Best Personal Loan Rates in Arlington, Virginia - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Arlington, Virginia include: Arlington Community Federal Credit UnionArlington Community Federal Credit Union2130 N Glebe Rd, Arlington, VA, 22207A+5.0 ★Texas Ratio: 5.63% offering New and Used: Seven Years and Newer Loan at 3.99% APR, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA, 22201 4799A+5.0 ★Texas Ratio: 2.13% offering New 2026 Loan at 4.59% APR, Patent And Trademark Office Federal Credit UnionPatent And Trademark Office Federal Credit Union2800 S Randolph St, Arlington, VA, 22206A-4.9 ★Texas Ratio: 14.72% offering Medical residency loan at 6.21% APR, Justice Federal Credit UnionJustice Federal Credit Union600 Army Navy Dr, Arlington, VA, 22202 4200A5.0 ★Texas Ratio: 8.56% offering Personal Loan at 6.50% APR, and NASA Federal Credit UnionNASA Federal Credit Union3503 Fairfax Dr, Arlington, VA, 22201A+5.0 ★Texas Ratio: 4.46% offering Personal Loan at 7.44% APR. Personal loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
Arlington has 8 local institutions in our database, with personal loan rates as low as 3.99% APR from Arlington Community Federal Credit Union at 2130 N Glebe Rd, Arlington, VA, 22207. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Arlington, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Arlington, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 29, 2026
Arlington Personal Loan Rates
As Low As; Fixed APR*
As Low As; Sample Monthly Payment for $20,000: $590
As Low As; Sample Monthly Payment for $20,000: $372
As Low As; Fixed APR*
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
As Low As; Sample Monthly Payment for $20,000: $319
As Low As; Fixed APR*
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
As Low As; Sample Monthly Payment for $20,000: $289
As Low As; Fixed APR*
Maximum LTV: 90% LTV
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; Loan Amount: $500 - $25,000
No additional details available.
Maximum LTV: 90% LTV
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Rates as low as 7.44% APR. No application fees, and no payment for 45 days.
As Low As; Loan Amount: $500+
As Low As
As Low As; Sample Monthly Payment for $20,000: $714
As Low As; Fixed APR*
As Low As; Loan Amount: $2,500+
As Low As; Loan Amount: $3,000+
No additional details available.
As Low As
As Low As; Loan Amount: $500-$40,000
No additional details available.
No additional details available.
As Low As; Loan Amount: $5,000+
As Low As; Loan Amount: $5,000+
No additional details available.
As Low As
Rate based on evaluation of credit history.
No additional details available.
No additional details available.
Rate based on evaluation of credit history.
No additional details available.
No additional details available.
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
As Low As; Loan Amount: $5,000+
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
Rate based on evaluation of credit history.
As Low As; Loan Amount: $250-$40,000
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
No additional details available.
As Low As; Grace period for repayment of balances of purchases: 25 days on average. The Balance of Purchases: Average daily balance (including new purchases)
As Low As; Grace period for repayment of balances of purchases: 25 days on average. The Balance of Purchases: Average daily balance (including new purchases)
As Low As; Grace period for repayment of balances of purchases: 25 days on average. The Balance of Purchases: Average daily balance (including new purchases)
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
No additional details available.
Direct deposit required.
Intro rate for balance transfers made in the first 30 days. Rates following intro period are 11.49%-18.00% based on creditworthiness and vary based on the prime rate.
No additional details available.
As Low As
As Low As
APR* up to: 17.99%
APR* up to: 17.99%
Amount: Up to $2000
APR* up to: 17.99%
No additional details available.
APR* up to: 17.99%
APR* up to: 17.99%
As low as $30.20+
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
As Low As; 100% Retail
As Low As
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
No additional details available.
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
As Low As; Maximum $3,000
APR* up to 18.00%
As Low As; $500 - $1,000. Rate is the share certificate rate plus 6%. Loan amounts between $500 to $1,000. The proceeds of the loan will be the funds used to create the share certificate. Member account must be in good standing for the last 90 days in order to qualify for the loan. "Good standing" is defined as no returned items and proper use of overdraft facilities. the term of the loan must range from 6 to 12 months. Auto-pay required.
APR* up to 18.00%
APR* up to: 17.99%
APR* up to: 17.99%
No additional details available.
APR* up to: 17.99%
As Low As; Special fixed
As Low As; APR
As Low As
No additional details available.
APR* up to: 17.99%
APR* up to 18.00%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to 18.00%
As Low As; Fixed APR
APR* up to 18.00%
As Low As
APR* up to: 17.99%
As Low As
As Low As; APR
As Low As
As Low As
No additional details available.
APR* up to: 17.99%
APR* up to 18.00%
As Low As
As Low As
Maximum Financed: $8,000; Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
As Low As; APR
APR* up to 18.00%
APR* up to: 17.99%
APR* up to: 17.99%
APR* up to: 17.99%
As Low As; APR
As Low As; APR
APR* up to: 17.99%
APR* up to 18.00%
APR* up to: 17.99%
As Low As; APR=Annual Percentage Rate.
As Low As
As Low As; 7.49% APR
As Low As; 7.49% APR
As Low As; 7.49% APR
As Low As; APR
No additional details available.
APR* up to 18.00%
Maximum: $125,000
APR* up to 18.00%
Up to $50,000; As Low As; A loan of $2,500 for 36 months will have a monthly payment ranging from $78.04 to $90.99.
As Low As
As Low As; Fixed APR
As Low As; 7.74% APR
Maximum Amount: $10,000
Limits: $500-$50,000
Amount: Up to 100%
As Low As; $50,000 maximum loan amount
As Low As; 7.99% to 17.99%
As Low As
Maximum: $125,000
Amount Financed: up to $20,000
As Low As; Maximum APR: 18.00%. Rates include discounts for automatic payment and Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change.
As Low As
No additional details available.
APR* up to 18.00%
No additional details available.
A *APR
As Low As
As Low As; APR
APR* up to 18.00%
APR* up to: 17.99%
No additional details available.
Maximum: $125,000
APR* up to 18.00%
APR* up to: 17.99%
APR* up to 18.00%
Maximum: $125,000
APR* up to 18.00%
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
Arlington Personal Loan Rates
As Low As; Loan Amount: $500 - $25,000
Rates as low as 7.44% APR. No application fees, and no payment for 45 days.
As Low As; Loan Amount: $500+
As Low As; Loan Amount: $2,500+
As Low As; Loan Amount: $3,000+
As Low As; Loan Amount: $500-$40,000
No additional details available.
As Low As; Loan Amount: $5,000+
As Low As; Loan Amount: $5,000+
No additional details available.
No additional details available.
No additional details available.
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
As Low As; Loan Amount: $5,000+
As Low As; Loan Amount: $250-$40,000
No additional details available.
Amount: Up to $2000
As low as $30.20+
As Low As; Maximum $3,000
As Low As; Special fixed
As Low As; Fixed APR
As Low As
As Low As
As Low As
As Low As
As Low As; APR=Annual Percentage Rate.
As Low As; Fixed APR
As Low As
Maximum: $125,000
Maximum: $125,000
As Low As
As Low As; $50,000 maximum loan amount
A *APR
No additional details available.
Maximum: $125,000
Maximum: $125,000
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
Arlington Debt Consolidation Loan Rates
As Low As; $500 - $20,000. Limited time offer
No additional details available.
No additional details available.
Arlington Signature Loan Rates
No additional details available.
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
As Low As; 25 days on average grace period for repayment of balances of purchases; Average daily balance (including new purchases) for The Balance of Purchases
No additional details available.
As Low As
Maximum Financed: $8,000; Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
As Low As
Maximum Amount: $10,000
No additional details available.
As Low As; Maximum APR: 18.00%. Rates include discounts for automatic payment and Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change.
Amount Financed: up to $20,000
As Low As
Arlington, VA Personal Loan Rate Trends
Compare local Arlington, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia personal loan rates fell 0.013 points over the past 7 days to 10.791% APR.
Virginia signature loan rates currently average 9.724% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arlington, Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Arlington, Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Arlington, Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Virginia?
Are credit unions or banks better for personal loans in Arlington, Virginia?
What are the best personal loan rates in Arlington, Virginia?
- Arlington Community Federal Credit Union: 3.99% (New and Used: Seven Years and Newer Loan)
- Northwest Federal Credit Union: 4.59% (New 2026 Loan)
- Patent And Trademark Office Federal Credit Union: 6.21% (Medical residency loan)
- Justice Federal Credit Union: 6.50% (Personal Loan)
- NASA Federal Credit Union: 7.44% (Personal Loan)
Personal Loan Calculators
