | 58.6% | $200,294 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 16 | 0.5% | 85% | $330,625 | View |
Loanunited.Com, LLC
|
FHA, VA | 15 | 0.5% | 78.9% | $328,333 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 14 | 0.5% | 36.6% | $93,571 | |
HomeBridge Financial Services, Inc
|
FHA, VA, HELOC | 13 +4 HELOCs |
0.4% | 86.7% | $288,076 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 13 | 0.4% | 92.9% | $318,846 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 13 | 0.4% | 65% | $285,769 | View |
New American Funding, LLC.
|
Conventional, FHA, VA | 13 | 0.4% | 48.1% | $244,230 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 12 +1 HELOCs |
0.4% | 100% | $315,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 12 | 0.4% | 92.3% | $266,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 12 | 0.4% | 92.3% | $244,166 | |
EMM Loans LLC
|
Conventional, FHA, VA | 11 | 0.4% | 92.3% | $320,454 | |
Goodleap, LLC
|
Conventional, FHA, VA, HELOC | 10 +3 HELOCs |
0.3% | 63.2% | $260,000 | |
Guaranteed Rate, Inc.
|
VA | 10 | 0.3% | 78.6% | $311,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 9 | 0.3% | 76.9% | $226,111 | |
T2 Financial LLC
|
Conventional, FHA, VA | 9 | 0.3% | 100% | $303,888 | |
American Financial Resources LLC
|
FHA, VA | 8 | 0.3% | 88.9% | $305,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
VA | 8 | 0.3% | 100% | $375,000 | View |
Embrace Home Loans, Inc.
|
FHA, VA | 8 | 0.3% | 100% | $316,250 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 8 | 0.3% | 58.8% | $158,750 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 8 | 0.3% | 100% | $213,750 | View |
Spring Eq, LLC
|
Conventional, HELOC | 7 +4 HELOCs |
0.2% | 26.9% | $50,714 | |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA | 7 | 0.2% | 87.5% | $289,285 | View |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 7 | 0.2% | 42.9% | $186,428 | |
ClearPath Lending
|
VA | 7 | 0.2% | 87.5% | $332,142 | |
Iserve Residential Lending
|
FHA, VA | 7 | 0.2% | 100% | $290,714 | |
Everett Financial, Inc.
|
Conventional, VA | 6 | 0.2% | 85.7% | $356,666 | |
First Home Mortgage
|
Conventional, FHA, VA | 6 | 0.2% | 100% | $251,666 | |
Sun West Mortgage Company, Inc
|
FHA, VA | 6 | 0.2% | 85.7% | $251,666 | |
Mid-Continent Funding, Inc.
|
VA | 6 | 0.2% | 100% | $276,666 | |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA, VA | 6 | 0.2% | 100% | $288,333 | View |
Pentagon Federal Credit Union
|
Conventional, VA, HELOC | 5 +1 HELOCs |
0.2% | 55.6% | $327,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, VA | 5 | 0.2% | 100% | $321,000 | |
Royal United Mortgage LLC
|
Conventional | 5 | 0.2% | 83.3% | $135,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 5 | 0.2% | 71.4% | $217,000 | View |
Fidelity Direct Mortgage, LLC
|
Conventional, FHA, VA | 5 | 0.2% | 85.7% | $207,000 | |
Nfm, Inc
|
Conventional, FHA, VA | 5 | 0.2% | 100% | $309,000 | |
Emet Lending Group, Inc.
|
Conventional | 5 | 0.2% | 100% | $279,000 | |
Lower, LLC
|
Conventional, FHA, VA | 5 | 0.2% | 62.5% | $263,000 | |
Reliance First Capital, LLC
|
Conventional, FHA, VA | 5 | 0.2% | 100% | $253,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 4 | 0.1% | 66.7% | $142,500 | View |
MortgageOne, Inc
|
VA | 4 | 0.1% | 100% | $322,500 | |
AmeriHome Mortgage Company, LLC
|
FHA, VA | 4 | 0.1% | 71.4% | $260,000 | |
City 1st Mortgage Services, LC
|
Conventional, VA | 4 | 0.1% | 80% | $290,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, VA | 4 | 0.1% | 100% | $265,000 | |
Milend, Inc
|
FHA, VA | 4 | 0.1% | 66.7% | $407,500 | |
The Loan Store, Inc
|
Conventional | 4 | 0.1% | 100% | $240,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 4 | 0.1% | 80% | $317,500 | View |
Nbkc Bank
|
VA | 3 | 0.1% | 60% | $275,000 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.1% | 60% | $278,333 | |
TruHome Solutions, LLC
|
Conventional, FHA | 3 | 0.1% | 100% | $241,666 | |
PHH Mortgage Corporation
|
Conventional, VA | 3 | 0.1% | 100% | $251,666 | |
Filo Mortgage, LLC
|
Conventional, VA | 3 | 0.1% | 100% | $248,333 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, FHA | 3 | 0.1% | 100% | $191,666 | |
American Financing Corporation
|
Conventional, VA | 3 | 0.1% | 45.5% | $115,000 | |
Peoples Mortgage Company
|
FHA, VA | 3 | 0.1% | 50% | $295,000 | |
Nations Lending Corporation
|
Conventional, FHA | 3 | 0.1% | 100% | $211,666 | |
Towne Mortgage Company
|
Conventional, VA | 3 | 0.1% | 100% | $298,333 | |
Nations Direct Mortgage, LLC
|
Conventional, VA | 3 | 0.1% | 75% | $271,666 | |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 0.1% | 100% | $178,333 | |
Geneva Financial LLC
|
Conventional, VA | 3 | 0.1% | 100% | $231,666 | |
Goprime Mortgage, Inc.
|
VA | 3 | 0.1% | 100% | $368,333 | |
United Trust Bank
|
FHA, VA | 2 | 0.1% | 100% | $270,000 | |
AAFMAA Mortgage Services LLC
|
Conventional | 2 | 0.1% | 100% | $270,000 | |
Click n' Close, Inc.
|
Conventional, VA | 2 | 0.1% | 100% | $160,000 | |
Securitynational Mortgage Company
|
Conventional, FHA | 2 | 0.1% | 100% | $100,000 | |
Bay Equity LLC
|
VA | 2 | 0.1% | 100% | $350,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.1% | 100% | $305,000 | View |
BoxCar Mortgage, LLC
|
VA | 2 | 0.1% | 100% | $325,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.1% | 66.7% | $325,000 | View |
21St Mortgage
|
Conventional | 2 | 0.1% | 66.7% | $65,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.1% | 100% | $210,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.1% | 7.1% | $80,000 | |
Texana Bank
|
VA | 2 | 0.1% | 100% | $270,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 2 | 0.1% | 100% | $225,000 | |
Tower Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $115,000 | |
|
B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0% | 100% | $155,000 | View |
Members 1St FCU
|
Conventional | 1 | 0% | 100% | $275,000 | |
American Portfolio Mortgage Corporation
|
VA | 1 | 0% | 100% | $265,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0% | 100% | $415,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $305,000 | |
Go Mortgage, LLC
|
FHA | 1 | 0% | 100% | $285,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0% | 50% | $205,000 | |
Dart Bank
|
VA | 1 | 0% | 100% | $365,000 | |
Resicentral LLC
|
Conventional | 1 | 0% | 100% | $395,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0% | 100% | $195,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0% | 100% | $245,000 | |
Valon Mortgage
|
Conventional | 1 | 0% | 100% | $75,000 | |
Onpath Federal Credit Union
|
Conventional | 1 | 0% | 100% | $245,000 | |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 0% | 100% | $175,000 | |
Discover Bank
|
Conventional | 1 | 0% | 6.2% | $85,000 | |
Absolute Home Mortgage
|
VA, Jumbo | 1 | 0% | 50% | $1,605,000 | |
Flexpoint, Inc.
|
FHA | 1 | 0% | 100% | $245,000 | |
VanDyk Mortgage Corporation
|
VA | 1 | 0% | 100% | $145,000 | |
myCUmortgage
|
Conventional | 1 | 0% | 50% | $135,000 | |
Credence Funding Corporation
|
VA | 1 | 0% | 100% | $225,000 | |
Mortgage Center LC
|
FHA | 1 | 0% | 100% | $335,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0% | 50% | $255,000 | |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 1 | 0% | 100% | $825,000 | |
|
A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 0% | 100% | $395,000 | View |
Nasa Federal Credit Union
|
Conventional | 1 | 0% | 100% | $55,000 | |
Andrews Federal Credit Union
|
Conventional | 1 | 0% | 100% | $245,000 | |
Saygo Home Loans, LLC
|
FHA | 1 | 0% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0% | 100% | $175,000 | View |
Mortgage Solutions of Colorado
|
FHA | 1 | 0% | 66.7% | $145,000 | |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0% | 100% | $365,000 | View |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0% | 100% | $285,000 | View |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0% | 50% | $55,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
FHA | 1 | 0% | 100% | $265,000 | View |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0% | 100% | $705,000 | |
Gmfs, LLC
|
FHA | 1 | 0% | 100% | $185,000 | |
United Nations Federal CU
|
Conventional | 1 | 0% | 100% | $315,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0% | 100% | $225,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0% | 14.3% | $195,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0% | 100% | $355,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0% | 100% | $285,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0% | 50% | $155,000 | |
Figure Lending LLC
|
HELOC | 0 +13 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Hampton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hampton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Hampton, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 81.2 percent of home loans in Hampton, Virginia in 2025, banks 9.4 percent and credit unions 9.3 percent. Atlantic Bay Mortgage Group was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, The Old Point National Bank of Phoebus led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Hampton, Virginia with 31 loans, about 1.1 percent of the market. The largest lender headquartered in Virginia was The Old Point National Bank of Phoebus with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hampton, Virginia, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 96.9 percent, against a 82.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
89 lenders closed FHA loans in Hampton, Virginia in 2025, led by American Neighborhood Mortgage Acceptance Company with 58. 109 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 51 banks and 27 credit unions closed home loans in Hampton, Virginia in 2025, alongside 118 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hampton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hampton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hampton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.