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Home / Mortgage Lenders / Virginia / Chesapeake
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Chesapeake, Virginia

Content reviewed by Brian McKay Brian McKay Brian McKayFounder and Data Architect at MonitorBankRates.com. For over 18 years he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio | iEditorial Disclosure Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships. | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Chesapeake, Virginia mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1064 George Washington Hwy N, Chesapeake, VA 23323A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1300 Greenbrier Pkwy, Chesapeake, VA 23320A+5.0 ★Texas Ratio: 3.68%, Dollar Bank, FSBDollar Bank, FSB750 Volvo Pkwy, Chesapeake, VA 23320A+5.0 ★Texas Ratio: 5.29%, Truist BankTruist Bank238 Battlefield Blvd S, Chesapeake, VA 23322A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA1801 Greenbrier Pkwy, Chesapeake, VA 23320A+5.0 ★Texas Ratio: 4.14%, Fulton Bank, National AssociationFulton Bank, National Association217 Hanbury Rd E, Chesapeake, VA 23322A+5.0 ★Texas Ratio: 4.85%, Atlantic Union BankAtlantic Union Bank201 Volvo Pkwy, Chesapeake, VA 23320A+5.0 ★Texas Ratio: 2.51%, Abnb Federal Credit UnionAbnb Federal Credit Union1109 Cedar Rd, Chesapeake, VA 23322 7198A+5.0 ★Texas Ratio: 5.45%, PNC Bank N.A.PNC Bank N.A.1172 Greenbrier Pkwy, Chesapeake, VA 23320A+5.0 ★Texas Ratio: 4.24%, and Southern Bank and Trust CompanySouthern Bank and Trust Company1217 Cedar Rd, Chesapeake, VA 23322A+5.0 ★Texas Ratio: 1.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Chesapeake, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chesapeake are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Chesapeake, Virginia

Market share is the lender's share of all home loans closed in Chesapeake, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
Wells Fargo Bank NA
6 offices in Chesapeake
1064 George Washington Hwy N, Chesapeake, VA 23323
A+5.0 ★Texas Ratio: 5.36%
 Conventional, FHA, VA, Jumbo 37 0.6% 71.2% $302,567 View
JPMorgan Chase Bank, NA
1 office in Chesapeake
1300 Greenbrier Pkwy, Chesapeake, VA 23320
A+5.0 ★Texas Ratio: 3.68%
 Conventional, FHA, VA, HELOC 30
+1 HELOCs
 0.5% 85.7% $323,333 View
Dollar Bank, FSB
3 offices in Chesapeake
750 Volvo Pkwy, Chesapeake, VA 23320
A+5.0 ★Texas Ratio: 5.29%
 Conventional, HELOC 26
+8 HELOCs
 0.4% 63.4% $170,384 View
Truist Bank
★ 1 stars, 1 review
3 offices in Chesapeake
238 Battlefield Blvd S, Chesapeake, VA 23322
A+5.0 ★Texas Ratio: 2.87%
 Conventional, FHA, VA, Jumbo, HELOC 23
+91 HELOCs
 0.4% 92% $304,565 View
Bank of America NA
2 offices in Chesapeake
1801 Greenbrier Pkwy, Chesapeake, VA 23320
A+5.0 ★Texas Ratio: 4.14%
 Conventional, HELOC 16
+50 HELOCs
 0.3% 80% $388,750 View
Fulton Bank, National Association
1 office in Chesapeake
217 Hanbury Rd E, Chesapeake, VA 23322
A+5.0 ★Texas Ratio: 4.85%
 Conventional, VA, HELOC 9
+11 HELOCs
 0.1% 75% $341,666 View
Atlantic Union Bank
3 offices in Chesapeake
201 Volvo Pkwy, Chesapeake, VA 23320
A+5.0 ★Texas Ratio: 2.51%
 Conventional, Jumbo, HELOC 7
+28 HELOCs
 0.1% 100% $740,714 View
Abnb Federal Credit Union
1109 Cedar Rd, Chesapeake, VA 23322 7198
A+5.0 ★Texas Ratio: 5.45%
 Conventional, HELOC 3
+69 HELOCs
 0% 100% $288,333 View
PNC Bank N.A.
★ 1.7 stars, 3 reviews
1 office in Chesapeake
1172 Greenbrier Pkwy, Chesapeake, VA 23320
A+5.0 ★Texas Ratio: 4.24%
 Conventional, HELOC 3
+20 HELOCs
 0% 100% $268,333 View
Southern Bank and Trust Company
2 offices in Chesapeake
1217 Cedar Rd, Chesapeake, VA 23322
A+5.0 ★Texas Ratio: 1.13%
 Conventional, HELOC 2
+17 HELOCs
 0% 100% $185,000 View
Tidewater Home Funding, LLC
 Conventional, FHA, VA 45 0.7% 95.7% $400,111
Navy Federal Credit Union
111 Gainsborough Sq, Chesapeake, VA 23320
A5.0 ★Texas Ratio: 8.14%
 Conventional, VA, Jumbo, HELOC 469
+275 HELOCs
 7.8% 78.3% $238,901
TowneBank
740 Eden Way N, Chesapeake, VA 23320
A+5.0 ★Texas Ratio: 1.60%
 Conventional, FHA, VA, Jumbo, HELOC 83
+66 HELOCs
 1.4% 96.5% $435,000 View
BayPort Credit Union
2445 Old Taylor Rd, Chesapeake, VA 23321 2233
A+5.0 ★Texas Ratio: 4.37%
 Conventional, HELOC 49
+145 HELOCs
 0.8% 81.8% $232,346 View
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564
 Conventional, HELOC 38
+95 HELOCs
 0.6% 74.5% $135,000
Presidential Bank, FSB
1515 Wilson Blvd, Arlington, VA 22209
A-4.9 ★Texas Ratio: 16.48%
 Conventional, FHA, VA, Jumbo 30 0.5% 96.8% $377,666 View
Langley Federal Credit Union
109 Volvo Pkwy Ste 105, Chesapeake, VA 23320 4609
A5.0 ★Texas Ratio: 10.20%
 Conventional, HELOC 15
+174 HELOCs
 0.2% 93.8% $324,333 View
Beach Municipal FCU
4164 Virginia Beach Blvd, Virginia Beach, VA 23452
A+5.0 ★Texas Ratio: 2.63%
 Conventional 12 0.2% 100% $88,333 View
Armed Forces Bank, N.A.
108 Mcnair Rd, Fort Myer, VA 22211
A+5.0 ★Texas Ratio: 4.81%
 Conventional, VA 10 0.2% 100% $370,000 View
M&T Bank
7485 Richmond Highway, Alexandria, VA 22306
A+5.0 ★Texas Ratio: 4.11%
 Conventional, FHA, VA, HELOC 8
+4 HELOCs
 0.1% 80% $270,000 View
Virginia Federal Credit Union
120 Seminole Ct, Charlottesville, VA 22901
A5.0 ★Texas Ratio: 6.40%
 Conventional, FHA, HELOC 6
+1 HELOCs
 0.1% 66.7% $175,000 View
Primis Bank
201 N Washington Hwy, Ashland, VA 23005
A5.0 ★Texas Ratio: 13.21%
 Conventional, FHA, VA 6 0.1% 100% $311,666 View
First National Bank of PA
704 King Street, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 1.62%
 Conventional, HELOC 3
+1 HELOCs
 0% 100% $481,666 View
TD Bank
6566 Little River Tpke, Alexandria, VA 22312
A+5.0 ★Texas Ratio: 3.71%
 Conventional, HELOC 2
+2 HELOCs
 0% 100% $525,000 View
Bronco Federal Credit Union
206 E 2nd Ave, Franklin, VA 23851
A5.0 ★Texas Ratio: 8.32%
 Conventional 2 0% 66.7% $45,000 View
First Ciitizens Bank and Trust
950 N Glebe Rd, Arlington, VA 22203
A5.0 ★Texas Ratio: 7.72%
 Conventional, HELOC 1
+2 HELOCs
 0% 50% $265,000 View
Southstate Bank, National Association
★ 5 stars, 1 review
409 S Washington Hwy, Ashland, VA 23005
A+5.0 ★Texas Ratio: 2.27%
 Conventional, Jumbo, HELOC 1
+1 HELOCs
 0% 100% $1,875,000 View
Blue Ridge Bank
18 Sandy St, Callao, VA 22435
A5.0 ★Texas Ratio: 8.11%
 VA, Jumbo 1 0% 100% $845,000 View
Signature Federal Credit Union
12 HERBERT ST, Alexandria, VA 22305
A5.0 ★Texas Ratio: 10.99%
 Conventional 1 0% 50% $55,000 View
Primis Bank
201 N Washington Hwy, Ashland, VA 23005
A5.0 ★Texas Ratio: 13.21%
 Conventional 1 0% 50% $45,000 View
Metro City Bank
7023 Little River Tpke, Annandale, VA 22003
A+5.0 ★Texas Ratio: 3.17%
 Conventional 1 0% 100% $345,000 View
Citizens Bank, NA
1700 Diagonal Rd, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 5.44%
 HELOC 0
+4 HELOCs
 0% n/a View
The Fidelity Bank
3300 Virginia Ave, Collinsville, VA 24078
A+5.0 ★Texas Ratio: 3.02%
 HELOC 0
+1 HELOCs
 0% n/a View
Northwest Federal Credit Union
1008 N Glebe Rd, Arlington, VA 22201 4799
A+5.0 ★Texas Ratio: 2.12%
 HELOC 0
+1 HELOCs
 0% n/a View
Citibank, NA
2879 Clarendon Boulevard, Arlington, VA 22201
A+5.0 ★Texas Ratio: 2.82%
 HELOC 0
+1 HELOCs
 0% n/a View
Atlantic Bay Mortgage Group
 Conventional, FHA, VA, Jumbo 267 4.4% 97.2% $378,670
Southern Trust Mortgage, LLC
A4.7 ★Texas Ratio: 0.83%
 Conventional, FHA, VA, Jumbo 168 2.8% 95.5% $362,916 View
Atlantic Coast Mortgage, LLC
 Conventional, FHA, VA 93 1.5% 94.3% $375,107
Tidewater Mortgage Services, Inc
 Conventional, FHA, VA, Jumbo 74 1.2% 97.4% $375,675
RW Towne, LLC
 Conventional, FHA, VA, Jumbo 71 1.2% 96% $418,098
Towne Mortgage
 Conventional, FHA, VA 54 0.9% 100% $389,074
Archer Mortgage LLC
 Conventional, FHA, VA 51 0.8% 100% $369,901
Capital Center LLC
 Conventional, FHA, VA 45 0.7% 93.8% $353,666
Prosperity Home Mortgage, LLC
 Conventional, FHA, VA 43 0.7% 93.6% $378,720
C&F Mortgage Corporation
A+5.0 ★Texas Ratio: 4.11%
 Conventional, FHA, VA, Jumbo 42 0.7% 97.7% $430,714 View
ALCOVA Mortgage, LLC
 Conventional, FHA, VA 24 0.4% 100% $446,666
Dragas Mortgage Company
 Conventional, FHA, VA 10 0.2% 100% $469,000
1St Advantage Federal Credit U
 Conventional, HELOC 7
+16 HELOCs
 0.1% 100% $66,428
First Heritage Mortgage, LLC
 Conventional, FHA, VA 6 0.1% 100% $490,000
The Old Point National Bank of Phoebus
 Conventional 3 0% 75% $208,333
First Savings Mortgage Corporation
 VA 2 0% 100% $385,000
Vellum Mortgage, Inc.
 VA 2 0% 100% $660,000
C&F Select LLC
 Conventional 1 0% 100% $525,000
Intercoastal Mortgage, LLC
 VA 1 0% 100% $555,000
Strong Home Mortgage, LLC
 Conventional 1 0% 100% $505,000
Rocket Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 493
+1 HELOCs
 8.2% 87% $253,945
United Wholesale Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 453
+19 HELOCs
 7.5% 88.4% $406,302
Mortgage Research Center
 Conventional, FHA, VA, Jumbo 390 6.5% 79.6% $405,512
American Neighborhood Mortgage Acceptance Company
 Conventional, FHA, VA, Jumbo 375 6.2% 96.7% $352,280
Freedom Mortgage Corporation
 Conventional, FHA, VA, Jumbo 281 4.7% 89.8% $417,064
Movement Mortgage, LLC
A+5.0 ★Texas Ratio: 0.40%
 Conventional, FHA, VA, Jumbo, HELOC 211
+8 HELOCs
 3.5% 95.1% $358,649 View
Pennymac Loan Services LLC
 Conventional, FHA, VA, Jumbo 189 3.1% 86.1% $271,455
Newrez LLC
 Conventional, FHA, VA, Jumbo 134 2.2% 78.3% $380,447
Calcon Mutual Mortgage LLC
 Conventional, FHA, VA 111 1.8% 96.5% $431,396
CrossCountry Mortgage, LLC
 Conventional, FHA, VA, Jumbo, HELOC 101
+1 HELOCs
 1.7% 95.3% $423,910
loanDepot.com LLC
 Conventional, FHA, VA, HELOC 81
+10 HELOCs
 1.3% 71.7% $230,679
Cmg Mortgage Inc
 Conventional, FHA, VA, Jumbo, HELOC 66
+6 HELOCs
 1.1% 98.7% $464,393
Nationstar Mortgage
 Conventional, FHA, VA 62 1% 89.6% $173,548
Village Capital & Investment
 FHA, VA 56 0.9% 84.8% $423,214
Loanunited.Com, LLC
 Conventional, FHA, VA 41 0.7% 97.6% $466,463
First Community Mortgage, Inc.
A+5.0 ★Texas Ratio: 3.36%
 Conventional, FHA, VA 39 0.6% 85.1% $356,282 View
American Financial Network, Inc.
 Conventional, FHA, VA, Jumbo 39 0.6% 92.9% $390,128
EMM Loans LLC
 Conventional, FHA, VA, Jumbo 36 0.6% 100% $467,500
Planet Home Lending, LLC
 Conventional, FHA, VA 33 0.5% 97.1% $418,636
Amerisave Mortgage Company
 Conventional, FHA, VA 31 0.5% 38% $138,548
T2 Financial LLC
 Conventional, FHA, VA 30 0.5% 100% $403,000
New American Funding, LLC.
 Conventional, FHA, VA, HELOC 29
+4 HELOCs
 0.5% 85.3% $311,896
Nvr Mortgage Finance, Inc.
 Conventional, FHA, VA 29 0.5% 72.5% $606,724
Spring Eq, LLC
 Conventional, HELOC 28
+17 HELOCs
 0.5% 40.3% $78,571
Guild Mortgage Company
 Conventional, FHA, VA 28 0.5% 96.7% $383,214
Mutual of Omaha Mortgage
 Conventional, FHA, VA 27 0.4% 68.3% $383,888
Equity Prime Mortgage LLC
 FHA, VA 25 0.4% 80.6% $362,200
New Day Financial, LLC.
 VA 25 0.4% 50% $357,000
Union Home Mortgage Corp.
 Conventional, FHA, VA, HELOC 24
+3 HELOCs
 0.4% 88.9% $422,500
Lakeview Loan Servicing, LLC
 Conventional, FHA, VA 24 0.4% 38% $276,666
Carrington Mortgage Services LLC
 Conventional, FHA, VA 23 0.4% 47.6% $216,739
Cardinal Financial Company, Li
 Conventional, FHA, VA 21 0.3% 84.6% $271,190
The Federal Savings Bank
B+4.8 ★Texas Ratio: 16.98%
 Conventional, FHA, VA 21 0.3% 84% $321,666 View
US Bank, N.A.
A+5.0 ★Texas Ratio: 2.85%
 Conventional, VA, Jumbo, HELOC 20
+1 HELOCs
 0.3% 67.7% $267,500 View
Guaranteed Rate, Inc.
 Conventional, FHA, VA, HELOC 18
+5 HELOCs
 0.3% 85.7% $450,555
Discover Bank
 Conventional 18 0.3% 32.8% $92,222
DHI Mortgage Company, LTD.
 Conventional, VA 17 0.3% 85% $491,470
Sofi Bank, National Association
A+5.0 ★Texas Ratio: 0.51%
 Conventional, VA 15 0.2% 88.2% $227,666 View
Plains Commerce Bank
A5.0 ★Texas Ratio: 9.09%
 Conventional, FHA, VA 14 0.2% 87.5% $345,000 View
Goodleap, LLC
 Conventional, FHA, VA, HELOC 13
+7 HELOCs
 0.2% 70% $345,000
Usaa Federal Savings Bank
B-3.5 ★Texas Ratio: 6.80%
 Conventional, VA 13 0.2% 83.3% $436,538 View
HomeBridge Financial Services, Inc
 FHA, VA, HELOC 12
+9 HELOCs
 0.2% 85.7% $450,833
Paramount Residential Mortgage
 Conventional, FHA, VA 12 0.2% 92.3% $417,500
Nbkc Bank
 Conventional, VA 11 0.2% 84.6% $422,272
PHH Mortgage Corporation
 Conventional, FHA, VA 11 0.2% 91.7% $316,818
Kind Lending, LLC
 Conventional, FHA, VA 10 0.2% 62.5% $323,000
AmeriHome Mortgage Company, LLC
 Conventional, FHA, VA 10 0.2% 90.9% $396,000
Magnolia Bank
A-5.0 ★Texas Ratio: 14.97%
 FHA, VA 10 0.2% 100% $395,000 View
The Loan Store, Inc
 Conventional, FHA, VA, HELOC 9
+7 HELOCs
 0.1% 90% $385,000
Sierra Pacific Mortgage Co. Inc
 Conventional, FHA, VA, HELOC 9
+1 HELOCs
 0.1% 100% $469,444
American Financial Resources LLC
 Conventional, FHA, VA 9 0.1% 100% $386,111
City 1st Mortgage Services, LC
 Conventional, FHA, VA 9 0.1% 100% $372,777
Click n' Close, Inc.
 Conventional, FHA 9 0.1% 100% $155,000
Primelending
 Conventional, VA 8 0.1% 90% $396,250
Fairway Independent Mort Corp
 Conventional, FHA, VA 8 0.1% 80% $237,500
Ark-La-Tex Financial Services LLC
 VA 8 0.1% 100% $525,000
Third Federal Savings and Loan
A+5.0 ★Texas Ratio: 2.32%
 Conventional, HELOC 7
+6 HELOCs
 0.1% 57.1% $82,142 View
SWBC Mortgage Corporation
 Conventional, Jumbo 7 0.1% 100% $269,285
Fidelity Direct Mortgage, LLC
 Conventional, FHA, VA 7 0.1% 100% $277,857
Ocmbc, Inc.
A+5.0 ★Texas Ratio: 5.05%
 Conventional, VA 7 0.1% 90% $405,000 View
Plaza Home Mortgage, Inc
 Conventional, FHA, VA 7 0.1% 50% $309,285
Ameris Bank
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
 Conventional, FHA, VA 7 0.1% 100% $492,142 View
Pentagon Federal Credit Union
 Conventional, VA, HELOC 6
+3 HELOCs
 0.1% 60% $376,666
Sun West Mortgage Company, Inc
 Conventional, FHA, VA 6 0.1% 72.7% $286,666
Nfm, Inc
 Conventional, VA 6 0.1% 100% $420,000
Zillow Home Loans, LLC
 Conventional, FHA, VA 6 0.1% 85.7% $318,333
Nation One Mortgage Corporatio
 Conventional, FHA 5 0.1% 100% $161,000
American Financing Corporation
 Conventional, FHA, VA 5 0.1% 53.8% $235,000
ClearPath Lending
 VA 5 0.1% 83.3% $487,000
Intelliloan, Inc.
 FHA 5 0.1% 83.3% $347,000
Provident Funding Associates
 Conventional 5 0.1% 100% $467,000
V.I.P. Mortgage, Inc.
 VA 5 0.1% 100% $351,000
Better Mortgage Corporation
 Conventional, HELOC 4
+5 HELOCs
 0.1% 57.1% $292,500
Lower, LLC
 FHA, VA, HELOC 4
+1 HELOCs
 0.1% 66.7% $517,500
Sage Home Loans Corporation
 Conventional 4 0.1% 80% $410,000
Network Capital Funding Corporation
 FHA, VA 4 0.1% 80% $380,000
Churchill Mortgage Corporation
 Conventional, FHA 4 0.1% 100% $287,500
Peoples Mortgage Company
 Conventional, FHA, VA 4 0.1% 100% $500,000
First Federal Bank
A+5.0 ★Texas Ratio: 1.10%
 VA 4 0.1% 100% $420,000 View
Waterstone Mortgage Corporation
 VA 4 0.1% 100% $410,000
Saygo Home Loans, LLC
 Conventional, VA 4 0.1% 100% $317,500
Towne Mortgage Company
 Conventional, FHA, VA 4 0.1% 100% $372,500
Champions Funding, LLC
 Conventional 4 0.1% 100% $305,000
Arc Home LLC
 Conventional 3 0% 100% $438,333
Premia Mortgage, LLC
A5.0 ★Texas Ratio: 13.21%
 Conventional 3 0% 100% $558,333 View
Luminate Bank
A5.0 ★Texas Ratio: 11.06%
 Conventional 3 0% 75% $435,000 View
Gold Star Mortgage Financial Group, Corporation
 Conventional, FHA, VA 3 0% 100% $405,000
Everett Financial, Inc.
 Conventional, VA 3 0% 100% $298,333
Filo Mortgage, LLC
 Conventional, VA 3 0% 60% $475,000
Resicentral LLC
 Conventional 3 0% 100% $471,666
AmWest Funding Corp
 Conventional 3 0% 100% $398,333
Universal Mortgage & Finance, Inc
 FHA, VA 3 0% 100% $498,333
Intercap Lending Inc
 VA 3 0% 100% $508,333
New Wave Lending Group Inc
 Conventional 3 0% 100% $261,666
Flexpoint, Inc.
 Conventional 3 0% 100% $428,333
Academy Bank, N.A.
A+5.0 ★Texas Ratio: 5.08%
 VA 3 0% 100% $411,666 View
American Pacific Mortgage Corporation
 Conventional, VA 3 0% 100% $411,666
Barrington Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 2.20%
 Conventional, VA 3 0% 100% $305,000 View
Emet Lending Group, Inc.
 Conventional 3 0% 100% $315,000
University Bank
A+5.0 ★Texas Ratio: 3.82%
 Conventional 3 0% 100% $518,333 View
Nations Direct Mortgage, LLC
 Conventional 3 0% 100% $311,666
First National Bank of America
B-4.3 ★Texas Ratio: 23.12%
 Conventional 3 0% 100% $261,666 View
Angel Oak Mortgage Solutions LLC
 Conventional, Jumbo 3 0% 100% $808,333
Texana Bank
 FHA, VA 3 0% 75% $245,000
Goprime Mortgage, Inc.
 VA 3 0% 100% $355,000
State Employees' Credit Union
 Conventional, HELOC 2
+4 HELOCs
 0% 66.7% $335,000
Valon Mortgage
 Conventional, FHA, HELOC 2
+4 HELOCs
 0% 100% $240,000
Alliant Credit Union
 Conventional, VA, HELOC 2
+3 HELOCs
 0% 100% $285,000
Allied Mortgage Group, Inc
 Conventional, FHA, HELOC 2
+1 HELOCs
 0% 100% $320,000
Cornerstone First Mortgage, LLC
 VA 2 0% 100% $295,000
North American Savings Bank
A+5.0 ★Texas Ratio: 4.31%
 FHA, VA 2 0% 66.7% $525,000 View
MortgageOne, Inc
 VA 2 0% 100% $370,000
United Trust Bank
 VA 2 0% 100% $265,000
HomeXpress Mortgage Corp.
 Conventional, Jumbo 2 0% 100% $720,000
American Heritage Lending, LLC
 Conventional 2 0% 100% $415,000
Nations Lending Corporation
 FHA, VA 2 0% 100% $315,000
Change Lending
A+5.0 ★Texas Ratio: 3.68%
 Conventional 2 0% 100% $510,000 View
Milend, Inc
 FHA, VA 2 0% 40% $240,000
The Mortgage Firm
 FHA, VA 2 0% 100% $470,000
Genway Home Mortgage, Inc.
 Conventional, FHA 2 0% 50% $155,000
Keystone Funding, Inc
 VA 2 0% 100% $270,000
Nmsi, Inc.
 Conventional 2 0% 100% $470,000
Morgan Stanley Private Bank NA
A4.8 ★Texas Ratio: 2.45%
 Conventional, Jumbo 2 0% 100% $925,000 View
Vanderbilt Mortgage and Finance, Inc
 Conventional 2 0% 7.4% $80,000
Loan Simple, Inc.
 Conventional 2 0% 100% $215,000
Top Flite Financial, Inc.
 FHA 2 0% 66.7% $200,000
Cake Mortgage Corp.
 Conventional 2 0% 100% $415,000
Tower Federal Credit Union
 Conventional, HELOC 1
+2 HELOCs
 0% 50% $435,000
Usalliance Federal Credit Union
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $205,000
Coastal Federal Credit Union
B4.5 ★Texas Ratio: 20.96%
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $615,000 View
A&D Mortgage LLC
A+5.0 ★Texas Ratio: 4.11%
 Conventional 1 0% 100% $495,000 View
Guaranteed Rate Affinity, LLC
 FHA 1 0% 100% $375,000
American Airlines Federal Cred
 Conventional 1 0% 100% $235,000
Old National Bank
A+5.0 ★Texas Ratio: 4.98%
 VA 1 0% 100% $545,000 View
Huntington National Bank
A+5.0 ★Texas Ratio: 3.66%
 Conventional 1 0% 100% $555,000 View
HomePromise Corporation
 VA 1 0% 33.3% $305,000
Contour Mortgage Corporation
 Conventional 1 0% 100% $145,000
Fidelity Bank
A5.0 ★Texas Ratio: 12.33%
 Conventional 1 0% 100% $235,000 View
Envoy Mortgage, Ltd
 VA 1 0% 100% $445,000
Norwich Commercial Group Inc
 FHA 1 0% 100% $335,000
TruHome Solutions, LLC
 FHA 1 0% 100% $195,000
Triad Financial Services, Inc.
 Conventional 1 0% 100% $85,000
Regions Bank
A+5.0 ★Texas Ratio: 4.37%
 VA 1 0% 100% $735,000 View
Oaktree Funding Corp
 Conventional 1 0% 100% $685,000
Farmers Bank & Trust
A+5.0 ★Texas Ratio: 0.65%
 Conventional 1 0% 100% $215,000 View
Home Mortgage Alliance Corp (Hmac)
 Conventional 1 0% 100% $175,000
Valley West Corporation
 VA 1 0% 50% $545,000
Bell Bank
A+5.0 ★Texas Ratio: 3.66%
 Conventional 1 0% 100% $695,000 View
Das Acquisition Company, LLC
 Conventional 1 0% 100% $445,000
Network Funding, L.P.
 Conventional 1 0% 100% $365,000
Bay Equity LLC
 Conventional 1 0% 50% $285,000
Eastman Credit Union
A+5.0 ★Texas Ratio: 1.56%
 Conventional 1 0% 100% $245,000
Mid-Continent Funding, Inc.
 VA 1 0% 100% $595,000
Total Mortgage Services, LLC
 Conventional 1 0% 100% $405,000
Fairwinds Credit Union
 Conventional 1 0% 100% $455,000
American Internet Mortgage, Inc.
 Conventional 1 0% 100% $35,000
Access Bank
A+5.0 ★Texas Ratio: 3.62%
 VA 1 0% 100% $725,000 View
Ony Glo, Inc.
 FHA 1 0% 100% $505,000
Loanleaders of America, Inc
 FHA 1 0% 100% $495,000
Encompass Lending Group, L.P.
 FHA 1 0% 100% $275,000
1st Financial, Inc.
 FHA 1 0% 100% $275,000
Loanpeople, LLC
 FHA 1 0% 100% $415,000
Embrace Home Loans, Inc.
 FHA 1 0% 100% $365,000
Hometown Equity Mortgage, LLC
 FHA 1 0% 33.3% $175,000
Lendsure Mortgage Corp.
 Conventional 1 0% 100% $575,000
Baxter Credit Union
A5.0 ★Texas Ratio: 6.31%
 Conventional 1 0% 100% $395,000
Northwest Bank
A+5.0 ★Texas Ratio: 1.69%
 Conventional 1 0% 100% $375,000 View
Andrews Federal Credit Union
 Conventional 1 0% 100% $165,000
Stockton Mortgage Corporation
 FHA 1 0% 50% $195,000
Bay Capital Mortgage Corporation
 VA 1 0% 100% $665,000
Tjc Mortgage Inc
 Conventional 1 0% 100% $375,000
Iserve Residential Lending
 FHA 1 0% 100% $425,000
Nizari Progressive Federal Credit Union
 Conventional 1 0% 100% $805,000
Pike Creek Mortgage Services, Inc.
 Conventional 1 0% 100% $245,000
RoundPoint Mortgage Servicing LLC
 Conventional 1 0% 100% $75,000
Raymond James Bank
A+5.0 ★Texas Ratio: 3.19%
 Conventional 1 0% 100% $375,000 View
Liberty Home Mortgage Corp
 VA 1 0% 100% $355,000
Ixonia Bank
A+5.0 ★Texas Ratio: 2.14%
 VA 1 0% 100% $505,000 View
Geneva Financial LLC
 Conventional 1 0% 100% $255,000
Ubs Bank USA
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
 Conventional 1 0% 100% $105,000 View
Toyota Financial Savings Bank
 Conventional 1 0% 100% $575,000
21St Mortgage
 Conventional 1 0% 33.3% $45,000
Reliance First Capital, LLC
 Conventional 1 0% 50% $155,000
Tomo Mortgage LLC
 Conventional 1 0% 50% $325,000
JMAC Lending, Inc.
 Conventional 1 0% 100% $75,000
Figure Lending LLC
 HELOC 0
+39 HELOCs
 0% n/a
Coastal Community Bank
B4.5 ★Texas Ratio: 20.96%
 HELOC 0
+28 HELOCs
 0% n/a View
Quorum Federal Credit Union
 HELOC 0
+10 HELOCs
 0% 0%
Fourleaf Federal Credit Union
 HELOC 0
+2 HELOCs
 0% n/a
Truliant Federal Credit Union
 HELOC 0
+2 HELOCs
 0% n/a
Together Credit Union
A+5.0 ★Texas Ratio: 4.25%
 HELOC 0
+1 HELOCs
 0% n/a
Patriot FCU
A5.0 ★Texas Ratio: 9.21%
 HELOC 0
+1 HELOCs
 0% n/a View
Gte Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
WSFS bank
A+5.0 ★Texas Ratio: 3.10%
 HELOC 0
+1 HELOCs
 0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Chesapeake, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Chesapeake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chesapeake in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Chesapeake, VA

Use these to narrow the list above. Each category shows how many Chesapeake, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 154 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 66 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 104 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 128 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 30 lenders. Loans above the conforming limit for higher priced homes Local lenders based in VA 36 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Chesapeake, VA

Independent mortgage companies closed 78.2 percent of home loans in Chesapeake, Virginia in 2025, banks 11.6 percent and credit unions 10.3 percent. Tidewater Home Funding, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Abnb Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 7 loans.

78.2%
Mortgage companies
11.6%
Banks
10.3%
Credit unions
13%
FHA loans
45%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Virginia Beach 307 lendersNorfolk 216 lendersRichmond 254 lendersNewport News 193 lendersHampton 185 lendersSuffolk 178 lendersArlington 238 lendersPortsmouth 176 lendersAlexandria 227 lendersRoanoke 164 lendersLynchburg 161 lendersReston 176 lenders

Frequently Asked Questions About Mortgage Lenders in Chesapeake, VA

Who is the largest mortgage lender in Chesapeake, VA?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Chesapeake, Virginia with 37 loans, about 0.6 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Chesapeake, VA have the highest approval rates?

Among lenders with meaningful volume in Chesapeake, Virginia, Towne Mortgage approved the highest share of completed applications in 2025 at 100 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Chesapeake, VA mortgage lenders offer FHA, VA and USDA loans?

104 lenders closed FHA loans in Chesapeake, Virginia in 2025, led by American Neighborhood Mortgage Acceptance Company with 85. 128 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Chesapeake, VA lender list?

Yes. 66 banks and 29 credit unions closed home loans in Chesapeake, Virginia in 2025, alongside 154 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Chesapeake, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Chesapeake, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chesapeake, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chesapeake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.