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Mortgage Lenders and Brokers in Roanoke, Virginia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Roanoke, Virginia mortgage lenders include Pinnacle BankPinnacle Bank202 Campbell Ave Se, Roanoke, VA 24013A+5.0 ★Texas Ratio: 3.04%, Freedom First Federal Credit UnionFreedom First Federal Credit Union5305 Valleypark Dr Ste 9, Roanoke, VA 24019 3082A+5.0 ★Texas Ratio: 3.69%, Blue Eagle Credit UnionBlue Eagle Credit Union419 Rutherford Ave NE, Roanoke, VA 24022A+5.0 ★Texas Ratio: 0.62%, Atlantic Union BankAtlantic Union Bank3605 Electric Rd, Roanoke, VA 24018A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank3458 Orange Ave Ne, Roanoke, VA 24012A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1535 Hershberger Rd Nw, Roanoke, VA 24012A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA10 S Jefferson St, Roanoke, VA 24011A+5.0 ★Texas Ratio: 5.36%, Skyline National BankSkyline National Bank3850 Keagy Rd Sw, Roanoke, VA 24018A+5.0 ★Texas Ratio: 3.31%, First BankFirst Bank310 First Street Suite 110, Roanoke, VA 24011A+5.0 ★Texas Ratio: 2.42%, and Cnb BankCnb Bank3529 Franklin Road, Roanoke, VA 24014A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Roanoke, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roanoke are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Roanoke, Virginia

Market share is the lender's share of all home loans closed in Roanoke, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Pinnacle Bank 5 offices in Roanoke 202 Campbell Ave Se, Roanoke, VA 24013 A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, HELOC	44 +9 HELOCs	2.7%	80%	$154,545	View
Freedom First Federal Credit Union 5305 Valleypark Dr Ste 9, Roanoke, VA 24019 3082 A+5.0 ★Texas Ratio: 3.69%	Conventional, FHA, HELOC	43 +57 HELOCs	2.7%	84.3%	$201,279	View
Blue Eagle Credit Union 419 Rutherford Ave NE, Roanoke, VA 24022 A+5.0 ★Texas Ratio: 0.62%	Conventional	41	2.5%	85.4%	$105,243	View
Atlantic Union Bank 5 offices in Roanoke 3605 Electric Rd, Roanoke, VA 24018 A+5.0 ★Texas Ratio: 2.51%	Conventional, FHA, VA, HELOC	40 +24 HELOCs	2.5%	90.9%	$188,000	View
Truist Bank ★ 1 stars, 1 review 8 offices in Roanoke 3458 Orange Ave Ne, Roanoke, VA 24012 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo, HELOC	18 +52 HELOCs	1.1%	81.8%	$300,555	View
First Ciitizens Bank and Trust 3 offices in Roanoke 1535 Hershberger Rd Nw, Roanoke, VA 24012 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, Jumbo, HELOC	17 +22 HELOCs	1.1%	85%	$344,411	View
Wells Fargo Bank NA 5 offices in Roanoke 10 S Jefferson St, Roanoke, VA 24011 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	17	1.1%	73.9%	$233,823	View
Skyline National Bank 2 offices in Roanoke 3850 Keagy Rd Sw, Roanoke, VA 24018 A+5.0 ★Texas Ratio: 3.31%	Conventional	7	0.4%	100%	$117,857	View
First Bank 3 offices in Roanoke 310 First Street Suite 110, Roanoke, VA 24011 A+5.0 ★Texas Ratio: 2.42%	Conventional	6	0.4%	100%	$118,333	View
Cnb Bank 1 office in Roanoke 3529 Franklin Road, Roanoke, VA 24014 A5.0 ★Texas Ratio: 6.26%	Conventional, Jumbo, HELOC	4 +13 HELOCs	0.2%	80%	$635,000	View
HomeTrust Bank 4 offices in Roanoke 2820 Brambleton Ave Sw, Roanoke, VA 24015 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	3 +9 HELOCs	0.2%	100%	$208,333	View
Citizens and Farmers Bank 1 office in Roanoke 2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62%	Conventional	3	0.2%	83.3%	$188,333	View
Carter Bank and Trust 2 offices in Roanoke 2657 Peters Creek Rd Nw, Roanoke, VA 24017 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +5 HELOCs	0%	n/a		View
ALCOVA Mortgage, LLC	Conventional, FHA, VA	68	4.2%	91%	$220,588
Virginia Federal Credit Union 16955 Forest Rd Ste A, Roanoke, VA 24024 A5.0 ★Texas Ratio: 6.40%	Conventional, FHA, VA, HELOC	48 +53 HELOCs	3%	55.7%	$145,208	View
Bank of Botetourt 3801 Challenger Ave, Roanoke, VA 24012 A+5.0 ★Texas Ratio: 1.98%	Conventional, Jumbo	28	1.7%	96.6%	$294,642	View
Navy Federal Credit Union 7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	17 +8 HELOCs	1.1%	85.7%	$243,235
National Bank of Blacksburg 3533 Franklin Road SW, Roanoke, VA 24014 A+5.0 ★Texas Ratio: 0.34%	Conventional	12	0.7%	92.3%	$158,333	View
JPMorgan Chase Bank, NA 106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	10	0.6%	76.9%	$289,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +5 HELOCs	0.2%	100%	$190,000	View
First Sentinel Bank 968 W Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.93%	Conventional	3	0.2%	100%	$98,333	View
Bank of America NA 42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$205,000	View
First Bank and Trust Company 3130 Chaparral Dr, Roanoke, VA 24018 A+5.0 ★Texas Ratio: 3.79%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$205,000	View
TD Bank 6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$255,000	View
State Departmenet Federal Credit Union 1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05%	Conventional	2	0.1%	100%	$55,000	View
Langley Federal Credit Union 13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$175,000	View
Citizens Bank, NA 1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$555,000	View
The Fidelity Bank 3300 Virginia Ave, Collinsville, VA 24078 A+5.0 ★Texas Ratio: 3.02%	Conventional	1	0.1%	100%	$115,000	View
First Horizon Bank ★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$265,000	View
Fulton Bank, National Association 95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85%	Conventional, Jumbo	1	0.1%	100%	$1,045,000	View
City National Bank of WV 128 W 21st St, Buena Vista, VA 24416 A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	100%	$235,000	View
The Bank of Marion 201 Valley St Ne, Abingdon, VA 24210 A5.0 ★Texas Ratio: 8.87%	Conventional	1	0.1%	100%	$225,000	View
Uva Community Credit Union 13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25%	Conventional	1	0.1%	100%	$125,000	View
Armed Forces Bank, N.A. 108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$405,000	View
TowneBank 10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60%	FHA	1	0.1%	100%	$195,000	View
Legacy Bank 498 Cummings St, Abingdon, VA 24210 A5.0 ★Texas Ratio: 7.97%	Conventional	1	0.1%	100%	$145,000	View
First National Bank of PA 704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.1%	50%	$835,000	View
Farmers and Merchants Bank of Craig County 189 Main St, New Castle, VA 24127 A+5.0 ★Texas Ratio: 0.23%	Conventional	1	0.1%	100%	$245,000	View
Citibank, NA 2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$55,000	View
Valleystar Credit Union 3452 Buck Mountain Rd, Roanoke, VA 24018 A5.0 ★Texas Ratio: 10.13%	HELOC	0 +2 HELOCs	0%	n/a		View
Dupont Community Credit Union 32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68%	HELOC	0 +1 HELOCs	0%	n/a		View
M&T Bank 7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Peoples Bank 141 155 N Court Street, Covington, VA 24426 A+5.0 ★Texas Ratio: 3.39%	HELOC	0 +1 HELOCs	0%	n/a		View
Atlantic Bay Mortgage Group	Conventional, FHA, VA	204	12.7%	99.5%	$206,372
Integrity Home Mortgage Corporation	Conventional, FHA, VA	33	2%	97.4%	$206,515
Prosperity Home Mortgage, LLC	Conventional, FHA	11	0.7%	84.6%	$198,636
M2B Mortgage LLC	Conventional	7	0.4%	100%	$326,428
Beacon Credit Union A+5.0 ★Texas Ratio: 1.80%	Conventional, HELOC	4 +2 HELOCs	0.2%	83.3%	$220,000	View
First Heritage Mortgage, LLC	Conventional, FHA	3	0.2%	75%	$195,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$405,000	View
First Savings Mortgage Corporation	Conventional	2	0.1%	100%	$220,000
Capital Center LLC	Conventional	2	0.1%	100%	$175,000
Tidewater Mortgage Services, Inc	Conventional	1	0.1%	100%	$115,000
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$375,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$215,000
Rocket Mortgage	Conventional, FHA, VA, HELOC	173 +2 HELOCs	10.7%	84.4%	$176,213
United Wholesale Mortgage	Conventional, FHA, VA	60	3.7%	89.3%	$244,833
Fairway Independent Mort Corp	Conventional, FHA	49	3%	80.6%	$165,816
Mortgage Research Center	Conventional, VA	47	2.9%	78.3%	$245,000
Movement Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, FHA, VA	36	2.2%	94%	$205,833	View
American Partners Federal Credit Union	Conventional	32	2%	100%	$175,000
Pennymac Loan Services LLC	Conventional, FHA, VA	29	1.8%	75%	$127,413
SWBC Mortgage Corporation	Conventional, FHA	25	1.6%	96.2%	$234,200
loanDepot.com LLC	Conventional, FHA, VA	24	1.5%	71.4%	$137,916
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	20	1.2%	100%	$134,500
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	18 +2 HELOCs	1.1%	100%	$192,222
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA	18	1.1%	100%	$276,666	View
Guild Mortgage Company	Conventional, FHA, VA	18	1.1%	95%	$227,777
Waterstone Mortgage Corporation	Conventional, FHA, VA	18	1.1%	75%	$182,777
Lower, LLC	Conventional, FHA	18	1.1%	90.5%	$203,888
Nationstar Mortgage	Conventional, FHA	16	1%	95%	$104,375
Nation One Mortgage Corporatio	Conventional, FHA, VA	14	0.9%	93.3%	$192,857
Freedom Mortgage Corporation	Conventional, FHA, VA	13	0.8%	66.7%	$208,076
Goodleap, LLC	Conventional, FHA, VA, HELOC	10 +2 HELOCs	0.6%	66.7%	$228,000
Newrez LLC	Conventional, FHA, VA	10	0.6%	50%	$207,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA	10	0.6%	100%	$256,000
Calcon Mutual Mortgage LLC	Conventional, FHA, VA	9	0.6%	81.8%	$387,222
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA	8	0.5%	100%	$247,500	View
Amerisave Mortgage Company	Conventional, FHA	8	0.5%	20%	$157,500
Cardinal Financial Company, Li	Conventional, FHA	8	0.5%	72.7%	$168,750
Union Home Mortgage Corp.	Conventional, VA	8	0.5%	88.9%	$311,250
First Colony Mortgage Corporat	Conventional, FHA	6	0.4%	100%	$195,000
Zillow Home Loans, LLC	Conventional	6	0.4%	100%	$216,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	6	0.4%	66.7%	$168,333
New American Funding, LLC.	Conventional, FHA, VA	6	0.4%	66.7%	$263,333
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	5	0.3%	100%	$231,000	View
State Employees' Credit Union	Conventional	4	0.2%	100%	$352,500
Primelending	Conventional, FHA	4	0.2%	100%	$212,500
Equity Prime Mortgage LLC	FHA, VA	4	0.2%	66.7%	$230,000
American Financial Network, Inc.	FHA	4	0.2%	100%	$200,000
Sun West Mortgage Company, Inc	FHA, VA	4	0.2%	100%	$237,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	66.7%	$145,000	View
Provident Funding Associates	Conventional	4	0.2%	100%	$372,500
Carrington Mortgage Services LLC	Conventional, FHA	4	0.2%	33.3%	$102,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$58,333	View
Better Mortgage Corporation	Conventional, FHA, HELOC	3 +1 HELOCs	0.2%	60%	$185,000
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.2%	55.6%	$101,666
Nbkc Bank	Conventional, VA	3	0.2%	100%	$251,666
AmeriHome Mortgage Company, LLC	Conventional, VA	3	0.2%	100%	$211,666
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, VA	3	0.2%	100%	$265,000	View
Cmg Mortgage Inc	Conventional, FHA	3	0.2%	100%	$295,000
Click n' Close, Inc.	Conventional, FHA	3	0.2%	100%	$101,666
New Day Financial, LLC.	VA	3	0.2%	20%	$165,000
American Pacific Mortgage Corporation	Conventional	3	0.2%	100%	$178,333
Keystone Funding, Inc	Conventional	3	0.2%	100%	$238,333
First Reliance Bank A+5.0 ★Texas Ratio: 0.55%	Conventional, FHA	3	0.2%	100%	$238,333	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	3	0.2%	75%	$238,333	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	3	0.2%	50%	$285,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.2%	100%	$128,333	View
Spring Eq, LLC	Conventional	3	0.2%	42.9%	$88,333
American Financial Resources LLC	Conventional	2	0.1%	100%	$220,000
Royal United Mortgage LLC	Conventional, FHA	2	0.1%	66.7%	$115,000
Everett Financial, Inc.	Conventional, FHA	2	0.1%	100%	$135,000
PHH Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$180,000
State Employees Credit Union of MD	Conventional, Jumbo	2	0.1%	100%	$1,065,000
Bayshore Mortgage Funding	Conventional, FHA	2	0.1%	100%	$260,000
American Financing Corporation	FHA	2	0.1%	50%	$175,000
Encompass Lending Group, L.P.	Conventional	2	0.1%	100%	$335,000
Planet Home Lending, LLC	FHA, VA	2	0.1%	66.7%	$310,000
Milend, Inc	FHA	2	0.1%	100%	$195,000
Nationwide Mortgage Bankers, Inc.	Conventional	2	0.1%	100%	$170,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	2	0.1%	100%	$140,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$235,000	View
Mason-McDuffie Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$160,000
Plaza Home Mortgage, Inc	Conventional, VA	2	0.1%	100%	$245,000
Tomo Mortgage LLC	Conventional	2	0.1%	66.7%	$515,000
Champions Funding, LLC	Conventional	2	0.1%	100%	$170,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +5 HELOCs	0.1%	100%	$215,000
Arc Home LLC	Conventional	1	0.1%	100%	$195,000
EMM Loans LLC	Conventional	1	0.1%	100%	$195,000
Genisys Credit Union	Conventional	1	0.1%	100%	$385,000
Sage Home Loans Corporation	Conventional	1	0.1%	50%	$285,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$195,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$115,000	View
Triad Financial Services, Inc.	Conventional	1	0.1%	100%	$75,000
Loanunited.Com, LLC	Conventional	1	0.1%	25%	$145,000
Resicentral LLC	FHA	1	0.1%	100%	$285,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$505,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$435,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$155,000	View
Discover Bank	Conventional	1	0.1%	6.7%	$65,000
Network Capital Funding Corporation	VA	1	0.1%	50%	$275,000
ClearPath Lending	VA	1	0.1%	100%	$235,000
SIRVA Mortgage, Inc. A5.0 ★Texas Ratio: 7.24%	Conventional	1	0.1%	100%	$415,000	View
Eastman Credit Union A+5.0 ★Texas Ratio: 1.56%	Conventional	1	0.1%	100%	$325,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$295,000
Nfm, Inc	Conventional	1	0.1%	100%	$185,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$235,000
Loanpeople, LLC	Conventional	1	0.1%	50%	$185,000
Embrace Home Loans, Inc.	FHA	1	0.1%	100%	$245,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$95,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$255,000	View
Mid-Island Mortgage Corp.	Conventional	1	0.1%	100%	$205,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$245,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$115,000
Tjc Mortgage Inc	VA	1	0.1%	100%	$285,000
Pike Creek Mortgage Services, Inc.	FHA	1	0.1%	100%	$195,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$295,000	View
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$215,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$335,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$225,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
DHI Mortgage Company, LTD.	Conventional	1	0.1%	100%	$185,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$345,000
Loan Simple, Inc.	Conventional	1	0.1%	100%	$245,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$105,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$145,000
Village Capital & Investment	VA	1	0.1%	50%	$205,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$165,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Fund Staff Federal Credit	HELOC	0 +1 HELOCs	0%	n/a
Truliant Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
The Loan Store, Inc	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Roanoke Mortgage Rate Trends

Daily average mortgage rates for Virginia compared with the national average, updated every evening.

30-Year Fixed VA Avg

7.501%

▲ 0.110 vs 7 days ago

15-Year Fixed VA Avg

6.940%

▲ 0.085 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Roanoke, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Roanoke? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roanoke in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Roanoke, VA

Use these to narrow the list above. Each category shows how many Roanoke, VA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 99 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 56 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 43 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 8 lenders. Loans above the conforming limit for higher priced homes Local lenders based in VA 35 lenders headquartered in Virginia, the closest thing to a mortgage lender near you

Who Lends in Roanoke, VA

Independent mortgage companies closed 68.6 percent of home loans in Roanoke, Virginia in 2025, banks 19.1 percent and credit unions 12.4 percent. ALCOVA Mortgage, LLC was the largest mortgage company, Pinnacle Bank the largest bank and Freedom First Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Freedom First Federal Credit Union led with 43 loans.

68.6%

Mortgage companies

19.1%

Banks

12.4%

Credit unions

24%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

All Virginia lenders 802 lenders Virginia Beach 307 lenders Chesapeake 236 lenders Norfolk 216 lenders Richmond 254 lenders Newport News 193 lenders Hampton 185 lenders Suffolk 178 lenders Arlington 238 lenders Portsmouth 176 lenders Alexandria 227 lenders Lynchburg 161 lenders Reston 176 lenders

Frequently Asked Questions About Mortgage Lenders in Roanoke, VA

Who is the largest mortgage lender in Roanoke, VA?

By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Roanoke, Virginia with 44 loans, about 2.7 percent of the market. The largest lender headquartered in Virginia was Freedom First Federal Credit Union with 43 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Roanoke, VA have the highest approval rates?

Among lenders with meaningful volume in Roanoke, Virginia, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 99.5 percent, against a 83.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Roanoke, VA mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in Roanoke, Virginia in 2025, led by Atlantic Bay Mortgage Group with 75. 43 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Roanoke, VA lender list?

Yes. 56 banks and 23 credit unions closed home loans in Roanoke, Virginia in 2025, alongside 99 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Roanoke, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Roanoke, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roanoke, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roanoke. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.