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Mortgage Lenders and Brokers in Newport News, Virginia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Newport News, Virginia mortgage lenders include BayPort Credit UnionBayPort Credit Union3711 Huntington Ave, Newport News, VA 23607A+5.0 ★Texas Ratio: 4.37%, Langley Federal Credit UnionLangley Federal Credit Union721 Lakefront Cmns, Newport News, VA 23606A5.0 ★Texas Ratio: 10.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1178 Jefferson Ave, Newport News, VA 23607A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA14346 Warwick Blvd, Newport News, VA 23602A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA441 Denbigh Blvd, Newport News, VA 23608A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank737 J Clyde Morris Blvd, Newport News, VA 23601A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association601 Thimble Shoals Blvd, Newport News, VA 23606A+5.0 ★Texas Ratio: 4.85%, PNC Bank N.A.PNC Bank N.A.701 Town Center Dr, Newport News, VA 23606A+5.0 ★Texas Ratio: 4.24%, Citizens and Farmers BankCitizens and Farmers Bank698 Town Center Dr, Newport News, VA 23606A+5.0 ★Texas Ratio: 0.62%, and Primis BankPrimis Bank11801 Merchants Walk, Newport News, VA 23606A5.0 ★Texas Ratio: 13.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Newport News, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newport News are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Newport News, Virginia

Market share is the lender's share of all home loans closed in Newport News, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
BayPort Credit Union 3711 Huntington Ave, Newport News, VA 23607 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	87 +118 HELOCs	3%	88%	$181,091	View
Langley Federal Credit Union 721 Lakefront Cmns, Newport News, VA 23606 A5.0 ★Texas Ratio: 10.20%	Conventional, FHA, VA, HELOC	53 +280 HELOCs	1.8%	98.2%	$283,490	View
JPMorgan Chase Bank, NA 1 office in Newport News 1178 Jefferson Ave, Newport News, VA 23607 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	25	0.8%	86.2%	$214,200	View
Bank of America NA 2 offices in Newport News 14346 Warwick Blvd, Newport News, VA 23602 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	14 +15 HELOCs	0.5%	93.3%	$311,428	View
Wells Fargo Bank NA 2 offices in Newport News 441 Denbigh Blvd, Newport News, VA 23608 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	14	0.5%	63.6%	$177,142	View
Truist Bank ★ 1 stars, 1 review 3 offices in Newport News 737 J Clyde Morris Blvd, Newport News, VA 23601 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, HELOC	13 +33 HELOCs	0.4%	65%	$184,230	View
Fulton Bank, National Association 1 office in Newport News 601 Thimble Shoals Blvd, Newport News, VA 23606 A+5.0 ★Texas Ratio: 4.85%	Conventional, HELOC	7 +2 HELOCs	0.2%	100%	$282,142	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Newport News 701 Town Center Dr, Newport News, VA 23606 A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, HELOC	4 +8 HELOCs	0.1%	100%	$385,000	View
Citizens and Farmers Bank 1 office in Newport News 698 Town Center Dr, Newport News, VA 23606 A+5.0 ★Texas Ratio: 0.62%	Conventional	4	0.1%	66.7%	$87,500	View
Primis Bank 1 office in Newport News 11801 Merchants Walk, Newport News, VA 23606 A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$75,000	View
Atlantic Union Bank 1 office in Newport News 603 Pilot House Dr, Newport News, VA 23606 A+5.0 ★Texas Ratio: 2.51%	HELOC	0 +7 HELOCs	0%	0%		View
Southern Bank and Trust Company 1 office in Newport News 11832 Rock Landing Drive, Newport News, VA 23606 A+5.0 ★Texas Ratio: 1.13%	HELOC	0 +2 HELOCs	0%	n/a		View
Garrett Mortgage LLC	Conventional, VA	11	0.4%	91.7%	$228,636
Navy Federal Credit Union 12828 Jefferson Ave, Newport News, VA 23608 A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	120 +37 HELOCs	4.1%	71.5%	$234,000
TowneBank 1 Old Oyster Point Rd, Newport News, VA 23602 A+5.0 ★Texas Ratio: 1.60%	Conventional, FHA, VA, Jumbo, HELOC	34 +19 HELOCs	1.2%	89.5%	$299,117	View
Presidential Bank, FSB 1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	12	0.4%	92.3%	$336,666	View
Dollar Bank, FSB 750 Volvo Pkwy, Chesapeake, VA 23320 A+5.0 ★Texas Ratio: 5.29%	Conventional	4	0.1%	100%	$105,000	View
Armed Forces Bank, N.A. 108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81%	Conventional, VA	3	0.1%	100%	$328,333	View
Chesapeake Bank 10000 Courtview Ln, Chesterfield, VA 23832 A+5.0 ★Texas Ratio: 1.45%	Conventional	2	0.1%	66.7%	$160,000	View
Virginia Federal Credit Union 120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40%	Conventional	2	0.1%	100%	$100,000	View
M&T Bank 7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11%	VA	2	0.1%	100%	$150,000	View
Primis Bank 11801 Merchants Walk, Newport News, VA 23606 A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	2	0.1%	100%	$185,000	View
TD Bank 6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71%	Conventional	2	0.1%	100%	$155,000	View
Chartway FCU 575 Cedar Rd, Chesapeake, VA 23322 5564	Conventional, HELOC	1 +5 HELOCs	0%	25%	$275,000
First National Bank of PA 704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$475,000	View
Bronco Federal Credit Union 206 E 2nd Ave, Franklin, VA 23851 A5.0 ★Texas Ratio: 8.32%	Conventional	1	0%	100%	$195,000	View
Capital Bank, N.A. 1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0%	100%	$385,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 409 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.27%	FHA	1	0%	100%	$305,000	View
Citibank, NA 2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	50%	$225,000	View
Citizens Bank, NA 1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Abnb Federal Credit Union 1109 Cedar Rd, Chesapeake, VA 23322 7198 A+5.0 ★Texas Ratio: 5.45%	HELOC	0 +4 HELOCs	0%	n/a		View
Atlantic Bay Mortgage Group	Conventional, FHA, VA	197	6.7%	98%	$265,203
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional, FHA, VA	53	1.8%	87.3%	$234,245	View
1St Advantage Federal Credit U	Conventional, HELOC	37 +85 HELOCs	1.3%	66.7%	$100,945
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	28	1%	93.3%	$293,571
Atlantic Coast Mortgage, LLC	Conventional, FHA, VA	25	0.8%	93.8%	$263,000
Archer Mortgage LLC	Conventional, FHA, VA	25	0.8%	96.4%	$277,800
Tidewater Mortgage Services, Inc	Conventional, FHA, VA	23	0.8%	92%	$227,608
Capital Center LLC	Conventional, FHA, VA	19	0.6%	86.4%	$315,526
Tidewater Home Funding, LLC	Conventional, FHA, VA	17	0.6%	89.5%	$235,588
Towne Mortgage	Conventional, FHA, VA	17	0.6%	100%	$239,117
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	16	0.5%	94.4%	$265,625	View
RW Towne, LLC	Conventional, FHA, VA	12	0.4%	85.7%	$290,833
ALCOVA Mortgage, LLC	Conventional, FHA, VA, Jumbo	9	0.3%	100%	$408,333
Integrity Home Mortgage Corporation	Conventional, FHA, VA	7	0.2%	100%	$272,142
The Old Point National Bank of Phoebus	Conventional	4	0.1%	66.7%	$47,500
Park Lane Finance SolutionsLLC	Conventional	3	0.1%	55.6%	$38,333
Loansteady LLC	Conventional	1	0%	100%	$175,000
Guidance Residential, LLC	Conventional	1	0%	100%	$85,000
City Lending Inc.	FHA	1	0%	100%	$275,000
First Heritage Mortgage, LLC	Conventional	1	0%	100%	$125,000
CityWorth Mortgage LLC	Conventional	1	0%	100%	$345,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	232 +4 HELOCs	7.9%	88.9%	$304,956
Mortgage Research Center	Conventional, FHA, VA	221	7.5%	81.6%	$309,434
Rocket Mortgage	Conventional, FHA, VA, Jumbo	213	7.2%	85.9%	$199,741
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	179	6.1%	93.2%	$261,536
Movement Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, FHA, VA, HELOC	164 +5 HELOCs	5.6%	94.6%	$263,658	View
Freedom Mortgage Corporation	Conventional, FHA, VA	98	3.3%	87.5%	$305,000
Pennymac Loan Services LLC	Conventional, FHA, VA	68	2.3%	77.2%	$251,323
Calcon Mutual Mortgage LLC	Conventional, FHA, VA	45	1.5%	95.7%	$284,777
Newrez LLC	Conventional, FHA, VA	42	1.4%	64.9%	$293,571
Nationstar Mortgage	Conventional, FHA, VA	38	1.3%	84.4%	$189,210
loanDepot.com LLC	Conventional, FHA, VA, HELOC	37 +6 HELOCs	1.3%	76.5%	$204,459
American Financial Network, Inc.	Conventional, FHA, VA	24	0.8%	92.3%	$264,166
Village Capital & Investment	VA	24	0.8%	77.4%	$370,416
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	23	0.8%	100%	$241,956	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	20	0.7%	72.7%	$242,000
Guild Mortgage Company	Conventional, FHA, VA	19	0.6%	95%	$291,315
T2 Financial LLC	Conventional, FHA, VA	17	0.6%	100%	$319,705
Amerisave Mortgage Company	Conventional, FHA, VA	16	0.5%	36.2%	$112,500
Union Home Mortgage Corp.	Conventional, FHA, VA	16	0.5%	88.9%	$278,750
Fairway Independent Mort Corp	Conventional, FHA, VA	16	0.5%	94.1%	$240,625
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA	15	0.5%	88.2%	$283,666	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	15	0.5%	57.6%	$228,333
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	14 +2 HELOCs	0.5%	93.3%	$365,000
Equity Prime Mortgage LLC	FHA, VA	14	0.5%	82.4%	$306,428
CrossCountry Mortgage, LLC	Conventional, FHA, VA	13	0.4%	93.3%	$341,923
Cardinal Financial Company, Li	Conventional, FHA, VA	13	0.4%	87.5%	$202,692
Planet Home Lending, LLC	Conventional, FHA, VA	13	0.4%	81.2%	$265,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	12 +2 HELOCs	0.4%	63.2%	$207,500
Loanunited.Com, LLC	FHA, VA	12	0.4%	92.3%	$352,500
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	12	0.4%	80%	$224,166	View
Spring Eq, LLC	Conventional, HELOC	11 +6 HELOCs	0.4%	37.9%	$63,181
Goodleap, LLC	Conventional, FHA, VA, HELOC	11 +2 HELOCs	0.4%	61.9%	$225,909
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	11	0.4%	50%	$161,363
New Day Financial, LLC.	VA	11	0.4%	56.5%	$291,363
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	11	0.4%	75%	$329,545	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	11	0.4%	84.6%	$285,909	View
HomeBridge Financial Services, Inc	FHA, VA, HELOC	9 +6 HELOCs	0.3%	75%	$280,555
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	9	0.3%	90%	$211,666
Guaranteed Rate, Inc.	Conventional, FHA, VA	9	0.3%	100%	$315,000
The Loan Store, Inc	Conventional, HELOC	8 +3 HELOCs	0.3%	100%	$233,750
American Financial Resources LLC	Conventional, FHA, VA	8	0.3%	100%	$315,000
AmeriHome Mortgage Company, LLC	FHA, VA	8	0.3%	90%	$306,250
Sun West Mortgage Company, Inc	FHA, VA	8	0.3%	62.5%	$253,750
Zillow Home Loans, LLC	Conventional, FHA, VA	8	0.3%	100%	$267,500
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	7	0.2%	100%	$265,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	7	0.2%	77.8%	$275,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	7	0.2%	13.5%	$77,857
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	VA	6	0.2%	100%	$370,000	View
Fidelity Direct Mortgage, LLC	Conventional, FHA, VA	6	0.2%	85.7%	$318,333
VanDyk Mortgage Corporation	Conventional, FHA, VA	6	0.2%	100%	$281,666
Embrace Home Loans, Inc.	FHA, VA	6	0.2%	85.7%	$320,000
Pentagon Federal Credit Union	Conventional, FHA, VA, HELOC	5 +1 HELOCs	0.2%	100%	$283,000
EMM Loans LLC	VA	5	0.2%	100%	$409,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA	5	0.2%	62.5%	$345,000	View
PHH Mortgage Corporation	Conventional, FHA, VA	5	0.2%	100%	$277,000
First Home Mortgage	Conventional, FHA, VA	5	0.2%	100%	$267,000
ClearPath Lending	VA	5	0.2%	62.5%	$333,000
Nfm, Inc	FHA, VA	5	0.2%	100%	$311,000
Everett Financial, Inc.	Conventional, FHA, VA, HELOC	4 +1 HELOCs	0.1%	100%	$372,500
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	4	0.1%	100%	$160,000	View
Nbkc Bank	Conventional, FHA, VA	4	0.1%	100%	$247,500
TruHome Solutions, LLC	FHA	4	0.1%	80%	$255,000
Discover Bank	Conventional	4	0.1%	19%	$95,000
Geneva Financial LLC	Conventional, FHA, VA	4	0.1%	100%	$265,000
Towne Mortgage Company	Conventional	4	0.1%	100%	$252,500
Citadel Servicing Corporation	Conventional	4	0.1%	100%	$235,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	4	0.1%	80%	$262,500	View
Red River Bank A+5.0 ★Texas Ratio: 0.70%	Conventional, VA	4	0.1%	100%	$477,500	View
State Employees' Credit Union	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$218,333
Royal United Mortgage LLC	Conventional	3	0.1%	75%	$115,000
Gold Star Mortgage Financial Group, Corporation	FHA, VA	3	0.1%	100%	$388,333
Kind Lending, LLC	VA	3	0.1%	75%	$458,333
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	3	0.1%	80%	$175,000	View
Filo Mortgage, LLC	Conventional, VA	3	0.1%	100%	$338,333
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, VA	3	0.1%	80%	$281,666	View
City 1st Mortgage Services, LC	VA	3	0.1%	100%	$385,000
Peoples Mortgage Company	VA	3	0.1%	100%	$495,000
Milend, Inc	Conventional, FHA	3	0.1%	60%	$188,333
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.1%	100%	$235,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0.1%	100%	$191,666	View
Lower, LLC	Conventional	3	0.1%	100%	$261,666
Paramount Residential Mortgage	Conventional, VA	3	0.1%	100%	$211,666
Reliance First Capital, LLC	Conventional, FHA, VA	3	0.1%	100%	$218,333
Plaza Home Mortgage, Inc	Conventional, FHA, VA	3	0.1%	33.3%	$251,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA, VA	2	0.1%	100%	$295,000	View
Primelending	FHA	2	0.1%	100%	$360,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.1%	100%	$605,000	View
MortgageOne, Inc	FHA, VA	2	0.1%	100%	$340,000
Norwich Commercial Group Inc	FHA, VA	2	0.1%	100%	$270,000
Dart Bank	Conventional, VA	2	0.1%	100%	$210,000
Service Federal Credit Union	Conventional	2	0.1%	66.7%	$105,000
Loanleaders of America, Inc	Conventional, FHA	2	0.1%	100%	$195,000
Intelliloan, Inc.	FHA	2	0.1%	100%	$260,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.1%	100%	$265,000	View
Iserve Residential Lending	Conventional, VA	2	0.1%	100%	$420,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	50%	$195,000
Keystone Funding, Inc	FHA, VA	2	0.1%	100%	$325,000
Nationwide Mortgage Bankers, Inc.	Conventional, FHA	2	0.1%	100%	$185,000
Ark-La-Tex Financial Services LLC	FHA, VA, Jumbo	2	0.1%	100%	$580,000
Champions Funding, LLC	Conventional	2	0.1%	100%	$235,000
Better Mortgage Corporation	VA, HELOC	1 +2 HELOCs	0%	100%	$325,000
Alliant Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$215,000
North State Bank A+5.0 ★Texas Ratio: 1.77%	Conventional	1	0%	100%	$185,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0%	100%	$485,000	View
Bank of Frankewing F2.7 ★Texas Ratio: 42.60%	Conventional	1	0%	100%	$285,000	View
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0%	100%	$55,000	View
SWBC Mortgage Corporation	FHA	1	0%	100%	$275,000
General Mortgage Capital Corporation	Conventional	1	0%	100%	$215,000
AmWest Funding Corp	Conventional	1	0%	100%	$325,000
Valley West Corporation	VA	1	0%	100%	$335,000
Michigan Mutual, Inc	FHA	1	0%	100%	$145,000
Nation One Mortgage Corporatio	FHA	1	0%	100%	$265,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0%	100%	$255,000	View
East Coast Capital Corp.	Conventional	1	0%	100%	$65,000
Network Capital Funding Corporation	VA	1	0%	50%	$455,000
SIRVA Mortgage, Inc. A5.0 ★Texas Ratio: 7.24%	Conventional	1	0%	100%	$365,000	View
Mid-Continent Funding, Inc.	VA	1	0%	100%	$295,000
Total Mortgage Services, LLC	VA	1	0%	100%	$365,000
Ivy Mortgage, Inc.	Conventional	1	0%	100%	$215,000
Homeowners Financial Group, LLC	Conventional	1	0%	100%	$75,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$185,000	View
First Option Mortgage, LLC	FHA	1	0%	100%	$295,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$355,000	View
Credence Funding Corporation	VA	1	0%	100%	$375,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$305,000
Provident Funding Associates	Conventional	1	0%	100%	$315,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0%	50%	$325,000	View
Nations Lending Corporation	VA	1	0%	100%	$375,000
Wright Patt Credit Union Inc	VA	1	0%	100%	$415,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	VA	1	0%	100%	$245,000	View
American Pacific Mortgage Corporation	VA	1	0%	100%	$385,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$105,000	View
Saygo Home Loans, LLC	VA, Jumbo	1	0%	100%	$1,135,000
Emet Lending Group, Inc.	Conventional	1	0%	100%	$405,000
Mortgage Solutions of Colorado	VA	1	0%	100%	$335,000
Geo-Corp, Inc.	FHA	1	0%	100%	$195,000
RoundPoint Mortgage Servicing LLC	FHA	1	0%	100%	$195,000
Nations Direct Mortgage, LLC	VA	1	0%	100%	$345,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	VA	1	0%	100%	$325,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0%	100%	$475,000	View
Banc One Mortage Corporation	Conventional	1	0%	100%	$415,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$225,000	View
Loan Simple, Inc.	FHA	1	0%	50%	$275,000
Top Flite Financial, Inc.	FHA	1	0%	50%	$165,000
The Mortgage Link, Inc.	VA	1	0%	100%	$195,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +2 HELOCs	0%	0%		View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	0%
Liberty Savings Bank, FSB	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Newport News Mortgage Rate Trends

Daily average mortgage rates for Virginia compared with the national average, updated every evening.

30-Year Fixed VA Avg

7.501%

▲ 0.110 vs 7 days ago

15-Year Fixed VA Avg

6.940%

▲ 0.085 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Newport News, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Newport News? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newport News in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Newport News, VA

Use these to narrow the list above. Each category shows how many Newport News, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 127 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 62 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 98 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 118 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in VA 35 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Newport News, VA

Independent mortgage companies closed 77.6 percent of home loans in Newport News, Virginia in 2025, banks 11.4 percent and credit unions 11 percent. Atlantic Bay Mortgage Group was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and BayPort Credit Union the largest credit union. Among lenders headquartered in Virginia, BayPort Credit Union led with 87 loans.

77.6%

Mortgage companies

11.4%

Banks

11%

Credit unions

19%

FHA loans

41%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Virginia Beach 307 lenders Chesapeake 236 lenders Norfolk 216 lenders Richmond 254 lenders Hampton 185 lenders Suffolk 178 lenders Arlington 238 lenders Portsmouth 176 lenders Alexandria 227 lenders Roanoke 164 lenders Lynchburg 161 lenders Reston 176 lenders

Frequently Asked Questions About Mortgage Lenders in Newport News, VA

Who is the largest mortgage lender in Newport News, VA?

By home loans closed in 2025, BayPort Credit Union was the largest mortgage lender in Newport News, Virginia with 87 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Newport News, VA have the highest approval rates?

Among lenders with meaningful volume in Newport News, Virginia, Langley Federal Credit Union approved the highest share of completed applications in 2025 at 98.2 percent, against a 83 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Newport News, VA mortgage lenders offer FHA, VA and USDA loans?

98 lenders closed FHA loans in Newport News, Virginia in 2025, led by United Wholesale Mortgage with 52. 118 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Newport News, VA lender list?

Yes. 62 banks and 16 credit unions closed home loans in Newport News, Virginia in 2025, alongside 127 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Newport News, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Newport News, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newport News, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newport News. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.