Best Money Market Rates in Roanoke, Virginia - July 2026
Brian McKay
Brian McKay
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Current Roanoke, Virginia and the surrounding area money market deposit account rates include TruistTruist4110 Brambleton Ave, Roanoke, VA 24018A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Beacon Credit Union IncorporatedBeacon Credit Union Incorporated3534 Electric Rd Unit 6, Roanoke, VA 24018A+5.0 ★Texas Ratio: 1.82% Premier Money Market at 4.00% APY, ValleyStar Credit UnionValleyStar Credit Union3452 Buck Mountain Rd, Roanoke, VA 24018A5.0 ★Texas Ratio: 6.30% Business Turbo High-Yield Savings Account (Consumer Money Market) at 2.79% APY, National Bank of BlacksburgNational Bank of Blacksburg3533 Franklin Road SW, Roanoke, VA 24014A+5.0 ★Texas Ratio: 3.36% Business Money Market Deposit Account at 1.81% APY, and Carter Bank & TrustCarter Bank & Trust1722 Hershberger Rd Nw, Roanoke, VA 24012F1.0 ★Texas Ratio: 96.15% Premium Money Market Account at 1.67% APY. Money market rates as of July 25, 2026 according to verified data from MonitorBankRates.
Roanoke has 9 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 4110 Brambleton Ave, Roanoke, VA 24018. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Roanoke, Virginia and surrounding area. Last Updated and Verified: July 25, 2026
Compare the Best Money Market Rates Today in Roanoke, Virginia & the Surrounding Area
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
LIMITED TIME OFFER. Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Bring Your Business Money Market to Beacon for 4.00% APY* Today!
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
LIMITED TIME OFFER. Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
LIMITED TIME OFFER. Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
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Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
LIMITED TIME OFFER. Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
APY* accurate as of the last dividend declaration date. Rates on deposit accounts and specified accounts may change after account opening. PenAir reserves the right to discontinue or modify offers at any time. No minimum to open any PenAir checking account. Fees may reduce earnings.
Tier based on monthly average daily balance. Average daily balance of $100.00 required for dividend. Service charges may reduce earnings. Rates are subject to change at any time without notice. No withdrawal limits. Dividend calculated and paid monthly. Dividend credited back to Money Market Savings account.
Tier based on monthly average daily balance. Average daily balance of $100.00 required for dividend. Service charges may reduce earnings. Rates are subject to change at any time without notice. No withdrawal limits. Dividend calculated and paid monthly. Dividend credited back to Money Market Savings account.
APY* accurate as of the last dividend declaration date. Rates on deposit accounts and specified accounts may change after account opening. PenAir reserves the right to discontinue or modify offers at any time. No minimum to open any PenAir checking account. Fees may reduce earnings.
Tier based on monthly average daily balance. Average daily balance of $100.00 required for dividend. Service charges may reduce earnings. Rates are subject to change at any time without notice. No withdrawal limits. Dividend calculated and paid monthly. Dividend credited back to Money Market Savings account.
PenAir Rate; $25k: 36% is the difference between the percent earned in interest between PenAir Credit Union's rate at 1.00% APY compared to 0.73% APY for the National market average over the life of a money market at $25,000.
APY* accurate as of the last dividend declaration date. Rates on deposit accounts and specified accounts may change after account opening. PenAir reserves the right to discontinue or modify offers at any time. No minimum to open any PenAir checking account. Fees may reduce earnings.
Tier based on monthly average daily balance. Average daily balance of $100.00 required for dividend. Service charges may reduce earnings. Rates are subject to change at any time without notice. No withdrawal limits. Dividend calculated and paid monthly. Dividend credited back to Money Market Savings account.
Dividends Compounded: Monthly. The Beacon Horizon Tiered Money Market is a blended rate product. Members will earn the stated APY from each of the minimum balance points in each tier. Please contact Beacon Credit Union if you have any questions 1.800.868.6655.
$75,000.00 and greater
Tier based on monthly average daily balance. Average daily balance of $100.00 required for dividend. Service charges may reduce earnings. Rates are subject to change at any time without notice. No withdrawal limits. Dividend calculated and paid monthly. Dividend credited back to Money Market Savings account.
$75,000.00 and greater
APY* accurate as of the last dividend declaration date. Rates on deposit accounts and specified accounts may change after account opening. PenAir reserves the right to discontinue or modify offers at any time. No minimum to open any PenAir checking account. Fees may reduce earnings.
$25,000.00 to $74,999.99
Daily Balance of: $250,000.00 and up
$25,000.00 to $74,999.99
Daily Balance of: $25,000.00 - 99,999.99
$10,000.00 to $24,999.99
$10,000.00 to $24,999.99
Dividends Compounded: Monthly. The Beacon Horizon Tiered Money Market is a blended rate product. Members will earn the stated APY from each of the minimum balance points in each tier. Please contact Beacon Credit Union if you have any questions 1.800.868.6655.
Up to $9,999.99
Up to $9,999.99
Daily Balance of: $2,500.00 - 9,999.99
Dividends Compounded: Monthly. The Beacon Horizon Tiered Money Market is a blended rate product. Members will earn the stated APY from each of the minimum balance points in each tier. Please contact Beacon Credit Union if you have any questions 1.800.868.6655.
LIMITED TIME OFFER. Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Dividends Compounded: Monthly. The Beacon Horizon Tiered Money Market is a blended rate product. Members will earn the stated APY from each of the minimum balance points in each tier. Please contact Beacon Credit Union if you have any questions 1.800.868.6655.
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
LIMITED TIME OFFER. Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
$200,000+
$125,000.00
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Roanoke, VA Money Market Rate Trends
Compare local Roanoke, VA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield MMA rates currently average 3.277% APY.
Virginia standard MMA rates currently average 0.803% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Roanoke, Virginia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Roanoke, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Roanoke, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Roanoke, Virginia
What is a Money Market Account (MMA)?
Are Money Market accounts in Roanoke, Virginia safe?
How often do MMA rates change in Roanoke, Virginia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Roanoke, Virginia?
Best Money Market Rates in Roanoke, Virginia
- Truist
Small Business Money Market Account — 4.00% APY - Beacon Credit Union Incorporated
Premier Money Market — 4.00% APY - ValleyStar Credit Union
Business Turbo High-Yield Savings Account (Consumer Money Market) — 2.79% APY - National Bank of Blacksburg
Business Money Market Deposit Account — 1.81% APY - Carter Bank & Trust
Premium Money Market Account — 1.67% APY
