Current Champlain, Virginia CD rates include Apple Federal Credit UnionApple Federal Credit Union14260J Centreville Sq, Centreville, VA 20121A+5.0 ★Texas Ratio: 0.37% offering 12-Month Starter Certificate at 5.00% APY, Autotruck Financial Credit UnionAutotruck Financial Credit Union10800 Main St, Fairfax, VA 22030A+5.0 ★Texas Ratio: 3.26% offering Share Certificate Accounts 6 Month at 4.06% APY, Woori America BankWoori America Bank4231 Markham Street Units Fandg, Annandale, VA 22003A+5.0 ★Texas Ratio: 0.51% offering WooriWON 3-month CD at 4.00% APY, Partners 1st Federal Credit UnionPartners 1st Federal Credit Union304 Maryland Ave, Shenandoah, VA 22849A+5.0 ★Texas Ratio: 3.82% offering 12-month Promotional Savings Certificate at 4.00% APY, and Vantage Point Federal Credit UnionVantage Point Federal Credit Union3600 OAKLAWN BLVD, HOPEWELL, VA 23860A5.0 ★Texas Ratio: 6.90% offering Share & IRA Share Certificate (60 month term) at 3.97% APY. CD rates as of March 26, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Champlain, Virginia, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 26, 2026
This APY applies to only WooriWON 3-month CD product which is only available online.; Online Only
Minimum to Open $1,000.00
$100,000 Minimum to Earn APY
Regular Accounts
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Regular Accounts
Balance $1,000
$100,000 Minimum to Earn APY
Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).
Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Balance $1,000
Regular Accounts
Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).
Limited time offer. Only available in our branches.
Only available to existing Premier customers.
$1,000 minimum balance to open
Premier / Select Relationship
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Minimum balance required is $1,000.
Effective April 18, 2023
$100,000 Minimum to Earn APY
Balance $1,000
Regular Accounts
Minimum to Open $1,000.00
$1,000 minimum balance
Relationship APY
Balance $1,000
Regular Accounts
Minimum to Open $1,000.00
Only available to existing Premier customers.
$1,000 minimum balance to open
A penalty may apply for early withdrawal
Premier / Select Relationship
Minimum balance required is $1,000.
$1,000 minimum balance
Relationship APY
Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information
$100,000 Minimum to Earn APY
Balance $1,000
Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).
Regular Accounts
$1,000 minimum balance to open
A penalty may apply for early withdrawal
$1,000 minimum balance
Premier / Select Relationship
Relationship APY
Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information
Balance $1,000
Regular Accounts
$1,000 minimum balance to open
Minimum balance required is $1,000.
Premier / Select Relationship
Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts.; Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information
Balance $1,000
Regular Accounts
$1,000 minimum balance to open
Minimum balance required is $1,000.
Premier / Select Relationship
Compare local Champlain, VA CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia 12-month CD rates rose 0.800 points this week to 2.390% APY, up from 1.590% last week.
Virginia 6-month CD rates rose 0.707 points this week to 1.949% APY, up from 1.242% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Champlain, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Champlain, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.