Putnam County State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.06%, 6-month CD rates at 0.75% and 3-month CD rates at 3.01%. Current savings rates are at 0.15% and money market rates are at 0.65%. Mortgage rates today on 30-year fixed loans are around 7.16%. Credit Card rates are at 9.99%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates. Putnam County State Bank's 60-Month CD rates are at 3.92%, 48-Month CD rates are at 3.81%, 36-Month CD rates are at 3.56%, 18-Month CD rates are at 3.30%, 12-Month CD rates are at 3.30%. Putnam County State Bank's savings rates are at 1.00%. Putnam County State Bank's money market rates are at 2.02%.

Putnam County State Bank

To see how these rates compare to Putnam County State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Putnam County State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Putnam County State Bank CD rates. You can also compare Putnam County State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Putnam County State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Putnam County State Bank? Share your experience about Putnam County State Bank by leaving a review below, or read customer reviews before you decide to use Putnam County State Bank.

Putnam County State Bank Texas Ratio

Putnam County State Bank's Texas Ratio is at 0.87%, which is considered excellent. The Texas Ratio for Putnam County State Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Putnam County State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
3.30%
24-Month CD
3.04%
36-Month CD
3.56%
48-Month CD
3.81%
60-Month CD
3.92%
Savings
1.00%
MMA
2.02%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Putnam County State Bank
1522 Main St
Unionville, MO 63565
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Putnam County State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Putnam County State Bank
Putnam County State Bank
60-Month CD
3.92%
$500
Putnam County State Bank
Putnam County State Bank
48-Month CD
3.81%
$500
Putnam County State Bank
Putnam County State Bank
36-Month CD
3.56%
$500
Putnam County State Bank
Putnam County State Bank
18-Month CD
3.30%
$500
Putnam County State Bank
Putnam County State Bank
12-Month CD
3.30%
$500
Putnam County State Bank
Putnam County State Bank
24-Month CD
3.04%
$500
Putnam County State Bank
Putnam County State Bank
Money Market
2.02%
$2,500
Putnam County State Bank
Putnam County State Bank
Savings
1.00%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Putnam County State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American Eagle Bank
American Eagle Bank
6-Month CD
5.00%
$5,000
CIBM Bank
CIBM Bank
7-9-Month CD special
5.00%
$25,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
12-Month CD (Certificate)
4.80%
$500
BankSouth GA
BankSouth GA
6-Month CD
4.50%
$2,500
First Southern Bank Florence, AL
First Southern Bank Florence, AL
20-Month CD (special)
4.50%
$10,000
The Corner Stone Bank
The Corner Stone Bank
18-Month CD
4.50%
$1,000
F & C Bank
F & C Bank
9-Month CD special
4.46%
$10,000
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD special
4.45%
$1,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
Money Market
4.33%
$500,000
United Bank & Trust Co.
United Bank & Trust Co.
7-Month CD special
4.32%
$10,000
Vio Bank
Vio Bank
24-Month CD
4.25%
$500
Kanza Bank
Kanza Bank
Prosper Money Market
4.18%
$25,000
Minnwest Bank
Minnwest Bank
30-Month CD Digital Online
4.01%
$1,000
Discover Bank
Discover Bank
Money Market
4.00%
$2,500
FNB of Moose Lake
FNB of Moose Lake
12-Month CD
3.85%
$1,000
National Bank of Malvern
National Bank of Malvern
12-Month CD
3.75%
$500
Mercer County State Bank
60-Month CD (IRA)
3.68%
$50
Industry State Bank
Industry State Bank
12-Month CD
3.55%
$1,000
Murphy Bank
Murphy Bank
6-Month CD
3.50%
$1,000
FNB of Brookfield
FNB of Brookfield
36-Month CD
3.30%
$1,000
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
Gainey Business Bank
Gainey Business Bank
6-Month CD
3.04%
$5,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
48-Month CD
3.00%
$500
Peoples Bank & Trust Co.
36-Month CD
2.78%
$1,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
60-Month CD eCD
2.74%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
24-Month CD
2.58%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
12-Month CD
2.53%
$500
Peoples Bank & Trust Co.
24-Month CD
2.52%
$1,000
Lowell Five SB
Lowell Five SB
48-Month CD
2.30%
$500
Readlyn Savings Bank
Readlyn Savings Bank
60-Month CD
2.10%
$1,000
Logansport Savings Bank
Logansport Savings Bank
Money Market Rite Advantage
2.02%
$1,000,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Money Market Savings Account
2.02%
$2,500
Collins State Bank
Collins State Bank
Money Market
2.00%
$100,000
New Millennium Bank
New Millennium Bank
Super Savings
2.00%
$10,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
6-Month CD
2.00%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
24-Month CD
1.50%
$2,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
12-Month CD
0.85%
$1,000
Unico Bank
Unico Bank
48-Month CD
0.60%
$1,000
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
Positively Different Money Market
0.50%
$0
iGOBanking
iGOBanking
iGO Savings Plus
0.50%
$0
Bank of Zachary
Bank of Zachary
Checking Account e-Z NOW
0.45%
$1,500
Beardstown Savings
Beardstown Savings
3-Month CD
0.20%
$0
Axos Bank
Axos Bank
24-Month CD
0.20%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
Savings
0.15%
$0
NVE Bank
NVE Bank
Premier Money Market
0.10%
$25,000
Adirondack Trust Company
Adirondack Trust Company
3-Month CD
0.10%
$500
North Shore Bank
North Shore Bank
Statement Savings
0.08%
$0
National Bank of Malvern
National Bank of Malvern
Now Checking
0.05%
$1,000
Citi
Citi
Citi Savings
0.03%
$0
Buckeye Community Bank
Buckeye Community Bank
Buckeye Platinum Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Putnam County State Bank Information

Putnam County State Bank
1522 Main St
Unionville, MO 63565
Putnam
Established Date: 07/05/1979
FDIC Certificate #: 22895
Date of FDIC Deposit Insurance: 07/05/1979
Bank Holding Company: PUTNAM COUNTY BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Putnam County State Bank FDIC Insured? Yes
What is Putnam County State Bank's Cert number? 22895
What is the maximum amount for insured deposits? $250,000 per holder, per account

Putnam County State Bank Financials

Total Assets:
$247,452,000
Total Deposits:
$208,676,000
Equity Capital:
$37,153,000
Domestic Deposits:
$208,676,000
Net Income:
$1,031,000
Return on Assets:
1.4567%
Quarterly Return on Assets:
1.6700%
Pretax Return on Assets:
2.3073%
Pretax Quarterly Return on Assets:
2.3100%
Return on Equity:
10.5500%
Quarterly Return on Equity:
11.3000%
Leverage Tier 1 (Core Capital) Ratio:
14.7826%
Total Interest Income (YTD):
4.0287%
 
 
Headquarters:
Unionville
FDIC Field Office:
Columbia Mo
Regulator:
FDIC
County:
Putnam
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

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Banks and credit unions are getting a head start on increasing deposit rates even though the Federal Reserve hasn't increased the federal funds rate yet. Over the past several months, many financial institutions have increased savings rates, money market rates and CD rates. As a result, we have three banks with savings rates at or just above 1.00 percent.

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