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Best Personal Loan Rates in Fredericksburg, Virginia (VA) - March 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 26, 2026

Current personal loan options available to borrowers in Fredericksburg, Virginia include: Baxter Credit UnionBaxter Credit Union1 Geico Blvd, Fredericksburg, VA, 22412A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, InFirst Federal Credit UnionInFirst Federal Credit Union1151 Carl D Silver Pkwy, Fredericksburg, VA, 22401 4914A+5.0 ★Texas Ratio: 3.55% offering Personal Loan at 6.99% APR, Virginia Credit UnionVirginia Credit Union2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974A5.0 ★Texas Ratio: 6.74% offering Personal Loan at 6.99% APR, Topside Federal Credit UnionTopside Federal Credit Union2004 Augustine Ave, Fredericksburg, VA, 22401A5.0 ★Texas Ratio: 6.59% offering Personal Loan at 9.99% APR, and United Methodist Credit UnionUnited Methodist Credit Union7305 Boulder View Ln, North Chesterfield, VA, 23225 4953F2.7 ★Texas Ratio: 42.14% offering Organizational Shares/CD Pledge Loan at 4.00% APR. Personal loan rates as of March 26, 2026 according to verified data from MonitorBankRates.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Fredericksburg, Virginia can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fredericksburg, Virginia.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fredericksburg, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 26, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedMarch 26, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedMarch 26, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1151 Carl D Silver Pkwy, Fredericksburg, VA, 22401 4914
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

$50,000

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

$50,000

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 26, 2026
Details

$50,000

United Methodist Credit Union
Institution Rating:
F2.7 ★Texas Ratio: 42.14%
7305 Boulder View Ln, North Chesterfield, VA, 23225 4953
Organizational Shares/CD Pledge Loan
4.00%
View
▼
APR4.00%
Last UpdatedMarch 26, 2026
Details

Share/CD rate plus 4% with a floor of 4.00%

Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
Credit Builder Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 26, 2026
Details

above dividend rate earned by 12 Month Share Certificate

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Personal Loans
5.15%
View
▼
APR5.15%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA, 22314
Medical Residency Refinance Loan
5.45%
View
▼
APR5.45%
Last UpdatedMarch 26, 2026
Details

Fixed rates

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Bridge to Retirement Loan
5.49%
View
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
5.49%
View
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
305 S Railroad Ave, Galax, VA, 24333 4024
Energy Saver Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details

up to 180 months

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
305 S Railroad Ave, Galax, VA, 24333 4024
Solar Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details

up to 240 months

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA, 22314
Variable Rate Loan
5.51%
View
▼
APR5.51%
Last UpdatedMarch 26, 2026
Details

Your interest rate and monthly payments can fluctuate during the repayment period.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA, 22314
Medical Residency Refinance Loan
5.51%
View
▼
APR5.51%
Last UpdatedMarch 26, 2026
Details

Variable rates

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Recreational Loans
5.70%
View
▼
APR5.70%
Last UpdatedMarch 26, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
5775 Barclay Dr, Alexandria, VA, 22315 5731
VA Loan
5.81%
View
▼
APR5.81%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
5775 Barclay Dr, Alexandria, VA, 22315 5731
VA Refi Loan
5.94%
View
▼
APR5.94%
Last UpdatedMarch 26, 2026
Details

No additional details available.

FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Spring Loan Special
5.99%
View
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Spring Personal Loan Special
5.99%
View
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details

Offer ends June 19, 2026

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
5 Year Equity Loan Promotion1
5.99%
View
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details

As Low As; 60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value.

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
Loan Special
6.00%
View
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details

$1,500

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Campus Bookstore Loan
6.15%
View
▼
APR6.15%
Last UpdatedMarch 26, 2026
Details

As Low As; Maximum $3,000

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
Credit Builder Loan
6.25%
View
▼
APR6.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
5775 Barclay Dr, Alexandria, VA, 22315 5731
FHA Loan
6.41%
View
▼
APR6.41%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA, 22102
VA Loans
6.43%
View
▼
APR6.43%
Last UpdatedMarch 26, 2026
Details

30-Year Rates As Low As; Primary Residence

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Equity Loan
6.49%
View
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
10 Year Equity Loan Promotion2
6.49%
View
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details

As Low As; 120 month fixed rate. Offer available for a limited time. Up to 90% Loan to Value.

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
6.49%
View
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA, 23606
Credit Builder Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details

As Low As; Special fixed up to 15 months!

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Equipment Loan
6.65%
View
▼
APR6.65%
Last UpdatedMarch 26, 2026
Details

As Low As; Regular APR: 10.090%

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.74%
View
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details

As Low As

NY FIREFIGHTERS BRAVEST
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
10300 Eaton Pl Ste 330, fairfax, VA, 22030 2242
Personal/Unsecured/Debt Consolidation
6.84%
View
▼
APR6.84%
Last UpdatedMarch 26, 2026
Details

As Low As; New electronics, home renovations, catch up on bills.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 26, 2026
Details

As Low As

Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Up to 36 months

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA, 24019 3002
Personal Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Use collateral such as autos, RVs, etc. to secure the loan.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
Move Me Loan Rate
7.00%
View
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Vacation Loan Promo
7.00%
View
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details

Limited Time Offer (subject to credit qualification)

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
Unsecured Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 26, 2026
Details

As Low As

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
7.15%
View
▼
APR7.15%
Last UpdatedMarch 26, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.24%
View
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA, 22827 3628
Unsecured Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details

As Low As; Loan amount $10,000 - $400,000

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details

As Low As; terms to 60 months

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Augusta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
18 GOVERNMENT CENTER LN, VERONA, VA, 24482 2678
Special Tax Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details

12-month payback; Borrow up to $2000

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details

As Low As; 37-48 months

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details

As Low As; Fixed up to 36 months

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details

As Low As

NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Personal Loan
7.79%
View
▼
APR7.79%
Last UpdatedMarch 26, 2026
Details

As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 26, 2026
Details

Maximum Amount: $10,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedMarch 26, 2026
Details

As Low As

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
Hope & Relief Consolidation Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; - $50,000 maximum loan amount

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Lifestyle Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Debt180 Debt Consolidation Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

$500 - $50,000, 6 - 84 Months. Fixed Rate.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Convenience Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

$500 - $50,000, 6 - 84 Months. Fixed Rate.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Amount Financed up to $20,000

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; 49-66 months

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4495 Crossings Blvd, Prince George, VA, 23875
Lifestyle Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; From 6 to 84 months

VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
Balance Transfer Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As

VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
360 Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Lowest rate available with qualifying credit. Your rate is based on creditworthiness.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Unsecured Optionline Tier 1
8.00%
View
▼
APR8.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans Up to 36 Months A
8.00%
View
▼
APR8.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Unsecured Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 26, 2026
Details

As Low As; terms to 120 months

Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
Variable Rate Solar Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 26, 2026
Details

As Low As; $75,000 max loan amount; No penalty for early repayment; Initial 5 year fixed rate; Total Loan Term is 15 years4

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
8.15%
View
▼
APR8.15%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Land or Lot Loan
8.24%
View
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details

$5,000 - $200,000. 10-acre maximum.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Signature Loan
8.24%
View
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Personal Loan
8.45%
View
▼
APR8.45%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
8.74%
View
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details

As Low As

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
Fixed Term Signature Loan Debt Consolidation Special
8.74%
View
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details

As Low As; Limited time offer

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
8300 Arlington Blvd, Fairfax, VA, 22031
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details

As Low As

PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.79%
View
▼
APR8.79%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details

Maximum Amount: $10,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details

As Low As; Loan Amount $500-$40,000

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details

As Low As

Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Unsecured Personal Loans
8.95%
View
▼
APR8.95%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As; - $50,000 maximum loan amount

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA, 23860
Personal/Unsecured Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As

NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Newport News Municipal Emloyees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
502 Operations Dr, Newport News, VA, 23602 6989
Personal
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

based on amt. financed

Salem VA Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1970 Roanoke Blvd, Salem, VA, 24153
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
Personal Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA, 24022
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

Up To 84 Month Term

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
Holiday Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
9.15%
View
▼
APR9.15%
Last UpdatedMarch 26, 2026
Details

As Low As

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details

As Low As

PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
6320 Logans Ln, Lynchburg, VA, 24502
Security Only Loans 48 Months
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

As Low As

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA, 23851
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA, 20190 5919
Consumer Loans
9.39%
View
▼
APR9.39%
Last UpdatedMarch 26, 2026
Details

As Low As

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA, 23606
Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
723 5th St NE, Roanoke, VA, 24016 2123
Unsecured / Signature Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA, 20190 5919
Consumer Loans
9.59%
View
▼
APR9.59%
Last UpdatedMarch 26, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 26, 2026
Details

As Low As; Fixed up to 60 months

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 26, 2026
Details

As Low As

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans Starting at
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Appy Assist Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Vacation Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
9.90%
View
▼
APR9.90%
Last UpdatedMarch 26, 2026
Details

Maximum Amount: $10,000

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Up to $50,000

Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA, 23228
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

Regular APR: 9.99% to 18.00%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As; - $50,000 maximum loan amount

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA, 22314
Medical Residency Refinance Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

Fixed rates

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA, 20190 5919
Consumer Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
10800 Main St, Fairfax, VA, 22030
Signature/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
Unsecured Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

Amount Financed: $21,000.00; Rate based on evaluation of credit history.

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Amount: $500 - $15,000; Term: Up to 24 months

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Unsecured Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
Signature (Unsecured)
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
4201 Members Way, Fairfax, VA, 22030
Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA, 23228
Personal, Wedding, Vacation, Debt Consolidation
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1151 Carl D Silver Pkwy, Fredericksburg, VA, 22401 4914
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

$50,000

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

$50,000

Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 26, 2026
Details

$50,000

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Personal Loans
5.15%
View
▼
APR5.15%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
5.49%
View
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details

As Low As

FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Spring Personal Loan Special
5.99%
View
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details

Offer ends June 19, 2026

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
6.49%
View
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details

As Low As; Special fixed up to 15 months!

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.74%
View
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 26, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA, 24019 3002
Personal Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Use collateral such as autos, RVs, etc. to secure the loan.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 26, 2026
Details

As Low As

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
7.15%
View
▼
APR7.15%
Last UpdatedMarch 26, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details

As Low As; Fixed up to 36 months

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details

As Low As

NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Personal Loan
7.79%
View
▼
APR7.79%
Last UpdatedMarch 26, 2026
Details

As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; - $50,000 maximum loan amount

Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans Up to 36 Months A
8.00%
View
▼
APR8.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
8.15%
View
▼
APR8.15%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Personal Loan
8.45%
View
▼
APR8.45%
Last UpdatedMarch 26, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
8.74%
View
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
8300 Arlington Blvd, Fairfax, VA, 22031
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details

As Low As

PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details

As Low As; Loan Amount $500-$40,000

Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details

As Low As

Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Unsecured Personal Loans
8.95%
View
▼
APR8.95%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As; - $50,000 maximum loan amount

Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
Personal Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA, 24022
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

Up To 84 Month Term

Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Unsecured/Personal Loans
9.15%
View
▼
APR9.15%
Last UpdatedMarch 26, 2026
Details

As Low As

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details

As Low As

PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA, 23851
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA, 23606
Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 26, 2026
Details

As Low As; Fixed up to 60 months

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans Starting at
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Amount: $500 - $15,000; Term: Up to 24 months

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As; - $50,000 maximum loan amount

Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA, 23228
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

Regular APR: 9.99% to 18.00%

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
NY FIREFIGHTERS BRAVEST
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
10300 Eaton Pl Ste 330, fairfax, VA, 22030 2242
Personal/Unsecured/Debt Consolidation
6.84%
View
▼
APR6.84%
Last UpdatedMarch 26, 2026
Details

As Low As; New electronics, home renovations, catch up on bills.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Debt180 Debt Consolidation Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

$500 - $50,000, 6 - 84 Months. Fixed Rate.

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
Fixed Term Signature Loan Debt Consolidation Special
8.74%
View
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details

As Low As; Limited time offer

Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA, 23228
Personal, Wedding, Vacation, Debt Consolidation
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA, 23510 2107
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA, 23510 2107
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA, 23606
Debt Consolidation
16.99%
View
▼
APR16.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Up to 36 months

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details

As Low As; 37-48 months

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 26, 2026
Details

Maximum Amount: $10,000

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; 49-66 months

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Amount Financed up to $20,000

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Signature Loan
8.24%
View
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details

As Low As

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
Fixed Term Signature Loan Debt Consolidation Special
8.74%
View
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details

As Low As; Limited time offer

NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.79%
View
▼
APR8.79%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details

Maximum Amount: $10,000

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As

NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Salem VA Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1970 Roanoke Blvd, Salem, VA, 24153
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Unsecured, Bill Consolidation, Signature
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
723 5th St NE, Roanoke, VA, 24016 2123
Unsecured / Signature Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.75%
View
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Signature Loan
9.90%
View
▼
APR9.90%
Last UpdatedMarch 26, 2026
Details

Maximum Amount: $10,000

Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
4201 Members Way, Fairfax, VA, 22030
Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
Signature (Unsecured)
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Up to $50,000

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
10800 Main St, Fairfax, VA, 22030
Signature/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

No home improvement personal loan rates found in Fredericksburg, VA currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Virginia?

Most lenders in Fredericksburg, Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Virginia often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Fredericksburg, Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Virginia?

Yes. Debt consolidation is one of the most common uses of personal loans in Fredericksburg, Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Fredericksburg, Virginia?

Credit unions in Fredericksburg, Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Fredericksburg, Virginia?

  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • InFirst Federal Credit Union: 6.99% (Personal Loan)
  • Virginia Credit Union: 6.99% (Personal Loan)
  • Topside Federal Credit Union: 9.99% (Personal Loan)
  • United Methodist Credit Union: 4.00% (Organizational Shares/CD Pledge Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fredericksburg, Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 26, 2026.

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