Best Personal Loan Rates in Howardsville, Virginia - June
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Howardsville, Virginia include: Arlington Community Federal Credit UnionArlington Community Federal Credit UnionA+5.0 ★Texas Ratio: 5.63% offering New and Used: Seven Years and Newer Loan at 3.99% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Northwest Federal Credit UnionNorthwest Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering New 2026 Loan at 4.59% APR, Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit UnionA+5.0 ★Texas Ratio: 4.17% offering New 2025+ Under 10,000 Miles Loan at 4.99% APR, and Baylands Family Credit UnionBaylands Family Credit UnionA5.0 ★Texas Ratio: 6.66% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.
Howardsville borrowers have access to 44 lenders serving the Virginia area, with personal loan rates as low as 3.99% APR from Arlington Community Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Howardsville, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Howardsville, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026
Howardsville Personal Loan Rates
As Low As
As Low As
No additional details available.
80% LTV
90% LTV
90% LTV
As Low As
As Low As
90% LTV
As Low As
90% LTV
As Low As
above dividend rate earned by 12 Month Share Certificate
As Low As
80% LTV
90% LTV
90% LTV
No additional details available.
90% LTV
No additional details available.
90% LTV
80% LTV
90% LTV
90% LTV
As Low As
As Low As
Minimum: $250; Maximum: $10,000
As low as $30.20+
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
90% LTV
As Low As
As Low As
As Low As
As Low As
As Low As
90% LTV
As Low As
As Low As
No additional details available.
No additional details available.
80% LTV
90% LTV
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
$1,500
90% LTV
90% LTV
As Low As
As Low As; Maximum $3,000
90% LTV
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Borrow up to $25,000
As Low As; Loan Amount: $500 - $25,000
As Low As; Special fixed up to 15 months!
30-Year Rates As Low As; Primary Residence
As Low As; Regular APR: 10.090%
90% LTV
As Low As; Fixed APR
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; Rate effective as of 05/21/2026. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit, a 0.5% discount for an automated payment method approved by us, and a 3.0% discount for personal loans. Must be a new personal loan not a refinance of a VACU loan to receive the discounted rate. Repay a personal loan in a minimum of 3 months to a maximum of 60 months. Rates range between 6.99% to a maximum APR rate of 18.00%. Ask us about other APR and longer term options. Regardless of available discounts, 6.99% is the minimum APR offered which includes maximum discounts. No application fee. Payment example: Based on a $10,000 loan with a monthly payment of $239.39 at 6.99% APR with a 48 month term. Other options are available with APR based on loan amount, repayment method, term and other factors. This example is an estimate only and assumes all payments are made on time.
As Low As
As Low As
As Low As; Must be a new personal loan not a refinance of a VACU loan to receive the discounted rate.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; (2027, 2026 & 2025) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
As Low As
As Low As
As Low As
Make big moves with rates as low as 7.44% APR.
As Low As
As Low As
As Low As
As Low As; APR=Annual Percentage Rate.
As Low As
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
No additional details available.
As Low As
As Low As; Fixed up to 36 months
As Low As; Fixed APR
As Low As
As Low As; (7 years old or newer) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
As Low As
No additional details available.
Maximum Amount: $10,000
As Low As
As Low As
As Low As
As Low As
As Low As; - $50,000 maximum loan amount
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; up to $20,000
As Low As
No additional details available.
A
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; (8-15 years old) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
3-year ARM
As Low As
As Low As
As Low As
As Low As; Rate effective as of 03/01/2026. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 available discounts (up to a 1% APR rate discount).
As Low As; Fixed APR
As Low As; for up to 36 months on loans from **$500 to $20,000
As Low As
Fixed
Howardsville Personal Loan Rates
No additional details available.
As Low As
As Low As
Minimum: $250; Maximum: $10,000
As Low As; Maximum $3,000
As Low As
As Low As; Loan Amount: $500 - $25,000
As Low As; Special fixed up to 15 months!
As Low As; Fixed APR
As Low As; Must be a new personal loan not a refinance of a VACU loan to receive the discounted rate.
As Low As
As Low As
As Low As
As Low As; Rate effective as of 05/21/2026. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit, a 0.5% discount for an automated payment method approved by us, and a 3.0% discount for personal loans. Must be a new personal loan not a refinance of a VACU loan to receive the discounted rate. Repay a personal loan in a minimum of 3 months to a maximum of 60 months. Rates range between 6.99% to a maximum APR rate of 18.00%. Ask us about other APR and longer term options. Regardless of available discounts, 6.99% is the minimum APR offered which includes maximum discounts. No application fee. Payment example: Based on a $10,000 loan with a monthly payment of $239.39 at 6.99% APR with a 48 month term. Other options are available with APR based on loan amount, repayment method, term and other factors. This example is an estimate only and assumes all payments are made on time.
As Low As
Make big moves with rates as low as 7.44% APR.
As Low As; APR=Annual Percentage Rate.
As Low As
As Low As; Fixed up to 36 months
As Low As; Fixed APR
As Low As
As Low As
As Low As
As Low As
As Low As; - $50,000 maximum loan amount
A
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Rate effective as of 03/01/2026. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 available discounts (up to a 1% APR rate discount).
As Low As; Fixed APR
As Low As; for up to 36 months on loans from **$500 to $20,000
Howardsville Debt Consolidation Loan Rates
As Low As; for up to 36 months on loans from **$500 to $20,000
As Low As
No additional details available.
As Low As
No additional details available.
Howardsville Signature Loan Rates
No additional details available.
As Low As
As Low As
As Low As
Maximum Amount: $10,000
As Low As; up to $20,000
As Low As
As Low As
As Low As
Howardsville, VA Personal Loan Rate Trends
Compare local Howardsville, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia personal loan rates currently average 10.696% APR.
Virginia signature loan rates fell 0.013 points over the past 7 days to 9.860% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Howardsville, Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Howardsville, Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Howardsville, Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Virginia?
Are credit unions or banks better for personal loans in Howardsville, Virginia?
What are the best personal loan rates in Howardsville, Virginia?
- Arlington Community Federal Credit Union: 3.99% (New and Used: Seven Years and Newer Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Northwest Federal Credit Union: 4.59% (New 2026 Loan)
- Newport News Shipbuilding Employees Credit Union: 4.99% (New 2025+ Under 10,000 Miles Loan)
- Baylands Family Credit Union: 5.00% (Credit Builder Loan)
Howardsville, Virginia Rates & Resources
Personal Loan Calculators
