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Doches Credit Union

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Doches Credit Union Rates & Review August 2026

Q: How many branches does Doches Credit Union operate?

Doches Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Doches Credit Union?

Yes, to access services at Doches Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Doches Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Doches Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Doches Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Doches Credit Union, and you can see how they compare in the Doches Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Doches Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.18%. Database rates last updated and verified on 08/29/2026.

Doches Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Doches Credit Union? Share your experience about Doches Credit Union by leaving a review below, or read customer reviews before you decide to use Doches Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.18%

Excellent Lower than avg

Doches Credit Union
Main Office

920 NW Stallings Dr
Nacogdoches, TX 75964

https://www.dochescu.com

Current Rate Availability

We're not currently displaying rates for Doches Credit Union, but our database is updated constantly — check back soon for the latest offers.

Are you with Doches Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Doches Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Doches Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Doches Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Doches Credit Union

Website https://www.dochescu.com

Address 920 NW Stallings Dr, Nacogdoches, TX 75964

Phone 936-569-7700

Fax 936-560-5701

President Freddie Gibson

CEO Cody Derouen

Full-Time Employees 27

Part-Time Employees 1

Branch Locations 5

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.18%

Return on Assets (ROA)

0.2810%

Return on Equity (ROE)

2.1421%

Non-Performing Loans Ratio (NPL)

0.23%

Total Assets

64,308,860

Total Amount of Shares and Deposits

56,182,771

Total Shares and Deposits < 1 Year

52,718,806

Total Shares and Deposits 1 3 Years

3,280,562

Total Shares and Deposits > 3 Years

183,403

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,130,321

Total Uninsured Shares and Deposits > $250K (F+J)

1,130,321

Total Insured Shares and Deposits > $250K (item 17 less item K)

55,052,450

Total Interest Expense (Sum of items 6 8)

613,479

Share Certificates

282

Number of Accounts for Share Drafts

5,173

IRA KEOGH Accounts

Number of Accounts for Regular Shares

10,528

Money Market Shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

611,737

Total Liabilities

55,872,989

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Doches Credit Union earned the Verified Strong badge

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Customer Reviews

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Total Reviews

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Frequently Asked Questions About Doches Credit Union

How many branches does Doches Credit Union operate?

Doches Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Doches Credit Union?

Yes, to access services at Doches Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Doches Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Doches Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Doches Credit Union offer online and mobile banking?

Most modern institutions like Doches Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dochescu.com.