CD Rates Roanoke, Virginia (VA) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Roanoke, Virginia CD rates include Atlantic Union BankAtlantic Union Bank7337 Williamson Rd, Roanoke, VA 24019A+5.0 ★Texas Ratio: 1.56% offering 3 Month CD and IRA Specials at 3.80% APY, Blue Eagle Credit UnionBlue Eagle Credit Union419 Rutherford Ave NE, Roanoke, VA 24022A+5.0 ★Texas Ratio: 0.29% offering Regular Certificates 6 month Term at 3.75% APY, Bank of BotetourtBank of Botetourt3801 Challenger Ave, Roanoke, VA 24012A+5.0 ★Texas Ratio: 2.01% offering Certificate of Deposit 6 Month Special at 3.58% APY, TruistTruist4110 Brambleton Ave, Roanoke, VA 24018A+5.0 ★Texas Ratio: 3.63% offering 12-month CD at 3.25% APY, and Pen Air Credit UnionPen Air Credit Union7635 Plantation Rd, Roanoke, VA 24019A+5.0 ★Texas Ratio: 3.02% offering 60 month Certificate Account at 2.85% APY. CD rates as of March 31, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Roanoke, Virginia, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 31, 2026
Compare Best CD Rates in Roanoke, Virginia & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
7337 Williamson Rd, Roanoke, VA 24019
3 Month CD and IRA Specials
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
3 month Certificate Account
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA 23462 1752
3-Month Promo Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
3 Month Term Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Minimum to Open $1,000.00
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
3 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
3-Month Share Certificate
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
$100,000 Minimum to Earn APY
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA 24273
3 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 90 Day Certificate
$100,000
2.90%
▼
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
3 Month Term Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
3-Month Share Certificate
$0
2.20%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
10800 Main St, Fairfax, VA 22030
Share Certificate Accounts 3 Month
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Regular Accounts
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
3 month Share Certificate
$100,000
1.12%
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
8401 Digges Rd, Manassas, VA 20110
3 Month Choice CD
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 31, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
3 MONTH CD
$2,500
0.50%
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 31, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
90 Day CD
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
7337 Williamson Rd, Roanoke, VA 24019
6 Month CD and IRA Specials
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
Regular Certificates 6 month Term
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Certificate of Deposit 6 Month Special
$2,500
3.58%
▼
Rate3.55%
Min Deposit$2,500
Min Balance—
UpdatedMar 31, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
6 month Certificate Account
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
6 Month - Certificate
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
6-Month Certificates
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
6 month Certificates (Business & Consumer)
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3862 Electric Rd, Roanoke, VA 24018
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
10800 Main St, Fairfax, VA 22030
Share Certificate Accounts 6 Month
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Regular Accounts
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
6 Month Certificate of Deposit (IRA)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA 23462 1752
6-Month Promo Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
IRA Certificates - 6 month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA 22207
6 Month Share & IRA Certificate Platinum
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
140 Lucy Ln, Waynesboro, VA 22980
6-Month Certificate
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5875 Trinity Pkwy Ste 111, Centreville, VA 20120
Regular CD 6-month
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
6 Month Bonus Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
New Money 6 Month CD
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
IRA Certificates 6 Month
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
6-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
$100,000 Minimum to Earn APY
Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
223 Main St, Appomattox, VA 24522
Jumbo CDs 6 Month
$100,000
3.30%
▼
Rate3.23%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA 23851
6-Month Share Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
841 Mount Clinton Pike STE B, Harrisonburg, VA 22802
6 month Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
6 month Share Certificate
$100,000
3.16%
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (6 month term)
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA 22827 3628
6 month Certificate
$0
3.10%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
6 Month CD
$500
3.02%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
6 Month Term Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA 23228
6 Month Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Fixed Rate Share Certificates 6-month
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA 23220 2001
Saving Certificates 6 MONTH CD's
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 6 Month
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
Youth Savings 6 Month Certificate
$25
2.50%
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedMar 31, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA 23112
6 month certificate
$100,000
2.35%
▼
Rate2.33%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
6-Month Share Certificate
$0
2.30%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA 22151
6 Month IRA Share Certificate
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
6 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
77 Powder Creek Ln, Rocky Mount, VA 24151
6 Month IRA and Share Certificates
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Consumer Certificates of Deposit 6 Month
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
6-month Share Certificates
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA 23220
6 Month Share/IRA Certificate
$0
1.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA 24504 5429
6 Month Preferred Certificates
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Business Share Certificate 6 Month
$500
1.20%
▼
Rate1.20%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
2812 W MAIN ST, SALEM, VA 24153
6 Month Share Certificates
$500
0.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA 23707
IRA/Share Certificates 6 Month
$1,000
0.20%
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificates 1 Year Term
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
4110 Brambleton Ave, Roanoke, VA 24018
12-month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
12 month Certificate Account
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
1 Year - Certificate or IRA Certificate
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Certificate of Deposit 1 Year - No Penalty
$5,000
1.00%
▼
Rate1.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 31, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
12-Month Business Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
12 month Certificates (Business & Consumer)
$0
0.17%
▼
Rate0.17%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3862 Electric Rd, Roanoke, VA 24018
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Qualifying balance up to $49,000.00
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
12-Month Starter Certificate
$50
5.00%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMar 31, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA 22849
12-month Promotional Savings Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
12 Month CD
$1,000
3.95%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA 22207
12 Month Share & IRA Certificate Platinum
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
12 Month Bonus Certificates
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
IRA Certificates - 12 month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
10800 Main St, Fairfax, VA 22030
Share Certificate Accounts 12 Month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Regular Accounts
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA 23220 2001
Saving Certificates 1 YEAR Cd's
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
7410a Little River Tpke, Annandale, VA 22003
12-month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Limited time offer. Only available in our branches.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
1-year term
$500
3.76%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5875 Trinity Pkwy Ste 111, Centreville, VA 20120
Regular CD 12-month
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
DuPont Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
140 Lucy Ln, Waynesboro, VA 22980
12-Month Certificate
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
150 Elden St Ste 170, Herndon, VA 20170
12 Month Certificate of Deposit
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 1 Year Certificate
$100,000
3.60%
▼
Rate3.53%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA 23112
12 month certificate
$5,000
3.56%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMar 31, 2026
Details
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 12 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
New Money 12 Month CD
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
14419 Chantilly Crossing Ln, Chantilly, VA 20151 2116
IRA Certificates 1 year
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
1 Year Certificate
$0
3.35%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
12 month Share Certificate
$100,000
3.31%
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Augusta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
18 GOVERNMENT CENTER LN, VERONA, VA 24482 2678
1 Year Share Certificate
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA 22151
12 Month Jumbo IRA Share Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Min. Bal. $100,000
Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
223 Main St, Appomattox, VA 24522
Jumbo CDs 1 Year
$100,000
3.15%
▼
Rate3.07%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
12 Month Term Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Marine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
209 Garrisonville Rd, Stafford, VA 22554 1527
12-Month IRA
$500
3.09%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA 23220
*12 Month Youth Special Share/IRA Certificate
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
1-Year IRA Share Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
12 Month Certificate of Deposit
$1,000
2.70%
▼
Rate2.68%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
1 Year Fixed IRA
$100
2.52%
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA 23851
IRA Certificates 12-Month
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA 24273
Appy Youth 12 Month Certificate
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
77 Powder Creek Ln, Rocky Mount, VA 24151
12 Month IRA and Share Certificates
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA 23228
IRA Share Certificate 1 year
$0
1.97%
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
IRA Certificates 1-year
$0
1.91%
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Premier / Select Relationship
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA 24504 5429
12 Month Preferred Certificates
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Northern Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5100 George Washington Hwy, Portsmouth, VA 23702
1-Year Certificates of Deposit (CDs)
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Minimum balance required is $1,000.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
12-month term Standard CDs
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA 22630 2616
1 Year Share Certificate
$10,000
0.75%
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 31, 2026
Details
Effective April 18, 2023
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Certificate of Deposit 12-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA 23707
IRA/Share Certificates 12 Month
$1,000
0.40%
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Newport News Municipal Emloyees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
502 Operations Dr, Newport News, VA 23602 6989
Share Certificates & IRA Certificates 1 year
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificates 18 Month Term
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
18 month Certificate Account
$0
2.40%
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Certificate of Deposit 18-Month Special
$2,500
0.55%
▼
Rate0.55%
Min Deposit$2,500
Min Balance—
UpdatedMar 31, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5875 Trinity Pkwy Ste 111, Centreville, VA 20120
Jumbo CD senior 18-month
$50,000
4.10%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 31, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA 22207
18-Month Certificates
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
18 Month CD
$1,000
3.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA 22124
18 Month Certificate
$250
3.75%
▼
Rate3.68%
Min Deposit$250
Min Balance—
UpdatedMar 31, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
IRA Certificate Term 18-Month Variable
$100,000
3.72%
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
$100,000 Minimum to Earn APY
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Variable-Rate 18-month term
$50
3.66%
▼
Rate3.60%
Min Deposit$50
Min Balance—
UpdatedMar 31, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
18 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 18 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA 24273
18 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
18 month Share Certificate
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA 22102
IRA Certificates 18 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
18 Month Term Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
18-Month Share Certificate
$0
3.17%
▼
Rate3.13%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
77 Powder Creek Ln, Rocky Mount, VA 24151
18 Month IRA and Share Certificates
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
223 Main St, Appomattox, VA 24522
18 Month Club Certificate
$10,000
2.70%
▼
Rate2.67%
Min Deposit$10,000
Min Balance—
UpdatedMar 31, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA 23112
18 month variable IRA
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedMar 31, 2026
Details
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
18 Month Certificate of Deposit
$1,000
2.35%
▼
Rate2.34%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
18 Month Variable IRA
$100
2.32%
▼
Rate2.30%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
18-month Share Certificates
$0
1.91%
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
97 N Main St, Kilmarnock, VA 22482
18 month Certificate
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
$1,000 minimum balance
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
18 MONTH IRA (Variable)
$100
1.25%
▼
Rate1.24%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
8401 Digges Rd, Manassas, VA 20110
18 Month Choice CD
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Certificate of Deposit 18-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificates 2 Year Term
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
24-Month IRA Special
$100
3.03%
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
2 Year - Certificate or IRA Certificate
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
24 month Certificate Account
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
7337 Williamson Rd, Roanoke, VA 24019
CDs and IRAs 2 Year
$0
1.15%
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
24-Month Business Certificate Tier 1
$500
0.90%
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5875 Trinity Pkwy Ste 111, Centreville, VA 20120
Elite Jumbo CD 24-month
$250,000
4.10%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 31, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
24 Month Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA 22207
24 Month Share & IRA Certificate Platinum
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
24 Month Bonus Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
2-year term
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 2 Year Certificate
$100,000
3.70%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
IRA Certificates - 24 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
24-Month (2 year) Share Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA 23228
24 Month Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (24 month term)
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 24 month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA 24273
24 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
24 month Share Certificate
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA 23112
24 Month Certificate
$50,000
3.35%
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedMar 31, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
New Money 24 Month CD
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
24 Month Term Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Marine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
209 Garrisonville Rd, Stafford, VA 22554 1527
24-Month IRA
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Fixed Rate Share Certificates 24-month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
URW Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.37%
539 Arnett Blvd, Danville, VA 24540
2 Year Share Certificates (Share & IRA)
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA 22151
24 Month Jumbo IRA Share Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Min. Bal. $100,000
Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
223 Main St, Appomattox, VA 24522
Jumbo CDs 2 Year
$100,000
2.80%
▼
Rate2.73%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
2 Year CD
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
108 Mcnair Rd, Fort Myer, VA 22211
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
2 Year Fixed IRA
$100
2.27%
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA 22939
24 Month Share Certificate
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA 23228
2 year Share Certificate
$1,000
2.12%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
A penalty may apply for early withdrawal
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
IRA Certificates 2-year
$0
2.06%
▼
Rate2.04%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Premier / Select Relationship
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
24 Month Certificate of Deposit
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA 24504 5429
24 Month Preferred Certificates
$0
1.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Northern Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5100 George Washington Hwy, Portsmouth, VA 23702
2-Year Certificates of Deposit (CDs)
$1,000
1.75%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Minimum balance required is $1,000.
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
24 MONTH CD
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA 23606
24 Month Share Certificate
$0
1.20%
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
97 N Main St, Kilmarnock, VA 22482
2 year Certificate
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
$1,000 minimum balance
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
8401 Digges Rd, Manassas, VA 20110
24 Month Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 31, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
2812 W MAIN ST, SALEM, VA 24153
2 Year Share Certificates
$500
0.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA 23707
IRA/Share Certificates 24 Month
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificates 3 Year Term
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
36 month Certificate Account
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
3 Year - Certificate or IRA Certificate
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
7337 Williamson Rd, Roanoke, VA 24019
CDs and IRAs 3 Year
$0
1.25%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
36-Month Business Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
3 Year IRA
$100
0.85%
▼
Rate0.85%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
36 month Certificates (Business & Consumer)
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5875 Trinity Pkwy Ste 111, Centreville, VA 20120
Elite Jumbo CD 36-month
$250,000
4.15%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 31, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (36 month term)
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
36 Month Bonus Certificates
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 3 Year Certificate
$100,000
3.70%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA 23510 2107
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
$100,000 Minimum to Earn APY
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
IRA Certificates - 36 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Jumbo and Jumbo IRA Certificate 36 Month
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 36 Month
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Henrico Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA 23228
36 Month Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA 23220 2001
Saving Certificates 3 YEAR Cd's
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
36-Month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA 24273
36 Month Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Marine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
209 Garrisonville Rd, Stafford, VA 22554 1527
36-Month IRA
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA 23112
36 month certificate
$5,000
3.31%
▼
Rate3.26%
Min Deposit$5,000
Min Balance—
UpdatedMar 31, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
10800 Main St, Fairfax, VA 22030
Share Certificate Accounts 36 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Regular Accounts
Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
150 Elden St Ste 170, Herndon, VA 20170
36 Month Certificate of Deposit
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Traditional and Roth IRA 36 month
$500
3.21%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
36 Month Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
36 Month Term Certificate
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
36 Month Variable Rate Certificate of Deposit (IRA)
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA 22151
36 Month Jumbo IRA Share Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Min. Bal. $100,000
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
36-month Fixed Rate Share Certificates
$1,000
3.05%
▼
Rate3.02%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA 23220
36 Month Share/IRA Certificate
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
3 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA 23185
Business Share Certificate 36 Month
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
7700 Shrader Rd, Richmond, VA 23228
3 year Share Certificate
$1,000
2.62%
▼
Rate2.59%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
A penalty may apply for early withdrawal
Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
223 Main St, Appomattox, VA 24522
Jumbo CDs 3 Year
$100,000
2.55%
▼
Rate2.49%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
3 Year CD
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
36-month term Regular CDs
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
3 Year Fixed IRA
$100
2.27%
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
36 MONTH CD
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
97 N Main St, Kilmarnock, VA 22482
3 year Certificate
$0
2.15%
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
$1,000 minimum balance
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
IRA Certificates 3-year
$0
2.06%
▼
Rate2.04%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Premier / Select Relationship
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA 24504 5429
36 Month Preferred Certificates
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA 23606
36 Month Share Certificate
$0
1.86%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
36 Month Certificate of Deposit
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Certificate of Deposit 36-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
2812 W MAIN ST, SALEM, VA 24153
3 Year Share Certificates
$500
0.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA 23707
IRA/Share Certificates 36 Month
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificates 4 Year Term
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
48 month Certificate Account
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
4 Year - Certificate or IRA Certificate
$1,000
2.42%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
7337 Williamson Rd, Roanoke, VA 24019
CDs and IRAs 4 Year
$0
1.35%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
5240 Valleypark Dr, Roanoke, VA 24019 3002
48-Month Business Certificate
$500
1.05%
▼
Rate1.04%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
4 year IRA
$100
1.00%
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
48 month Certificates (Business & Consumer)
$0
0.42%
▼
Rate0.42%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (48 month term)
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
48 Month Bonus Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5875 Trinity Pkwy Ste 111, Centreville, VA 20120
Elite Jumbo CD 48-month
$250,000
3.75%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 31, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
48-Month Share Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
IRA Certificates - 48 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
4-year term
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA 22124
4 Year Certificate
$1,000
3.60%
▼
Rate3.53%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
48 Month Certificate
$500
3.58%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA 24273
48 Month Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
48 Month Term Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA 23112
48 month certificate
$5,000
3.31%
▼
Rate3.26%
Min Deposit$5,000
Min Balance—
UpdatedMar 31, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Credit Union of Richmond
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA 23220
48 Month Share/IRA Certificate
$0
3.29%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
48 Month Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
48 month Share Certificate
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA 22151
48 Month Jumbo IRA Share Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Min. Bal. $100,000
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Fixed Rate Share Certificates 48-month
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
48 MONTH IRA (Fixed)
$250
3.00%
▼
Rate2.96%
Min Deposit$250
Min Balance—
UpdatedMar 31, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA 23851
48-Month Share Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
4 Year Fixed IRA
$100
2.27%
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
Northern Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5100 George Washington Hwy, Portsmouth, VA 23702
4-Year Certificates of Deposit (CDs)
$1,000
2.25%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Minimum balance required is $1,000.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
IRA Certificates 4-year
$0
2.06%
▼
Rate2.04%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Premier / Select Relationship
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA 23606
48 Month Share Certificate
$0
1.86%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
IRA Certificates 5 Year Term
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
60 month Certificate Account
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
5 Year - Certificate or IRA Certificate
$1,000
2.42%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
7337 Williamson Rd, Roanoke, VA 24019
CDs and IRAs 5 Year
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
5 year IRA
$100
1.10%
▼
Rate1.10%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
60 month Certificates (Business & Consumer)
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificate (60 month term)
$0
3.97%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7575 Colshire Dr, McLean, VA 22102 7508
60 Month Bonus Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA 22207
60 Month Share & IRA Certificate Platinum
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Jumbo and Jumbo IRA Certificate 60 Month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
IRA Certificates - 60 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA 22124
5 Year Certificate
$1,000
3.65%
▼
Rate3.58%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 5-year term
$100,000
3.61%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
11030 Hull Street Rd, Midlothian, VA 23112
60 month certificate
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
5-Year IRA Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA 22151
60 Month Jumbo IRA Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Min. Bal. $100,000
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 60 Month
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA 24141
60 Month Term Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
60 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
150 Elden St Ste 170, Herndon, VA 20170
60 Month Certificate of Deposit
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
60 month Share Certificate
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
60 Month Variable Rate Certificate of Deposit (IRA)
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Fixed Rate Share Certificates 60-month
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
5 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA 23851
60-Month Share Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
60 MONTH CD
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
5 Year CD
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
223 Main St, Appomattox, VA 24522
5 Year Jumbo IRA
$100,000
2.40%
▼
Rate2.35%
Min Deposit$100,000
Min Balance—
UpdatedMar 31, 2026
Details
First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
5 Year Fixed IRA
$100
2.27%
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 31, 2026
Details
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
60 Month Certificate of Deposit
$500
2.25%
▼
Rate2.24%
Min Deposit$500
Min Balance—
UpdatedMar 31, 2026
Details
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
IRA Certificates 5-year
$0
2.06%
▼
Rate2.04%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
Premier / Select Relationship
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA 23606
60 Month Share Certificate
$0
1.86%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
URW Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.37%
539 Arnett Blvd, Danville, VA 24540
5 Year Share Certificates (Share & IRA)
$1,000
1.56%
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 31, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 31, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
8401 Digges Rd, Manassas, VA 20110
5 Year Choice CD
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 31, 2026
Details
Relationship APY
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Roanoke, VA CD Rate Trends
Compare local Roanoke, VA CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — VA Avg
2.579%
▲ 0.017 from last week
Virginia 12-month CD rates rose 0.017 points this week to 2.579% APY, up from 2.562% last week.
6-Month CD — VA Avg
2.702%
▲ 0.554 from last week
Virginia 6-month CD rates rose 0.554 points this week to 2.702% APY, up from 2.148% last week.
As of Mar 31, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Roanoke, Virginia
Are CD rates in Roanoke, Virginia FDIC insured?
Yes, most established banks in Roanoke, Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Roanoke, Virginia?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Roanoke, Virginia.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Roanoke, Virginia may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Roanoke, Virginia?
Here are recent top rates found for this area:
- Atlantic Union Bank: 3.80% APY (3 Month CD and IRA Specials)
- Blue Eagle Credit Union: 3.75% APY (Regular Certificates 6 month Term)
- Bank of Botetourt: 3.58% APY (Certificate of Deposit 6 Month Special)
- Truist: 3.25% APY (12-month CD)
- Pen Air Credit Union: 2.85% APY (60 month Certificate Account)
- InFirst Federal Credit Union: 2.78% APY (2 Year - Certificate or IRA Certificate)
- Freedom First Federal Credit Union: 1.05% APY (48-Month Business Certificate)
- ValleyStar Credit Union: 0.55% APY (60 month Certificates (Business & Consumer))
- First Citizens Bank: 0.01% APY (1-year convertible CD)
- Apple Federal Credit Union: 5.00% APY (12-Month Starter Certificate)
Rates reflect recent verified offers available in Roanoke, Virginia. Last Updated: March 31, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Roanoke, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Roanoke, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 31, 2026
