The Blue Grass Valley Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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The Blue Grass Valley Bank's Certificate of Deposit 7-Month (Special) rates are at 3.65%, Certificate of Deposit 12-Month rates are at 2.70%, Certificate of Deposit 18-Month rates are at 2.35%, Certificate of Deposit 60-Month rates are at 2.25%, Certificate of Deposit 24-Month rates are at 2.00%. The Blue Grass Valley Bank's savings rates are at 0.15%. The Blue Grass Valley Bank's money market rates are at 0.25%.
Rate Updates and AvailabilityThe Blue Grass Valley Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Blue Grass Valley Bank? Share your experience about The Blue Grass Valley Bank by leaving a review below, or read customer reviews before you decide to use The Blue Grass Valley Bank. The Blue Grass Valley Bank Texas RatioThe Blue Grass Valley Bank's Texas Ratio is at 3.06%, which is considered excellent. The Texas Ratio for The Blue Grass Valley Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
The Blue Grass Valley Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, The Blue Grass Valley Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable.
The Blue Grass Valley Bank
2583 Blue Grass Valley Rd
Blue Grass, VA 24413 
The Blue Grass Valley Bank CD Rates
The Blue Grass Valley Bank Savings Rates
The Blue Grass Valley Bank Money Market Rates
The Blue Grass Valley Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for The Blue Grass Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather The Blue Grass Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The Blue Grass Valley Bank's official website for the most current offers and terms.
Bank Profile & OverviewThe Blue Grass Valley Bank
2583 Blue Grass Valley RdBlue Grass, VA 24413 Highland Established Date: 12/02/1915 FDIC Certificate #: 8672 Date of FDIC Deposit Insurance: 01/01/1934 How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.bluegrassvalleybank.com
Is The Blue Grass Valley Bank FDIC Insured? Yes
What is The Blue Grass Valley Bank's Cert number? 8672
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$58,139,000
Total Deposits:
$52,136,000
Equity Capital:
$5,714,000
Net Income:
$19,000
Return on Assets (ROA):
0.5141%
Return on Equity (ROE):
5.2400%
Headquarters:
Blue Grass
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for The Blue Grass Valley Bank yet. Feel free to create one below.
Add Your Rating and Review for The Blue Grass Valley Bank
Frequently Asked Questions About The Blue Grass Valley BankHow do I open an account at The Blue Grass Valley Bank?You can typically open an account at The Blue Grass Valley Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, The Blue Grass Valley Bank provides a range of mortgage and home equity products. Is The Blue Grass Valley Bank a safe place to deposit money?Yes, The Blue Grass Valley Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does The Blue Grass Valley Bank offer online and mobile banking?Most modern institutions like The Blue Grass Valley Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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