Best Personal Loan Rates in Norfolk, Virginia - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Norfolk, Virginia include: Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit Union600 Church St, Norfolk, VA, 23501 9908A+5.0 ★Texas Ratio: 4.17% offering INTRODUCTORY RATE OFFER Loan at 3.99% APR, Langley Federal Credit UnionLangley Federal Credit Union7420 Granby St, Norfolk, VA, 23505A5.0 ★Texas Ratio: 9.72% offering VA 30 Loan at 6.42% APR, NAE Federal Credit UnionNAE Federal Credit Union2600 Cromwell Dr, Norfolk, VA, 23509A+5.0 ★Texas Ratio: 2.08% offering Recreational Loans at 6.79% APR, Chartway Credit UnionChartway Credit Union132 Kempsville Rd, Norfolk, VA, 23502A+5.0 ★Texas Ratio: 11.31% offering Personal Loans at 8.24% APR, and Healthcare Systems Federal Credit UnionHealthcare Systems Federal Credit Union830 Kempsville RD, Norfolk, VA, 23502A+5.0 ★Texas Ratio: 2.57% offering Personal Loan at 8.75% APR. Personal loan rates as of June 26, 2026 according to verified data from MonitorBankRates.
Norfolk has 7 local institutions in our database, with personal loan rates as low as 3.99% APR from Newport News Shipbuilding Employees Credit Union at 600 Church St, Norfolk, VA, 23501 9908. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Norfolk, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Norfolk, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 26, 2026
Norfolk Personal Loan Rates
Intro rate for balance transfers made in the first 30 days. Rates following intro period are 11.49%-18.00% based on creditworthiness and vary based on the prime rate.
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to 18.00%
APR* up to 18.00%
APR* up to: 17.99%
APR* up to: 17.99%
No additional details available.
APR* up to: 17.99%
No additional details available.
APR* up to: 17.99%
APR* up to 18.00%
APR* up to 18.00%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to 18.00%
As Low As
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to 18.00%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to 18.00%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to 18.00%
APR* up to: 17.99%
APR* up to 18.00%
APR* up to 18.00%
APR* up to 18.00%
APR* up to: 17.99%
APR* up to 18.00%
No additional details available.
APR* up to 18.00%
APR* up to: 17.99%
APR* up to 18.00%
APR* up to 18.00%
As Low As; APR = Annual Percentage Rate. Disclosure
As Low As; APR = Annual Percentage Rate.
No additional details available.
APR* up to 18.00%
No additional details available.
APR* up to 18.00%
APR* up to 18.00%
APR* up to 18.00%
APR* up to 18.00%
APR* up to 18.00%
As Low As1 Langley's Lowest Rate Visa
No additional details available.
As Low As; APR = Annual Percentage Rate. Disclosure
As Low As; APR = Annual Percentage Rate.
No additional details available.
As Low As; APR = Annual Percentage Rate.
As Low As; APR = Annual Percentage Rate. Disclosure
Daily Periodic Rate: 0.0335% to 0.0493%
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
5% Pick Your Own Category! 3% on Gas 2% on Groceries & Wholesale Clubs 1% on Other Purchases; Rates as low as1
As Low As; Fixed APR*
As Low As; Sample Monthly Payment for $20,000: $590
As Low As; Sample Monthly Payment for $20,000: $372
As Low As; Fixed APR*
No additional details available.
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
As Low As
As Low As; Sample Monthly Payment for $20,000: $319
As Low As; Fixed APR*
Maximum LTV: 90% LTV
As Low As
Maximum LTV: 90% LTV
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Amount: Up to $2000
Maximum LTV: 90% LTV
No additional details available.
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 80% LTV
As low as $30.20+
Maximum LTV: 90% LTV
As Low As; Sample Monthly Payment for $20,000: $289
As Low As; Fixed APR*
Maximum LTV: 90% LTV
As Low As; 100% Retail
As Low As
No additional details available.
Maximum LTV: 90% LTV
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
As Low As; Maximum $3,000
Maximum LTV: 90% LTV
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; $500 - $1,000. Rate is the share certificate rate plus 6%. Loan amounts between $500 to $1,000. The proceeds of the loan will be the funds used to create the share certificate. Member account must be in good standing for the last 90 days in order to qualify for the loan. "Good standing" is defined as no returned items and proper use of overdraft facilities. the term of the loan must range from 6 to 12 months. Auto-pay required.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; Loan Amount: $500 - $25,000
No additional details available.
As Low As
As Low As; APR
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; Special fixed
Maximum LTV: 90% LTV
As Low As; Fixed APR
As Low As; APR
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
Maximum Financed: $8,000; Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
As Low As; APR
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; APR
As Low As; APR
Rates as low as 7.44% APR. No application fees, and no payment for 45 days.
As Low As; 7.49% APR
As Low As; 7.49% APR
As Low As
As Low As; 7.49% APR
As Low As; APR=Annual Percentage Rate.
No additional details available.
As Low As; APR
Maximum: $125,000
Up to $50,000; As Low As; A loan of $2,500 for 36 months will have a monthly payment ranging from $78.04 to $90.99.
As Low As
As Low As; Fixed APR
As Low As; 7.74% APR
Limits: $500-$50,000
Maximum Amount: $10,000
No additional details available.
As Low As
As Low As; Maximum APR: 18.00%. Rates include discounts for automatic payment and Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change.
Amount Financed: up to $20,000
Amount: Up to 100%
As Low As
As Low As; 7.99% to 17.99%
As Low As; $50,000 maximum loan amount
As Low As; Loan Amount: $500+
Maximum: $125,000
As Low As
As Low As; APR
No additional details available.
As Low As
A *APR
As Low As; Sample Monthly Payment for $20,000: $714
As Low As; Fixed APR*
Maximum: $125,000
As Low As; Loan Amount: $2,500+
Maximum: $125,000
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
As Low As; Loan Amount: $3,000+
Norfolk Personal Loan Rates
No additional details available.
As Low As; APR = Annual Percentage Rate. Disclosure
As Low As; APR = Annual Percentage Rate.
As Low As; APR = Annual Percentage Rate. Disclosure
As Low As; APR = Annual Percentage Rate.
No additional details available.
As Low As; APR = Annual Percentage Rate. Disclosure
As Low As; APR = Annual Percentage Rate.
Daily Periodic Rate: 0.0335% to 0.0493%
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
Amount: Up to $2000
As low as $30.20+
As Low As; Maximum $3,000
As Low As; Special fixed
As Low As; Loan Amount: $500 - $25,000
As Low As; Fixed APR
As Low As
As Low As
As Low As
As Low As
Rates as low as 7.44% APR. No application fees, and no payment for 45 days.
As Low As; APR=Annual Percentage Rate.
Maximum: $125,000
As Low As
As Low As; Fixed APR
As Low As; Loan Amount: $500+
Maximum: $125,000
As Low As; $50,000 maximum loan amount
As Low As
A *APR
Maximum: $125,000
As Low As; Loan Amount: $2,500+
Maximum: $125,000
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
As Low As; Loan Amount: $3,000+
Norfolk Debt Consolidation Loan Rates
No additional details available.
No additional details available.
As Low As; $500 - $20,000. Limited time offer
Norfolk Signature Loan Rates
No additional details available.
No additional details available.
No additional details available.
5% Pick Your Own Category! 3% on Gas 2% on Groceries & Wholesale Clubs 1% on Other Purchases; Rates as low as1
No additional details available.
As Low As
Maximum Financed: $8,000; Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
As Low As
Maximum Amount: $10,000
No additional details available.
As Low As; Maximum APR: 18.00%. Rates include discounts for automatic payment and Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change.
Amount Financed: up to $20,000
As Low As
Norfolk, VA Personal Loan Rate Trends
Compare local Norfolk, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia personal loan rates currently average 10.791% APR.
Virginia signature loan rates currently average 9.724% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Norfolk, Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Norfolk, Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Norfolk, Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Virginia?
Are credit unions or banks better for personal loans in Norfolk, Virginia?
What are the best personal loan rates in Norfolk, Virginia?
- Newport News Shipbuilding Employees Credit Union: 3.99% (INTRODUCTORY RATE OFFER Loan)
- Langley Federal Credit Union: 6.42% (VA 30 Loan)
- NAE Federal Credit Union: 6.79% (Recreational Loans)
- Chartway Credit Union: 8.24% (Personal Loans)
- Healthcare Systems Federal Credit Union: 8.75% (Personal Loan)
Personal Loan Calculators
