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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
PAHO WHO Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
PAHO WHO's 36 month IRA CD rates are at 4.59%, 36 month CD rates are at 4.59%, CD 36 month rates are at 4.59%, 36 month CD rates are at 4.33%, CD 36 month rates are at 4.33%. PAHO WHO's savings rates are at 0.10%. PAHO WHO's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of PAHO WHO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.99%. Rates were last updated on 03/28/2026. PAHO WHO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PAHO WHO? Share your experience about PAHO WHO by leaving a review below, or read customer reviews before you decide to use PAHO WHO. 
PAHO WHO CD Rates
PAHO WHO Savings Rates
PAHO WHO Checking Rates
PAHO WHO Credit Card Rates
PAHO WHO Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for PAHO WHO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PAHO WHO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PAHO WHO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
PAHO WHO
Website
http://www.pahofcu.org
Address
2112 F St NW,
Washington, DC 20037
Phone
202-974-3453
Fax
President
Ricardo De La Torre
CEO
Miguel Boluda Jr
Full-Time Employees
36
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.99%
Return on Assets (ROA)
0.0847%
Return on Equity (ROE)
0.5935%
Non-Performing Loans Ratio (NPL)
1.44%
Total Assets
321,021,368
Total Amount of Shares and Deposits
271,316,310
Total Shares and Deposits < 1 Year
264,363,304
Total Shares and Deposits 1 3 Years
5,640,888
Total Shares and Deposits > 3 Years
1,312,118
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
38,741,546
Total Uninsured Shares and Deposits > $250K (F+J)
38,741,546
Total Insured Shares and Deposits > $250K (item 17 less item K)
232,574,764
Total Interest Expense (Sum of items 6 8)
3,421,199
Share Certificates
1,493
Number of Accounts for Share Drafts
6,345
IRA KEOGH Accounts
134
Number of Accounts for Regular Shares
7,763
All other shares
248
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,998,388
Total Liabilities
279,261,757
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About PAHO WHOIs PAHO WHO a safe place to deposit money?Yes, PAHO WHO is considered a safe financial institution. With a Texas Ratio of 4.9929892468333%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does PAHO WHO operate?PAHO WHO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join PAHO WHO?Yes, to access services at PAHO WHO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, PAHO WHO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PAHO WHO provides members with tools to manage their accounts and build a solid financial history. Does PAHO WHO offer online and mobile banking?Most modern institutions like PAHO WHO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.pahofcu.org. Current PAHO WHO Rates
Retrieved from our database of financial products. Rates subject to change.
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