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Home / Mortgage Lenders / Virginia / Norfolk
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Norfolk, Virginia

Content reviewed by Brian McKay Brian McKay Brian McKayFounder and Data Architect at MonitorBankRates.com. For over 18 years he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio | iEditorial Disclosure Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships. | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Norfolk, Virginia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA777 W 21st St, Norfolk, VA 23517A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank150 W Main St, Norfolk, VA 23510A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA440 Monticello Ave Ste 150, Norfolk, VA 23510A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1916 Colonial Ave, Norfolk, VA 23517A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1301 49th St, Norfolk, VA 23508A+5.0 ★Texas Ratio: 4.24%, Dollar Bank, FSBDollar Bank, FSB7862 Tidewater Dr, Norfolk, VA 23505A+5.0 ★Texas Ratio: 5.29%, Southern Bank and Trust CompanySouthern Bank and Trust Company403 Boush St, Norfolk, VA 23510A+5.0 ★Texas Ratio: 1.13%, Atlantic Union BankAtlantic Union Bank539 W 21st St, Norfolk, VA 23517A+5.0 ★Texas Ratio: 2.51%, Towne MortgageTowne MortgageNorfolk, VA, and RW Towne, LLCRW Towne, LLCNorfolk, VA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Norfolk, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Norfolk are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Norfolk, Virginia

Market share is the lender's share of all home loans closed in Norfolk, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
JPMorgan Chase Bank, NA
2 offices in Norfolk
777 W 21st St, Norfolk, VA 23517
A+5.0 ★Texas Ratio: 3.68%
 Conventional, VA 41 1% 97.7% $263,780 View
Truist Bank
★ 1 stars, 1 review
6 offices in Norfolk
150 W Main St, Norfolk, VA 23510
A+5.0 ★Texas Ratio: 2.87%
 Conventional, FHA, VA, Jumbo, HELOC 26
+69 HELOCs
 0.6% 86.7% $335,000 View
Wells Fargo Bank NA
3 offices in Norfolk
440 Monticello Ave Ste 150, Norfolk, VA 23510
A+5.0 ★Texas Ratio: 5.36%
 Conventional, FHA, VA 25 0.6% 80.6% $257,400 View
Bank of America NA
5 offices in Norfolk
1916 Colonial Ave, Norfolk, VA 23517
A+5.0 ★Texas Ratio: 4.14%
 Conventional, Jumbo, HELOC 17
+32 HELOCs
 0.4% 89.5% $409,117 View
PNC Bank N.A.
★ 1.7 stars, 3 reviews
2 offices in Norfolk
1301 49th St, Norfolk, VA 23508
A+5.0 ★Texas Ratio: 4.24%
 Conventional, HELOC 13
+10 HELOCs
 0.3% 82.4% $231,153 View
Dollar Bank, FSB
1 office in Norfolk
7862 Tidewater Dr, Norfolk, VA 23505
A+5.0 ★Texas Ratio: 5.29%
 Conventional, FHA, HELOC 7
+6 HELOCs
 0.2% 70% $212,142 View
Southern Bank and Trust Company
2 offices in Norfolk
403 Boush St, Norfolk, VA 23510
A+5.0 ★Texas Ratio: 1.13%
 Conventional, HELOC 4
+21 HELOCs
 0.1% 100% $365,000 View
Atlantic Union Bank
1 office in Norfolk
539 W 21st St, Norfolk, VA 23517
A+5.0 ★Texas Ratio: 2.51%
 Conventional, Jumbo, HELOC 2
+10 HELOCs
 0% 100% $535,000 View
Towne Mortgage
 Conventional, FHA, VA 66 1.6% 98.5% $338,636
RW Towne, LLC
 Conventional, FHA, VA, Jumbo 63 1.5% 95.5% $385,634
Navy Federal Credit Union
7979 Hampton Blvd, Norfolk, VA 23505
A5.0 ★Texas Ratio: 8.14%
 Conventional, VA, HELOC 245
+109 HELOCs
 5.8% 71.1% $227,734
TowneBank
101 W Main St, Norfolk, VA 23510
A+5.0 ★Texas Ratio: 1.60%
 Conventional, FHA, VA, Jumbo, HELOC 42
+26 HELOCs
 1% 95.6% $364,285 View
Chartway FCU
132 Kempsville Rd, Norfolk, VA 23502
 Conventional, HELOC 30
+56 HELOCs
 0.7% 75% $98,666
BayPort Credit Union
600 Church St, Norfolk, VA 23501 9908
A+5.0 ★Texas Ratio: 4.37%
 Conventional, Jumbo, HELOC 26
+37 HELOCs
 0.6% 86.7% $247,307 View
Presidential Bank, FSB
1515 Wilson Blvd, Arlington, VA 22209
A-4.9 ★Texas Ratio: 16.48%
 Conventional, FHA, VA 25 0.6% 89.3% $299,400 View
Fulton Bank, National Association
95 Community St, Charlottesville, VA 22911
A+5.0 ★Texas Ratio: 4.85%
 Conventional, FHA, VA, Jumbo, HELOC 17
+5 HELOCs
 0.4% 81% $253,235 View
Langley Federal Credit Union
7420 Granby St, Norfolk, VA 23505
A5.0 ★Texas Ratio: 10.20%
 Conventional, HELOC 13
+107 HELOCs
 0.3% 92.9% $315,769 View
Virginia Federal Credit Union
120 Seminole Ct, Charlottesville, VA 22901
A5.0 ★Texas Ratio: 6.40%
 Conventional, FHA, VA, HELOC 9
+2 HELOCs
 0.2% 75% $229,444 View
Armed Forces Bank, N.A.
108 Mcnair Rd, Fort Myer, VA 22211
A+5.0 ★Texas Ratio: 4.81%
 Conventional, VA 7 0.2% 77.8% $353,571 View
Primis Bank
201 N Washington Hwy, Ashland, VA 23005
A5.0 ★Texas Ratio: 13.21%
 Conventional, FHA, VA, Jumbo 6 0.1% 100% $515,000 View
M&T Bank
7485 Richmond Highway, Alexandria, VA 22306
A+5.0 ★Texas Ratio: 4.11%
 Conventional, VA, HELOC 3
+1 HELOCs
 0.1% 75% $258,333 View
Beach Municipal FCU
4164 Virginia Beach Blvd, Virginia Beach, VA 23452
A+5.0 ★Texas Ratio: 2.63%
 Conventional 2 0% 100% $55,000 View
Citizens and Farmers Bank
2288 Cartersville Rd, Cartersville, VA 23027
A+5.0 ★Texas Ratio: 0.62%
 Conventional 2 0% 100% $90,000 View
Abnb Federal Credit Union
500 W 21st St, Norfolk, VA 23517
A+5.0 ★Texas Ratio: 5.45%
 Conventional, HELOC 1
+20 HELOCs
 0% 100% $285,000 View
TD Bank
6566 Little River Tpke, Alexandria, VA 22312
A+5.0 ★Texas Ratio: 3.71%
 Conventional, Jumbo, HELOC 1
+1 HELOCs
 0% 100% $885,000 View
Argent Federal Credit Union
11651 Alliance Cir, Chester, VA 23831 1451
A+5.0 ★Texas Ratio: 4.48%
 Conventional 1 0% 100% $525,000 View
Citizens Bank & Trust Co.
9060 N Five Forks Rd, Amelia Court House, VA 23002
A+5.0 ★Texas Ratio: 1.10%
 Conventional 1 0% 100% $135,000 View
Pinnacle Bank
4075wilson Boulevard, Arlington, VA 22203
A+5.0 ★Texas Ratio: 3.04%
 Conventional 1 0% 100% $165,000 View
First Bank
98 Blue Ridge Blvd, Blue Ridge, VA 24064
A+5.0 ★Texas Ratio: 2.42%
 Conventional 1 0% 100% $55,000 View
Southstate Bank, National Association
★ 5 stars, 1 review
409 S Washington Hwy, Ashland, VA 23005
A+5.0 ★Texas Ratio: 2.27%
 Conventional 1 0% 100% $495,000 View
First Carolina Bank
1864 Laskin Rd, Virginia Beach, VA 23454
A+5.0 ★Texas Ratio: 4.89%
 Conventional 1 0% 100% $215,000 View
First National Bank of PA
704 King Street, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 1.62%
 Conventional 1 0% 100% $65,000 View
Metro City Bank
7023 Little River Tpke, Annandale, VA 22003
A+5.0 ★Texas Ratio: 3.17%
 Conventional 1 0% 100% $85,000 View
Citizens Bank, NA
1700 Diagonal Rd, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 5.44%
 HELOC 0
+4 HELOCs
 0% n/a View
United Bank Va
7901 Richmond Hwy, Alexandria, VA 22306
A+5.0 ★Texas Ratio: 2.15%
 HELOC 0
+1 HELOCs
 0% n/a View
Servisfirst Bank
4505 Columbus Street, Virginia Beach, VA 23462
A5.0 ★Texas Ratio: 8.75%
 HELOC 0
+1 HELOCs
 0% n/a View
Northwest Federal Credit Union
1008 N Glebe Rd, Arlington, VA 22201 4799
A+5.0 ★Texas Ratio: 2.12%
 HELOC 0
+1 HELOCs
 0% n/a View
First Ciitizens Bank and Trust
950 N Glebe Rd, Arlington, VA 22203
A5.0 ★Texas Ratio: 7.72%
 HELOC 0
+1 HELOCs
 0% n/a View
Atlantic Bay Mortgage Group
 Conventional, FHA, VA, Jumbo 191 4.6% 99% $307,984
Southern Trust Mortgage, LLC
A4.7 ★Texas Ratio: 0.83%
 Conventional, FHA, VA, Jumbo 160 3.8% 97% $268,250 View
Atlantic Coast Mortgage, LLC
 Conventional, FHA, VA, Jumbo 73 1.7% 100% $290,616
Archer Mortgage LLC
 Conventional, FHA, VA 47 1.1% 100% $336,489
Tidewater Mortgage Services, Inc
 Conventional, FHA, VA, Jumbo 45 1.1% 95.7% $337,000
Prosperity Home Mortgage, LLC
 Conventional, FHA, VA, Jumbo 45 1.1% 91.8% $396,555
Tidewater Home Funding, LLC
 Conventional, FHA, VA 23 0.5% 100% $331,521
Capital Center LLC
 Conventional, FHA, VA 21 0.5% 77.8% $312,142
ALCOVA Mortgage, LLC
 Conventional, FHA, VA, Jumbo 15 0.4% 100% $453,000
C&F Mortgage Corporation
A+5.0 ★Texas Ratio: 4.11%
 Conventional, FHA, VA 11 0.3% 100% $330,454 View
First Heritage Mortgage, LLC
 Conventional, FHA, VA 6 0.1% 87.5% $373,333
First Savings Mortgage Corporation
 Conventional, VA, Jumbo 5 0.1% 100% $361,000
1St Advantage Federal Credit U
 Conventional, HELOC 3
+5 HELOCs
 0.1% 80% $48,333
Garrett Mortgage LLC
 Conventional, FHA 3 0.1% 100% $388,333
C&F Select LLC
 VA 2 0% 100% $270,000
Vellum Mortgage, Inc.
 VA 2 0% 100% $305,000
Integrity Home Mortgage Corporation
 Conventional, VA 2 0% 100% $355,000
City Lending Inc.
 FHA 1 0% 100% $335,000
Intercoastal Mortgage, LLC
 Conventional 1 0% 100% $525,000
The Old Point National Bank of Phoebus
 Conventional 1 0% 100% $75,000
Aurora Financial, LLC
 VA 1 0% 100% $675,000
United Wholesale Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 412
+4 HELOCs
 9.8% 89.7% $333,907
Mortgage Research Center
 Conventional, FHA, VA, Jumbo 383 9.1% 77.8% $343,093
American Neighborhood Mortgage Acceptance Company
 Conventional, FHA, VA, Jumbo 248 5.9% 96.6% $302,983
Rocket Mortgage
 Conventional, FHA, VA, Jumbo 230 5.5% 81.7% $231,782
Freedom Mortgage Corporation
 Conventional, FHA, VA, Jumbo 180 4.3% 88% $327,555
Movement Mortgage, LLC
A+5.0 ★Texas Ratio: 0.40%
 Conventional, FHA, VA, HELOC 141
+4 HELOCs
 3.4% 97.2% $289,893 View
Pennymac Loan Services LLC
 Conventional, FHA, VA, Jumbo 109 2.6% 81.2% $270,412
Newrez LLC
 Conventional, FHA, VA 96 2.3% 69.5% $316,979
CrossCountry Mortgage, LLC
 Conventional, FHA, VA, Jumbo, HELOC 77
+1 HELOCs
 1.8% 96.3% $370,844
American Financial Network, Inc.
 Conventional, FHA, VA 64 1.5% 95.5% $312,031
Cmg Mortgage Inc
 Conventional, FHA, VA, USDA, Jumbo 42 1% 95.6% $393,571
Nationstar Mortgage
 Conventional, FHA, VA 39 0.9% 88.9% $194,743
First Community Mortgage, Inc.
A+5.0 ★Texas Ratio: 3.36%
 Conventional, FHA, VA, Jumbo 35 0.8% 88.4% $334,714 View
Calcon Mutual Mortgage LLC
 Conventional, FHA, VA 35 0.8% 97.2% $284,714
loanDepot.com LLC
 Conventional, FHA, VA, HELOC 32
+2 HELOCs
 0.8% 66.7% $161,562
Loanunited.Com, LLC
 Conventional, FHA, VA 31 0.7% 96.9% $349,193
Village Capital & Investment
 FHA, VA 27 0.6% 87.8% $343,148
New American Funding, LLC.
 Conventional, FHA, VA, HELOC 24
+3 HELOCs
 0.6% 70.6% $295,833
EMM Loans LLC
 Conventional, FHA, VA 23 0.5% 100% $358,913
Guild Mortgage Company
 Conventional, FHA, VA 21 0.5% 100% $292,619
Cardinal Financial Company, Li
 Conventional, FHA, VA 21 0.5% 95.7% $260,238
Planet Home Lending, LLC
 Conventional, FHA, VA 20 0.5% 90.9% $355,000
Union Home Mortgage Corp.
 Conventional, FHA, VA, Jumbo, HELOC 18
+1 HELOCs
 0.4% 94.7% $321,111
American Financial Resources LLC
 Conventional, FHA, VA 18 0.4% 95% $345,555
Mutual of Omaha Mortgage
 Conventional, FHA, VA 17 0.4% 77.3% $319,117
Lakeview Loan Servicing, LLC
 Conventional, FHA, VA 15 0.4% 44.8% $304,333
T2 Financial LLC
 Conventional, FHA, VA 15 0.4% 93.8% $361,000
Nfm, Inc
 Conventional, FHA, VA 14 0.3% 93.3% $325,714
Usaa Federal Savings Bank
B-3.5 ★Texas Ratio: 6.80%
 Conventional, VA 14 0.3% 66.7% $364,285 View
Zillow Home Loans, LLC
 Conventional, FHA, VA 14 0.3% 87.5% $264,285
The Federal Savings Bank
B+4.8 ★Texas Ratio: 16.98%
 Conventional, FHA, VA 14 0.3% 83.3% $328,571 View
Equity Prime Mortgage LLC
 FHA, VA 13 0.3% 92.9% $306,538
Goodleap, LLC
 Conventional, FHA, VA, HELOC 12
+3 HELOCs
 0.3% 60.9% $261,666
Guaranteed Rate, Inc.
 Conventional, FHA, VA, Jumbo, HELOC 12
+2 HELOCs
 0.3% 66.7% $354,166
Click n' Close, Inc.
 Conventional, FHA, VA 12 0.3% 100% $165,833
Carrington Mortgage Services LLC
 Conventional, FHA, VA 12 0.3% 70% $266,666
Kind Lending, LLC
 Conventional, FHA, VA 11 0.3% 73.3% $332,272
Amerisave Mortgage Company
 Conventional, VA 11 0.3% 26.1% $143,181
New Day Financial, LLC.
 VA 11 0.3% 45.8% $285,909
AmeriHome Mortgage Company, LLC
 Conventional, FHA, VA 10 0.2% 100% $334,000
Nbkc Bank
 Conventional, VA, Jumbo 9 0.2% 81.8% $468,333
Fairway Independent Mort Corp
 Conventional, FHA, VA 9 0.2% 90% $282,777
Paramount Residential Mortgage
 Conventional, FHA, VA 9 0.2% 90% $305,000
Peoples Mortgage Company
 Conventional, FHA, VA 8 0.2% 100% $295,000
First National Bank of America
B-4.3 ★Texas Ratio: 23.12%
 Conventional 8 0.2% 88.9% $238,750 View
Plains Commerce Bank
A5.0 ★Texas Ratio: 9.09%
 Conventional, FHA, VA 8 0.2% 72.7% $327,500 View
PHH Mortgage Corporation
 Conventional, VA 7 0.2% 100% $357,857
ClearPath Lending
 VA 7 0.2% 100% $319,285
Sofi Bank, National Association
A+5.0 ★Texas Ratio: 0.51%
 Conventional, FHA 7 0.2% 100% $133,571 View
Spring Eq, LLC
 Conventional, HELOC 6
+7 HELOCs
 0.1% 29.2% $55,000
The Loan Store, Inc
 Conventional, VA, HELOC 6
+6 HELOCs
 0.1% 100% $366,666
Primelending
 Conventional, VA 6 0.1% 100% $371,666
Discover Bank
 Conventional 6 0.1% 26.1% $46,666
Churchill Mortgage Corporation
 Conventional, VA 6 0.1% 100% $320,000
Reliance First Capital, LLC
 Conventional, FHA 6 0.1% 75% $188,333
Sage Home Loans Corporation
 Conventional, FHA 5 0.1% 100% $307,000
Sun West Mortgage Company, Inc
 FHA, VA 5 0.1% 75% $359,000
American Pacific Mortgage Corporation
 Conventional, FHA, VA 5 0.1% 100% $275,000
Lower, LLC
 Conventional, VA 5 0.1% 83.3% $369,000
Ameris Bank
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
 Conventional, VA 5 0.1% 100% $353,000 View
HomeBridge Financial Services, Inc
 FHA, VA, HELOC 4
+8 HELOCs
 0.1% 66.7% $382,500
US Bank, N.A.
A+5.0 ★Texas Ratio: 2.85%
 Conventional, VA 4 0.1% 50% $305,000 View
Network Capital Funding Corporation
 Conventional, VA 4 0.1% 50% $215,000
Sierra Pacific Mortgage Co. Inc
 Conventional, VA 4 0.1% 80% $352,500
Iserve Residential Lending
 Conventional, FHA, VA 4 0.1% 100% $280,000
Nations Direct Mortgage, LLC
 Conventional, VA 4 0.1% 100% $260,000
Magnolia Bank
A-5.0 ★Texas Ratio: 14.97%
 VA 4 0.1% 100% $300,000 View
Plaza Home Mortgage, Inc
 Conventional, FHA, VA 4 0.1% 66.7% $230,000
Pentagon Federal Credit Union
 Conventional, VA, HELOC 3
+5 HELOCs
 0.1% 30% $331,666
Luminate Bank
A5.0 ★Texas Ratio: 11.06%
 Conventional, FHA, VA 3 0.1% 100% $261,666 View
RANLife, Inc.
 Conventional, FHA 3 0.1% 100% $258,333
Everett Financial, Inc.
 Conventional, FHA, VA 3 0.1% 80% $185,000
Fidelity Direct Mortgage, LLC
 Conventional, VA 3 0.1% 100% $288,333
First Home Mortgage
 Conventional 3 0.1% 100% $178,333
Ocmbc, Inc.
A+5.0 ★Texas Ratio: 5.05%
 Conventional, FHA 3 0.1% 80% $175,000 View
City 1st Mortgage Services, LC
 Conventional, VA 3 0.1% 100% $348,333
Provident Funding Associates
 Conventional 3 0.1% 100% $311,666
Barrington Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 2.20%
 Conventional, VA 3 0.1% 100% $301,666 View
Morgan Stanley Private Bank NA
A4.8 ★Texas Ratio: 2.45%
 Conventional, Jumbo 3 0.1% 100% $695,000 View
Cornerstone First Mortgage, LLC
 Conventional, VA 2 0% 66.7% $210,000
Royal United Mortgage LLC
 Conventional, VA 2 0% 66.7% $245,000
SWBC Mortgage Corporation
 Conventional, FHA 2 0% 100% $380,000
All Credit Considered Mortgage, Inc.
 Conventional 2 0% 100% $520,000
Allied Mortgage Group, Inc
 Conventional, VA 2 0% 100% $370,000
Home Mortgage Alliance Corp (Hmac)
 Conventional, FHA 2 0% 100% $80,000
American Financing Corporation
 FHA 2 0% 22.2% $170,000
Mid-Continent Funding, Inc.
 VA 2 0% 80% $365,000
First Option Mortgage, LLC
 FHA 2 0% 100% $295,000
Credence Funding Corporation
 VA 2 0% 100% $310,000
First Federal Bank
A+5.0 ★Texas Ratio: 1.10%
 VA 2 0% 100% $360,000 View
Nasa Federal Credit Union
 Conventional 2 0% 100% $240,000
Milend, Inc
 FHA 2 0% 40% $190,000
Towne Mortgage Company
 Conventional, FHA 2 0% 66.7% $245,000
Pike Creek Mortgage Services, Inc.
 Conventional 2 0% 100% $505,000
Ark-La-Tex Financial Services LLC
 Conventional, VA 2 0% 100% $405,000
Champions Funding, LLC
 Conventional 2 0% 100% $180,000
Better Mortgage Corporation
 Conventional, HELOC 1
+3 HELOCs
 0% 33.3% $95,000
State Employees' Credit Union
 Conventional, HELOC 1
+2 HELOCs
 0% 100% $265,000
Alliant Credit Union
 Conventional, Jumbo, HELOC 1
+2 HELOCs
 0% 100% $895,000
Tower Federal Credit Union
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $95,000
Third Federal Savings and Loan
A+5.0 ★Texas Ratio: 2.32%
 Conventional, HELOC 1
+1 HELOCs
 0% 33.3% $105,000 View
Originpoint, LLC
 Conventional 1 0% 100% $325,000
Guaranteed Rate Affinity, LLC
 VA 1 0% 100% $385,000
Liberty Federal Credit Union
 Conventional 1 0% 100% $235,000
HomePromise Corporation
 VA 1 0% 12.5% $475,000
Primary Residential Mortgage, INC.
 Conventional 1 0% 100% $535,000
Wesbanco Bank, Inc.
A+5.0 ★Texas Ratio: 3.87%
 VA 1 0% 100% $315,000 View
Charles Schwab Bank, Ssb
A+5.0 ★Texas Ratio: 0.14%
 Conventional 1 0% 100% $335,000 View
Greenstate Credit Union
 VA 1 0% 100% $525,000
Gold Star Mortgage Financial Group, Corporation
 Conventional 1 0% 100% $115,000
Affordable Mortgage Advisors
 VA 1 0% 100% $395,000
Contour Mortgage Corporation
 VA 1 0% 100% $355,000
Norwich Commercial Group Inc
 VA 1 0% 100% $285,000
Flagstar Bank NA
D3.3 ★Texas Ratio: 35.11%
 FHA 1 0% 25% $185,000 View
Bond Street Mortgage, LLC
 Conventional 1 0% 100% $505,000
Filo Mortgage, LLC
 Conventional 1 0% 100% $285,000
Resicentral LLC
 VA 1 0% 100% $345,000
Deephaven Mortgage LLC
 Conventional 1 0% 50% $335,000
Homestead Funding Corp.
 VA 1 0% 100% $425,000
Northpointe Bank
A5.0 ★Texas Ratio: 8.47%
 FHA 1 0% 100% $435,000 View
Universal Mortgage & Finance, Inc
 Conventional 1 0% 100% $65,000
Bayshore Mortgage Funding
 VA 1 0% 100% $285,000
Intercap Lending Inc
 VA 1 0% 100% $295,000
Das Acquisition Company, LLC
 FHA 1 0% 100% $345,000
American Security Mortgage Cor
 Conventional 1 0% 100% $165,000
Flexpoint, Inc.
 Conventional 1 0% 100% $335,000
VanDyk Mortgage Corporation
 Conventional 1 0% 100% $165,000
Bay Equity LLC
 Conventional 1 0% 50% $495,000
Kwik Mortgage Corporation
 Conventional 1 0% 100% $225,000
BMI Federal Credit Union
 Conventional 1 0% 100% $345,000
Total Mortgage Services, LLC
 Conventional 1 0% 100% $125,000
Leader Bank NA
A+5.0 ★Texas Ratio: 0.22%
 Conventional, Jumbo 1 0% 100% $1,015,000 View
1st Financial, Inc.
 FHA 1 0% 100% $645,000
Intelliloan, Inc.
 VA 1 0% 100% $325,000
BoxCar Mortgage, LLC
 VA 1 0% 100% $785,000
Fay Servicing LLC
 Conventional 1 0% 100% $105,000
Change Lending
A+5.0 ★Texas Ratio: 3.68%
 Conventional 1 0% 100% $555,000 View
Stifel Bank & Trust
A-4.8 ★Texas Ratio: 12.33%
 Conventional 1 0% 100% $195,000 View
Member First Mortgage, LLC
 Conventional 1 0% 100% $615,000
Tjc Mortgage Inc
 VA 1 0% 100% $265,000
Nexbank
A-5.0 ★Texas Ratio: 14.93%
 Conventional 1 0% 100% $215,000 View
Mortgage Solutions of Colorado
 FHA 1 0% 100% $245,000
Keystone Funding, Inc
 VA 1 0% 100% $335,000
Geo-Corp, Inc.
 FHA 1 0% 100% $345,000
Citadel Servicing Corporation
 Conventional 1 0% 75% $645,000
First United Bank and Trust Co
A5.0 ★Texas Ratio: 10.43%
 VA 1 0% 100% $405,000 View
Nationwide Mortgage Bankers, Inc.
 VA 1 0% 100% $715,000
Nmsi, Inc.
 Conventional 1 0% 100% $225,000
Lyons National Bank
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 4.04%
 Conventional 1 0% 100% $275,000 View
First Merchants Bank
A+5.0 ★Texas Ratio: 4.12%
 Conventional 1 0% 100% $155,000 View
Geneva Financial LLC
 VA 1 0% 100% $325,000
Grand Bank for Savings, FSB
 Conventional 1 0% 100% $155,000
Mortgage Investors Group
 Conventional 1 0% 100% $135,000
Ubs Bank USA
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
 Conventional 1 0% 100% $385,000 View
Vanderbilt Mortgage and Finance, Inc
 Conventional 1 0% 20% $25,000
Texana Bank
 VA 1 0% 100% $495,000
Goprime Mortgage, Inc.
 VA 1 0% 100% $275,000
Servbank, N.A.
A+5.0 ★Texas Ratio: 3.26%
 VA 1 0% 33.3% $225,000 View
Luxury Mortgage Corp.
 Conventional 1 0% 100% $595,000
Tomo Mortgage LLC
 Conventional 1 0% 33.3% $185,000
Cake Mortgage Corp.
 Conventional 1 0% 100% $195,000
JMAC Lending, Inc.
 Conventional 1 0% 100% $405,000
Figure Lending LLC
 HELOC 0
+18 HELOCs
 0% n/a
Quorum Federal Credit Union
 HELOC 0
+7 HELOCs
 0% n/a
Fourleaf Federal Credit Union
 HELOC 0
+2 HELOCs
 0% n/a
State Employees Credit Union of MD
 HELOC 0
+2 HELOCs
 0% n/a
First Savings Bank
 HELOC 0
+2 HELOCs
 0% n/a
American Airlines Federal Cred
 HELOC 0
+1 HELOCs
 0% n/a
Valon Mortgage
 HELOC 0
+1 HELOCs
 0% n/a
Baxter Credit Union
A5.0 ★Texas Ratio: 6.31%
 HELOC 0
+1 HELOCs
 0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Norfolk, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Norfolk? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Norfolk in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Norfolk, VA

Use these to narrow the list above. Each category shows how many Norfolk, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 140 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 65 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 88 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 125 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 31 lenders. Loans above the conforming limit for higher priced homes Local lenders based in VA 38 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Norfolk, VA

Independent mortgage companies closed 79 percent of home loans in Norfolk, Virginia in 2025, banks 12.8 percent and credit unions 8.2 percent. Atlantic Bay Mortgage Group was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 2 loans.

79%
Mortgage companies
12.8%
Banks
8.2%
Credit unions
13%
FHA loans
52%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Virginia Beach 307 lendersChesapeake 236 lendersRichmond 254 lendersNewport News 193 lendersHampton 185 lendersSuffolk 178 lendersArlington 238 lendersPortsmouth 176 lendersAlexandria 227 lendersRoanoke 164 lendersLynchburg 161 lendersReston 176 lenders

Frequently Asked Questions About Mortgage Lenders in Norfolk, VA

Who is the largest mortgage lender in Norfolk, VA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Norfolk, Virginia with 41 loans, about 1 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Norfolk, VA have the highest approval rates?

Among lenders with meaningful volume in Norfolk, Virginia, Atlantic Coast Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Norfolk, VA mortgage lenders offer FHA, VA and USDA loans?

88 lenders closed FHA loans in Norfolk, Virginia in 2025, led by United Wholesale Mortgage with 63. 125 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Norfolk, VA lender list?

Yes. 65 banks and 24 credit unions closed home loans in Norfolk, Virginia in 2025, alongside 140 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Norfolk, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Norfolk, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Norfolk, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Norfolk. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.