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Virginia MMA Rate Trends

Best Money Market Rates in Java, Virginia (VA) - March 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: March 21, 2026

Current Java, Virginia and the surrounding area money market rates include Blue Ridge Bank National AssociationBlue Ridge Bank National Association17 W Main St, Luray, VA 22835F2.8 ★Texas Ratio: 41.42% Money Market Account at 4.50% APY, Chartway Credit UnionChartway Credit Union5700 Cleveland St, Virginia Beach, VA 23462 1752A+5.0 ★Texas Ratio: 1.26% Money Market Plus at 4.15% APY, Marine Federal Credit UnionMarine Federal Credit Union209 Garrisonville Rd, Stafford, VA 22554 1527A5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY, 1st Advantage Federal Credit Union1st Advantage Federal Credit Union224 Commons Way, Williamsburg, VA 23185A+5.0 ★Texas Ratio: 2.79% Business Performance Plus Money Market Account at 4.00% APY, and Apple Federal Credit UnionApple Federal Credit Union14260J Centreville Sq, Centreville, VA 20121A+5.0 ★Texas Ratio: 0.37% Commercial Money Market at 4.00% APY.

To see how these money market rates in Java, Virginia and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Java, Virginia (VA) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Java, Virginia and surrounding area. Last Updated and Verified: March 21, 2026

Java, VA Money Market Rate Trends

Compare local Java, VA MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia MMA Trends →
High-Yield MMA — VA Avg
1.649%

Virginia high-yield MMA rates currently average 1.649% APY based on data from institutions in our monitoring network.

Standard MMA — VA Avg
1.268%
▲ 0.357 from last week

Virginia standard MMA rates rose 0.357 points this week to 1.268% APY, up from 0.911% last week.

As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Money Market Rates Today in Java, Virginia & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Money Market Account
4.50%
$100
View
▼
Rate4.41%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details

Qualifying balance up to $15,000.00

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA 23462 1752
Money Market Plus
4.15%
$0
View
▼
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.

Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
209 Garrisonville Rd, Stafford, VA 22554 1527
Choice Money Market
4.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Money Market
4.00%
$1,000,000
View
▼
Rate—
Min Deposit$1,000,000
Min Balance—
UpdatedMar 17, 2026
Details

As High As; Qualifying balance up to $1,000,000.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Commercial Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $1,000,000.00

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Performance Plus Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Business Performance Plus Money Market Account
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Money Market
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Connects Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA 23228
Money Market
3.81%
$2,500
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Paramount Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Premier Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
Business Money Markets
3.75%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details

Guaranteed for 3 Months

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA 23462 1752
Money Market Plus
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
Accelerate Money Market Special
3.75%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $25,000.00

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Money Market (IRA)
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Money Market
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

New money only

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Platinum Money Market Account
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Eligible for a preferred pricing rate bonus

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Promotional Money Market Account
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details

New money deposit of $10,000.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Commercial Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $999,999.00

Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
Money Market Advantage Checking
3.50%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 21, 2026
Details

On Balances Between $25,000 and $250,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

$15,000+

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
Premier Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1700 Robin Hood Rd, Richmond, VA 23220
Empower RVA Money Market
3.50%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA 23464 4204
ProBiz Money Market
3.50%
$1,000,000
View
▼
Rate3.44%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 17, 2026
Details

Forbright
Institution Rating:
A-5.0 ★ Texas Ratio: 15.52%
150 Elden St Ste 170, Herndon, VA 20170
Platinum Business Money Market
3.45%
$2,500
View
▼
Rate3.40%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details

1

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
Money Market
3.25%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details

Guaranteed for 3 Months

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
Indexed Business Money Markets16
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Citizens and Farmers Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
15960 Kings Hwy, Montross, VA 22520
Community Money Market Savings
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 18, 2026
Details

Limited time offer for non-profit business (defined as 501c3) entities only.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
Accelerate Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

($2,500 minimum opening deposit)

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Business Performance Plus Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Performance Plus Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
Pinnacle Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
Money Market Plus Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
165 New Market Rd, Timberville, VA 22853
F&M Money Market
3.22%
$10
View
▼
Rate3.17%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Business Money Market
3.22%
$0
View
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Signature Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Platinum Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Municipal Money Market
3.07%
$0
View
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Signature Money Market
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
108 Mcnair Rd, Fort Myer, VA 22211
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

APY for 6 months

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
Money Market Account
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details

Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
209 Garrisonville Rd, Stafford, VA 22554 1527
Jumbo Money Market
3.04%
$100,000
View
▼
Rate3.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details

No check access allowed. Withdrawals are restricted.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA 22314
Citizens Private Client® Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
Accelerate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

($2,500 minimum opening deposit)

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA 23464 4204
ProBiz Money Market
3.00%
$500,000
View
▼
Rate2.96%
Min Deposit$500,000
Min Balance—
UpdatedMar 17, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Commercial Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $499,999.00

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
Indexed Business Money Markets16
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA 23606
Platinum Money Market Savings
3.00%
$1,000,000
View
▼
Rate—
Min Deposit$1,000,000
Min Balance—
UpdatedMar 20, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Business Money Market
2.97%
$0
View
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
Money Market IRA
2.92%
$100
View
▼
Rate2.88%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
Money Market Account
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Golden Advantage Money Market
2.87%
$0
View
▼
Rate2.83%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
Pinnacle Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Municipal Money Market
2.82%
$0
View
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
Accelerate Money Market
2.81%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

($2,500 minimum opening deposit)

Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
7140 Little River Tpke, Annandale, VA 22003
Simple Money Market
2.80%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

$5 monthly maintenance charge waived when minimum balance requirement is met

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA 23606
Platinum Money Market Savings
2.80%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 20, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
35 Dupont Rd, Martinsville, VA 24112 4618
Performance Money Market (Consumer)
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
35 Dupont Rd, Martinsville, VA 24112 4618
Performance Money Market (Business)
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
Money Market Account
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
Money Market Account to $199,999.99
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

$125,000.00

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Business Money Market
2.77%
$0
View
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1700 Diagonal Rd, Alexandria, VA 22314
Citizens Quest® Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.

Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
8300 Arlington Blvd, Fairfax, VA 22031
Money Market Account
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Paramount Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
165 New Market Rd, Timberville, VA 22853
F&M Money Market
2.70%
$10
View
▼
Rate2.67%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
478 Frontier Dr, Staunton, VA 24401
Investment Plus Money Market
2.66%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
165 New Market Rd, Timberville, VA 22853
F&M Money Market
2.65%
$10
View
▼
Rate2.62%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
Money Market Account
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
Accelerate Money Market
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

($2,500 minimum opening deposit)

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Municipal Money Market
2.62%
$0
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
165 New Market Rd, Timberville, VA 22853
F&M Money Market
2.60%
$10
View
▼
Rate2.57%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details

Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
7140 Little River Tpke, Annandale, VA 22003
Simple Money Market
2.60%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

$5 monthly maintenance charge waived when minimum balance requirement is met

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA 23112
Premium Plus Money Market
2.60%
$25,000
View
▼
Rate2.57%
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA 22802
Business Investment Money Market
2.58%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Business Money Market
2.57%
$0
View
▼
Rate2.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
165 New Market Rd, Timberville, VA 22853
F&M Money Market
2.55%
$10
View
▼
Rate2.52%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
Business Money Market
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Money Market Account
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
10800 Main St, Fairfax, VA 22030
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Money Market Account
2.52%
$0
View
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Money Market Tiered
2.52%
$0
View
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Money Market
2.52%
$0
View
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Call Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
4605 Commerce Rd, Richmond, VA 23234 2233
Money Markets
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

As High As

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
Indexed Business Money Markets16
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
478 Frontier Dr, Staunton, VA 24401
Investment Plus Money Market
2.46%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Money Market Tiered
2.42%
$0
View
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Municipal Money Market
2.42%
$0
View
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Money Market Account
2.42%
$0
View
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Money Market
2.42%
$0
View
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
Eagle Money Market Account
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
478 Frontier Dr, Staunton, VA 24401
Investment Plus Money Market
2.28%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Business Money Market
2.25%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
105 Arbor Dr, Christiansburg, VA 24073
Performance Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
Eagle Money Market Account
2.13%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Municipal Money Market
2.07%
$0
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
478 Frontier Dr, Staunton, VA 24401
Investment Plus Money Market
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
Eagle Money Market Account
2.03%
$0
View
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Qualifying balance up to $249,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Java, Virginia and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Java, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Java, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Java, Virginia

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Virginia.

Are Money Market accounts in Java, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do MMA rates change in Java, Virginia?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Java, Virginia

Here are some of the highest money market account APYs currently available in Java, Virginia and the surrounding area:
  • Blue Ridge Bank National Association
    Money Market Account — 4.50% APY
  • Chartway Credit Union
    Money Market Plus — 4.15% APY
  • Marine Federal Credit Union
    Choice Money Market — 4.07% APY
  • 1st Advantage Federal Credit Union
    Business Performance Plus Money Market Account — 4.00% APY
  • Apple Federal Credit Union
    Commercial Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Java, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 21, 2026

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