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Androscoggin Savings Bank Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

Androscoggin Savings Bank's top rates as of October 11, 2026 are 4.64% APY on its 18-Month Variable Rate IRA CD, 0.10% APY on savings, 2.25% APY on money market accounts, 0.18% APY on checking, and personal loans from 16.39% APR, according to rates verified by MonitorBankRates. Other Androscoggin Savings Bank CD rates include 1 Year CD at 3.75%, 6-Months 6-Month CD at 3.51%, and 9-Month CD at 3.00%. MonitorBankRates evaluates the financial stability of Androscoggin Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.70%. Rates last updated and verified on 10/11/2026.

Androscoggin Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Androscoggin Savings Bank? Share your experience about Androscoggin Savings Bank by leaving a review below, or read customer reviews before you decide to use Androscoggin Savings Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.70%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Androscoggin Savings Bank
505 Sabattus St
Lewiston, ME 04240
https://www.androscogginbank.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Androscoggin Savings Bank CD Rates

Product Rate APY Term View More
18 Month Variable Rate IRA CD 4.54% 4.64% 18 Month
Min Deposit $500
Details Variable Rate
Last Updated 10/11/2026
Rate History
1 change since Sep 19, 2026 · 4.23% → 4.64% ▲ 0.41 pts · high 4.64% / low 4.23%
3.73%4.44%5.14%Sep 19, 2026: 4.23% APYOct 11, 2026: 4.64% APYSep 19, 2026Oct 13, 2026
  • Oct 11, 20264.64%▲ from 4.23%
  • Sep 19, 20264.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
1 Year CD 3.69% 3.75% 1 Year
Min Deposit $500
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 19, 2026: 3.75% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
6 Month CD 3.45% 3.51% 6 months
Min Deposit $500
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 3.51% APY · checked 7 times
3.01%3.51%4.01%Sep 19, 2026: 3.51% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
9 Month CD 2.96% 3.00% 9 Month
Min Deposit $500
Min Balance $500
Details Term: 9 Month CD (Tier 1 $500 - $24,999.99); Balance: $500 - $24,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
9 Month CD 2.96% 3.00% 9 Month
Min Deposit $25,000
Min Balance $25,000
Details Term: 9 Month CD (Tier 2 $25,000 Plus); Balance: $25,000 Plus
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
3 Month CD 2.23% 2.25% 3 months
Min Deposit $500
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
18 Month CD 1.98% 2.00% 18 Month
Min Deposit $500
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
2 Year CD 1.98% 2.00% 2 Year
Min Deposit $500
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
3 Year CD 1.98% 2.00% 3 Year
Min Deposit $500
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
4 Year CD 1.98% 2.00% 4 Year
Min Deposit $500
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
5 Year CD 1.98% 2.00% 5 Year
Min Deposit $500
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Savings Rates

Product Rate APY View More
Companion Savings 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000.00+
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Health Savings Account 0.10% 0.10%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Health Savings Account 0.10% 0.10%
Min Balance $5,000
Details Balance: $5,000+
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Club Accounts 0.05% 0.05%
Min Balance $0
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Companion Savings 0.05% 0.05%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Companion Savings 0.05% 0.05%
Min Balance $5,000
Details Balance: $5,000.00 - $24,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
IRA Saver Account 0.01% 0.01%
Min Balance $0
Details Balance: $0 - $9,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
IRA Saver Account 0.01% 0.01%
Min Balance $10,000
Details Balance: $10,000 - $19,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
IRA Saver Account 0.01% 0.01%
Min Balance $20,000
Details Balance: $20,000 - $49,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
IRA Saver Account 0.01% 0.01%
Min Balance $50,000
Details Balance: $50,000+
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Standard Savings 0.01% 0.01%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Standard Savings 0.01% 0.01%
Min Balance $5,000
Details Balance: $5,000.00+
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Business Savings Rates

Product Rate APY View More
Business Savings 0.07% 0.07%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.07% APY · checked 7 times
0.00%0.29%0.57%Sep 19, 2026: 0.07% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Savings 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Savings 0.01% 0.01%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $24,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Money Market Rates

Product Rate APY View More
Flex Personal Money Market Account 2.23% 2.25%
Min Balance $100,000
Details New to Bank money only; Balance: $100,000.00+
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Flex Personal Money Market Account 1.49% 1.50%
Min Balance $0
Details New to Bank money only; Balance: $0.00 - $99,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.50% APY · checked 6 times
1.00%1.50%2.00%Sep 19, 2026: 1.50% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.50% 0.50%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 19, 2026: 0.50% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.30% 0.30%
Min Balance $75,000
Details Balance: $75,000.00 - $99,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 7 times
0.00%0.40%0.80%Sep 19, 2026: 0.30% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.25% 0.25%
Min Balance $50,000
Details Balance: $50,000.00 - $74,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.20% 0.20%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 19, 2026: 0.20% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.15% 0.15%
Min Balance $5,000
Details Balance: $5,000.00 - $24,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 19, 2026: 0.15% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.01% 0.01%
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Business Money Market Rates

Product Rate APY View More
Flex Business Money Market Account 2.23% 2.25%
Min Balance $100,000
Details New to Bank money only; Balance: $100,000.00+
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Flex Business Money Market Account 1.49% 1.50%
Min Balance $0
Details New to Bank money only; Balance: $0.00 - $99,999.00
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.50% APY · checked 6 times
1.00%1.50%2.00%Sep 19, 2026: 1.50% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.50% 0.50%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 19, 2026: 0.50% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.30% 0.30%
Min Balance $75,000
Details Balance: $75,000.00 - $99,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 7 times
0.00%0.40%0.80%Sep 19, 2026: 0.30% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.25% 0.25%
Min Balance $50,000
Details Balance: $50,000.00 - $74,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.20% 0.20%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 19, 2026: 0.20% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.15% 0.15%
Min Balance $5,000
Details Balance: $5,000.00 - $24,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 19, 2026: 0.15% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.01% 0.01%
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Checking Rates

Product Rate APY View More
Preferred Checking 0.10% 0.18%
Min Balance $100,000
Details Published APY range: 0.18% - 0.15%. Balance: $100,000.00 +
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.18% APY · checked 7 times
0.00%0.34%0.68%Sep 19, 2026: 0.18% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Preferred Checking 0.10% 0.10%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $24,999.99
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loans 7.75% - 8.40% 4 years or less
Details Age: New to 1 year old; Relationship Pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 8.40% APR · checked 3 times
7.90%8.40%8.90%Sep 19, 2026: 8.40% APRSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 8.00% - 8.53% 5 years
Details Age: New to 1 year old; Relationship Pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 8.53% APR · checked 3 times
8.03%8.53%9.03%Sep 19, 2026: 8.53% APRSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 7.75% - 8.60% 3 years or less
Details Age: 2 - 3 years old; Relationship Pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 8.60% APR · checked 3 times
8.10%8.60%9.10%Sep 19, 2026: 8.60% APRSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 8.00% - 8.65% 4 years
Details Age: 2 - 3 years old; Relationship Pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 8.65% APR · checked 3 times
8.15%8.65%9.15%Sep 19, 2026: 8.65% APRSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 8.00% - 8.86% 3 years or less
Details Age: 4 - 5 years old; Relationship Pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 8.86% APR · checked 3 times
8.36%8.86%9.36%Sep 19, 2026: 8.86% APRSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 8.35% - 8.88% 5 years
Details Age: 2 - 3 years old; Relationship Pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 8.88% APR · checked 3 times
8.38%8.88%9.38%Sep 19, 2026: 8.88% APRSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 8.50% - 9.16% 4 years
Details Age: 4 - 5 years old; Relationship Pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 9.16% APR · checked 3 times
8.66%9.16%9.66%Sep 19, 2026: 9.16% APRSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 8.75% - 9.61% 3 years or less
Details Age: 6 - 7 years old; Relationship Pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 9.61% APR · checked 3 times
9.11%9.61%10.11%Sep 19, 2026: 9.61% APRSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 9.50% - 10.04% 5 years
Details Age: New to 1 year old
Last Updated 10/11/2026
Rate History
1 change since Sep 19, 2026 · 8.88% → 10.04% ▲ 1.16 pts · high 10.04% / low 8.88%
7.72%9.46%11.20%Sep 19, 2026: 8.88% APROct 7, 2026: 10.04% APRSep 19, 2026Oct 13, 2026
  • Oct 7, 202610.04%▲ from 8.88%
  • Sep 19, 20268.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 9.50% - 10.16% 4 years
Details Age: 2 - 3 years old
Last Updated 10/11/2026
Rate History
1 change since Sep 19, 2026 · 9.16% → 10.16% ▲ 1.00 pts · high 10.16% / low 9.16%
8.16%9.66%11.16%Sep 19, 2026: 9.16% APROct 7, 2026: 10.16% APRSep 19, 2026Oct 13, 2026
  • Oct 7, 202610.16%▲ from 9.16%
  • Sep 19, 20269.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 9.50% - 10.36% 3 years or less
Details Age: 4 - 5 years old
Last Updated 10/11/2026
Rate History
1 change since Sep 19, 2026 · 9.61% → 10.36% ▲ 0.75 pts · high 10.36% / low 9.61%
8.86%9.99%11.11%Sep 19, 2026: 9.61% APROct 7, 2026: 10.36% APRSep 19, 2026Oct 13, 2026
  • Oct 7, 202610.36%▲ from 9.61%
  • Sep 19, 20269.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 9.85% - 10.39% 5 years
Details Age: 2 - 3 years old
Last Updated 10/11/2026
Rate History
1 change since Sep 19, 2026 · 8.88% → 10.39% ▲ 1.51 pts · high 10.39% / low 8.88%
7.37%9.64%11.90%Sep 19, 2026: 8.88% APROct 7, 2026: 10.39% APRSep 19, 2026Oct 13, 2026
  • Oct 7, 202610.39%▲ from 8.88%
  • Sep 19, 20268.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 9.75% - 10.41% 4 years or less
Details Age: New to 1 year old
Last Updated 10/11/2026
Rate History
1 change since Sep 19, 2026 · 9.16% → 10.41% ▲ 1.25 pts · high 10.41% / low 9.16%
7.91%9.79%11.66%Sep 19, 2026: 9.16% APROct 7, 2026: 10.41% APRSep 19, 2026Oct 13, 2026
  • Oct 7, 202610.41%▲ from 9.16%
  • Sep 19, 20269.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 9.75% - 10.61% 3 years or less
Details Age: 2 - 3 years old
Last Updated 10/11/2026
Rate History
1 change since Sep 19, 2026 · 9.61% → 10.61% ▲ 1.00 pts · high 10.61% / low 9.61%
8.61%10.11%11.61%Sep 19, 2026: 9.61% APROct 7, 2026: 10.61% APRSep 19, 2026Oct 13, 2026
  • Oct 7, 202610.61%▲ from 9.61%
  • Sep 19, 20269.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loans 10.00% - 10.87% 3 years or less
Details Age: 6 - 7 years old
Last Updated 10/11/2026
Rate History
1 change since Sep 19, 2026 · 9.61% → 10.87% ▲ 1.26 pts · high 10.87% / low 9.61%
8.35%10.24%12.13%Sep 19, 2026: 9.61% APROct 7, 2026: 10.87% APRSep 19, 2026Oct 13, 2026
  • Oct 7, 202610.87%▲ from 9.61%
  • Sep 19, 20269.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 9.50% 10.16% 4 years or less
Details Age: New to 1 year old; Relationship pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 10.16% APR · checked 6 times
9.66%10.16%10.66%Sep 24, 2026: 10.16% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 9.75% 10.29% 5 years
Details Age: New to 1 year old; Relationship pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 10.29% APR · checked 6 times
9.79%10.29%10.79%Sep 24, 2026: 10.29% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 9.50% 10.36% 3 years or less
Details Age: 2 - 3 years old; Relationship pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 10.36% APR · checked 6 times
9.86%10.36%10.86%Sep 24, 2026: 10.36% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 10.00% 10.66% 4 years
Details Age: 2 - 3 years old; Relationship pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 10.66% APR · checked 6 times
10.16%10.66%11.16%Sep 24, 2026: 10.66% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 10.50% 11.37% 3 years or less
Details Age: 4 - 5 years old; Relationship pricing**
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 11.37% APR · checked 6 times
10.87%11.37%11.87%Sep 24, 2026: 11.37% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 12.00% 12.67% 4 years or less
Details Age: New to 1 year old; Relationship pricing**
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 10.66% → 12.67% ▲ 2.01 pts · high 12.67% / low 10.66%
8.65%11.67%14.68%Sep 24, 2026: 10.66% APROct 7, 2026: 12.67% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 202612.67%▲ from 10.66%
  • Sep 24, 202610.66%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 12.25% 12.80% 5 years
Details Age: New to 1 year old; Relationship pricing**
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 10.29% → 12.80% ▲ 2.51 pts · high 12.80% / low 10.29%
7.78%11.55%15.31%Sep 24, 2026: 10.29% APROct 7, 2026: 12.80% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 202612.80%▲ from 10.29%
  • Sep 24, 202610.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 12.00% 12.88% 3 years or less
Details Age: 2 - 3 years old; Relationship pricing**
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 11.37% → 12.88% ▲ 1.51 pts · high 12.88% / low 11.37%
9.86%12.13%14.39%Sep 24, 2026: 11.37% APROct 7, 2026: 12.88% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 202612.88%▲ from 11.37%
  • Sep 24, 202611.37%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 12.50% 13.18% 4 years
Details Age: 2 - 3 years old; Relationship pricing**
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 10.66% → 13.18% ▲ 2.52 pts · high 13.18% / low 10.66%
8.14%11.92%15.70%Sep 24, 2026: 10.66% APROct 7, 2026: 13.18% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 202613.18%▲ from 10.66%
  • Sep 24, 202610.66%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 13.00% 13.88% 3 years or less
Details Age: 4 - 5 years old; Relationship pricing**
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 11.37% → 13.88% ▲ 2.51 pts · high 13.88% / low 11.37%
8.86%12.63%16.39%Sep 24, 2026: 11.37% APROct 7, 2026: 13.88% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 202613.88%▲ from 11.37%
  • Sep 24, 202611.37%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Personal Loan Rates

Product APR Term View More
Personal Unsecured Loans 16.39% Maximum of 3 years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 16.39% APR · checked 8 times
15.89%16.39%16.89%Sep 15, 2026: 16.39% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Other Rates

Product Rate Points APY/APR Term View More
Community NOW (non-profits) 0.10% - 0.10%
Min Deposit $25
Min Balance $0
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Androscoggin Savings Bank’s Texas Ratio rose from 2.03% in Q3 2023 to 3.70% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.7% 2.0★ 3.3% 3.0★ 5% 4.0★ 6.7% 5.0★ Healthy zone – entire history below the 15% limit 2.03% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.70% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.8B3.70%5.0A+
March 31, 2026$1.8B4.96%5.0A+
December 31, 2025$1.8B2.69%5.0A+
September 30, 2025$1.8B2.58%5.0A+
June 30, 2025$1.8B1.38%5.0A+
March 31, 2025$1.7B1.78%5.0A+
December 31, 2024$1.7B1.82%5.0A+
September 30, 2024$1.7B3.85%5.0A+
June 30, 2024$1.6B3.45%5.0A+
March 31, 2024$1.6B0.58%5.0A+
December 31, 2023$1.6B0.63%5.0A+
September 30, 2023$1.6B2.03%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Androscoggin Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Androscoggin Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Androscoggin Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Androscoggin Savings Bank
Bank Holding Company ANDROSCOGGIN BCORP MHC
Address 505 Sabattus St, Lewiston, ME 04240  ·  Androscoggin
Website https://www.androscogginbank.com
FDIC Certificate # 17751
Established 18700101
FDIC Insurance Date 19570425
Domestic Offices 10
Total Branches 10
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.70%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6740%
Return on Equity (ROE) 6.4700%
Non-Performing Loans (NPL) 0.40%
Total Assets $1,764,177,000
Total Deposits $1,430,709,000
Equity Capital $189,827,000
Net Income $6,037,000
Headquarters Lewiston
Total Branches and Offices 10
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Androscoggin Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/androscoggin-savings-bank-rates-review-17751">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Androscoggin Savings Bank

How many branches does Androscoggin Savings Bank operate?

Androscoggin Savings Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Androscoggin Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Androscoggin Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Androscoggin Savings Bank offer online and mobile banking?

Most modern institutions like Androscoggin Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.androscogginbank.com.

Current Androscoggin Savings Bank Rates

  • 12-Month CD3.75%
  • 18-Month CD2.00%
  • 24-Month CD2.00%
  • 36-Month CD2.00%
  • 48-Month CD2.00%
  • 60-Month CD2.00%
  • Savings0.10%
  • MMA2.25%
Retrieved from our database of financial products. Rates subject to change.

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