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Best Money Market Rates in Virginia (VA) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 5, 2026

Current Virginia money market deposit account rates include Marine Federal Credit UnionMarine Federal Credit Union209 Garrisonville Rd, Stafford, VA 22554 1527A5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY, Beacon Credit Union IncorporatedBeacon Credit Union Incorporated6320 Logans Ln, Lynchburg, VA 24502A+5.0 ★Texas Ratio: 1.89% Business Money Market at 4.00% APY, Apple Federal Credit UnionApple Federal Credit Union14260J Centreville Sq, Centreville, VA 20121A+5.0 ★Texas Ratio: 0.37% Commercial Money Market at 4.00% APY, University of Virginia Community Credit UnionUniversity of Virginia Community Credit Union1018 W Main St, Charlottesville, VA 22903 2820A+5.0 ★Texas Ratio: 3.16% MaxSaver Money Market Account at 4.00% APY, and 1st Advantage Federal Credit Union1st Advantage Federal Credit Union224 Commons Way, Williamsburg, VA 23185A+5.0 ★Texas Ratio: 2.79% Performance Plus Money Market at 4.00% APY. Money market rates as of May 5, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Virginia side-by-side. Virginia money market rates currently reach as high as 4.07% APY from Marine Federal Credit Union at 209 Garrisonville Rd, Stafford, VA 22554 1527. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Virginia and surrounding area. Last Updated and Verified: May 5, 2026

Compare the Best Money Market Rates Today in Virginia

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
209 Garrisonville Rd, Stafford, VA 22554 1527
Choice Money Market
4.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details

[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Money Market Accounts
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

as high as; Money Market Accounts

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Performance Plus Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

Compounded Monthly; Qualifying balance up to $1,000,000.00

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
1018 W Main St, Charlottesville, VA 22903 2820
MaxSaver Money Market Account
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Earn up to 4.00%APY1 with a MaxSaver Money Market Account.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Commercial Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $1,000,000.00

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
6320 Logans Ln, Lynchburg, VA 24502
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

As High As

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
6320 Logans Ln, Lynchburg, VA 24502
Business Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Connects Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA 23228
Money Market
3.81%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

as high as

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Paramount Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA 22314
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA 22314
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Money Market New Money
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Promotional Money Market Account
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details

minimum new money deposit of $10,000.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$15,000+

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA 23464 4204
ProBiz Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
Money Market Advantage Checking
3.50%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

On Balances Between $25,000 and $250,000.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Commercial Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $999,999.00

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
919 E Main St, Richmond, VA 23219
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Freedom Bank of Virginia
Institution Rating:
A5.0 ★ Texas Ratio: 7.40%
10555 Main St, Fairfax, VA 22030
Money Market Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
Money Market Savings
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

On balances of $25,000+

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
108 Mcnair Rd, Fort Myer, VA 22211
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
Money Market Account
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Commercial Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $499,999.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA 23464 4204
ProBiz Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Money Market IRA
2.92%
$100
View
▼
Rate2.88%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
Money Market Account
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA 23606
Platinum Money Market Savings
2.80%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 4, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
Money Market Account
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Connects Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA 23228
Money Market
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 25, 2026
Details

Dividends compounded Monthly; Dividends credited Monthly; Dividend period Monthly

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
Money Market Account to $199,999.99
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$125,000.00

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Paramount Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
8300 Arlington Blvd, Fairfax, VA 22031
Money Market Account
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
478 Frontier Dr, Staunton, VA 24401
Investment Plus Money Market
2.66%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
Money Market Account
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA 22802
Business Investment Money Market
2.58%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
10800 Main St, Fairfax, VA 22030
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Money Market Account
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
Business Money Market
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Call Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
4605 Commerce Rd, Richmond, VA 23234 2233
Money Markets
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

As High As

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
478 Frontier Dr, Staunton, VA 24401
Investment Plus Money Market
2.46%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
Money Market Account
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
Eagle Money Market Account and up
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$500,000.00

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
478 Frontier Dr, Staunton, VA 24401
Investment Plus Money Market
2.28%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Money Market Account
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA 22802
Business Investment Money Market
2.22%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
Eagle Money Market Account
2.13%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$250,000.00 - $499,999.99

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA 23112
IRA Money Market Accounts
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Includes Traditional, Roth & Education IRAs

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA 23112
Money Market Account
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

For balances greater than $50,000

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
478 Frontier Dr, Staunton, VA 24401
Investment Plus Money Market
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
Eagle Money Market Account
2.03%
$0
View
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$0.00 - $249,999.99

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
Business Money Market
2.02%
$2,500
View
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA 23112
Money Market Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

For balances from $20,000 to $49,999

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Money Market Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

DuPont Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.75%
140 Lucy Ln, Waynesboro, VA 22980
Money Market Balances of
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$100,000 and above

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
1630 King St, Alexandria, VA 22314 2763
Premier Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA 23112
IRA Money Market Accounts
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Includes Traditional, Roth & Education IRAs

Argent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
11651 Alliance Cir, Chester, VA 23831 1451
MMA
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
5875 Trinity Pkwy Ste 111, Centreville, VA 20120
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Earn 2.00% APY* with a balance over $500,000

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
265 Jones St, Gate City, VA 24251
Individual Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA 23606
Platinum Money Market Savings
2.00%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Argent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
11651 Alliance Cir, Chester, VA 23831 1451
MMA - up)
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

$250,000

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Member Rewards Money Market - Grandfathered Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

Qualifications Required: 1st Advantage Checking Account with 10 posted Debit Card transactions per month; 1 or more ACH Direct Deposit transactions; Compounded Monthly; Qualifying balance up to $10,000.00

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Platinum Money Market
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
Money Market Account
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA 23112
IRA Money Market Accounts
1.87%
$0
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Includes Traditional, Roth & Education IRAs

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA 23112
Money Market Account
1.87%
$0
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

For balances from $2,500 to $19,999

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
144 Main St, Tazewell, VA 24651
Business Money Market Deposit Account
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Premium High-Yield Money Market Account
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
265 Jones St, Gate City, VA 24251
Individual Money Market Account
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
144 Main St, Tazewell, VA 24651
Money Market Deposit Account
1.71%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
175 Warrenton Rd, Falmouth, VA 22405
Premium Money Market Account
1.67%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Platinum Money Market
1.64%
$0
View
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
Money Market IRA
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
Business Money Market
1.51%
$2,500
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Business Money Market
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Money Market
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
Money Market IRA
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Money Market
1.25%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Business Money Market
1.25%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
223 Main St, Appomattox, VA 24522
Money Market Account
1.25%
$100
View
▼
Rate1.25%
Min Deposit$100
Min Balance—
UpdatedMay 3, 2026
Details

$100 Minimum Opening Deposit, minimum average daily balance of $1,00.00 to obtain the disclosed annual percentage yield. Interest paid on four tier levels

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
144 Main St, Tazewell, VA 24651
Business Money Market Deposit Account
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Money Market
1.10%
$100
View
▼
Rate1.10%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Virginia and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Virginia Money Market Rate Trends

Compare local Virginia money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia MMA Trends →
High-Yield MMA — VA Avg
3.349%
▼ 0.051 vs 7 days ago

Virginia high-yield MMA rates fell 0.051 points over the past 7 days to 3.349% APY.

Standard MMA — VA Avg
0.800%
▲ 0.092 vs 7 days ago

Virginia standard MMA rates rose 0.092 points over the past 7 days to 0.800% APY.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Virginia

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Virginia.

Are Money Market accounts in Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do MMA rates change in Virginia?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Virginia?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Virginia require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Virginia

Here are some of the highest money market account APYs currently available in Virginia:
  • Marine Federal Credit Union
    Choice Money Market — 4.07% APY
  • Beacon Credit Union Incorporated
    Business Money Market — 4.00% APY
  • Apple Federal Credit Union
    Commercial Money Market — 4.00% APY
  • University of Virginia Community Credit Union
    MaxSaver Money Market Account — 4.00% APY
  • 1st Advantage Federal Credit Union
    Performance Plus Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 5, 2026

Virginia Rates & Resources

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Cities in Virginia

  • Abingdon
  • Accomac
  • Achilles
  • Afton
  • Alberta
  • Aldie
  • Alexandria
  • Altavista
  • Alton
  • Amelia Court House
  • Amherst
  • Amissville
  • Ammon
  • Amonate
  • Andover
  • Annandale
  • Appalachia
  • Appomattox
  • Ararat
  • Arcola
  • Ark
  • Arlington
  • Aroda
  • Arrington
  • Arvonia
  • Ashburn
  • Ashland
  • Assawoman
  • Atkins
  • Atlantic
  • Augusta Springs
  • Austinville
  • Axton
  • Aylett
  • Bacova
  • Banco
  • Bandy
  • Barboursville
  • Barhamsville
  • Barren Springs
  • Baskerville
  • Bassett
  • Bastian
  • Basye
  • Batesville
  • Battery Park
  • Bealeton
  • Beaumont
  • Beaverdam
  • Bedford
  • Bee
  • Bellamy
  • Belle Haven
  • Belspring
  • Ben Hur
  • Bena
  • Bent Mountain
  • Bentonville
  • Bergton
  • Berryville
  • Big Island
  • Big Rock
  • Big Stone Gap
  • Birchleaf
  • Birdsnest
  • Bishop
  • Blacksburg
  • Blackstone
  • Blackwater
  • Blairs
  • Bland
  • Bloxom
  • Blue Grass
  • Blue Ridge
  • Bluefield
  • Bluemont
  • Bohannon
  • Boissevain
  • Boones Mill
  • Boston
  • Bowling Green
  • Boyce
  • Boydton
  • Boykins
  • Bracey
  • Branchville
  • Brandy Station
  • Breaks
  • Bremo Bluff
  • Bridgewater
  • Brightwood
  • Bristol
  • Bristow
  • Broad Run
  • Broadford
  • Broadway
  • Brodnax
  • Brooke
  • Brookneal
  • Brownsburg
  • Brucetown
  • Bruington
  • Buchanan
  • Buckingham
  • Buena Vista
  • Buffalo Junction
  • Bumpass
  • Burgess
  • Burke
  • Burkes Garden
  • Burkeville
  • Burr Hill
  • Callands
  • Callao
  • Callaway
  • Calverton
  • Cana
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  • Capeville
  • Capron
  • Cardinal
  • Caret
  • Carrollton
  • Carrsville
  • Carson
  • Cartersville
  • Casanova
  • Cascade
  • Castleton
  • Castlewood
  • Catawba
  • Catharpin
  • Catlett
  • Cedar Bluff
  • Center Cross
  • Centreville
  • Ceres
  • Champlain
  • Chantilly
  • Charles City
  • Charlotte Court House
  • Charlottesville
  • Chase City
  • Chatham
  • Check
  • Cheriton
  • Chesapeake
  • Chester
  • Chester Gap
  • Chesterfield
  • Chilhowie
  • Chincoteague Island
  • Christchurch
  • Christiansburg
  • Church Road
  • Church View
  • Churchville
  • Claremont
  • Clarksville
  • Claudville
  • Clear Brook
  • Cleveland
  • Clifford
  • Clifton
  • Clifton Forge
  • Clinchco
  • Clintwood
  • Clover
  • Cloverdale
  • Cluster Springs
  • Cobbs Creek
  • Coeburn
  • Coleman Falls
  • Coles Point
  • Collinsville
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  • Colonial Heights
  • Columbia
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  • Copper Hill
  • Corbin
  • Courtland
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  • Covington
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  • Craigsville
  • Crewe
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  • Critz
  • Crockett
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  • Crozet
  • Crozier
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  • Cullen
  • Culpeper
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  • Dahlgren
  • Daleville
  • Damascus
  • Dante
  • Danville
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  • Davis Wharf
  • Dayton
  • Deerfield
  • Delaplane
  • Deltaville
  • Dendron
  • Dewitt
  • Diggs
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  • Dogue
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  • Draper
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  • Dry Fork
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  • Duffield
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  • Emory
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  • Etlan
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  • Ewing
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  • Faber
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  • Fairfield
  • Falls Church
  • Falls Mills
  • Fancy Gap
  • Farmville
  • Farnham
  • Ferrum
  • Fieldale
  • Fife
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  • Fishersville
  • Flint Hill
  • Floyd
  • Ford
  • Forest
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  • Fort Belvoir
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  • Fort Valley
  • Foster
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  • Free Union
  • Freeman
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  • Henry
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  • Hurley
  • Hurt
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  • Independence
  • Indian Valley
  • Iron Gate
  • Irvington
  • Isle Of Wight
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  • Lynchburg
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  • Madison Mills
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  • Marionville
  • Markham
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  • Middlebrook
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  • Millboro
  • Millers Tavern
  • Millwood
  • Mineral
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  • Mitchells
  • Modest Town
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  • Monroe
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  • Monterey
  • Montpelier
  • Montpelier Station
  • Montross
  • Montvale
  • Moon
  • Morattico
  • Moseley
  • Mount Crawford
  • Mount Holly
  • Mount Jackson
  • Mount Sidney
  • Mount Solon
  • Mount Vernon
  • Mouth Of Wilson
  • Mustoe
  • Narrows
  • Naruna
  • Nassawadox
  • Nathalie
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  • Natural Bridge Station
  • Nellysford
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  • New Canton
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  • New Church
  • New Hope
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  • New Point
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  • Newbern
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  • Newport News
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  • Newtown
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  • Norwood
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  • Oak Hall
  • Oakpark
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  • Onemo
  • Onley
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  • Painter
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  • Pamplin
  • Paris
  • Parksley
  • Parrott
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  • Patrick Springs
  • Pearisburg
  • Pembroke
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  • Penn Laird
  • Pennington Gap
  • Petersburg
  • Phenix
  • Philomont
  • Pilgrims Knob
  • Pilot
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  • Pittsville
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  • Port Haywood
  • Port Republic
  • Port Royal
  • Portsmouth
  • Pound
  • Pounding Mill
  • Powhatan
  • Pratts
  • Prince George
  • Prospect
  • Providence Forge
  • Pulaski
  • Pungoteague
  • Purcellville
  • Quantico
  • Quicksburg
  • Quinby
  • Quinque
  • Quinton
  • Radford
  • Radiant
  • Randolph
  • Raphine
  • Rapidan
  • Rappahannock Academy
  • Raven
  • Rawlings
  • Rectortown
  • Red Ash
  • Red House
  • Red Oak
  • Redwood
  • Reedville
  • Remington
  • Republican Grove
  • Rescue
  • Reston
  • Reva
  • Rhoadesville
  • Rice
  • Rich Creek
  • Richardsville
  • Richlands
  • Richmond
  • Ridgeway
  • Rileyville
  • Riner
  • Ringgold
  • Ripplemead
  • Rixeyville
  • Roanoke
  • Rochelle
  • Rockbridge Baths
  • Rockville
  • Rocky Gap
  • Rocky Mount
  • Rollins Fork
  • Rose Hill
  • Rosedale
  • Roseland
  • Round Hill
  • Rowe
  • Ruby
  • Ruckersville
  • Rural Retreat
  • Rustburg
  • Ruther Glen
  • Ruthville
  • Saint Charles
  • Saint Paul
  • Saint Stephens Church
  • Salem
  • Saltville
  • Saluda
  • Sandston
  • Sandy Hook
  • Sandy Level
  • Sandy Point
  • Sanford
  • Saxe
  • Saxis
  • Schley
  • Schuyler
  • Scottsburg
  • Scottsville
  • Seaford
  • Sealston
  • Seaview
  • Sedley
  • Selma
  • Seven Mile Ford
  • Severn
  • Shacklefords
  • Sharps
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  • Shortt Gap
  • Singers Glen
  • Skippers
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  • Somerville
  • South Boston
  • South Hill
  • Sparta
  • Speedwell
  • Spencer
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  • Spottswood
  • Spout Spring
  • Spring Grove
  • Springfield
  • Stafford
  • Staffordsville
  • Stanardsville
  • Stanley
  • Stanleytown
  • Star Tannery
  • State Farm
  • Staunton
  • Steeles Tavern
  • Stephens City
  • Stephenson
  • Sterling
  • Stevensburg
  • Stevensville
  • Stonega
  • Stony Creek
  • Strasburg
  • Stratford
  • Stuart
  • Stuarts Draft
  • Studley
  • Suffolk
  • Sugar Grove
  • Sumerduck
  • Surry
  • Susan
  • Sussex
  • Sutherland
  • Sutherlin
  • Sweet Briar
  • Swoope
  • Swords Creek
  • Syria
  • Tangier
  • Tannersville
  • Tappahannock
  • Tasley
  • Tazewell
  • Temperanceville
  • Thaxton
  • The Plains
  • Thornburg
  • Timberville
  • Toano
  • Toms Brook
  • Topping
  • Townsend
  • Trammel
  • Trevilians
  • Triangle
  • Trout Dale
  • Troutville
  • Troy
  • Tyro
  • Union Hall
  • Unionville
  • University Of Richmond
  • Upperville
  • Urbanna
  • Valentines
  • Vansant
  • Vernon Hill
  • Verona
  • Vesta
  • Vesuvius
  • Victoria
  • Vienna
  • Viewtown
  • Village
  • Villamont
  • Vinton
  • Virgilina
  • Virginia Beach
  • Volney
  • Wachapreague
  • Wake
  • Wakefield
  • Walkerton
  • Wallops Island
  • Wardtown
  • Ware Neck
  • Warfield
  • Warm Springs
  • Warrenton
  • Warsaw
  • Washington
  • Water View
  • Waterford
  • Wattsville
  • Waverly
  • Waynesboro
  • Weber City
  • Weems
  • West Augusta
  • West Mclean
  • West Point
  • Weyers Cave
  • White Hall
  • White Marsh
  • White Plains
  • White Post
  • White Stone
  • Whitetop
  • Whitewood
  • Wicomico
  • Wicomico Church
  • Williamsburg
  • Williamsville
  • Willis
  • Willis Wharf
  • Wilsons
  • Winchester
  • Windsor
  • Wingina
  • Wirtz
  • Wise
  • Withams
  • Wolford
  • Wolftown
  • Woodberry Forest
  • Woodbridge
  • Woodford
  • Woodlawn
  • Woods Cross Roads
  • Woodstock
  • Woodville
  • Woolwine
  • Wylliesburg
  • Wytheville
  • Yale
  • Yorktown
  • Zacata
  • Zanoni
  • Zuni