Rhinebeck Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.58% and 3-month CD rates at 0.10%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.49%. Credit Card rates are at 13.75%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates. Rhinebeck Bank's 24-Month CD rates are at 4.05%, 6-Month CD rates are at 3.65%, 12-Month CD rates are at 3.55%, 18-Month CD rates are at 3.11%, 36-Month CD rates are at 2.20%. Rhinebeck Bank's savings rates are at 0.20%. Rhinebeck Bank's money market rates are at 1.37%. Rhinebeck Bank's 30-Year Fixed rates are at 6.88%.

Rhinebeck Bank

To see how these rates compare to Rhinebeck Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Rhinebeck Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Rhinebeck Bank CD rates. You can also compare Rhinebeck Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Rhinebeck Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rhinebeck Bank? Share your experience about Rhinebeck Bank by leaving a review below, or read customer reviews before you decide to use Rhinebeck Bank.

Rhinebeck Bank Texas Ratio

Rhinebeck Bank's Texas Ratio is at 4.90%, which is considered excellent. The Texas Ratio for Rhinebeck Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Rhinebeck Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.55%
18-Month CD
3.11%
24-Month CD
4.05%
36-Month CD
2.20%
48-Month CD
2.14%
60-Month CD
2.08%
Savings
0.20%
MMA
1.37%
30-Year Fixed
6.95%
Credit Card
N/A
Personal Loan
N/A
Rhinebeck Bank
6414 Montgomery St
Rhinebeck, NY 12572
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Rhinebeck Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Rhinebeck Bank
Rhinebeck Bank
24-Month CD
4.05%
$2,000
Rhinebeck Bank
Rhinebeck Bank
6-Month CD
3.65%
$20,000
Rhinebeck Bank
Rhinebeck Bank
12-Month CD
3.55%
$1,000
Rhinebeck Bank
Rhinebeck Bank
18-Month CD
3.11%
$2,000
Rhinebeck Bank
Rhinebeck Bank
36-Month CD
2.20%
$2,000
Rhinebeck Bank
Rhinebeck Bank
48-Month CD
2.14%
$2,000
Rhinebeck Bank
Rhinebeck Bank
60-Month CD
2.08%
$200
Rhinebeck Bank
Rhinebeck Bank
Priority Business Money Market
1.38%
$0
Rhinebeck Bank
Rhinebeck Bank
Priority Money Market
1.37%
$0
Rhinebeck Bank
Rhinebeck Bank
Priority Savings
0.20%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Rhinebeck Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Rhinebeck Bank
Rhinebeck Bank
30-Year Fixed
6.875%
6.947%
0.625

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Rhinebeck Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Liberty Bank
First Liberty Bank
Kasasa Cash Checking
6.00%
$5
Neighbors Bank
Neighbors Bank
Savings
5.30%
$25,000
PSB Wellsburg, IA
PSB Wellsburg, IA
9-Month CD (special)
5.00%
$1,000
SaviBank
SaviBank
Savi Checking
5.00%
$0
Susser Bank
Susser Bank
12-Month CD
4.75%
$1,000
Farmers Trust & Savings Bank Earling, IA
Farmers Trust & Savings Bank Earling, IA
12-Month CD (Special)
4.60%
$1,000
American Express National Bank
American Express National Bank
High Yield Savings
4.25%
$0
Bread Financial
Bread Financial
48-Month CD
4.15%
$1,500
First Internet Bank of Indiana
First Internet Bank of Indiana
3-Month CD
4.14%
$1,000
HSBC Bank USA
HSBC Bank USA
6-Month CD (Online)
4.00%
$1,000
Pathfinder Bank
Pathfinder Bank
Kasasa Checking
4.00%
$0
Apple Federal Credit Union
Apple Federal Credit Union
60-Month CD
3.81%
$500
Bank of Dudley
36-Month CD
3.55%
$1,000
Kish Bank
Kish Bank
36-Month CD
3.43%
$2,000
First FSB of Mascoutah
First FSB of Mascoutah
48-Month CD
3.29%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
48-Month CD Jumbo
3.15%
$100,000
CNB of Park Rapids
CNB of Park Rapids
12-Month CD
3.03%
$500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
24-Month CD
2.80%
$500
Abri Credit Union
Abri Credit Union
48-Month CD
2.75%
$500
Zions Bank
Zions Bank
24-Month CD
2.53%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
60-Month CD
2.52%
$1,000
Bank of Kampsville
Bank of Kampsville
6-Month CD
2.52%
$2,500
Paramount Bank
Paramount Bank
36-Month CD
2.50%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
36-Month CD
2.50%
$25,000
Fairview State Banking Company
Fairview State Banking Company
24-Month CD
2.38%
$2,500
Hiawatha National Bank
Hiawatha National Bank
48-Month CD
2.02%
$500
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
Now Plus Account
2.00%
$25,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
36-Month CD
2.00%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
48-Month CD
2.00%
$2,500
Capon Valley Bank
Capon Valley Bank
36-Month CD
1.97%
$500
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
12-Month CD
1.81%
$1,500
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
24-Month CD
1.76%
$1,000
Everett Co-operative Bank
Everett Co-operative Bank
60-Month CD
1.75%
$500
North Shore Trust and Savings
North Shore Trust and Savings
60-Month CD
1.56%
$1,000
FNB of Hope
60-Month CD
1.56%
$500
FNB of Brownstown
48-Month CD
1.25%
$1,000
77th Street Depot Federal Credit Union
77th Street Depot Federal Credit Union
12-Month CD certificate
0.75%
$250
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
24-Month CD
0.70%
$1,000
FNB of Elmer
FNB of Elmer
48-Month CD
0.50%
$500
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
18-Month CD
0.50%
$500
Cecil Bank
Cecil Bank
48-Month CD
0.45%
$500
ACMG Federal Credit Union
ACMG Federal Credit Union
Money Market - Tier 1
0.35%
$2,500
First Bank of Central Ohio
First Bank of Central Ohio
48-Month CD
0.30%
$500
Alliance Community Bank
Alliance Community Bank
Savings
0.25%
$100
Chelsea Groton Bank
Chelsea Groton Bank
24-Month CD
0.20%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
First Premium Savings
0.10%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
6-Month CD certificate
0.10%
$1,000
Bank of Franklin County
Bank of Franklin County
Premier Checking
0.05%
$0
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking Account
0.05%
$1,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Savings Account
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Rhinebeck Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Rhinebeck Bank Information

Rhinebeck Bank
6414 Montgomery St
Rhinebeck, NY 12572
Dutchess
Established Date: 04/12/1860
FDIC Certificate #: 16032
Date of FDIC Deposit Insurance: 07/01/1943
Bank Holding Company: RHINEBECK BCORP MHC
How Many Domestic U.S. Offices? 18
How Many Branches are There? 18
Is Rhinebeck Bank FDIC Insured? Yes
What is Rhinebeck Bank's Cert number? 16032
What is the maximum amount for insured deposits? $250,000 per holder, per account

Rhinebeck Bank Financials

Total Assets:
$1,350,932,000
Total Deposits:
$1,113,976,000
Equity Capital:
$104,492,000
Domestic Deposits:
$1,113,976,000
Net Income:
$1,010,000
Return on Assets:
0.7233%
Quarterly Return on Assets:
0.3000%
Pretax Return on Assets:
0.3674%
Pretax Quarterly Return on Assets:
0.3700%
Return on Equity:
8.5400%
Quarterly Return on Equity:
3.9200%
Common Equity Tier 1 Capital Ratio:
11.7988%
Tier 1 Risk-Based Capital Ratio:
11.7988%
Leverage Tier 1 (Core Capital) Ratio:
9.8259%
Total Risk-Based Capital Ratio (YTD):
12.5676%
Total Interest Income (YTD):
3.9393%
 
 
Headquarters:
Rhinebeck
FDIC Field Office:
Syracuse
Regulator:
FDIC
County:
Dutchess
# of Offices:
18
Metropolitan Statistical Area (MSA):
Poughkeepsie-Newburgh-Middletown, NY
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

The Federal Open Market Committee (FOMC) held their two day meeting this week and decided not to hike interest rates. While is this good news if you're financing the purchase of a home, or refinancing a mortgage, it's not so good if you're looking for an increase in CD rates and other deposit rates.
The Consumer Federation of America released an interesting report on savings accounts. The report is titled, "Savings Accounts: Their Characteristics and Usefulness." Savings account types include statement, passbook, and club savings accounts, money market accounts, and for credit unions, share savings accounts. About 59 percent of American households hold some kind of savings account.
Right now on our list of 1 year CD rates in New York, New York, Tennessee Commerce Bank has the best CD rate. Tennessee Commerce Bank’s current 12 month bank CD rate is 1.29 percent with a bank CD yield of 1.30 percent. TCB's current 1 year CD rate is more than double the current national average 12 month rate of 0.593 percent as reported by MonitorBankRates.

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