Best Money Market Rates in Reston, Virginia (VA) - May 2026
Brian McKay
Brian McKay
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Current Reston, Virginia and the surrounding area money market deposit account rates include Citizens BankCitizens Bank11670a Plaza America Dr, Reston, VA 20190A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Presidential BankPresidential Bank11211 Reston Station Blvd, Reston, VA 20190A5.0 ★Texas Ratio: 9.69% Money Market Advantage Checking at 3.50% APY, TruistTruist11600 Plaza America Dr, Reston, VA 20190A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Freedom Bank of VirginiaFreedom Bank of Virginia11700 Plaza America Dr, Reston, VA 20190A5.0 ★Texas Ratio: 7.40% Money Market Account at 3.25% APY, and Chevron Federal Credit UnionChevron Federal Credit Union12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919A+5.0 ★Texas Ratio: 2.35% Money Market Savings at 3.20% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Reston has 6 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 11670a Plaza America Dr, Reston, VA 20190. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Reston, Virginia and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Reston, Virginia & the Surrounding Area
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
On Balances Between $25,000 and $250,000.
On balances of $25,000+
Earn 0.30% on Balances $10,000 and over
Earn 0.25% APY* on Balances $1,000 to $9,999.99
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
as high as
Qualifying balance up to $1,000.00
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Qualifying balance up to $1,000,000.00
minimum new money deposit of $10,000.
Qualifying balance up to $999,999.00
New money only
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
New money only
$15,000+
Qualifying balance up to $499,999.00
$0 to $2,499
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
$125,000.00
$500,000.00
$250,000.00 - $499,999.99
$0.00 - $249,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Reston, VA Money Market Rate Trends
Compare local Reston, VA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield MMA rates currently average 3.349% APY.
Virginia standard MMA rates currently average 0.800% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Reston, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Reston, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Reston, Virginia
What is a Money Market Account (MMA)?
Are Money Market accounts in Reston, Virginia safe?
How often do MMA rates change in Reston, Virginia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Reston, Virginia?
Best Money Market Rates in Reston, Virginia
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Presidential Bank
Money Market Advantage Checking — 3.50% APY - Truist
Small Business Money Market Account — 3.40% APY - Freedom Bank of Virginia
Money Market Account — 3.25% APY - Chevron Federal Credit Union
Money Market Savings — 3.20% APY
