Best Money Market Rates in Virginia - June 2026
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Brian McKay
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Current Virginia money market deposit account rates include Marine Federal Credit UnionMarine Federal Credit Union209 Garrisonville Rd, Stafford, VA 22554 1527A5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY, University of Virginia Community Credit UnionUniversity of Virginia Community Credit Union1018 W Main St, Charlottesville, VA 22903 2820A+5.0 ★Texas Ratio: 3.06% MaxSaver Money Market at 4.02% APY, Apple Federal Credit UnionApple Federal Credit Union14260J Centreville Sq, Centreville, VA 20121A+5.0 ★Texas Ratio: 3.07% Commercial Money Market at 4.00% APY, 1st Advantage Federal Credit Union1st Advantage Federal Credit Union224 Commons Way, Williamsburg, VA 23185A+5.0 ★Texas Ratio: 2.69% Business Performance Plus Money Market Account at 4.00% APY, and Connects Federal Credit UnionConnects Federal Credit Union7700 Shrader Rd, Richmond, VA 23228A5.0 ★Texas Ratio: 7.88% Money Market at 3.81% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Virginia side-by-side. Virginia money market rates currently reach as high as 4.07% APY from Marine Federal Credit Union at 209 Garrisonville Rd, Stafford, VA 22554 1527. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Virginia and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Virginia
Compounding: Monthly
Compounded: Monthly
Minimum opening deposit for 4.00% is $1,000,000. No monthly maintenance fees or ongoing balance requirements. No minimum withdrawal requirements. Make deposits in any amount at any time. Dividends are compounded daily and paid monthly.
The Money Market Account tier dividend rates and APY as of 5/26/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.
as high as
APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 5/26/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-877-2444.
Balances $0-$999 earn 0.00% APY; $1,000 -$9,999 earn 0.40% APY; $10,000 or more earn 3.55% APY. Rate may change after account is opened.
A $10,000 deposit of new money is required.
New money only
Premier Checking required to open the Premier Money Market.
Compounded: Monthly
$15,000+
New money only
$25,000 Minimum to Open On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
The Money Market Account tier dividend rates and APY as of 5/26/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
Premier Checking required to open the Premier Money Market.
APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 5/26/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-877-2444.
On balances of $25,000+
APY for 6 months
$200,000+
Tiered Rate; Balance $1,000,000 or more
Compounded: Monthly
APY1
Dividends compounded: Monthly; Dividends credited: Monthly; Dividend period: Monthly; Average daily balance tiers level required for each rate: $100,000 - $249,999.99; Minimum balance to receive dividend: $100.00; Balance method: Daily balance
$125,000.00
APY*
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Daily Balances of $1,500,000 and up
Rates may change after account is opened.
Premier Checking required to open the Premier Money Market.
APY*
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Visit or Call
The Money Market Account tier dividend rates and APY as of 5/26/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.
APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 5/26/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-877-2444.
APY*
for balances greater than $50,000
Visit or Call
APY*
Visit or Call
Daily Balances of $500,000 - $1,499,999.99
Daily Balances
Daily Balances of $100,000 - $499,999.99
Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.
Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Virginia Money Market Rate Trends
Compare local Virginia money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield MMA rates fell 0.051 points over the past 7 days to 3.324% APY.
Virginia standard MMA rates fell 0.035 points over the past 7 days to 0.811% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Virginia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Virginia
What is a Money Market Account (MMA)?
Are Money Market accounts in Virginia safe?
How often do MMA rates change in Virginia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Virginia?
Best Money Market Rates in Virginia
- Marine Federal Credit Union
Choice Money Market — 4.07% APY - University of Virginia Community Credit Union
MaxSaver Money Market — 4.02% APY - Apple Federal Credit Union
Commercial Money Market — 4.00% APY - 1st Advantage Federal Credit Union
Business Performance Plus Money Market Account — 4.00% APY - Connects Federal Credit Union
Money Market — 3.81% APY
Cities in Virginia
