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Patent And Trademark Office Federal Credit Union Rates and Review January 2026

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Patent And Trademark Office Federal Credit Union12-month CD rates can be found at 4.01%, 6-month CD rates at 0.05% and 3-month CD rates at 0.75%. Savings rates are at 0.05% and money market rates are at 1.16%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Patent And Trademark Office Federal Credit Union rates.

Compare Patent And Trademark Office Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Patent And Trademark Office Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Patent And Trademark Office Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Patent And Trademark Office Federal Credit Union? Share your experience about Patent And Trademark Office Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Patent And Trademark Office Federal Credit Union.

Overall, Patent And Trademark Office Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Patent And Trademark Office Federal Credit Union
Main Office
501 Dulany St
Alexandria, VA 22314
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.85%
$500
24-Month CD
3.60%
$500
48-Month CD
3.45%
$500
36-Month CD
3.40%
$1,000
48-Month CD
3.29%
$500
36-Month CD
3.26%
$1,000
Select Money Market
3.25%
$1,000
12-Month CD
3.24%
$1,000
30-Month CD
3.20%
$500
60-Month CD
3.15%
$1,000
12-Month CD (Jumbo)
3.12%
$200,000
18-Month CD
3.09%
$500
36-Month CD
3.03%
$500
60-Month CD
3.00%
$2,000
48-Month CD
3.00%
$1,000
30-Month CD (relationship)
2.90%
$500
12-Month CD
2.86%
$2,500
48-Month CD
2.80%
$500
12-Month CD
2.78%
$1,000
18-Month CD (Jumbo)
2.76%
$100,000
60-Month CD
2.52%
$500
36-Month CD
2.52%
$500
36-Month CD
2.06%
$1,000
18-Month CD
2.01%
$500
Money Market
2.00%
$2,500
60-Month CD
1.91%
$1,000
36-Month CD
1.86%
$1,000
36-Month CD
1.75%
$1,000
18-Month CD
1.27%
$1,000
24-Month CD
1.26%
$500
Money Market
1.21%
$2,500
6-Month CD
1.10%
$500
60-Month CD
1.05%
$1,000
Super Saver Savings
1.00%
$1,000
24-Month CD
0.60%
$500
24-Month CD
0.50%
$500
Statement Savings
0.50%
$1,000
36-Month CD
0.50%
$1,000
11-Month CD
0.50%
$500
Personal Savings
0.50%
$100
Statement Savings
0.40%
$10
60-Month CD
0.34%
$1,000
NOW Checking
0.25%
$1,500
Money Market
0.15%
$1,000
Savings
0.10%
$100
Retirement Savings
0.07%
$10
48-Month CD
0.05%
$1,000
12-Month CD
0.01%
$500
18-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.500%
5.562%
0.000
7/6 ARM
5.875%
5.947%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.750%
5.977%
0.000
4.875%
5.010%
0.000
5.500%
5.588%
0.000
4.500%
4.685%
0.750
20-Year Fixed
5.625%
5.836%
0.500
10-Year Fixed
5.375%
5.540%
0.000
5.625%
5.760%
0.375
5.125%
5.421%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
6.125%
6.326%
0.000
30-Year Fixed
5.875%
5.945%
0.000
6.375%
6.375%
0.000
5.750%
5.907%
0.000
15-Year Fixed
5.500%
5.695%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
15-Year Fixed
5.375%
5.525%
0.000
5.850%
5.891%
0.000
5.250%
6.232%
0.750
5.875%
6.070%
0.000
5.500%
5.646%
0.000
30-Year Fixed
5.625%
5.685%
0.000
6.000%
6.148%
0.000
15-Year Fixed
5.125%
5.228%
0.000
5.625%
5.787%
0.000
5.875%
6.010%
0.000
5.750%
7.634%
0.000
5.500%
5.803%
0.000
5.250%
5.499%
1.000
6.500%
6.648%
0.000
5.875%
5.927%
0.500
10 Year Fixed
6.000%
6.223%
0.000
5.875%
6.010%
0.000
5.375%
5.446%
0.000
5.375%
5.652%
0.000
30-Year Fixed
5.875%
5.978%
0.000
5.625%
5.721%
0.000
30 Year Fixed
5.875%
5.916%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
5.625%
5.700%
0.000
15-Year Fixed
5.125%
5.284%
0.000
6.375%
6.544%
0.000
5.750%
5.827%
0.000
15 Year Fixed
5.250%
5.306%
0.000
20-Year Fixed
6.625%
6.626%
0.000
6.125%
6.135%
0.000
6.250%
6.281%
0.000
20 Year Fixed
5.500%
5.579%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
World Cash Back Credit Card Mastercard
18.000%
Acadia Visa Credit Card
10.900%
No annual fee
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
VISA® Gold
11.960%
Visa Platinum with Rewards
9.900%
16.100%
7.900%
Access FCU Visa Gold
9.900%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
9.990%
Academic VISA® Gold
15.400%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access FCU Visa Classic
13.500%
16.200%
16.490% - 17.990%
8.900% - 13.900%
Based upon credit worthiness.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Academic VISA® Platinum
10.900%
Visa Student Rewards Card
17.990%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
10.150%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Debt Consolidation Loan
9.000%
$0
108
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Personal Line of Credit
9.500%
$0
Access Line Of Credit
16.240%
$0
A+ Personal Loan
8.990%
$0
84
10.000%
$0
12 - 12
7.750% - 16.750%
$0
1 - 36
Personal Line of Credit
16.240%
$0
60
Personal Line of Credit
9.000%
$0
60
Personal Loan
8.950%
$0
13.990%
$0
13.450%
$0
Personal Loan
11.760%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
11.990%
$0
1 - 12
15.000%
$500 - $1,500
6 - 12
9.200% - 17.950%
$0 - $500
48 - 48
12.490%
$0
11.900%
$0 - $15,000
24 - 60
Summer/Holiday Loans
9.500%
$0
Personal Loan Rates
5.740%
$0
1 - 36
12.740%
$0
36
10.250% - 17.950%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Patent And Trademark Office Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Patent And Trademark Office Federal Credit Union
Full Time Employees: 9
Part Time Employees: 0
President: Welton Lloyd
CEO: Melinda Edmunds
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
501 Dulany St
Alexandria, VA 22314
Phone Number: 571-272-0350
Fax Number: 571-273-0190

Financials

Total Assets:
40,030,588
Total Amount of Shares and Deposits:
37,121,798
Total Shares and Deposits < 1 Year:
36,933,034
Total Shares and Deposits 1 3 Years:
188,762
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,770,120
Total Uninsured Shares and Deposits > $250K (F+J):
2,770,120
Total Insured Shares and Deposits > $250K (item 17 less item K):
34,351,678
Total Interest Expense (Sum of items 6 8):
12,245
Share Certificates:
38
Number of Accounts for Share Drafts:
901
IRA KEOGH Accounts:
76
Number of Accounts for Regular Shares:
2,597
All other shares:
157
Money Market Shares:
99
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,358,274
Total Liabilities:
37,122,989
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Patent And Trademark Office Federal Credit Union

Is a member application needed to join Patent And Trademark Office Federal Credit Union?

Yes, to access services at Patent And Trademark Office Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Patent And Trademark Office Federal Credit Union provides a range of mortgage and home equity products.

Is Patent And Trademark Office Federal Credit Union a safe place to deposit money?

Yes, Patent And Trademark Office Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Patent And Trademark Office Federal Credit Union offer online and mobile banking?

Most modern institutions like Patent And Trademark Office Federal Credit Union provide digital access including online balance checks and transfers.

Current Patent And Trademark Office Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions