Best Personal Loan Rates in Hillsville, Virginia - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Hillsville, Virginia include: Arlington Community Federal Credit UnionArlington Community Federal Credit UnionA+5.0 ★Texas Ratio: 5.63% offering NEW (Model Year 2025-2027) 48 Months Loan at 4.29% APR, Northwest Federal Credit UnionNorthwest Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering New 2026 Loan at 4.59% APR, Autotruck Financial Credit UnionAutotruck Financial Credit UnionA+5.0 ★Texas Ratio: 3.18% offering New 2025-2027 models <20,000 miles Loan at 4.74% APR, United Southeast Federal Credit UnionUnited Southeast Federal Credit UnionA+5.0 ★Texas Ratio: 2.38% offering Personal Loans at 5.15% APR, and Hopewell Chemical Federal Credit UnionHopewell Chemical Federal Credit UnionA+5.0 ★Texas Ratio: 1.22% offering Tractors Loan at 5.25% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Hillsville borrowers have access to 45 lenders serving the Virginia area, with personal loan rates as low as 4.29% APR from Arlington Community Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hillsville, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hillsville, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Hillsville Personal Loan Rates
As Low As; Minimum Loan Amount: $10,000; Sample Monthly Payment for $20,000†: $454.18
As Low As; Minimum Loan Amount: $10,000; Sample Monthly Payment for $20,000†: $371.86
As Low As; Sample Monthly Payment for $20,000†: $593.96
As Low As; Minimum Loan Amount: $20,000; Sample Monthly Payment for $20,000†: $317.94
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
As Low As
As Low As; Sample Monthly Payment for $20,000†: $597.53
As Low As; Minimum Loan Amount: $10,000; Sample Monthly Payment for $20,000†: $458.69
Maximum LTV: 90% LTV
As Low As; Minimum Loan Amount: $10,000; Sample Monthly Payment for $20,000†: $376.42
As Low As; Minimum Loan Amount: $20,000; Sample Monthly Payment for $20,000†: $322.56
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
Amount: Up to $2000
Maximum LTV: 90% LTV
As Low As
As Low As
No additional details available.
Maximum LTV: 90% LTV
As Low As; Minimum Loan Amount: $10,000; Sample Monthly Payment for $20,000†: $463.22
Maximum LTV: 80% LTV
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
As low as $30.20
As Low As; Minimum Loan Amount: $10,000; Sample Monthly Payment for $20,000†: $382.39
As Low As; Minimum Loan Amount: $35,000; Sample Monthly Payment for $20,000†: $287.88
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
As Low As; 100% Retail
As Low As
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $20,000; Sample Monthly Payment for $20,000†: $329.48
Maximum LTV: 90% LTV
Maximum LTV: 80% LTV
No additional details available.
Up to $100,000
Maximum LTV: 90% LTV
Maximum LTV: 90% LTV
As Low As; Minimum Loan Amount: $35,000; Sample Monthly Payment for $20,000†: $292.65
As Low As; Maximum $3,000
Maximum LTV: 90% LTV
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; $500 - $1,000
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
No additional details available.
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $5,000
As Low As; Special fixed
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; Loan Amount: $500 - $25,000
Fixed Rate
Maximum LTV: 90% LTV
As Low As; Fixed APR
As Low As
No additional details available.
As Low As; Loan Amounts: $1,000-$1,500
As Low As; Unsecured, Bill Consolidation, Signature
As Low As; APR
As Low As
As Low As
No additional details available.
As Low As
As Low As
Maximum Financed: $8,000. Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
Up to $250,000
As Low As; Minimum Loan Amount: $7,000
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; View Loan Rates
As Low As
As Low As; APR
As Low As; Minimum Loan Amount: $35,000; Sample Monthly Payment for $20,000†: $304.30
As Low As; APR
As Low As
As Low As; Rates as low as 7.49% APR.
As Low As; Personal Loan Rates
As Low As
No additional details available.
As Low As; APR
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As; Fixed APR
As Low As
As Low As
As Low As
Minimum: $250; Maximum: $125,000
No additional details available.
Limits: $500-$50,000
As Low As; Loan Amounts: $3,001-$6,500
Minimum: $250; Maximum: $125,000
As Low As
As Low As
As Low As; $50,000 maximum loan amount
As Low As; $50,000 maximum loan amount
No additional details available.
As Low As; Personal Loan Rates
Amount: Up to 100%
Amount Financed: up to $20,000
As Low As; Maximum APR: 18.00%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Total rate discounts cannot exceed 1.50%.
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
No additional details available.
As Low As
Loan Amount: $500+
As Low As
No additional details available.
As Low As; APR
As Low As; Variable; $500 to $3,000
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
As Low As; Minimum Loan Amount: $50,000; Sample Monthly Payment for $20,000†: $283.65
As Low As
Loan Amount: $2,500+
As Low As
APR as low as
Minimum: $250; Maximum: $125,000
Fixed Rate
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
Minimum: $250; Maximum: $125,000
Loan Amount: $3,000+
As Low As; Personal Loan Rates
No additional details available.
As Low As; Minimum Loan Amount: $50,000; Sample Monthly Payment for $20,000†: $288.77
As Low As; Fixed APR
As Low As; $500 - $20,000; Limited time offer
No additional details available.
As Low As; APR = Annual Percentage Rate.
As Low As; APR = Annual Percentage Rate. Disclosure
No additional details available.
As Low As; Loan Amount: $500-$40,000
No additional details available.
As Low As; APRs ranging from 8.90% to 17.90%. Loans range from a minimum of $500 to a maximum loan amount of $20,000.
As Low As; Loan Amounts: $1,000
As Low As; Unsecured, Bill Consolidation, Signature
As Low As; $50,000 maximum loan amount
As Low As; $50,000 maximum loan amount
As Low As; Loan Amounts: $6,501-$10,000
As Low As; *
No additional details available.
As Low As; Personal Loan Rates
No additional details available.
As Low As
APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency.Share Secured APR based on dividend tier at time of origination and is adjusted with dividend rate. Monthly minimum payment is $30 per $1,000 borrowed.
Loan Amount: $5,000+
No additional details available.
Hillsville Personal Loan Rates
Amount: Up to $2000
As low as $30.20
As Low As; Maximum $3,000
As Low As; Special fixed
As Low As
As Low As; Loan Amount: $500 - $25,000
As Low As; Fixed APR
As Low As; Loan Amounts: $1,000-$1,500
As Low As; Unsecured, Bill Consolidation, Signature
As Low As
As Low As
As Low As
As Low As
As Low As; Personal Loan Rates
As Low As; Rates as low as 7.49% APR.
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As; Fixed APR
As Low As
As Low As
Minimum: $250; Maximum: $125,000
As Low As; Loan Amounts: $3,001-$6,500
Minimum: $250; Maximum: $125,000
As Low As; $50,000 maximum loan amount
As Low As; $50,000 maximum loan amount
As Low As; Personal Loan Rates
As Low As; New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.
As Low As
Loan Amount: $500+
As Low As
Loan Amount: $2,500+
APR as low as
Minimum: $250; Maximum: $125,000
Fixed Rate
Loan Amount: $3,000+
As Low As; Personal Loan Rates
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
Minimum: $250; Maximum: $125,000
As Low As; Fixed APR
As Low As; APR = Annual Percentage Rate. Disclosure
As Low As; APR = Annual Percentage Rate.
No additional details available.
As Low As; Loan Amount: $500-$40,000
As Low As; APRs ranging from 8.90% to 17.90%. Loans range from a minimum of $500 to a maximum loan amount of $20,000.
Loan Amount: $5,000+
As Low As
As Low As; Personal Loan Rates
As Low As; Loan Amounts: $6,501-$10,000
As Low As; $50,000 maximum loan amount
As Low As; $50,000 maximum loan amount
As Low As; Unsecured, Bill Consolidation, Signature
No additional details available.
Hillsville Debt Consolidation Loan Rates
As Low As; $500 - $20,000; Limited time offer
No additional details available.
No additional details available.
Hillsville Signature Loan Rates
As Low As
No additional details available.
Maximum Financed: $8,000. Annual Percentage Rate. No discounts apply. Terms and conditions vary based on creditworthiness and other qualifications and are subject to change. A $8,000, 48 month, at 7% Annual Percentage Rate (APR) will have estimated monthly payments of $192.12
As Low As; View Loan Rates
As Low As
As Low As
No additional details available.
As Low As; Maximum APR: 18.00%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Total rate discounts cannot exceed 1.50%.
Amount Financed: up to $20,000
As Low As; $500 - $20,000; Limited time offer
No additional details available.
APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency.Share Secured APR based on dividend tier at time of origination and is adjusted with dividend rate. Monthly minimum payment is $30 per $1,000 borrowed.
No additional details available.
Hillsville, VA Personal Loan Rate Trends
Compare local Hillsville, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia personal loan rates fell 0.014 points over the past 7 days to 10.778% APR.
Virginia signature loan rates fell 0.100 points over the past 7 days to 9.624% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hillsville, Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Hillsville, Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Hillsville, Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Virginia?
Are credit unions or banks better for personal loans in Hillsville, Virginia?
What are the best personal loan rates in Hillsville, Virginia?
- Arlington Community Federal Credit Union: 4.29% (NEW (Model Year 2025-2027) 48 Months Loan)
- Northwest Federal Credit Union: 4.59% (New 2026 Loan)
- Autotruck Financial Credit Union: 4.74% (New 2025-2027 models <20,000 miles Loan)
- United Southeast Federal Credit Union: 5.15% (Personal Loans)
- Hopewell Chemical Federal Credit Union: 5.25% (Tractors Loan)
Personal Loan Calculators
