Texas Best CD Rates September 2026

APY* Assumes no compounding, interest paid annually or at maturity.

Limited Time. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity. Federal regulations require dividends to be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions.

High-Yield Rewards Checking Account required

Compounded: ; Credited: At Maturity

Promo Certificate; New Deposits are defined as funds not currently on deposit with Chartway Credit Union.; Rate effective date April 1, 2026.; Penalty for early withdrawal.; Fees could reduce earnings on the account.; Minimum $500 balance ($100 if under 18 years old) to open.; Will renew at the current 6-month certificate rate.

Promotional CD offer valid for FL residents. Advertised rate applies only in the state of FL. To obtain these rates, CD must be opened with new funds deposited into Amerant Bank. Minimum $10,000 deposit and balance from external source required to obtain promotional rate. Max deposit $250,000 per account - $500,000 per customer. Account must be opened online or in-branch. Personal account only. Rates subject to change without notice. Early withdrawal penalties may apply. Fees could reduce earnings on the account. Interest compounded and paid monthly. If no action is taken, CD auto-renews at current rates and APY available at that time. Must open an account by 10/09/2026 to get the promotional rates.

Minimum: $99,000.00 or greater; Tier 3

Minimum: $99,000.00 or greater; Tier 3

To receive promotional rate, opening deposit cannot originate from pre-existing Freedom Bank account funds. Rate applicable to a maximum of $250,000.00 FDIC coverage per customer relationship. Rates may change after account opening. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Other terms and conditions may apply.

Teens Earning And Learning; Age: 13-17; compounded monthly

Compounded: ; Credited: At Maturity

APY as high as

Bump-Up CD; Available for a limited time only!; Available in Dubuque, Lubbock, Albuquerque, and Boise. Must have or open an active Elevate or Summit checking account to obtain CD Special Offer. Restrictions apply.

Compounded: Quarterly; Credited: Quarterly

Dividends Compounded: Monthly; Dividends Credited: Monthly; Renewal: Automatic with 10-day grace period

Dividends Compounded Monthly Dividends Credited Monthly Renewal Automatic with 10-day grace period

Minimum to Avoid Service Charge: $0

Competitive Rate

Offer valid on new Flex Share Certificate accounts only. The 4.00% APY applies only to the amount deposited at account opening; additional deposits are not permitted. Promotional rate available for certificates opened January 28-July 31 2026

Traditional/Roth IRA Certificates.

Fees may reduce earnings. Early withdrawal penalty: 180 days' dividends.

APY as high as

Compounded: Quarterly; Credited: Quarterly

Promotion is for a limited time on a 2-year share certificate (Consumer and Business) with a $100,000 minimum deposit.

A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.

Fees could reduce earnings.