Current Virginia money market rates include Blue Ridge Bank National AssociationBlue Ridge Bank National Association17 W Main St, Luray, VA 22835F2.8 ★Texas Ratio: 41.42% Money Market Account at 4.50% APY, Chartway Credit UnionChartway Credit Union5700 Cleveland St, Virginia Beach, VA 23462 1752A+5.0 ★Texas Ratio: 1.26% Money Market Plus at 4.15% APY, Marine Federal Credit UnionMarine Federal Credit Union209 Garrisonville Rd, Stafford, VA 22554 1527A5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY, 1st Advantage Federal Credit Union1st Advantage Federal Credit Union224 Commons Way, Williamsburg, VA 23185A+5.0 ★Texas Ratio: 2.79% Business Performance Plus Money Market Account at 4.00% APY, and Apple Federal Credit UnionApple Federal Credit Union14260J Centreville Sq, Centreville, VA 20121A+5.0 ★Texas Ratio: 0.37% Commercial Money Market at 4.00% APY.
To see how these money market rates in Virginia compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Virginia (VA) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Virginia and surrounding area. Last Updated and Verified: March 20, 2026
Compare local Virginia MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield MMA rates rose 0.951 points this week to 1.634% APY, up from 0.683% last week.
Virginia standard MMA rates rose 0.455 points this week to 1.223% APY, up from 0.768% last week.
Qualifying balance up to $15,000.00
Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
As High As; Qualifying balance up to $1,000,000.00
Qualifying balance up to $1,000,000.00
Guaranteed for 3 Months
Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.
Qualifying balance up to $25,000.00
New money only
New money only
Eligible for a preferred pricing rate bonus
New money deposit of $10,000.
On Balances Between $25,000 and $250,000.
Qualifying balance up to $999,999.00
$15,000+
1
Guaranteed for 3 Months
Limited time offer for non-profit business (defined as 501c3) entities only.
($2,500 minimum opening deposit)
APY for 6 months
No check access allowed. Withdrawals are restricted.
Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates
($2,500 minimum opening deposit)
Qualifying balance up to $499,999.00
($2,500 minimum opening deposit)
$5 monthly maintenance charge waived when minimum balance requirement is met
$125,000.00
Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.
($2,500 minimum opening deposit)
$5 monthly maintenance charge waived when minimum balance requirement is met
As High As
Qualifying balance up to $249,999.99
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.