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Texas Champion Bank Rates & Review August 2026

Texas Champion Bank's 180 to 364 Days Certificates of Deposit rates are at 3.02%, 365 Days Certificates of Deposit rates are at 3.00%, 30 to 59 Days Certificates of Deposit rates are at 1.00%. MonitorBankRates evaluates the financial stability of Texas Champion Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.74%. Rates last updated and verified on 08/28/2026.

Texas Champion Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texas Champion Bank? Share your experience about Texas Champion Bank by leaving a review below, or read customer reviews before you decide to use Texas Champion Bank.

MonitorBankRates Exceptional Health Badge 2026 Exceptional Health Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.74%
Excellent Lower than avg
Texas Champion Bank
6124 S Staples St
Corpus Christi, TX 78413
https://www.texaschampionbank.com
Member FDIC

Texas Champion Bank CD Rates

Product Rate APY Term View More
180 to 364 Days Certificates of Deposit 3.00% 3.02% 180 to 364 Days
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
365 Days Certificates of Deposit 3.00% 3.00% 365 Days
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
18 month Certificates of Deposit 2.75% 2.73% 18 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
24 month Certificates of Deposit 2.75% 2.71% 24 Months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
30 to 59 Days Certificates of Deposit 1.00% 1.00% 30 to 59 Days
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Texas Champion Bank Checking Rates

Product Rate APY View More
Champion Cash Checking 5.00% 5.12%
Min Deposit $25
Details Qualifications Required: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates .; 5.12% to 0.25% APY on balances over $50,000 depending on balance in account*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Regular Demand Checking 1.98% 2.00%
Min Balance $0
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Champion Cash Checking 0.05% 0.05%
Min Deposit $25
Details Qualifications Required: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates .; 0.05% APY* if qualifications aren't met
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Regular Demand Checking 0.05% 0.05%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Texas Champion Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Texas Champion Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Texas Champion Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Texas Champion Bank
Bank Holding Company MESQUITE FINL SERVICES INC
Address 6124 S Staples St, Corpus Christi, TX 78413  ·  Nueces
FDIC Certificate # 11159
Established 08/12/1912
FDIC Insurance Date 01/01/1934
Domestic Offices 10
Total Branches 10
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.74%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7547%
Return on Equity (ROE) 7.4600%
Non-Performing Loans (NPL) 0.07%
Total Assets $453,179,000
Total Deposits $346,171,000
Equity Capital $47,553,000
Net Income $3,989,000
Headquarters Corpus Christi
Total Branches and Offices 10
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Exceptional Health Badge 2026
2026 MBR Health & Safety Badge

Texas Champion Bank earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Texas Champion Bank

How many branches does Texas Champion Bank operate?

Texas Champion Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Texas Champion Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texas Champion Bank provides members with tools to manage their accounts and build a solid financial history.

Does Texas Champion Bank offer online and mobile banking?

Most modern institutions like Texas Champion Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.texaschampionbank.com.