|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CBC Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
CBC Federal Credit Union's 5-year Term CD rates are at 4.25%, 1-year Term CD rates are at 4.00%, 2-year Term CD rates are at 4.00%, 1 year rates are at 3.75%, 18 month rates are at 3.75%. CBC Federal Credit Union's savings rates are at 0.03%. CBC Federal Credit Union's Personal Loan Rates are at 15.00%. MonitorBankRates evaluates the financial stability of CBC Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.89%. Rates last updated and verified on 08/28/2026. CBC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CBC Federal Credit Union? Share your experience about CBC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CBC Federal Credit Union. CBC Federal Credit Union
Oceanair Federal Credit Union 2151 E Gonzales Rd
https://www.cbcfcu.org Oxnard, CA 93036 3704 
CBC Federal Credit Union CD Rates
CBC Federal Credit Union Savings Rates
CBC Federal Credit Union Checking Rates
CBC Federal Credit Union Auto Loan Rates
CBC Federal Credit Union Credit Card Rates
CBC Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CBC Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CBC Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CBC Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CBC Federal Credit Union
Website
https://www.cbcfcu.org
Address
2151 E Gonzales Rd,
Oxnard, CA 93036 3704
Phone
805-988-2151
Fax
805-278-3825
President
Timur Taluy
CEO
Rick Weber
Full-Time Employees
132
Part-Time Employees
4
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.89%
Return on Assets (ROA)
-0.2560%
Return on Equity (ROE)
-3.3708%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
862,968,418
Total Amount of Shares and Deposits
680,271,306
Total Shares and Deposits < 1 Year
572,534,355
Total Shares and Deposits 1 3 Years
77,390,529
Total Shares and Deposits > 3 Years
30,346,422
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,627,765
Total Uninsured Shares and Deposits > $250K (F+J)
14,627,765
Total Insured Shares and Deposits > $250K (item 17 less item K)
665,643,541
Total Interest Expense (Sum of items 6 8)
14,636,109
Share Certificates
4,291
Number of Accounts for Share Drafts
14,005
IRA KEOGH Accounts
1,106
Number of Accounts for Regular Shares
31,181
All other shares
30
Non Member Deposits
55,290
Money Market Shares
2,031
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Adequately Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
43,533,621
Total Liabilities
812,557,601
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for CBC Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for CBC Federal Credit Union
Frequently Asked Questions About CBC Federal Credit UnionHow many branches does CBC Federal Credit Union operate?CBC Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CBC Federal Credit Union?Yes, to access services at CBC Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CBC Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CBC Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CBC Federal Credit Union offer online and mobile banking?Most modern institutions like CBC Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbcfcu.org. Current CBC Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Nuvision Federal Credit Union
OneNebraska Federal Credit Union
SCE Federal Credit Union
Total Choice Federal Credit Union
Sandia Area Federal Credit Union
UNO Federal Credit Union
Tyler City Employees Credit Union
Arkansas Kraft Employees Federal Credit Union
BMH Federal Credit Union
Alloy Federal Credit Union
West Texas Credit Union
Midsouth Community Federal Credit Union
Lonza Federal Credit Union
Fire Police City County Federal Credit Union
Tombigbee Federal Credit Union
SARCO Federal Credit Union
Thiokol Elkton Federal Credit Union
POST GAZETTE
EM Federal Credit Union
Katahdin Federal Credit Union
Our Mother Of Mercy Parish Houston Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking