Best Personal Loan Rates in Fredericksburg, Virginia (VA) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Fredericksburg, Virginia include: Baxter Credit UnionBaxter Credit Union1 Geico Blvd, Fredericksburg, VA, 22412A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, InFirst Federal Credit UnionInFirst Federal Credit Union1151 Carl D Silver Pkwy, Fredericksburg, VA, 22401 4914A+5.0 ★Texas Ratio: 3.55% offering Personal Loan at 6.99% APR, Virginia Credit UnionVirginia Credit Union2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974A5.0 ★Texas Ratio: 6.74% offering Personal Loan at 6.99% APR, Topside Federal Credit UnionTopside Federal Credit Union2004 Augustine Ave, Fredericksburg, VA, 22401A5.0 ★Texas Ratio: 6.59% offering Personal Loan at 9.99% APR, and Merck Employees Federal Credit UnionMerck Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.22% offering Personal Loans at 4.25% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Fredericksburg has 4 local institutions in our database, with personal loan rates as low as 4.50% APR from Baxter Credit Union at 1 Geico Blvd, Fredericksburg, VA, 22412. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fredericksburg, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fredericksburg, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 12, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 12, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1151 Carl D Silver Pkwy, Fredericksburg, VA, 22401 4914
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
$50,000
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 12, 2026
Details
$50,000
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 12, 2026
Details
$50,000
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
4.25%
▼
APR4.25%
Last UpdatedMay 12, 2026
Details
No additional details available.
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedMay 12, 2026
Details
above dividend rate earned by 12 Month Share Certificate
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedMay 12, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedMay 12, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedMay 12, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedMay 12, 2026
Details
As Low As
APR5.75%
Last UpdatedMay 12, 2026
Details
up to 240 months
APR5.75%
Last UpdatedMay 12, 2026
Details
up to 180 months
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
5 Year Equity Loan Promotion1
5.99%
▼
APR5.99%
Last UpdatedMay 12, 2026
Details
As Low As; 60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Equity Loan
5.99%
▼
APR5.99%
Last UpdatedMay 12, 2026
Details
As Low As
APR5.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Loan Special
6.00%
▼
APR6.00%
Last UpdatedMay 12, 2026
Details
$1,500
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Credit Builder Loan
6.25%
▼
APR6.25%
Last UpdatedMay 12, 2026
Details
As Low As
APR6.30%
Last UpdatedMay 12, 2026
Details
As Low As; Primary Residence
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedMay 12, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
10 Year Equity Loan Promotion2
6.49%
▼
APR6.49%
Last UpdatedMay 12, 2026
Details
As Low As; 120 month fixed rate. Offer available for a limited time. Up to 90% Loan to Value.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Credit Builder Loan
6.50%
▼
APR6.50%
Last UpdatedMay 12, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 12, 2026
Details
As Low As
APR6.50%
Last UpdatedMay 12, 2026
Details
As Low As; Borrow up to $25,000
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 12, 2026
Details
As Low As; Special fixed up to 15 months!
APR6.65%
Last UpdatedMay 12, 2026
Details
As Low As; Regular APR: 10.090%
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 12, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As; Up to 36 months
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Vacation Loan Promo
7.00%
▼
APR7.00%
Last UpdatedMay 12, 2026
Details
Limited Time Offer (subject to credit qualification)
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedMay 12, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loan
7.15%
▼
APR7.15%
Last UpdatedMay 12, 2026
Details
As Low As
APR7.24%
Last UpdatedMay 12, 2026
Details
As Low As
APR7.44%
Last UpdatedMay 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 12, 2026
Details
As Low As; 37-48 months
APR7.49%
Last UpdatedMay 12, 2026
Details
As Low As
APR7.49%
Last UpdatedMay 12, 2026
Details
As Low As
APR7.74%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 12, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 12, 2026
Details
As Low As; Fixed up to 36 months
APR7.79%
Last UpdatedMay 12, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedMay 12, 2026
Details
Maximum Amount: $10,000
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Balance Transfer Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As; Lowest rate available with qualifying credit. Your rate is based on creditworthiness.
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Lifestyle Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As; - $50,000 maximum loan amount
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As; 49-66 months
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Variable Rate Solar Loan
8.00%
▼
APR8.00%
Last UpdatedMay 12, 2026
Details
As Low As; Initial 5 year fixed rate
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loan
8.15%
▼
APR8.15%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.24%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 12, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.45%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan Special
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.75%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR8.79%
Last UpdatedMay 12, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 12, 2026
Details
As Low As; Loan Amount $500-$40,000
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 12, 2026
Details
Maximum Amount: $10,000
APR8.90%
Last UpdatedMay 12, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 12, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As; - $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR9.00%
Last UpdatedMay 12, 2026
Details
Up To 84 Month Term
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loan
9.15%
▼
APR9.15%
Last UpdatedMay 12, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR9.25%
Last UpdatedMay 12, 2026
Details
No additional details available.
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 12, 2026
Details
As Low As
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Security Only Loans
9.25%
▼
APR9.25%
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 12, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 12, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 12, 2026
Details
As Low As; Fixed up to 60 months
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 12, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 12, 2026
Details
No additional details available.
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Vacation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Assist Loans
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans Starting at
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedMay 12, 2026
Details
Maximum Amount: $10,000
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; - $50,000 maximum loan amount
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
Regular APR: 9.99% to 18.00%
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; Up to $50,000
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans 36 to 60 Months A
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As; Amount: $500 - $15,001; Term: Up to 36 months
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMay 12, 2026
Details
As Low As
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Security Only Loans
10.25%
▼
APR10.25%
Last UpdatedMay 12, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMay 12, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loan
10.30%
▼
APR10.30%
Last UpdatedMay 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1151 Carl D Silver Pkwy, Fredericksburg, VA, 22401 4914
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
$50,000
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 12, 2026
Details
$50,000
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 12, 2026
Details
$50,000
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
4.25%
▼
APR4.25%
Last UpdatedMay 12, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedMay 12, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedMay 12, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedMay 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 12, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 12, 2026
Details
As Low As; Special fixed up to 15 months!
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loan
7.15%
▼
APR7.15%
Last UpdatedMay 12, 2026
Details
As Low As
APR7.44%
Last UpdatedMay 12, 2026
Details
As Low As
APR7.49%
Last UpdatedMay 12, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 12, 2026
Details
As Low As; Fixed up to 36 months
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR7.79%
Last UpdatedMay 12, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As; - $50,000 maximum loan amount
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loan
8.15%
▼
APR8.15%
Last UpdatedMay 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.24%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR8.45%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan Special
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.75%
Last UpdatedMay 12, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 12, 2026
Details
As Low As; Loan Amount $500-$40,000
APR8.90%
Last UpdatedMay 12, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 12, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 12, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As; - $50,000 maximum loan amount
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR9.00%
Last UpdatedMay 12, 2026
Details
Up To 84 Month Term
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loan
9.15%
▼
APR9.15%
Last UpdatedMay 12, 2026
Details
As Low As
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 12, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 12, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 12, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 12, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 12, 2026
Details
As Low As; Fixed up to 60 months
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans Starting at
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
Regular APR: 9.99% to 18.00%
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; - $50,000 maximum loan amount
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans 36 to 60 Months A
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As; Amount: $500 - $15,001; Term: Up to 36 months
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMay 12, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMay 12, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loan
10.30%
▼
APR10.30%
Last UpdatedMay 12, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan Special
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 12, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Debt Consolidation
16.99%
▼
APR16.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 12, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As; Up to 36 months
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedMay 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 12, 2026
Details
As Low As; 37-48 months
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedMay 12, 2026
Details
Maximum Amount: $10,000
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
As Low As; 49-66 months
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.79%
Last UpdatedMay 12, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 12, 2026
Details
Maximum Amount: $10,000
APR8.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMay 12, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 12, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 12, 2026
Details
No additional details available.
APR9.75%
Last UpdatedMay 12, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedMay 12, 2026
Details
Maximum Amount: $10,000
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; Up to $50,000
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
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No home improvement personal loan rates found in Fredericksburg, VA currently.
Fredericksburg, VA Personal Loan Rate Trends
Compare local Fredericksburg, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — VA Avg
10.356%
▼ 0.316 vs 7 days ago
Virginia personal loan rates fell 0.316 points over the past 7 days to 10.356% APR.
Signature Loan — VA Avg
9.592%
▲ 0.005 vs 7 days ago
Virginia signature loan rates rose 0.005 points over the past 7 days to 9.592% APR.
As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
Most lenders in Fredericksburg, Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Virginia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Fredericksburg, Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Virginia?
Yes. Debt consolidation is one of the most common uses of personal loans in Fredericksburg, Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Fredericksburg, Virginia?
Credit unions in Fredericksburg, Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Fredericksburg, Virginia?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- InFirst Federal Credit Union: 6.99% (Personal Loan)
- Virginia Credit Union: 6.99% (Personal Loan)
- Topside Federal Credit Union: 9.99% (Personal Loan)
- Merck Employees Federal Credit Union: 4.25% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fredericksburg, Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
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