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 GCSB Swayzee, IN Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 5, 2026
GCSB Swayzee, IN's 60-Month CD rates are at 3.55%, 60-Month Certificate of Deposit rates are at 3.55%, 48-Month CD rates are at 3.29%, 48-Month Certificate of Deposit rates are at 3.29%, 54-Month CD rates are at 3.29%. GCSB Swayzee, IN's savings rates are at 0.00%. GCSB Swayzee, IN's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of GCSB Swayzee, IN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.51%. Rates were last updated on 05/05/2026. GCSB Swayzee, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GCSB Swayzee, IN? Share your experience about GCSB Swayzee, IN by leaving a review below, or read customer reviews before you decide to use GCSB Swayzee, IN. 
GCSB Swayzee, IN CD Rates
GCSB Swayzee, IN Savings Rates
GCSB Swayzee, IN Money Market Rates
GCSB Swayzee, IN Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for GCSB Swayzee, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather GCSB Swayzee, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with GCSB Swayzee, IN's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
GCSB Swayzee, IN
Bank Holding Company
GRANT CNTY ST BANCSHARES EMP STK OWNERSHIP PLAN
Address
102 N Washington St,
Swayzee, IN 46986 · Grant
Website
https://www.grantcostatebank.com
FDIC Certificate #
15687
Established
09/30/1939
FDIC Insurance Date
10/02/1939
Domestic Offices
3
Total Branches
3
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 95/100
5.0
Exceptional
Out of 5.0 Stars
9.51%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
3.5138%
Return on Equity (ROE)
27.2200%
Non-Performing Loans (NPL)
0.96%
Total Assets
$388,565,000
Total Deposits
$308,679,000
Equity Capital
$43,887,000
Net Income
$11,201,000
Headquarters
Swayzee
Total Offices
3
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsvSUx
December 17, 2025
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Frequently Asked Questions About GCSB Swayzee, INIs GCSB Swayzee, IN a safe place to deposit money?Yes, GCSB Swayzee, IN is considered a safe financial institution. With a Texas Ratio of 9.5103362137085%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does GCSB Swayzee, IN operate?GCSB Swayzee, IN currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, GCSB Swayzee, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, GCSB Swayzee, IN provides members with tools to manage their accounts and build a solid financial history. Does GCSB Swayzee, IN offer online and mobile banking?Most modern institutions like GCSB Swayzee, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.grantcostatebank.com. Current GCSB Swayzee, IN Rates
Retrieved from our database of financial products. Rates subject to change.
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