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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Hampton, Virginia

Hampton, Virginia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1700 W Mercury Blvd, Hampton, VA 23666A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA104 Market Place Dr, Hampton, VA 23666A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank75 Willow Oaks Blvd, Hampton, VA 23669A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA2030 Coliseum Dr, Hampton, VA 23666A+5.0 ★Texas Ratio: 4.14%, The Old Point National Bank of PhoebusThe Old Point National Bank of PhoebusHampton, VA, Navy Federal Credit UnionNavy Federal Credit Union50 Hampton Club Dr, Hampton, VA 23666A5.0 ★Texas Ratio: 8.14%, BayPort Credit UnionBayPort Credit Union2300 Cunningham Dr, Hampton, VA 23666 2405A+5.0 ★Texas Ratio: 4.37%, Langley Federal Credit UnionLangley Federal Credit Union409 Aberdeen Rd, Hampton, VA 23661A5.0 ★Texas Ratio: 10.20%, TowneBankTowneBank347 Woodland Rd, Hampton, VA 23669A+5.0 ★Texas Ratio: 1.60%, and Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Hampton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hampton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Hampton, Virginia

Market share is the lender's share of all home loans closed in Hampton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Hampton
1700 W Mercury Blvd, Hampton, VA 23666
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 31
+2 HELOCs
1.1% 91.2% $223,709 View
2 offices in Hampton
104 Market Place Dr, Hampton, VA 23666
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA, VA 19 0.6% 70.4% $196,052 View
★ 1 stars, 1 review
3 offices in Hampton
75 Willow Oaks Blvd, Hampton, VA 23669
A+5.0 ★Texas Ratio: 2.87%
Conventional, VA, HELOC 12
+30 HELOCs
0.4% 85.7% $209,166 View
1 office in Hampton
2030 Coliseum Dr, Hampton, VA 23666
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 7
+8 HELOCs
0.2% 100% $290,714 View
The Old Point National Bank of Phoebus
Conventional 6 0.2% 85.7% $213,333
50 Hampton Club Dr, Hampton, VA 23666
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo, HELOC 120
+40 HELOCs
4.1% 74.3% $202,750
2300 Cunningham Dr, Hampton, VA 23666 2405
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 60
+109 HELOCs
2.1% 80.3% $150,166 View
409 Aberdeen Rd, Hampton, VA 23661
A5.0 ★Texas Ratio: 10.20%
Conventional, VA, HELOC 39
+295 HELOCs
1.3% 90.9% $238,076 View
347 Woodland Rd, Hampton, VA 23669
A+5.0 ★Texas Ratio: 1.60%
Conventional, FHA, VA, HELOC 33
+11 HELOCs
1.1% 100% $281,969 View
1515 Wilson Blvd, Arlington, VA 22209
A-4.9 ★Texas Ratio: 16.48%
Conventional, FHA, VA 17 0.6% 100% $317,352 View
95 Community St, Charlottesville, VA 22911
A+5.0 ★Texas Ratio: 4.85%
Conventional, FHA, Jumbo, HELOC 4
+1 HELOCs
0.1% 66.7% $417,500 View
750 Volvo Pkwy, Chesapeake, VA 23320
A+5.0 ★Texas Ratio: 5.29%
Conventional, HELOC 4
+1 HELOCs
0.1% 100% $75,000 View
108 Mcnair Rd, Fort Myer, VA 22211
A+5.0 ★Texas Ratio: 4.81%
VA 4 0.1% 100% $365,000 View
120 Seminole Ct, Charlottesville, VA 22901
A5.0 ★Texas Ratio: 6.40%
Conventional, HELOC 2
+1 HELOCs
0.1% 100% $280,000 View
1109 Cedar Rd, Chesapeake, VA 23322 7198
A+5.0 ★Texas Ratio: 5.45%
Conventional, HELOC 1
+8 HELOCs
0% 100% $265,000 View
★ 1.7 stars, 3 reviews
3131 Duke St, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+5 HELOCs
0% 100% $315,000 View
115 N Washington St, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 1
+1 HELOCs
0% 100% $175,000 View
7485 Richmond Highway, Alexandria, VA 22306
A+5.0 ★Texas Ratio: 4.11%
VA, HELOC 1
+1 HELOCs
0% 100% $195,000 View
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306
Conventional, HELOC 1
+1 HELOCs
0% 100% $55,000
1217 Cedar Rd, Chesapeake, VA 23322
A+5.0 ★Texas Ratio: 1.13%
Conventional, HELOC 1
+1 HELOCs
0% 100% $705,000 View
6566 Little River Tpke, Alexandria, VA 22312
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 1
+1 HELOCs
0% 100% $65,000 View
4875 Eisenhower Ave, Alexandria, VA 22304 4886
A5.0 ★Texas Ratio: 10.04%
Conventional 1 0% 100% $95,000 View
5000 Dominion Blvd, Glen Allen, VA 23060 3308
A+5.0 ★Texas Ratio: 1.46%
Conventional 1 0% 100% $335,000 View
1927 C And F Dr, Hampton, VA 23666
A+5.0 ★Texas Ratio: 0.62%
Conventional 1 0% 100% $105,000 View
9060 N Five Forks Rd, Amelia Court House, VA 23002
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0% 100% $85,000 View
13701 US Highway 29 Ste I, Chatham, VA 24531
A5.0 ★Texas Ratio: 7.25%
VA 1 0% 33.3% $355,000 View
206 E 2nd Ave, Franklin, VA 23851
A5.0 ★Texas Ratio: 8.32%
Conventional 1 0% 100% $15,000 View
1630 King St, Alexandria, VA 22314 2763
A+5.0 ★Texas Ratio: 4.05%
Conventional 1 0% 50% $215,000 View
704 King Street, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 1.62%
Conventional 1 0% 100% $65,000 View
2879 Clarendon Boulevard, Arlington, VA 22201
A+5.0 ★Texas Ratio: 2.82%
Conventional 1 0% 100% $125,000 View
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564
HELOC 0
+5 HELOCs
0% 0%
1700 Diagonal Rd, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
141 155 N Court Street, Covington, VA 24426
A+5.0 ★Texas Ratio: 3.39%
HELOC 0
+1 HELOCs
0% n/a View
Atlantic Bay Mortgage Group
Conventional, FHA, VA 153 5.2% 96.9% $239,705
Tidewater Mortgage Services, Inc
Conventional, FHA, VA 61 2.1% 92.4% $283,524
A4.7 ★Texas Ratio: 0.83%
Conventional, FHA, VA 57 1.9% 96.6% $245,350 View
Atlantic Coast Mortgage, LLC
Conventional, FHA, VA 43 1.5% 100% $239,651
Archer Mortgage LLC
Conventional, FHA, VA 28 1% 93.5% $310,000
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 21 0.7% 95.5% $277,380
1St Advantage Federal Credit U
Conventional, HELOC 20
+32 HELOCs
0.7% 60.6% $110,000
Tidewater Home Funding, LLC
Conventional, FHA, VA 16 0.5% 94.1% $275,000
RW Towne, LLC
Conventional, FHA, VA 15 0.5% 94.4% $197,666
Capital Center LLC
Conventional, FHA, VA 14 0.5% 66.7% $234,285
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, VA 12 0.4% 92.3% $300,833 View
Garrett Mortgage LLC
Conventional, FHA, VA 10 0.3% 100% $311,000
Towne Mortgage
Conventional, FHA, VA 10 0.3% 100% $327,000
ALCOVA Mortgage, LLC
Conventional, FHA, VA 8 0.3% 88.9% $330,000
Integrity Home Mortgage Corporation
Conventional, FHA 4 0.1% 100% $262,500
Credit Union Mortgage Associat
Conventional 2 0.1% 100% $200,000
Intercoastal Mortgage, LLC
Conventional, VA 2 0.1% 100% $330,000
Strong Home Mortgage, LLC
VA 2 0.1% 100% $465,000
Mortgage Research Center
Conventional, FHA, VA 269 9.2% 79.3% $311,765
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 254
+2 HELOCs
8.7% 86.4% $297,834
Rocket Mortgage
Conventional, FHA, VA 239 8.2% 79.5% $212,071
American Neighborhood Mortgage Acceptance Company
Conventional, FHA, VA, Jumbo 216 7.4% 93.6% $272,500
A+5.0 ★Texas Ratio: 0.40%
Conventional, FHA, VA, HELOC 121
+2 HELOCs
4.1% 95.6% $245,743 View
Freedom Mortgage Corporation
Conventional, FHA, VA 111 3.8% 89.3% $300,045
Pennymac Loan Services LLC
Conventional, FHA, VA 89 3% 85.1% $232,640
Newrez LLC
Conventional, FHA, VA 48 1.6% 77.8% $268,125
loanDepot.com LLC
Conventional, FHA, VA 32 1.1% 75% $205,625
Nationstar Mortgage
Conventional, FHA, VA 32 1.1% 91.7% $118,750
Calcon Mutual Mortgage LLC
Conventional, FHA, VA 30 1% 83.3% $270,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA, Jumbo, HELOC 23
+1 HELOCs
0.8% 100% $344,130
New Day Financial, LLC.
Conventional, VA 23 0.8% 47.9% $292,391
Village Capital & Investment
FHA, VA 23 0.8% 78.6% $321,086
Equity Prime Mortgage LLC
FHA, VA 18 0.6% 78.3% $306,666
American Financial Network, Inc.
Conventional, FHA, VA 18 0.6% 75% $264,444
Planet Home Lending, LLC
Conventional, FHA, VA 18 0.6% 81.8% $321,666
Guild Mortgage Company
Conventional, FHA, VA 17 0.6% 100% $243,823
Mutual of Omaha Mortgage
Conventional, FHA, VA 17 0.6% 58.6% $200,294
B+4.8 ★Texas Ratio: 16.98%
Conventional, FHA, VA 16 0.5% 85% $330,625 View
Loanunited.Com, LLC
FHA, VA 15 0.5% 78.9% $328,333
Amerisave Mortgage Company
Conventional, FHA, VA 14 0.5% 36.6% $93,571
HomeBridge Financial Services, Inc
FHA, VA, HELOC 13
+4 HELOCs
0.4% 86.7% $288,076
Union Home Mortgage Corp.
Conventional, FHA, VA 13 0.4% 92.9% $318,846
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 13 0.4% 65% $285,769 View
New American Funding, LLC.
Conventional, FHA, VA 13 0.4% 48.1% $244,230
Cmg Mortgage Inc
Conventional, FHA, VA, USDA, HELOC 12
+1 HELOCs
0.4% 100% $315,000
Zillow Home Loans, LLC
Conventional, FHA, VA 12 0.4% 92.3% $266,666
Fairway Independent Mort Corp
Conventional, FHA, VA 12 0.4% 92.3% $244,166
EMM Loans LLC
Conventional, FHA, VA 11 0.4% 92.3% $320,454
Goodleap, LLC
Conventional, FHA, VA, HELOC 10
+3 HELOCs
0.3% 63.2% $260,000
Guaranteed Rate, Inc.
VA 10 0.3% 78.6% $311,000
Cardinal Financial Company, Li
Conventional, FHA, VA 9 0.3% 76.9% $226,111
T2 Financial LLC
Conventional, FHA, VA 9 0.3% 100% $303,888
American Financial Resources LLC
FHA, VA 8 0.3% 88.9% $305,000
A+5.0 ★Texas Ratio: 4.31%
VA 8 0.3% 100% $375,000 View
Embrace Home Loans, Inc.
FHA, VA 8 0.3% 100% $316,250
Carrington Mortgage Services LLC
Conventional, FHA 8 0.3% 58.8% $158,750
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional, FHA, VA 8 0.3% 100% $213,750 View
Spring Eq, LLC
Conventional, HELOC 7
+4 HELOCs
0.2% 26.9% $50,714
A+5.0 ★Texas Ratio: 3.36%
Conventional, FHA, VA 7 0.2% 87.5% $289,285 View
Lakeview Loan Servicing, LLC
Conventional, VA 7 0.2% 42.9% $186,428
ClearPath Lending
VA 7 0.2% 87.5% $332,142
Iserve Residential Lending
FHA, VA 7 0.2% 100% $290,714
Everett Financial, Inc.
Conventional, VA 6 0.2% 85.7% $356,666
First Home Mortgage
Conventional, FHA, VA 6 0.2% 100% $251,666
Sun West Mortgage Company, Inc
FHA, VA 6 0.2% 85.7% $251,666
Mid-Continent Funding, Inc.
VA 6 0.2% 100% $276,666
A+5.0 ★Texas Ratio: 2.20%
FHA, VA 6 0.2% 100% $288,333 View
Pentagon Federal Credit Union
Conventional, VA, HELOC 5
+1 HELOCs
0.2% 55.6% $327,000
Cornerstone First Mortgage, LLC
Conventional, VA 5 0.2% 100% $321,000
Royal United Mortgage LLC
Conventional 5 0.2% 83.3% $135,000
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA, VA 5 0.2% 71.4% $217,000 View
Fidelity Direct Mortgage, LLC
Conventional, FHA, VA 5 0.2% 85.7% $207,000
Nfm, Inc
Conventional, FHA, VA 5 0.2% 100% $309,000
Emet Lending Group, Inc.
Conventional 5 0.2% 100% $279,000
Lower, LLC
Conventional, FHA, VA 5 0.2% 62.5% $263,000
Reliance First Capital, LLC
Conventional, FHA, VA 5 0.2% 100% $253,000
A+5.0 ★Texas Ratio: 2.85%
Conventional, VA 4 0.1% 66.7% $142,500 View
MortgageOne, Inc
VA 4 0.1% 100% $322,500
AmeriHome Mortgage Company, LLC
FHA, VA 4 0.1% 71.4% $260,000
City 1st Mortgage Services, LC
Conventional, VA 4 0.1% 80% $290,000
Sierra Pacific Mortgage Co. Inc
Conventional, FHA, VA 4 0.1% 100% $265,000
Milend, Inc
FHA, VA 4 0.1% 66.7% $407,500
The Loan Store, Inc
Conventional 4 0.1% 100% $240,000
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA, VA 4 0.1% 80% $317,500 View
Nbkc Bank
VA 3 0.1% 60% $275,000
Kind Lending, LLC
Conventional, FHA 3 0.1% 60% $278,333
TruHome Solutions, LLC
Conventional, FHA 3 0.1% 100% $241,666
PHH Mortgage Corporation
Conventional, VA 3 0.1% 100% $251,666
Filo Mortgage, LLC
Conventional, VA 3 0.1% 100% $248,333
Home Mortgage Alliance Corp (Hmac)
Conventional, FHA 3 0.1% 100% $191,666
American Financing Corporation
Conventional, VA 3 0.1% 45.5% $115,000
Peoples Mortgage Company
FHA, VA 3 0.1% 50% $295,000
Nations Lending Corporation
Conventional, FHA 3 0.1% 100% $211,666
Towne Mortgage Company
Conventional, VA 3 0.1% 100% $298,333
Nations Direct Mortgage, LLC
Conventional, VA 3 0.1% 75% $271,666
Paramount Residential Mortgage
Conventional, FHA 3 0.1% 100% $178,333
Geneva Financial LLC
Conventional, VA 3 0.1% 100% $231,666
Goprime Mortgage, Inc.
VA 3 0.1% 100% $368,333
United Trust Bank
FHA, VA 2 0.1% 100% $270,000
AAFMAA Mortgage Services LLC
Conventional 2 0.1% 100% $270,000
Click n' Close, Inc.
Conventional, VA 2 0.1% 100% $160,000
Securitynational Mortgage Company
Conventional, FHA 2 0.1% 100% $100,000
Bay Equity LLC
VA 2 0.1% 100% $350,000
A+5.0 ★Texas Ratio: 1.10%
Conventional, VA 2 0.1% 100% $305,000 View
BoxCar Mortgage, LLC
VA 2 0.1% 100% $325,000
A-5.0 ★Texas Ratio: 14.97%
VA 2 0.1% 66.7% $325,000 View
21St Mortgage
Conventional 2 0.1% 66.7% $65,000
A+5.0 ★Texas Ratio: 0.51%
Conventional, VA 2 0.1% 100% $210,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 2 0.1% 7.1% $80,000
Texana Bank
VA 2 0.1% 100% $270,000
JMAC Lending, Inc.
Conventional, FHA 2 0.1% 100% $225,000
Tower Federal Credit Union
Conventional, HELOC 1
+1 HELOCs
0% 100% $115,000
B+4.3 ★Texas Ratio: 5.52%
Conventional 1 0% 100% $155,000 View
Members 1St FCU
Conventional 1 0% 100% $275,000
American Portfolio Mortgage Corporation
VA 1 0% 100% $265,000
Gold Star Mortgage Financial Group, Corporation
FHA 1 0% 100% $415,000
Contour Mortgage Corporation
Conventional 1 0% 100% $305,000
Go Mortgage, LLC
FHA 1 0% 100% $285,000
Allied Mortgage Group, Inc
Conventional 1 0% 50% $205,000
Dart Bank
VA 1 0% 100% $365,000
Resicentral LLC
Conventional 1 0% 100% $395,000
Deephaven Mortgage LLC
Conventional 1 0% 100% $195,000
AmWest Funding Corp
Conventional 1 0% 100% $245,000
Valon Mortgage
Conventional 1 0% 100% $75,000
Onpath Federal Credit Union
Conventional 1 0% 100% $245,000
First Alliance Home Mortgage, LLC
FHA 1 0% 100% $175,000
Discover Bank
Conventional 1 0% 6.2% $85,000
Absolute Home Mortgage
VA, Jumbo 1 0% 50% $1,605,000
Flexpoint, Inc.
FHA 1 0% 100% $245,000
VanDyk Mortgage Corporation
VA 1 0% 100% $145,000
myCUmortgage
Conventional 1 0% 50% $135,000
Credence Funding Corporation
VA 1 0% 100% $225,000
Mortgage Center LC
FHA 1 0% 100% $335,000
Hometown Equity Mortgage, LLC
Conventional 1 0% 50% $255,000
Lendsure Mortgage Corp.
Conventional, Jumbo 1 0% 100% $825,000
A+5.0 ★Texas Ratio: 1.41%
VA 1 0% 100% $395,000 View
Nasa Federal Credit Union
Conventional 1 0% 100% $55,000
Andrews Federal Credit Union
Conventional 1 0% 100% $245,000
Saygo Home Loans, LLC
FHA 1 0% 100% $245,000
A+5.0 ★Texas Ratio: 2.15%
FHA 1 0% 100% $175,000 View
Mortgage Solutions of Colorado
FHA 1 0% 66.7% $145,000
Genway Home Mortgage, Inc.
FHA 1 0% 100% $295,000
A5.0 ★Texas Ratio: 7.51%
Conventional 1 0% 100% $365,000 View
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0% 100% $285,000 View
Nationwide Mortgage Bankers, Inc.
Conventional 1 0% 100% $185,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 0% 50% $55,000 View
A+5.0 ★Texas Ratio: 3.22%
FHA 1 0% 100% $265,000 View
RBC Bank (Georgia), N.A.
Conventional 1 0% 100% $705,000
Gmfs, LLC
FHA 1 0% 100% $185,000
United Nations Federal CU
Conventional 1 0% 100% $315,000
Loan Simple, Inc.
FHA 1 0% 100% $225,000
Plaza Home Mortgage, Inc
Conventional 1 0% 14.3% $195,000
Ark-La-Tex Financial Services LLC
VA 1 0% 100% $355,000
Leaderone Financial Corp.
FHA 1 0% 100% $285,000
Champions Funding, LLC
Conventional 1 0% 50% $155,000
Figure Lending LLC
HELOC 0
+13 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+10 HELOCs
0% n/a View
Quorum Federal Credit Union
HELOC 0
+5 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.87%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 4.25%
HELOC 0
+1 HELOCs
0% n/a
Digital Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Better Mortgage Corporation
HELOC 0
+1 HELOCs
0% 0%
A+5.0 ★Texas Ratio: 3.10%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Hampton, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Hampton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hampton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Hampton, VA

Use these to narrow the list above. Each category shows how many Hampton, VA lenders fit and what that kind of lender is usually best for.

Who Lends in Hampton, VA

Independent mortgage companies closed 81.2 percent of home loans in Hampton, Virginia in 2025, banks 9.4 percent and credit unions 9.3 percent. Atlantic Bay Mortgage Group was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, The Old Point National Bank of Phoebus led with 6 loans.

81.2%
Mortgage companies
9.4%
Banks
9.3%
Credit unions
18%
FHA loans
48%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Hampton, VA

Who is the largest mortgage lender in Hampton, VA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Hampton, Virginia with 31 loans, about 1.1 percent of the market. The largest lender headquartered in Virginia was The Old Point National Bank of Phoebus with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Hampton, VA have the highest approval rates?

Among lenders with meaningful volume in Hampton, Virginia, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 96.9 percent, against a 82.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Hampton, VA mortgage lenders offer FHA, VA and USDA loans?

89 lenders closed FHA loans in Hampton, Virginia in 2025, led by American Neighborhood Mortgage Acceptance Company with 58. 109 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Hampton, VA lender list?

Yes. 51 banks and 27 credit unions closed home loans in Hampton, Virginia in 2025, alongside 118 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Hampton, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Hampton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hampton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hampton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.