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Best Checking Accounts & Rates in Texas - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: March 20, 2026

The best checking rates for Texas include Baxter Credit UnionBaxter Credit Union7034 Alamo Downs Pkwy, San Antonio, TX 78238A5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, Evolve Federal Credit UnionEvolve Federal Credit Union8840 Gazelle Dr, El Paso, TX 79925A+5.0 ★Texas Ratio: 0.63% ePriority Checking at 7.23% APY, Rave Financial Credit UnionRave Financial Credit Union1810 N Major Dr, Beaumont, TX 77713A+5.0 ★Texas Ratio: 3.72% Checking at 6.10% APY, Public Employees Credit UnionPublic Employees Credit Union306 E 10th St, Austin, TX 78701A+5.0 ★Texas Ratio: 1.12% High Interest Checking at 6.00% APY, and 5Point Credit Union5Point Credit Union3700 Skyline Dr, Nederland, TX 77627 8303A5.0 ★Texas Ratio: 6.33% High-Yield Checking Account at 6.00% APY.

Looking for the best checking accounts in Texas? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Texas, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Texas. Checking Account Rates Last Updated and Verified: March 20, 2026

Texas Checking Rate Trends

Compare local Texas checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Checking Trends →
High-Yield Checking — TX Avg
1.358%
▲ 1.108 from last week

Texas high-yield checking rates rose 1.108 points this week to 1.358% APY, up from 0.250% last week.

Rewards Checking — TX Avg
2.782%
▲ 1.338 from last week

Texas rewards checking rates rose 1.338 points this week to 2.782% APY, up from 1.444% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Checking Account Rates Today in Texas

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy
San Antonio, TX 78238
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
8840 Gazelle Dr
El Paso, TX 79925
ePriority Checking
7.23%
$0
View
▼
Rate7.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Rave Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1810 N Major Dr
Beaumont, TX 77713
Checking
6.10%
$25
View
▼
Rate5.94%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required: $1,500 in direct deposit transactions per month; 20 combined debit card or credit card purchases or bill payments per month; Log in to the Mobile App or Online Account Access at least once per month; Go Paperless with eStatements; Qualifying balance up to $35,000.00

Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
306 E 10th St
Austin, TX 78701
High Interest Checking
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $15,000

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
3700 Skyline Dr
Nederland, TX 77627 8303
High-Yield Checking Account
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $15,000.00

Cosden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Kasasa Cash Checking
6.00%
$25
View
▼
Rate6.00%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Cosden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Kasasa Cash Back Checking
6.00%
$25
View
▼
Rate6.00%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
7505 Eastex Fwy Ste B
Beaumont, TX 77708
Hi-Yield Checking Account
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Qualifying balance up to $25,000.00

Mobility Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.61%
8384 N Belt Line Rd
Irving, TX 75063 6006
Earn-It Checking
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way
San Antonio, TX 78249 1616
Rewards Cash Checking Account
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
8929 Shoal Creek Blvd
Austin, TX 78757
True Earnings Checking Account
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $15,000.00

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
8929 Shoal Creek Blvd
Austin, TX 78757
True Earnings Checking Account - Anticipated Dividends
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Met; Qualifying balance up to $15,000.00

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
925 N Eldridge Pkwy Rm EC4 01 N 314
Houston, TX 77079 2703
High Yield Checking
5.00%
$0
View
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $5,000.00

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
1199 Pasadena Blvd
Pasadena, TX 77501
Rewards Checking - Qualify
4.75%
$0
View
▼
Rate4.75%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Qualifying balance up to $10,000.00

Keystone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150
Austin, TX 78738
Keystone Rewards Checking*
4.75%
$0
View
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $50,000.00

Keystone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150
Austin, TX 78738
Keystone Rewards Checking
4.75%
$0
View
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $50,000.00

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5640 Democracy Dr
Plano, TX 75024
High-Yield Rewards* Checking Tier 4
4.24%
$0
View
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5640 Democracy Dr
Plano, TX 75024
High-Yield Rewards Checking (HYRC)
4.24%
$0
View
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required; Qualifying balance up to $2,500.00

City Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
1501 W University Blvd
Odessa, TX 79764
Reward Checking Tier # 2
4.15%
$50
View
▼
Rate4.07%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required

Texas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
1120 Us Highway 79 N
Henderson, TX 75652
Texas Reward Checking
4.07%
$25
View
▼
Rate4.00%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $25,000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy
San Antonio, TX 78238
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
8840 Gazelle Dr
El Paso, TX 79925
ePriority Checking
7.23%
$0
View
▼
Rate7.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Rave Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1810 N Major Dr
Beaumont, TX 77713
Checking
6.10%
$25
View
▼
Rate5.94%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required: $1,500 in direct deposit transactions per month; 20 combined debit card or credit card purchases or bill payments per month; Log in to the Mobile App or Online Account Access at least once per month; Go Paperless with eStatements; Qualifying balance up to $35,000.00

Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
306 E 10th St
Austin, TX 78701
High Interest Checking
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $15,000

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
3700 Skyline Dr
Nederland, TX 77627 8303
High-Yield Checking Account
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $15,000.00

Cosden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Kasasa Cash Checking
6.00%
$25
View
▼
Rate6.00%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Cosden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Kasasa Cash Back Checking
6.00%
$25
View
▼
Rate6.00%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
7505 Eastex Fwy Ste B
Beaumont, TX 77708
Hi-Yield Checking Account
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Qualifying balance up to $25,000.00

Mobility Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.61%
8384 N Belt Line Rd
Irving, TX 75063 6006
Earn-It Checking
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way
San Antonio, TX 78249 1616
Rewards Cash Checking Account
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
8929 Shoal Creek Blvd
Austin, TX 78757
True Earnings Checking Account
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $15,000.00

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
8929 Shoal Creek Blvd
Austin, TX 78757
True Earnings Checking Account - Anticipated Dividends
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Met; Qualifying balance up to $15,000.00

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
925 N Eldridge Pkwy Rm EC4 01 N 314
Houston, TX 77079 2703
High Yield Checking
5.00%
$0
View
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $5,000.00

Keystone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150
Austin, TX 78738
Keystone Rewards Checking
4.75%
$0
View
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $50,000.00

Keystone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150
Austin, TX 78738
Keystone Rewards Checking*
4.75%
$0
View
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $50,000.00

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
1199 Pasadena Blvd
Pasadena, TX 77501
Rewards Checking - Qualify
4.75%
$0
View
▼
Rate4.75%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Qualifying balance up to $10,000.00

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5640 Democracy Dr
Plano, TX 75024
High-Yield Rewards* Checking Tier 4
4.24%
$0
View
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5640 Democracy Dr
Plano, TX 75024
High-Yield Rewards Checking (HYRC)
4.24%
$0
View
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required; Qualifying balance up to $2,500.00

City Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
1501 W University Blvd
Odessa, TX 79764
Reward Checking Tier # 2
4.15%
$50
View
▼
Rate4.07%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required

Texas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
1120 Us Highway 79 N
Henderson, TX 75652
Texas Reward Checking
4.07%
$25
View
▼
Rate4.00%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $25,000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Cosden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Kasasa Cash Back Checking
6.00%
$25
View
▼
Rate6.00%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Cosden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Kasasa Cash Checking
6.00%
$25
View
▼
Rate6.00%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
1 Valero Way
San Antonio, TX 78249 1616
Rewards Cash Checking Account
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Keystone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150
Austin, TX 78738
Keystone Rewards Checking
4.75%
$0
View
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $50,000.00

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
1199 Pasadena Blvd
Pasadena, TX 77501
Rewards Checking - Qualify
4.75%
$0
View
▼
Rate4.75%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Qualifying balance up to $10,000.00

Keystone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150
Austin, TX 78738
Keystone Rewards Checking*
4.75%
$0
View
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $50,000.00

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5640 Democracy Dr
Plano, TX 75024
High-Yield Rewards* Checking Tier 4
4.24%
$0
View
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5640 Democracy Dr
Plano, TX 75024
High-Yield Rewards Checking (HYRC)
4.24%
$0
View
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required; Qualifying balance up to $2,500.00

City Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
1501 W University Blvd
Odessa, TX 79764
Reward Checking Tier # 2
4.15%
$50
View
▼
Rate4.07%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required

Texas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
1120 Us Highway 79 N
Henderson, TX 75652
Texas Reward Checking
4.07%
$25
View
▼
Rate4.00%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $25,000

Texas First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
7551 Fm 834 E
Hull, TX 77564
4.00%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

cash back on everyday debit card purchases with Kasasa Cash Back� Checking!

Texas First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
7551 Fm 834 E
Hull, TX 77564
4.00%
$50
View
▼
Rate4.00%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $200

Gulf Coast Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 21.32%
2633 Rodd Field Rd
Corpus Christi, TX 78414 3145
Kasasa Reward Checking
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Qualifying balance up to $25,000.00

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6401 Bell St
Amarillo, TX 79109
Rewards Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Allied Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
909 W Sanford St
ARLINGTON, TX 76012 5032
Rewards Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Qualifying balance up to $9,999.99

Carter Federal Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 31.89%
603 S Adams St Ste 10A
Fort Worth, TX 76104 3023
Carter Cash Back Checking
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No minimum balance required

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.87%
5740 County Road 4
Bishop, TX 78343
Reward$ Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $20,000.00

Texoma Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
3800 Sheppard Access Rd
Wichita Falls, TX 76306
Cash Back Checking
3.00%
$100
View
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Required: 1 direct deposit, bill pay, or ACH payment transaction post and settle; 10 signature-based or PIN-based debit card purchases, each greater than $10, post and settle; e-statements enrollment; Cash back earned on up to $400 in purchases monthly; Earn up to $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*

Texas First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
7551 Fm 834 E
Hull, TX 77564
3.00%
$50
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $200

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr
Baytown, TX 77520 2076
Reward Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required; Qualifying balance up to $20,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2600 Dallas Pkwy
Frisco, TX 75034
Freedom Checking
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2600 Dallas Pkwy
Frisco, TX 75034
Freedom Checking
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2600 Dallas Pkwy
Frisco, TX 75034
Freedom Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Security First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
3700 N 12th St
McAllen, TX 78501
Free Plus Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Henderson FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
130 N Marshall St
Henderson, TX 75652
Freedom Checking Account
0.20%
$500
View
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Security First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
3700 N 12th St
McAllen, TX 78501
Free Plus Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $99,999.99

Security First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
3700 N 12th St
McAllen, TX 78501
Free Plus Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifying balance up to $24,999.99

GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
7227 Viscount Blvd
El Paso, TX 79925
Free2Be checking account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

(16-17 years old)

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6401 Bell St
Amarillo, TX 79109
Access Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Broadway Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
1177 Ne Loop 410
San Antonio, TX 78209
Private Access Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Broadway Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
1177 Ne Loop 410
San Antonio, TX 78209
Free Checking
0.05%
$25
View
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
7505 Eastex Fwy Ste B
Beaumont, TX 77708
Basic Checking Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300
Fort Worth, TX 76177 5311
Basic Checking
0.03%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Firstmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2023 Gold Canyon Rd
San Antonio, TX 78232 1703
Basic Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
6701 Burlington Blvd
Fort Worth, TX 76131
Best Free Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4849 N Mesa St
El Paso, TX 79912
Essential Personal Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Luso American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
975 William D Tate Ave
Grapevine, TX 76051 4097
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

4U Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1312 Lawrence St
Gainesville, TX 76240
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Rally Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.21%
5725 Spohn Dr
Corpus Christi, TX 78414 4117
Simple Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
1199 Pasadena Blvd
Pasadena, TX 77501
Simple Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Mobility Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.61%
8384 N Belt Line Rd
Irving, TX 75063 6006
Youth Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Fort Worth City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
2309 Montgomery St
Fort Worth, TX 76107 4520
CU Varsity Youth Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
1507 Pine Tree Rd
Longview, TX 75604 2350
Student Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Educators Credit Union Waco, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
100 BOLLING Dr
WACO, TX 76705
College Choice Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd
Carrollton, TX 75006 7260
Teen Checking
0.10%
$25
View
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

First Central Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
6201 Sanger Ave
Waco, TX 76710
Student Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
8929 Shoal Creek Blvd
Austin, TX 78757
True Youth Checking Account - Anticipated Dividends
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Texas DPS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
621 W Saint Johns Ave
Austin, TX 78752 2315
Youth Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
2000 Post Oak Blvd
Houston, TX 77056
Teen Checking Account
0.02%
$1
View
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Amoco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
2300 Texas Ave
Texas City, TX 77590
Youth Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Account Balance: $500 and up

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2455 Stringer St
Brenham, TX 77833
Student Checking
0.00%
$5
View
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Texas DPS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
621 W Saint Johns Ave
Austin, TX 78752 2315
Youth Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr
Houston, TX 77090 6716
Student Checking
0.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens National Bank Cameron, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
118 S Houston Ave
Cameron, TX 76520
Business Advantage Plus Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.07%
209 State Highway 121 BYP
Lewisville, TX 75067 4151
Fiduciary Business Checking
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5640 Democracy Dr
Plano, TX 75024
Business High-Yield Checking
1.74%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Tier 3

Texas Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
109 N Crowley Rd
Crowley, TX 76036
Business Interest Checking
1.72%
$0
View
▼
Rate1.71%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
12611 Fuqua St
Houston, TX 77034
Commercial Checking
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
301 E Palestine Ave
Palestine, TX 75801
Premier Business Checking
1.50%
$10,000
View
▼
Rate1.49%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details

Minimum Deposit to Open and Obtain APY*: $50,000 and Over

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5640 Democracy Dr
Plano, TX 75024
Business High-Yield Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Tier 2

Citizens National Bank Cameron, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
118 S Houston Ave
Cameron, TX 76520
Business Advantage Plus Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy
Austin, TX 78758
Business Plus Checking
0.95%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy
Austin, TX 78758
Business Plus Checking
0.85%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
12611 Fuqua St
Houston, TX 77034
Simply Plus Business Checking
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
12611 Fuqua St
Houston, TX 77034
Commercial Checking
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy
Austin, TX 78758
Business Plus Checking
0.75%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Cosden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
400 E MARCY DR
BIG SPRING, TX 79720 5714
Business Checking Accounts
0.75%
$100
View
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy
Austin, TX 78758
Business Plus Checking
0.65%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Carter Federal Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 31.89%
603 S Adams St Ste 10A
Fort Worth, TX 76104 3023
Commercial Checking
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Texas Bay Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
12611 Fuqua St
Houston, TX 77034
Simply Plus Business Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Texas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
1120 Us Highway 79 N
Henderson, TX 75652
Business Interest Checking
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
301 E Palestine Ave
Palestine, TX 75801
Premier Business Checking
0.50%
$10,000
View
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details

Minimum Deposit to Open and Obtain APY*: $25,000 - $49,999.99

InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5640 Democracy Dr
Plano, TX 75024
Business High-Yield Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Tier 1

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Texas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Texas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in TX.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Texas earn interest?

Most traditional local checking accounts in Texas earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Texas FDIC insured?

Yes. Legitimate banks with branches in Texas are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Texas

Based on our current data, some of the highest checking account APYs available to residents of Texas include:
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • Evolve Federal Credit Union
    ePriority Checking — 7.23% APY
  • Rave Financial Credit Union
    Checking — 6.10% APY
  • Public Employees Credit Union
    High Interest Checking — 6.00% APY
  • 5Point Credit Union
    High-Yield Checking Account — 6.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Texas. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 20, 2026

Texas Rates & Resources

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Texas CD Rates
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Texas Savings Rates
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Texas Money Market Rates
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Texas Mortgage Rates
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Texas Auto Loan Rates
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Texas Personal Loan Rates

Checking Account Rates by City in Texas

  • Abbott
  • Abernathy
  • Abilene
  • Ace
  • Ackerly
  • Addison
  • Adkins
  • Adrian
  • Afton
  • Agua Dulce
  • Aiken
  • Alamo
  • Alanreed
  • Alba
  • Albany
  • Aledo
  • Alice
  • Alief
  • Allen
  • Alleyton
  • Allison
  • Alpine
  • Altair
  • Alto
  • Alvarado
  • Alvin
  • Alvord
  • Amarillo
  • Amherst
  • Anahuac
  • Anderson
  • Andrews
  • Angleton
  • Angus
  • Anna
  • Annona
  • Anson
  • Anthony
  • Anton
  • Apple Springs
  • Aquilla
  • Aransas Pass
  • Archer City
  • Argyle
  • Arlington
  • Armstrong
  • Arp
  • Art
  • Artesia Wells
  • Arthur City
  • Asherton
  • Aspermont
  • Atascosa
  • Athens
  • Atlanta
  • Aubrey
  • Austin
  • Austwell
  • Avalon
  • Avery
  • Avinger
  • Avoca
  • Axtell
  • Azle
  • Bacliff
  • Bagwell
  • Bailey
  • Baird
  • Ballinger
  • Balmorhea
  • Bandera
  • Bangs
  • Banquete
  • Bardwell
  • Barker
  • Barksdale
  • Barnhart
  • Barry
  • Barstow
  • Bartlett
  • Bastrop
  • Batesville
  • Batson
  • Bay City
  • Bayside
  • Baytown
  • Beasley
  • Beaumont
  • Bebe
  • Beckville
  • Bedford
  • Bedias
  • Beeville
  • Bellaire
  • Bellevue
  • Bells
  • Bellville
  • Belmont
  • Belton
  • Ben Bolt
  • Ben Franklin
  • Ben Wheeler
  • Benavides
  • Bend
  • Benjamin
  • Berclair
  • Bergheim
  • Bertram
  • Big Lake
  • Big Sandy
  • Big Spring
  • Big Wells
  • Bigfoot
  • Bishop
  • Bivins
  • Blackwell
  • Blanco
  • Blanket
  • Bledsoe
  • Bleiblerville
  • Blessing
  • Bloomburg
  • Blooming Grove
  • Bloomington
  • Blossom
  • Blue Ridge
  • Bluegrove
  • Bluff Dale
  • Bluffton
  • Blum
  • Boerne
  • Bogata
  • Boling
  • Bon Wier
  • Bonham
  • Booker
  • Borger
  • Bovina
  • Bowie
  • Boyd
  • Boys Ranch
  • Brackettville
  • Brady
  • Brandon
  • Brashear
  • Brazoria
  • Breckenridge
  • Bremond
  • Brenham
  • Bridge City
  • Bridgeport
  • Briggs
  • Briscoe
  • Broaddus
  • Bronson
  • Bronte
  • Brookeland
  • Brookesmith
  • Brookshire
  • Brookston
  • Brownfield
  • Brownsboro
  • Brownsville
  • Brownwood
  • Bruceville
  • Bruni
  • Bryan
  • Bryson
  • Buchanan Dam
  • Buckholts
  • Buda
  • Buffalo
  • Buffalo Gap
  • Bula
  • Bullard
  • Bulverde
  • Buna
  • Burkburnett
  • Burkett
  • Burkeville
  • Burleson
  • Burlington
  • Burnet
  • Burton
  • Bushland
  • Byers
  • Bynum
  • Cactus
  • Caddo
  • Caddo Mills
  • Caldwell
  • Call
  • Calliham
  • Calvert
  • Camden
  • Cameron
  • Camp Wood
  • Campbell
  • Campbellton
  • Canadian
  • Canton
  • Canutillo
  • Canyon
  • Canyon Lake
  • Carbon
  • Carey
  • Carlsbad
  • Carlton
  • Carmine
  • Carrizo Springs
  • Carrollton
  • Carthage
  • Cason
  • Castell
  • Castroville
  • Cat Spring
  • Catarina
  • Cayuga
  • Cedar Creek
  • Cedar Hill
  • Cedar Lane
  • Cedar Park
  • Cee Vee
  • Celeste
  • Celina
  • Center
  • Center Point
  • Centerville
  • Centralia
  • Chalk
  • Chandler
  • Channelview
  • Channing
  • Chapman Ranch
  • Chappell Hill
  • Charlotte
  • Chatfield
  • Cherokee
  • Chester
  • Chico
  • Chicota
  • Childress
  • Chillicothe
  • Chilton
  • China
  • China Spring
  • Chireno
  • Chriesman
  • Christine
  • Christoval
  • Cibolo
  • Cisco
  • Clarendon
  • Clarksville
  • Claude
  • Clay
  • Clayton
  • Cleburne
  • Cleveland
  • Clifton
  • Clint
  • Clute
  • Clyde
  • Coahoma
  • Coldspring
  • Coleman
  • College Station
  • Collegeport
  • Colleyville
  • Collinsville
  • Colmesneil
  • Colorado City
  • Columbus
  • Comanche
  • Combes
  • Comfort
  • Commerce
  • Como
  • Comstock
  • Concan
  • Concepcion
  • Concord
  • Conroe
  • Converse
  • Cookville
  • Coolidge
  • Cooper
  • Copeville
  • Coppell
  • Copperas Cove
  • Corinth
  • Corpus Christi
  • Corrigan
  • Corsicana
  • Cost
  • Cotton Center
  • Cotulla
  • Coupland
  • Covington
  • Coyanosa
  • Crandall
  • Crane
  • Cranfills Gap
  • Crawford
  • Cresson
  • Crockett
  • Crosby
  • Crosbyton
  • Cross Plains
  • Crowell
  • Crowley
  • Crystal City
  • Cuero
  • Cumby
  • Cuney
  • Cunningham
  • Cushing
  • Cypress
  • D Hanis
  • Daingerfield
  • Daisetta
  • Dale
  • Dalhart
  • Dallardsville
  • Dallas
  • Damon
  • Danbury
  • Danciger
  • Danevang
  • Darrouzett
  • Davilla
  • Dawn
  • Dawson
  • Dayton
  • De Berry
  • De Kalb
  • De Leon
  • Deanville
  • Decatur
  • Deer Park
  • Del Rio
  • Del Valle
  • Dell City
  • Delmita
  • Denison
  • Dennis
  • Denton
  • Denver City
  • Deport
  • Desdemona
  • Desoto
  • Detroit
  • Devers
  • Devine
  • Deweyville
  • Diana
  • Diboll
  • Dickens
  • Dickinson
  • Dike
  • Dilley
  • Dime Box
  • Dimmitt
  • Dinero
  • Dobbin
  • Dodd City
  • Dodge
  • Dodson
  • Donie
  • Donna
  • Doole
  • Doss
  • Doucette
  • Dougherty
  • Douglass
  • Douglassville
  • Driftwood
  • Dripping Springs
  • Driscoll
  • Dryden
  • Dublin
  • Dumas
  • Dumont
  • Duncanville
  • Dunn
  • Eagle Lake
  • Eagle Pass
  • Early
  • Earth
  • East Bernard
  • Eastland
  • Easton
  • Ecleto
  • Ector
  • Edcouch
  • Eddy
  • Eden
  • Edgewood
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  • Edmonson
  • Edna
  • Edroy
  • Egypt
  • El Campo
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  • El Paso
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  • Elgin
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  • Ellinger
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  • Elmendorf
  • Elmo
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  • Elysian Fields
  • Emory
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  • Encino
  • Energy
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  • Era
  • Estelline
  • Etoile
  • Euless
  • Eustace
  • Evadale
  • Evant
  • Fabens
  • Fairfield
  • Falcon Heights
  • Falfurrias
  • Falls City
  • Fannin
  • Farmersville
  • Farnsworth
  • Farwell
  • Fate
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  • Fentress
  • Ferris
  • Fieldton
  • Fischer
  • Flat
  • Flatonia
  • Flint
  • Flomot
  • Florence
  • Floresville
  • Flower Mound
  • Floydada
  • Fluvanna
  • Flynn
  • Follett
  • Forestburg
  • Forney
  • Forreston
  • Forsan
  • Fort Davis
  • Fort Hancock
  • Fort McKavett
  • Fort Stockton
  • Fort Worth
  • Fowlerton
  • Francitas
  • Franklin
  • Frankston
  • Fred
  • Fredericksburg
  • Fredonia
  • Freeport
  • Freer
  • Fresno
  • Friendswood
  • Friona
  • Frisco
  • Fritch
  • Frost
  • Fruitvale
  • Fulshear
  • Fulton
  • Gail
  • Gainesville
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  • Gallatin
  • Galveston
  • Ganado
  • Garciasville
  • Garden City
  • Gardendale
  • Garland
  • Garrison
  • Garwood
  • Gary
  • Gatesville
  • Gause
  • Geneva
  • George West
  • Georgetown
  • Geronimo
  • Giddings
  • Gilchrist
  • Gillett
  • Gilmer
  • Girard
  • Girvin
  • Gladewater
  • Glen Flora
  • Glen Rose
  • Glidden
  • Gober
  • Godley
  • Golden
  • Goldsboro
  • Goldsmith
  • Goldthwaite
  • Goliad
  • Gonzales
  • Goodrich
  • Gordon
  • Gordonville
  • Goree
  • Gorman
  • Gouldbusk
  • Graford
  • Graham
  • Granbury
  • Grand Prairie
  • Grand Saline
  • Grandfalls
  • Grandview
  • Granger
  • Grapeland
  • Grapevine
  • Greenville
  • Greenwood
  • Gregory
  • Groesbeck
  • Groom
  • Groves
  • Groveton
  • Grulla
  • Gruver
  • Guerra
  • Gun Barrel City
  • Gunter
  • Gustine
  • Guthrie
  • Guy
  • Hale Center
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  • Haltom City
  • Hamilton
  • Hamlin
  • Hamshire
  • Hankamer
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  • Harleton
  • Harlingen
  • Harper
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  • Hart
  • Hartley
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  • Haskell
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  • Hawkins
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  • Hearne
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  • Hedley
  • Heidenheimer
  • Helotes
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  • Hempstead
  • Henderson
  • Henrietta
  • Hereford
  • Hermleigh
  • Hewitt
  • Hext
  • Hico
  • Hidalgo
  • Higgins
  • High Island
  • Highlands
  • Hillister
  • Hillsboro
  • Hitchcock
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  • Hochheim
  • Hockley
  • Holland
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  • Hondo
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  • Howe
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  • Hufsmith
  • Hughes Springs
  • Hull
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  • Hurst
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  • Hye
  • Idalou
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  • Inez
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  • Ingram
  • Iola
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  • Ira
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  • Italy
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  • Jarrell
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  • Jayton
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  • Jermyn
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  • Josephine
  • Joshua
  • Jourdanton
  • Judson
  • Junction
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  • Justin
  • Kamay
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  • Kempner
  • Kendalia
  • Kendleton
  • Kenedy
  • Kennard
  • Kennedale
  • Kenney
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  • Kingsville
  • Kirbyville
  • Kirkland
  • Kirvin
  • Klondike
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  • Knippa
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  • Kopperl
  • Kosse
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  • Krum
  • Kurten
  • Kyle
  • La Blanca
  • La Coste
  • La Feria
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  • La Joya
  • La Marque
  • La Porte
  • La Pryor
  • La Salle
  • La Vernia
  • La Victoria
  • La Villa
  • La Ward
  • Ladonia
  • Laguna Park
  • Laird Hill
  • Lake Creek
  • Lake Dallas
  • Lake Jackson
  • Lakeview
  • Lamesa
  • Lampasas
  • Lancaster
  • Lane City
  • Laneville
  • Langtry
  • Laredo
  • Larue
  • Lasara
  • Latexo
  • Laughlin A F B
  • Lavon
  • Lawn
  • Lazbuddie
  • League City
  • Leakey
  • Leander
  • Ledbetter
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  • Lefors
  • Leggett
  • Lelia Lake
  • Leming
  • Lenorah
  • Leon Junction
  • Leona
  • Leonard
  • Leroy
  • Levelland
  • Lewisville
  • Lexington
  • Liberty
  • Liberty Hill
  • Lillian
  • Lincoln
  • Lindale
  • Linden
  • Lindsay
  • Lingleville
  • Linn
  • Lipan
  • Lipscomb
  • Lissie
  • Little Elm
  • Little River
  • Littlefield
  • Liverpool
  • Livingston
  • Llano
  • Lockhart
  • Lockney
  • Lodi
  • Lohn
  • Lolita
  • Lometa
  • London
  • Lone Oak
  • Lone Star
  • Long Branch
  • Long Mott
  • Longview
  • Loop
  • Lopeno
  • Loraine
  • Lorena
  • Lorenzo
  • Los Ebanos
  • Los Fresnos
  • Los Indios
  • Lott
  • Louise
  • Lovelady
  • Loving
  • Lowake
  • Lozano
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  • Lueders
  • Lufkin
  • Luling
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  • Lyford
  • Lyons
  • Lytle
  • Mabank
  • Macdona
  • Madisonville
  • Magnolia
  • Malakoff
  • Malone
  • Manchaca
  • Manor
  • Mansfield
  • Manvel
  • Maple
  • Marathon
  • Marble Falls
  • Marfa
  • Marietta
  • Marion
  • Markham
  • Marlin
  • Marquez
  • Marshall
  • Mart
  • Martindale
  • Martinsville
  • Maryneal
  • Mason
  • Masterson
  • Matador
  • Matagorda
  • Mathis
  • Maud
  • Mauriceville
  • Maxwell
  • May
  • Maydelle
  • Maypearl
  • Maysfield
  • Mcadoo
  • McAllen
  • McCamey
  • McCaulley
  • McCoy
  • McDade
  • Mcfaddin
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  • McKinney
  • Mclean
  • McLeod
  • McNeil
  • McQueeney
  • Meadow
  • Medina
  • Megargel
  • Melissa
  • Melvin
  • Memphis
  • Menard
  • Mentone
  • Mercedes
  • Mereta
  • Meridian
  • Merit
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  • Mertens
  • Mertzon
  • Mesquite
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  • Miami
  • Mico
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  • Milam
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  • Miles
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  • Millican
  • Millsap
  • Minden
  • Mineola
  • Mineral
  • Mineral Wells
  • Mingus
  • Mirando City
  • Mission
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  • Mobeetie
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  • Montague
  • Montalba
  • Montgomery
  • Moody
  • Moore
  • Moran
  • Morgan
  • Morgan Mill
  • Morse
  • Morton
  • Moscow
  • Moulton
  • Mound
  • Mount Calm
  • Mount Enterprise
  • Mount Pleasant
  • Mount Vernon
  • Mountain Home
  • Muenster
  • Muldoon
  • Muleshoe
  • Mullin
  • Mumford
  • Munday
  • Murchison
  • Myra
  • Nacogdoches
  • Nada
  • Naples
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  • Neches
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  • Needville
  • Nemo
  • Nevada
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  • New Deal
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  • New Ulm
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  • Newark
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  • Newgulf
  • Newton
  • Nixon
  • Nocona
  • Nolan
  • Nolanville
  • Nome
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  • Normangee
  • Normanna
  • North Houston
  • North Richland Hills
  • North Zulch
  • Norton
  • Notrees
  • Novice
  • Nursery
  • O Brien
  • Oakhurst
  • Oakland
  • Oakville
  • Oakwood
  • Odell
  • Odem
  • Odessa
  • Odonnell
  • Oglesby
  • Oilton
  • Oklaunion
  • Old Glory
  • Old Ocean
  • Olden
  • Olmito
  • Olney
  • Olton
  • Omaha
  • Onalaska
  • Orange
  • Orange Grove
  • Orangefield
  • Orchard
  • Ore City
  • Orla
  • Ottine
  • Otto
  • Ovalo
  • Overton
  • Ozona
  • Paducah
  • Paige
  • Paint Rock
  • Palacios
  • Palestine
  • Palmer
  • Palo Pinto
  • Paluxy
  • Pampa
  • Pandora
  • Panhandle
  • Panna Maria
  • Panola
  • Paradise
  • Paris
  • Pasadena
  • Pattison
  • Pattonville
  • Pawnee
  • Pear Valley
  • Pearland
  • Pearsall
  • Peaster
  • Pecan Gap
  • Pecos
  • Peggy
  • Pendleton
  • Penelope
  • Penitas
  • Pennington
  • Penwell
  • Pep
  • Perrin
  • Perry
  • Perryton
  • Petersburg
  • Petrolia
  • Pettus
  • Petty
  • Pflugerville
  • Pharr
  • Pickton
  • Pierce
  • Pilot Point
  • Pinehurst
  • Pineland
  • Pipe Creek
  • Pittsburg
  • Placedo
  • Plains
  • Plainview
  • Plano
  • Plantersville
  • Pleasanton
  • Pledger
  • Plum
  • Point
  • Point Comfort
  • Pointblank
  • Pollok
  • Ponder
  • Pontotoc
  • Poolville
  • Port Aransas
  • Port Arthur
  • Port Bolivar
  • Port Isabel
  • Port Lavaca
  • Port Mansfield
  • Port Neches
  • Port O Connor
  • Porter
  • Portland
  • Post
  • Poteet
  • Poth
  • Pottsboro
  • Pottsville
  • Powderly
  • Powell
  • Poynor
  • Prairie Hill
  • Prairie Lea
  • Prairie View
  • Premont
  • Presidio
  • Price
  • Priddy
  • Princeton
  • Proctor
  • Progreso
  • Prosper
  • Purdon
  • Purmela
  • Putnam
  • Pyote
  • Quail
  • Quanah
  • Queen City
  • Quemado
  • Quinlan
  • Quitaque
  • Quitman
  • Rainbow
  • Ralls
  • Rancho Alegre
  • Randolph
  • Ranger
  • Rankin
  • Ransom Canyon
  • Ratcliff
  • Ravenna
  • Raymondville
  • Raywood
  • Reagan
  • Realitos
  • Red Oak
  • Red Rock
  • Redford
  • Redwater
  • Refugio
  • Reklaw
  • Rhome
  • Rice
  • Richards
  • Richardson
  • Richland
  • Richland Springs
  • Richmond
  • Riesel
  • Ringgold
  • Rio Frio
  • Rio Grande City
  • Rio Hondo
  • Rio Medina
  • Rio Vista
  • Rising Star
  • Riverside
  • Riviera
  • Roanoke
  • Roans Prairie
  • Roaring Springs
  • Robert Lee
  • Robstown
  • Roby
  • Rochelle
  • Rochester
  • Rock Island
  • Rockdale
  • Rockport
  • Rocksprings
  • Rockwall
  • Rockwood
  • Rogers
  • Roma
  • Romayor
  • Roosevelt
  • Ropesville
  • Rosanky
  • Roscoe
  • Rosebud
  • Rosenberg
  • Rosharon
  • Ross
  • Rosser
  • Rosston
  • Rotan
  • Round Mountain
  • Round Rock
  • Round Top
  • Rowena
  • Rowlett
  • Roxton
  • Royalty
  • Royse City
  • Rule
  • Runge
  • Rusk
  • Rye
  • Sabinal
  • Sabine Pass
  • Sacul
  • Sadler
  • Saint Hedwig
  • Saint Jo
  • Salado
  • Salineno
  • Salt Flat
  • Saltillo
  • Samnorwood
  • San Angelo
  • San Antonio
  • San Augustine
  • San Benito
  • San Diego
  • San Elizario
  • San Felipe
  • San Isidro
  • San Juan
  • San Leon
  • San Marcos
  • San Perlita
  • San Saba
  • San Ygnacio
  • Sanderson
  • Sandia
  • Sandy
  • Sanford
  • Sanger
  • Santa Anna
  • Santa Elena
  • Santa Fe
  • Santa Maria
  • Santa Rosa
  • Santo
  • Saragosa
  • Saratoga
  • Sarita
  • Satin
  • Savoy
  • Schertz
  • Schulenburg
  • Schwertner
  • Scotland
  • Scottsville
  • Scroggins
  • Scurry
  • Seabrook
  • Seadrift
  • Seagoville
  • Seagraves
  • Sealy
  • Sebastian
  • Seguin
  • Selman City
  • Seminole
  • Seymour
  • Shafter
  • Shallowater
  • Shamrock
  • Sheffield
  • Shelbyville
  • Shepherd
  • Sheridan
  • Sherman
  • Shiner
  • Shiro
  • Sidney
  • Sienna Plantation
  • Sierra Blanca
  • Silsbee
  • Silver
  • Silverton
  • Simms
  • Simonton
  • Sinton
  • Skellytown
  • Skidmore
  • Slaton
  • Slidell
  • Smiley
  • Smithville
  • Smyer
  • Snook
  • Snyder
  • Somerset
  • Somerville
  • Sonora
  • Sour Lake
  • South Bend
  • South Houston
  • South Padre Island
  • South Plains
  • Southlake
  • Southmayd
  • Spade
  • Speaks
  • Spearman
  • Spicewood
  • Splendora
  • Spring
  • Spring Branch
  • Springlake
  • Springtown
  • Spur
  • Spurger
  • Stafford
  • Stamford
  • Stanton
  • Staples
  • Star
  • Stephenville
  • Sterling City
  • Stinnett
  • Stockdale
  • Stonewall
  • Stowell
  • Stratford
  • Strawn
  • Streetman
  • Sublime
  • Sudan
  • Sugar Land
  • Sullivan City
  • Sulphur Bluff
  • Sulphur Springs
  • Summerfield
  • Sumner
  • Sundown
  • Sunnyvale
  • Sunray
  • Sunset
  • Sutherland Springs
  • Sweeny
  • Sweet Home
  • Sweetwater
  • Sylvester
  • Taft
  • Tahoka
  • Talco
  • Talpa
  • Tarpley
  • Tarzan
  • Tatum
  • Taylor
  • Teague
  • Tehuacana
  • Telegraph
  • Telephone
  • Telferner
  • Tell
  • Temple
  • Tenaha
  • Tennessee Colony
  • Tennyson
  • Terlingua
  • Terrell
  • Texarkana
  • Texas City
  • Texline
  • The Colony
  • Thicket
  • Thomaston
  • Thompsons
  • Thorndale
  • Thornton
  • Thrall
  • Three Rivers
  • Throckmorton
  • Tilden
  • Timpson
  • Tioga
  • Tivoli
  • Tokio
  • Tolar
  • Tom Bean
  • Tomball
  • Tornillo
  • Tow
  • Toyah
  • Toyahvale
  • Trent
  • Trenton
  • Trinidad
  • Trinity
  • Troup
  • Troy
  • Tuleta
  • Tulia
  • Turkey
  • Tuscola
  • Tye
  • Tyler
  • Tynan
  • Umbarger
  • Universal City
  • Utopia
  • Uvalde
  • Valentine
  • Valera
  • Valley Mills
  • Valley Spring
  • Valley View
  • Van
  • Van Alstyne
  • Van Horn
  • Van Vleck
  • Vancourt
  • Vanderbilt
  • Vanderpool
  • Vega
  • Venus
  • Veribest
  • Vernon
  • Victoria
  • Vidor
  • Village Mills
  • Voca
  • Von Ormy
  • Voss
  • Votaw
  • Voth
  • Waco
  • Wadsworth
  • Waelder
  • Waka
  • Walburg
  • Wall
  • Waller
  • Wallis
  • Wallisville
  • Walnut Springs
  • Warda
  • Waring
  • Warren
  • Washington
  • Waskom
  • Water Valley
  • Waxahachie
  • Wayside
  • Weatherford
  • Webster
  • Weesatche
  • Weimar
  • Weinert
  • Weir
  • Welch
  • Wellborn
  • Wellington
  • Wellman
  • Wells
  • Weslaco
  • West
  • West Columbia
  • West Point
  • Westbrook
  • Westhoff
  • Westminster
  • Weston
  • Wharton
  • Wheeler
  • Wheelock
  • White Deer
  • White Oak
  • Whiteface
  • Whitehouse
  • Whitesboro
  • Whitewright
  • Whitharral
  • Whitney
  • Whitsett
  • Whitt
  • Wichita Falls
  • Wickett
  • Wiergate
  • Wildorado
  • Willis
  • Willow City
  • Wills Point
  • Wilmer
  • Wilson
  • Wimberley
  • Windom
  • Windthorst
  • Winfield
  • Wingate
  • Wink
  • Winnie
  • Winnsboro
  • Winona
  • Winters
  • Woden
  • Wolfe City
  • Wolfforth
  • Woodlake
  • Woodlawn
  • Woodsboro
  • Woodson
  • Woodville
  • Woodway
  • Wortham
  • Wrightsboro
  • Wylie
  • Yancey
  • Yantis
  • Yoakum
  • Yorktown
  • Zapata
  • Zavalla
  • Zephyr