What are the current interest rates at Loudoun Credit Union?

Current rates for Loudoun Credit Union include: 12-Month CD: 3.54%, 24-Month CD: 3.80%, 60-Month CD: 4.06%

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Loudoun Credit Union Rates & Review October 2026

Q: How many branches does Loudoun Credit Union operate?

Loudoun Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Loudoun Credit Union?

Yes, to access services at Loudoun Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Loudoun Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Loudoun Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Loudoun Credit Union's top rates as of October 13, 2026 are 4.30% APY on its CD - 13 Month Special, personal loans from 9.99% APR, and credit cards from 10.99% APR, according to rates verified by MonitorBankRates. Other Loudoun Credit Union CD rates include IRA CDs - 60-Month Roth at 4.06%, CD - 24 month at 4.06%, and CD - 36 month at 4.06%. MonitorBankRates evaluates the financial stability of Loudoun Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.46%. Rates last updated and verified on 10/13/2026.

Loudoun Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Loudoun Credit Union? Share your experience about Loudoun Credit Union by leaving a review below, or read customer reviews before you decide to use Loudoun Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.46%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Loudoun Credit Union
Loudoun Credit Union

6 W Market St
Leesburg, VA 20176

https://www.loudouncu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Loudoun Credit Union CD Rates

Product	Rate	APY	Term
Share Certificate - 13 Month Special	4.25%	4.30%	13 Months
Min Deposit $1,000 Details Special certificate; Additional promotions do not apply to 13 month special; Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.30% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
IRA Certificates - 60-Month Roth	4.00%	4.06%	60 Months
Min Deposit $1,000 Details Roth IRA; Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.06% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Share Certificate - 24 month	4.00%	4.06%	24 Months
Min Deposit $1,000 Details Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.80% → 4.06% ▲ 0.26 pts · high 4.06% / low 3.80% Sep 26, 20264.06%▲ from 3.80% Sep 14, 20263.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Share Certificate - 36 month	4.00%	4.06%	36 Months
Min Deposit $1,000 Details Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.80% → 4.06% ▲ 0.26 pts · high 4.06% / low 3.80% Sep 26, 20264.06%▲ from 3.80% Sep 14, 20263.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
IRA Certificates - 24-Month Roth	3.75%	3.80%	24 Months
Min Deposit $1,000 Details Roth IRA; Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
IRA Certificates - 24-Month Traditional	3.75%	3.80%	24 Months
Min Deposit $1,000 Details Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
IRA Certificates - 36-Month Roth	3.75%	3.80%	36 Months
Min Deposit $1,000 Details Roth IRA; APY printed as '3.3.80%' on source page (malformed as published); Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
IRA Certificates - 36-Month Traditional	3.75%	3.80%	36 Months
Min Deposit $1,000 Details Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Share Certificate - 12 month	3.75%	3.80%	12 Months
Min Deposit $1,000 Details Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55% Sep 26, 20263.80%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Share Certificates - 24 month	3.75%	3.80%	24 Months
Min Deposit $1,000 Details APR* 3.75%; Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalty: over 1 year: 180 days interest Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Share Certificate - 9 month	3.50%	3.55%	9 Months
Min Deposit $1,000 Details Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.29% → 3.55% ▲ 0.26 pts · high 3.55% / low 3.29% Sep 26, 20263.55%▲ from 3.29% Sep 14, 20263.29%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Share Certificates - 12 month	3.50%	3.54%	12 Months
Min Deposit $1,000 Details APR* 3.50%; Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalty: up to 1 year: 90 days interest Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.54% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Share Certificate - 6 month	3.25%	3.29%	6 Months
Min Deposit $1,000 Details Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.03% → 3.29% ▲ 0.26 pts · high 3.29% / low 3.03% Sep 26, 20263.29%▲ from 3.03% Sep 14, 20263.03%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Share Certificates - 9 month	3.25%	3.25%	9 Months
Min Deposit $1,000 Details APY printed as '3.3.29%' on page (malformed as published); APR* 3.25%; Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalty: up to 1 year: 90 days interest Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 3.29% → 3.25% ▼ 0.04 pts · high 3.55% / low 3.25% Oct 13, 20263.25%▼ from 3.55% Sep 26, 20263.55%▲ from 3.29% Sep 14, 20263.29%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Share Certificates - 6 month	3.00%	3.03%	6 Months
Min Deposit $1,000 Details APR* 3.00%; Dividends calculated on Daily Balance method, compounded and paid Quarterly; CD withdrawal penalty: up to 1 year: 90 days interest Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%

Loudoun Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	6.74%	60 months
Details As Low As; Starting at 6.74% APR* Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Home Equity Loan	-	-	6.99%	120 months
Details As Low As; Starting at 6.99% APR* Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Home Equity Loan	-	-	7.74%	180 months
Details As Low As; Starting at 7.74% APR* Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%

Loudoun Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicles - Up to 36 months Loan	-	-	4.99%	Up to 36 months
Details APR shown as Starting at; 125% MSRP or NADA including tax, title, registration; New Vehicles (Up to 5 years) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
New Vehicles - Up to 48 months Loan	-	-	5.24%	Up to 48 months
Details As Low As; 125% MSRP or NADA including tax, title, registration; New Vehicles (Up to 5 years) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
New Vehicles - Up to 60 months Loan	-	-	5.49%	Up to 60 months
Details As Low As; 125% MSRP or NADA including tax, title, registration; New Vehicles (Up to 5 years) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Used Vehicles (6 to 10 years) Loan	-	-	5.49%	Up to 36 months
Details As Low As; 125% NADA including tax, title, registration Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
New Vehicles - Up to 72 months Loan	-	-	5.74%	Up to 72 months
Details As Low As; 125% MSRP or NADA including tax, title, registration; New Vehicles (Up to 5 years) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Used Vehicles (6 to 10 years) Loan	-	-	5.74%	Up to 48 months
Details As Low As; 105% NADA including tax, title, registration Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
New Vehicles - Up to 84 months Loan	-	-	5.99%	Up to 84 months
Details As Low As; 125% MSRP or NADA including tax, title, registration; New Vehicles (Up to 5 years) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Used Vehicles (6 to 10 years) Loan	-	-	5.99%	Up to 60 months
Details As Low As; Minimum loan $20,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Used Vehicles (6 to 10 years) Loan	-	-	6.24%	Up to 72 months
Details As Low As; Minimum loan $25,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Older Used Vehicles (11 to 15 years) - Up to 36 months Loan	-	-	8.44%	Up to 36 months
Details As Low As; Minimum loan $2,000, maximum loan $10,000; Starting at 8.44% APR* Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.44% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Older Used Vehicles (11 to 15 years) - Up to 48 months Loan	-	-	8.69%	Up to 48 months
Details As Low As; Minimum loan $2,000, maximum loan $10,000; Starting at 8.69% APR* Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.69% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Older Used Vehicles (11 to 15 years) - Up to 60 months Loan	-	-	9.19%	Up to 60 months
Details As Low As; Minimum loan $2,000, maximum loan $10,000; Starting at 9.19% APR* Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.19% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%

Loudoun Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Small Recreational Vehicles Loan	-	6.39%	Up to 48 months
Details As Low As; Jet skis, motorcycles, quads, side by sides; Loan amount > $5,000 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 6.39% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Large Recreational Vehicles - Up to 60 months Loan	-	6.49%	Up to 60 months
Details Starting at; Loan amount > $10,000; APR is minimum offered and may vary by credit standing Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Small Recreational Vehicles Loan	-	6.64%	To 60 months
Details As Low As; Jet skis, motorcycles, quads, side by sides; Loan amount > $15,000 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 6.64% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Small Recreational Vehicles Loan	-	6.89%	To 72 months
Details As Low As; Jet skis, motorcycles, quads, side by sides; Loan amount > $20,000 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 6.89% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Large Recreational Vehicles - 61-120 months Loan	-	7.24%	61-120 months
Details Starting at; Loan amount > $25,000; APR is minimum offered and may vary by credit standing Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Large Recreational Vehicles - 121-180 months Loan	-	7.74%	121-180 months
Details Starting at; Loan amount > $50,000; APR is minimum offered and may vary by credit standing Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Small Recreational Vehicles Loan	-	7.99%	To 84 months
Details As Low As; Jet skis, motorcycles, quads, side by sides; Loan amount > $25,000 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%

Loudoun Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Classic	-	10.99%
Details As Low As; Maximum Limit: Up to $20,000; 5-Day Grace Period; Minimum Payment: 2% Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%

Loudoun Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	9.99%	Up to 24 months
Details As Low As; Loan Amount: $500 - $15,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Personal Loan	10.24%	Up to 36 months
Details As Low As; Loan Amount: $500 - $15,001 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Personal Loan	10.74%	Up to 48 months
Details As Low As; Loan Amount: $500 - $15,002 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 10.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%
Personal Loan	10.74%	Up to 60 months
Details As Low As; Loan Amount: $30,000 - $50,000 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 10.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.46%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Loudoun Credit Union’s Texas Ratio rose from 4.05% in Q3 2023 to 6.46% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$60M	6.46%	5.0	A
March 31, 2026	$58M	3.18%	5.0	A+
December 31, 2025	$58M	1.79%	5.0	A+
September 30, 2025	$60M	2.56%	5.0	A+
June 30, 2025	$59M	2.09%	5.0	A+
March 31, 2025	$59M	2.07%	5.0	A+
December 31, 2024	$57M	2.21%	5.0	A+
September 30, 2024	$55M	0.92%	5.0	A+
June 30, 2024	$56M	2.92%	5.0	A+
March 31, 2024	$56M	3.09%	5.0	A+
December 31, 2023	$52M	3.57%	5.0	A+
September 30, 2023	$53M	4.05%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Loudoun Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Loudoun Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Loudoun Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Loudoun Credit Union

Website https://www.loudouncu.com

Address 6 W Market St, Leesburg, VA 20176

Phone 703-777-4744

Fax 703-777-5056

President Cindy Mester

CEO Michael Falvey

Full-Time Employees 9

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.46%

Return on Assets (ROA)

-0.0094%

Return on Equity (ROE)

-0.1161%

Non-Performing Loans Ratio (NPL)

1.83%

Total Assets

59,538,667

Total Amount of Shares and Deposits

55,572,331

Total Shares and Deposits < 1 Year

52,729,339

Total Shares and Deposits 1 3 Years

2,842,992

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

111,718

Total Uninsured Shares and Deposits > $250K (F+J)

111,718

Total Insured Shares and Deposits > $250K (item 17 less item K)

55,460,613

Total Interest Expense (Sum of items 6 8)

249,140

Share Certificates

354

Number of Accounts for Share Drafts

2,789

IRA KEOGH Accounts

Number of Accounts for Regular Shares

5,861

Non Member Deposits

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

-23,927

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,998,958

Total Liabilities

56,061,777

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Loudoun Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Loudoun Credit Union

How many branches does Loudoun Credit Union operate?

Loudoun Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Loudoun Credit Union?

Yes, to access services at Loudoun Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Loudoun Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Loudoun Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Loudoun Credit Union offer online and mobile banking?

Most modern institutions like Loudoun Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.loudouncu.com.