Best Personal Loan Rates in Montpelier, Virginia - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Montpelier, Virginia include: Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit UnionA+5.0 ★Texas Ratio: 4.17% offering INTRODUCTORY RATE OFFER Loan at 3.99% APR, Arlington Community Federal Credit UnionArlington Community Federal Credit UnionA+5.0 ★Texas Ratio: 5.63% offering NEW (Model Year 2025-2027) 48 Months Loan at 4.29% APR, Autotruck Financial Credit UnionAutotruck Financial Credit UnionA+5.0 ★Texas Ratio: 3.18% offering New 2025-2027 models <20,000 miles Loan at 4.74% APR, Hopewell Chemical Federal Credit UnionHopewell Chemical Federal Credit UnionA+5.0 ★Texas Ratio: 1.22% offering Tractors Loan at 5.25% APR, and Central Virginia Federal Credit UnionCentral Virginia Federal Credit UnionA5.0 ★Texas Ratio: 7.87% offering Personal Loan at 5.49% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Montpelier borrowers have access to 40 lenders serving the Virginia area, with personal loan rates as low as 3.99% APR from Newport News Shipbuilding Employees Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Montpelier, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Montpelier, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Montpelier Personal Loan Rates
Intro rate for 12 months from account opening on balance transfers from other credit cards made to your BayPort card in the first 30 days. Rates following intro period are 11.49%-18.00% based on creditworthiness and vary based on the prime rate. Foreign transaction fees of 1.10% of each transaction in U.S. dollars.
As Low As; Minimum Loan Amount: $10,000
As Low As; Minimum Loan Amount: $10,000
As Low As; Minimum Loan Amount: No Minimum
As Low As; Minimum Loan Amount: $20,000
As Low As
As Low As; Minimum Loan Amount: No Minimum
As Low As; Minimum Loan Amount: $10,000
As Low As; Minimum Loan Amount: $10,000
As Low As; 17.99%
As Low As; Minimum Loan Amount: $20,000
As Low As; 17.99%
As Low As
As Low As; 17.99%
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $10,000
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
No additional details available.
As Low As
As low as $30.20
As Low As; Minimum Loan Amount: $10,000
As Low As; Minimum Loan Amount: $35,000
As Low As; 17.99%
As Low As
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
No additional details available.
As Low As; Minimum Loan Amount: $20,000
As Low As; 17.99%
Finance charges imposed beginning on day of cash advance.
No additional details available.
As Low As; 17.99%
No additional details available.
Up to $100,000
As Low As; Minimum Loan Amount: $35,000
As Low As; 17.99%
As Low As; 17.99%
APR* up to 18.00%
As Low As; $500 - $1,000
APR* up to 18.00%
As Low As; 17.99%
As Low As; 17.99%
No additional details available.
As Low As
As Low As; 17.99%
As Low As; Special fixed
As Low As
No additional details available.
As Low As; Loan Amount: $500 - $25,000
As low as
As Low As; Minimum Loan Amount: $5,000
APR* up to 18.00%
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
As Low As; 17.99%
APR* up to 18.00%
As Low As
As Low As
As Low As; 17.99%
APR* up to 18.00%
As Low As; fund what matters most to you.
As Low As
As Low As; 17.99%
As Low As; Unsecured, Bill Consolidation, Signature
No additional details available.
As Low As; APR
Loan Amounts: $1,000-$1500
As Low As; 6.99%
As Low As
As Low As; Minimum Loan Amount: $7,000
Maximum Financed: $8,000. Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
Up to $250,000
As Low As; 17.99%
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
As Low As; View Loan Rates
As Low As
As Low As; APR
As Low As; Minimum Loan Amount: $35,000
As Low As; Minimum Loan Amount: $5,000
As Low As; (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
As Low As; Rates as low as 7.49% APR.
As Low As; 7.49% APR
No additional details available.
As Low As; Minimum Loan Amount: $7,000
As Low As; Minimum Loan Amount: $15,000
APR* up to 18.00%
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As
As Low As
Minimum: $250; Maximum: $125,000
As Low As; 7.74% APR
APR* up to 18.00%
Up to $50,000; As Low As; A loan of $2,500 for 36 months will have a monthly payment ranging from $78.04 to $90.99.
As Low As; (7 years old or newer) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
Maximum Amount: $10,000
No additional details available.
No additional details available.
APR* up to 18.00%
As Low As; $50,000 maximum loan amount
As low as; $50,000 maximum loan amount
No additional details available.
Loan Amounts: $3,001-$6,500
No additional details available.
Minimum: $250; Maximum: $125,000
As Low As; Minimum loan amount $500+
As Low As
Amount Financed: up to $20,000
As Low As; Maximum APR: 18.00%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Total rate discounts cannot exceed 1.50%.
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
No additional details available.
As Low As
As Low As; Minimum Loan Amount: $15,000
A *APR
As Low As; Variable; $500 to $3,000
No additional details available.
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
As Low As; Minimum Loan Amount: $50,000
APR* up to 18.00%
As Low As; 17.99%
As Low As
As Low As; Minimum loan amount $2,500+
APR as low as
Minimum: $250; Maximum: $125,000
As Low As
As Low As; (8-15 years old) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
APR* up to 18.00%
As Low As; 17.99%
APR* up to 18.00%
No additional details available.
APR* up to 18.00%
No additional details available.
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
As Low As; Minimum loan amount $3,000+
Minimum: $250; Maximum: $125,000
As Low As; Minimum Loan Amount: $50,000
As Low As; Limited time offer; $500 - $20,000 for 36 months
As Low As; APR = Annual Percentage Rate. Disclosure
As Low As
No additional details available.
Montpelier Personal Loan Rates
As low as $30.20
As Low As
No additional details available.
As Low As
As Low As; Special fixed
As Low As
As Low As; Loan Amount: $500 - $25,000
Loan Amounts: $1,000-$1500
As Low As; fund what matters most to you.
As Low As
As Low As; 6.99%
As Low As; Unsecured, Bill Consolidation, Signature
As Low As
As Low As
As Low As; Rates as low as 7.49% APR.
No additional details available.
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As
As Low As
Minimum: $250; Maximum: $125,000
As low as; $50,000 maximum loan amount
No additional details available.
As Low As; $50,000 maximum loan amount
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
Loan Amounts: $3,001-$6,500
No additional details available.
As Low As; Minimum loan amount $500+
Minimum: $250; Maximum: $125,000
A *APR
As Low As
As Low As; Minimum loan amount $2,500+
Minimum: $250; Maximum: $125,000
APR as low as
Minimum: $250; Maximum: $125,000
As Low As; Minimum loan amount $3,000+
No additional details available.
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
No additional details available.
As Low As; APR = Annual Percentage Rate. Disclosure
As Low As
No additional details available.
Montpelier Debt Consolidation Loan Rates
As Low As; Limited time offer; $500 - $20,000 for 36 months
No additional details available.
No additional details available.
Montpelier Signature Loan Rates
No additional details available.
Maximum Financed: $8,000. Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
As Low As; View Loan Rates
Maximum Amount: $10,000
No additional details available.
As Low As; Maximum APR: 18.00%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Total rate discounts cannot exceed 1.50%.
Amount Financed: up to $20,000
As Low As; Limited time offer; $500 - $20,000 for 36 months
Montpelier, VA Personal Loan Rate Trends
Compare local Montpelier, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia personal loan rates fell 0.163 points over the past 7 days to 10.774% APR.
Virginia signature loan rates rose 0.081 points over the past 7 days to 9.759% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Montpelier, Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Montpelier, Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Montpelier, Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Virginia?
Are credit unions or banks better for personal loans in Montpelier, Virginia?
What are the best personal loan rates in Montpelier, Virginia?
- Newport News Shipbuilding Employees Credit Union: 3.99% (INTRODUCTORY RATE OFFER Loan)
- Arlington Community Federal Credit Union: 4.29% (NEW (Model Year 2025-2027) 48 Months Loan)
- Autotruck Financial Credit Union: 4.74% (New 2025-2027 models <20,000 miles Loan)
- Hopewell Chemical Federal Credit Union: 5.25% (Tractors Loan)
- Central Virginia Federal Credit Union: 5.49% (Personal Loan)
Personal Loan Calculators
