Best Money Market Rates in Blue Grass, Virginia - July 2026
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Brian McKay
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Current Blue Grass, Virginia and the surrounding area money market deposit account rates include The Blue Grass Valley BankThe Blue Grass Valley Bank2583 Blue Grass Valley Rd, Blue Grass, VA 24413A+5.0 ★Texas Ratio: 3.06% Money Market Account at 3.04% APY, Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY, University of Virginia Community Credit UnionUniversity of Virginia Community Credit UnionA+5.0 ★Texas Ratio: 3.06% Business MaxSaver Money Market at 4.02% APY, Beacon Credit Union IncorporatedBeacon Credit Union IncorporatedA+5.0 ★Texas Ratio: 1.82% Premier Money Market at 4.00% APY, and Apple Federal Credit UnionApple Federal Credit UnionA+5.0 ★Texas Ratio: 3.07% Money Market at 4.00% APY. Money market rates as of July 25, 2026 according to verified data from MonitorBankRates.
Blue Grass has 1 local institution in our database, with money market rates as high as 3.04% APY from The Blue Grass Valley Bank at 2583 Blue Grass Valley Rd, Blue Grass, VA 24413. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Blue Grass, Virginia and surrounding area. Last Updated and Verified: July 25, 2026
Compare the Best Money Market Rates Today in Blue Grass, Virginia & the Surrounding Area
$200,000+
$125,000.00
$50,000.00
$10,000.00
$2,500.00
$500.00
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
As high as; Special promotional rate.
APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Fee Schedule.
Minimum opening deposit for 4.00% is $1,000,000
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Bring Your Business Money Market to Beacon for 4.00% APY* Today!
LIMITED TIME OFFER. Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Balance range: $1,000,000 and over
$250,000; Dividends compounded: Monthly; Dividends credited: Monthly; Dividend period: Monthly; Minimum balance to receive dividend: $100.00; Balance method: Daily balance
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
LIMITED TIME OFFER. Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
New money only
New money only
Balance range: $500,000 to $999,999
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Fee Schedule.
Compounded Monthly
LIMITED TIME OFFER. Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Balance range: $250,000 to $499,999
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
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Dividends compounded: Monthly; Dividends credited: Monthly; Dividend period: Monthly; Balance method: Daily balance
APY as much as 2.55%
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Blue Grass, VA Money Market Rate Trends
Compare local Blue Grass, VA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield MMA rates currently average 3.277% APY.
Virginia standard MMA rates currently average 0.803% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Blue Grass, Virginia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Blue Grass, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Blue Grass, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Blue Grass, Virginia
What is a Money Market Account (MMA)?
Are Money Market accounts in Blue Grass, Virginia safe?
How often do MMA rates change in Blue Grass, Virginia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Blue Grass, Virginia?
Best Money Market Rates in Blue Grass, Virginia
- The Blue Grass Valley Bank
Money Market Account — 3.04% APY - Marine Federal Credit Union
Choice Money Market — 4.07% APY - University of Virginia Community Credit Union
Business MaxSaver Money Market — 4.02% APY - Beacon Credit Union Incorporated
Premier Money Market — 4.00% APY - Apple Federal Credit Union
Money Market — 4.00% APY
